Beruflich Dokumente
Kultur Dokumente
N A V I G A T I N G
T H E
R I G H T
C O U R S E
D I S C O V E R I N G
N E W
O P P O R T U N I T I E S
eN
VISIT US
Room 5B San Diego Convention Center Oct. 11-13, 2009 MBAs 96th Annual Convention & Expo
ERS presents you with critical pieces of the puzzle to take your business into the future. We oer the collaborative solutions to help you eliminate paper, detect fraud, and cost-eectively respond to government regulations, all while improving your bottom line.
Most Sincerely,
chairmans message
You can rely on Freddie Mac for certainty and consistency. Were committed to working with you to ensure borrower success throughout the mortgage lifecycle. Its what you expect in a reliable partner.
FreddieMac.com
Freddie Mac is proud to play a leading role in the Making Home Affordable Program.
To learn more about our continued commitment to helping borrowers succeed as long-term homeowners, visit Freddie Macs Information Center in Convention Room 5A.
Schedule at-a-glance
schedule at-a-glance
schedule at-a-glance
schedule at-a-glance
Note: All events take place at the San Diego Convention Center unless otherwise noted.
MOnday, OctOber 12
7:30 a.m.8:30 a.m.
Saturday, OctOber 10
8:00 a.m.5:00 p.m.
Sunday, OctOber 11
7:30 a.m.7:00 p.m.
Continental Breakfast
upper LeveL, baLLrooM 6 Foyer
Chairmans Luncheon
upper LeveL, baLLrooM 6
Committee Meetings
(ScheduLe avaiLabLe at concierGe deSk)
schedule at-a-glance
tueSday, OctOber 13
7:30 a.m.4:00 p.m.
ServiCinG / reo ManaGeMent traCk
Continental Breakfast
upper LeveL, baLLrooM 6 Foyer
WedneSday, OctOber 14
8:30 a.m.9:00 a.m.
Continental Breakfast
upper LeveL, baLLrooM 10 Foyer
10:30 a.m.
schedule at-a-glance
SponSorS
sponsors
sponsors
sponsors MBA thanks the sponsors of the 96th Annual Convention & Expo 2009 for their generous support.
MillenniuM
GOld
ClubMBA
diaMOnd
Opening Reception: California Dreaming
PlatinuM
sponsors
Silver brOnze cOntributOr
sponsors
Convention Notepads Attendee Lists Relaxation Station
HOSt
here
Visit us at booth #503.
To optimize performance and remain competitive in a changing market, you need access to the best mortgage technology, data and services. LPS delivers all this plus decades of proven mortgage experience to help you manage capacity, reduce costs and minimize risk. The nations leading financial institutions rely on LPS comprehensive origination, servicing, default and risk management offerings. Combine that with our award-winning services and support, and you gain a strategic partner unsurpassed in strength, scope and expertise to sharpen your competitive edge and accelerate your business growth. Contact LPS today at 800.991.1274 to start leveraging one source for powerful end-to-end mortgage solutions.
convention inforMation
information
convention information
information Note: All events take place at the San Diego Convention Center unless otherwise noted.
Saturday, October 10
8:00 a.m.5:00 p.m. 7:30 a.m.7:00 p.m. 7:30 a.m.5:30 p.m. 7:30 a.m.4:00 p.m.
12:00 p.m.5:00 p.m. 7:30 a.m.5:30 p.m. 7:30 a.m.4:00 p.m. 8:30 a.m.10:30 a.m.
Only those registrants wearing the official MBA convention badge are admitted to the Opening Reception, Exhibit Hall Receptions, General Sessions, Education Tracks, Expo 2009, affiliate meeting rooms or other convention activities. Badge admittance is strictly enforced. Replacement of lost badges requires a picture ID. Saturday, October 10 Sunday, October 11 Monday, October 12 Tuesday, October 13 Wednesday, October 14 8:00 a.m.5:00 p.m. 7:30 a.m.7:00 p.m. 7:30 a.m.5:30 p.m. 7:30 a.m.4:00 p.m. 8:30 a.m.10:30 a.m.
