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http://economictimes.indiatimes.com/articleshow/10408559.cms?prtpage=1
Network of hospitals, doctors: Have you faced problems in getting cashless claims or too much time was taken to close on a decision? In case it's a yes, then review your current insurance company's network and compare it with other insurers who have larger and widespread coverage. At the time of emergency, it is important to rush to the nearest hospital, rather than looking for a hospital which is covered by your insurer. So if you have made up your mind to change your insurer, the first step should be to fill up and submit the proposal form of the insurer of your choice, along with the standardised portability form. On receiving a request for portability, the incumbent insurer will underwrite as per their guidelines and will inform you on the final decision within a stipulated time frame. It is advisable to start the process at least 45 days before your premium is due in order to take an informed decision and hedge the risk of a break in coverage at any point in time. And a final piece of advice: do not choose to port to a lower premium cover, as you may lose your benefits and features previously enjoyed!
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10/30/2011 12:16 PM