Please stop by the MBA Convention Housing Desk during the hours of operation if you require assistance with your housing needs. Saturday, October 10 Sunday, October 11 Monday, October 12 8:00 a.m.5:00 p.m. 9:00 a.m.5:00 p.m. 9:00 a.m.4:00 p.m.
Complimentary to all attendees, this is an office away from the office. The business communications center provides you with the ability to keep your business running smoothly while you are away. You have access to computers and the Internet. Sunday, October 11 Monday, October 12 Tuesday, October 13 5:00 p.m.7:00 p.m. 10:00 a.m.5:30 p.m. 10:00 a.m.4:00 p.m.
Mba HeadquarterS
upper LeveL, rooM 2
Saturday, October 10 Sunday, October 11 Monday, October 12 Tuesday, October 13 Wednesday, October 14
8:00 a.m.5:00 p.m. 7:00 a.m.6:00 p.m. 7:00 a.m.6:00 p.m. 7:00 a.m.5:00 p.m. 8:00 a.m.10:30 a.m.
GueSt POlicy
All registrants are limited to one paid guest. A guest is defined as a spouse, significant other, friend or an adult child (18 and over) who is not in an industry-related occupation. Coworkers or associates in the industry may not use the guest registration category.
Take a break from convention activities and visit the Relaxation Station. Massage therapists take care of your aching shoulders and back in minutes. Sunday, October 11 Monday, October 12 Tuesday, October 13
SponSored By:
12
convention information
exPO 2009
Ground LeveL , exhibit haLL ab
reMinderS
With the tremendous networking opportunities at the 96th Annual Convention & Expo, we recommend business attire. Please remember, smoking is not permitted at MBA sessions, events or in the Exhibit Hall. No audio or video taping of the program is allowed. As a courtesy to other attendees, please turn off cell phones and pagers when in session rooms. Please note that the convention sessions will not be recorded and that book and audio sales will not be available at this years convention.
The Tides Food and Beverage Outlet offers quick, convenient samples of San Diegos regional cuisines complete with made-to-order selections. Monday, October 12 Tuesday, October 13 11:00 a.m.3:00 p.m. 11:00 a.m.3:00 p.m.
13
information
Increased Quality.
Strong Foundation.
2009 CitiMortgage, Inc. CitiMortgage, Inc. does business as Citicorp Mortgage in NM. CitiMortgage, Inc. is an equal housing lender. Citi, Arc Design, Citi and Arc Design and Citi Never Sleeps are registered service marks of Citigroup Inc.
ticketed events
ticketed eventS
ticketed events
MOnday, OctOber 12
12:15 p.m.2:00 p.m.
tiCketed event
tueSday, OctOber 13
7:00 p.m.11:00 p.m.
tiCketed event
Chairmans Luncheon
upper LeveL, baLLrooM 6
Featured Speaker
ticketed events
Robert Ballard Discoverer of the Titanic President and Founder Institute for Exploration at Mystic Aquarium
Enjoy the sunny vocal harmonies of one of Billboards Top 100 American rock bands The Beach Boys. Join us for Fun, Fun, Fun and Good Vibrations at this years Club MBA. Ticket Price: $199 / person, $1,990 / table Preferred seating is given to those who reserve an entire table.
Famous for finding the Titanic, Ballard is president and founder of the Institute for Exploration at Mystic Aquarium. Led by Ballard, this institute is focused on the development of a suite of remotely operated vehicles created specifically to conduct deep-water archaeological excavation. Ballard has conducted more than 100 deepsea expeditions during his career and is the recipient of numerous professional awards including the National Geographic Societys prestigious Hubbard Medal and the National Humanities Medal from the National Endowment for the Humanities. Ticket Price: $135 / person, $1,350 / table Preferred seating is given to those who reserve an entire table.
SponSored By:
16
Saturday/Sunday
OctOber 1011
saturday\ sunday
At Radian, were committed to helping people achieve and preserve their dream of homeownership. By leveraging a variety of distinctive products and services, we work diligently with our customers to make this dream a reality.
www.radian.biz
2009 Radian Guaranty Inc.
Saturday, OctOber 10
8:00 a.m.5:00 p.m.
Join MBA at this years opening reception for some California Dreaming. Get a taste of San Diego and sample the delights that the California coast has to offer.
SponSored By:
Sunday, OctOber 11
7:30 a.m.7:00 p.m.
earn uP tO 21 cPe creditS by attendinG MbaS 96th annual cOnventiOn & exPO 2009
Earn up to 21 CPE Credits for your participation in MBAs 96th Annual Convention & Expo 2009. The convention is a basic, group live offering, with no prerequisite or advance preparation required.
Mortgage Bankers Association (MBA) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Avenue, North, Suite 700, Nashville, TN, 37219-2417, www.nasba.org.
yOu can alSO earn 3 POintS tOWard yOur certified MOrtGaGe banker (cMb) deSiGnatiOn
19
saturday\ sunday
Learn about First Americans webinar and booth presentations online at www.rstam.com/2009mba
OctOber 12
Monday
monday
monday, october 12
Note: All events take place at the San Diego Convention Center unless otherwise noted.
7:30 a.m.8:30 a.m. 2010 MBA Chairman-Elect Michael D. Berman, CMB President and Chief Executive Officer CWCapital
2010 MBA Vice Chairman Michael W. Young Chairman of the Board Cenlar FSB
Continental Breakfast
upper LeveL, baLLrooM 6 Foyer
Featured SpeakerS
MONDAY
welcome remarkS
John Courson President and Chief Executive Officer Mortgage Bankers Association
call to order and cHairmanS Farewell addreSS
From the White Houses Situation Room to CNNs news program of the same name, Paul Begalas experience gives him an unmatched perspective on politics and the media. As a political strategist or pundit, Begala has been at the center of every election cycle of the last 20 years.
Tucker Carlson Journalist and Political Commentator Fox News Channel
2009 MBA Chairman David G. Kittle, CMB Executive Vice President Vision Mortgage Capital, LLC a division of American Home Bank
Tucker Carlson is a veteran journalist and political commentator, currently working for the Fox News Channel. Carlson joined Fox from MSNBC, where he hosted several nightly programs. Previously, he was the co-host of Crossfire on CNN, where he was the youngest anchor in the history of that network. During the same period, Carlson also hosted a weekly public affairs program on PBS.
John M. Robbins, CMB 2007 MBA Chairman Founder, American Mortgage Network and American Residential Mortgage
mba cHairmanS addreSS
2010 MBA Chairman Robert E. Story, Jr., CMB President Seattle Financial Group
22
monday, october 12
10:00 a.m.5:00 p.m. 11:00 a.m.12:15 p.m.
ConCurrent SeSSionS
> BuSineSS SolutionS for reSidential lendinG traCk
The mortgage industry is in the midst of a major transformation, and the outcomes of that transformation will be shaped largely by changes in public policy. Whether its changes to RESPA, TILA, FHA standards, bankruptcy law, the creation of a new consumer financial regulator, or the future structure of government involvement in the secondary market, todays policy debates matter more than ever. Join our panel of experts for the latest on developments in Washington and state capitals.
moderator
Steve OConnor Senior Vice President, Government Affairs Mortgage Bankers Association
SpeakerS
Jack Konyk Senior Vice President, Public and Government Affairs National City Mortgage Paul Mondor Senior Attorney, Division of Consumer and Community Affairs Board of Governors of the Federal Reserve System
23
MONDAY
Margaret Burns Director, Office of Single Family Program Development U.S. Department of Housing and Urban Development
monday, october 12
11:00 a.m.12:15 p.m. (continued)
> ProduCtion and SeCondary Market aCtivitieS traCk > ServiCinG / reo ManaGeMent traCk
More lenders are fighting for a share of the shrinking warehouse lending market. What was once a $250 billion market is now less than one tenth that amount. This panel of mortgage innovators and mortgage bankers will discuss how lenders can continue to originate loans, despite the availability of warehouse funding.
SponSored By:
Join us for a discussion of the Obama Administrations guidelines for the Making Home Affordable modification program. Panelists will explore the effectiveness of the program, early challenges and bottlenecks and new cooperative efforts that provide additional resources and expertise on loan modifications.
moderator
David A. Hurt Senior Vice President, Business Development First American CoreLogic
SpeakerS
moderator
John M. Jelavich Vice President, Homeownership Preservation Initiatives PMI Mortgage Insurance Company Laurie Anne Maggiano Director of Policy, Office of Homeownership Preservation U.S. Department of Treasury Douglas Potolsky Senior Vice President, Capital Markets Chase Home Lending Eric Schuppenhauer Senior Vice President, Chief Financial Officer / Program Executive, HASP Fannie Mae
MONDAY
Michael Grego Chief Operating Officer 1st Advantage Mortgage Lawrence O. Huff Co-Chief Executive Officer Optimal Blue, LLC Ken D. Logan, CMB Director, Residential Mortgage and Consumer Group Wells Fargo Securities Matthew Pineda President Castle & Cook Mortgage, LLC
24
monday, october 12
> teChnoloGy innovationS traCk
Chairmans Luncheon
upper LeveL, baLLrooM 6
Featured Speaker
The way the mortgage process interfaces with borrowers is changing. Many lenders have transitioned to, or added more resources to, a growing retail lending strategy. In addition, lenders are also looking for ways to connect with and engage borrowers in an easy, trustworthy fashion that does not require additional staff resources. This session explores the emerging consumer direct mortgage lending trend; how lenders are starting an efficient, effective consumer direct lending channel, and the business perspective, processes and technology required to do it.
SponSored By:
Robert Ballard Discoverer of the Titanic President and Founder Institute for Exploration at Mystic Aquarium
moderator
Famous for finding the Titanic, Ballard is president and founder of the Institute for Exploration at Mystic Aquarium. Led by Ballard, this institute is focused on the development of a suite of remotely operated vehicles created specifically to conduct deep-water archaeological excavation. Ballard has conducted more than 100 deepsea expeditions during his career and is the recipient of numerous professional awards including the National Geographic Societys prestigious Hubbard Medal and the National Humanities Medal from the National Endowment for the Humanities. Ticket Price: $135 / person, $1,350 / table Preferred seating is given to those who reserve an entire table.
2:00 p.m.2:30 p.m.
David P. Colwell Executive Vice President Loan-Score Decisioning Systems Joseph Dahleen Vice President and Chief Strategy Officer Brightgreen Home Loan, Inc. G. Shay Tengan Vice President of Business Development Helm Analytics
25
MONDAY
monday, october 12
2:15 p.m.3:30 p.m.
SeCond General SeSSion
Join top executives from Fannie Mae, Freddie Mac, HUD and the Federal Home Loan Bank of San Francisco as they discuss how the changing business landscape is affecting your business and the industry. Discover how changing borrower demographics, new products, lower origination volumes and new technologies are altering the roles of mortgage market investors.
moderator
The recently updated, 2009 Home Valuation Code of Conduct, will bring about vast changes to the way lenders and appraisers do business. Hear from industry experts on the potential business and financial impact; and how new quality control requirements and reporting responsibilities will impact lenders, brokers and appraisers.
moderator
Michael D. Berman, CMB 2010 MBA Chairman-Elect President and Chief Executive Officer CWCapital
Speaker
Ezzard Alves Director, Credit Risk Fannie Mae Marko Berishaj, CMB, AMP Vice President Dart Appraisal.com Kathy Coon, CRU, SRA Chief Appraiser, Director FNC, Inc. Bill Dyson National Operations, Wholesale Lending CitiMortgage, Inc. Patricia McLung Vice President, Offerings Management Freddie Mac
MONDAY
Dean Schultz President and Chief Executive Officer Federal Home Loan Bank of San Francisco
David H. Stevens Assistant Secretary for Housing, Federal Housing Commissioner U.S. Department of Housing and Urban Development (HUD)
26
monday, october 12
> ProduCtion and SeCondary Market aCtivitieS traCk > ServiCinG / reo ManaGeMent traCk
Compliance has traditionally been associated with loan origination, but the current state of the market has investors putting pressure on lenders to ensure that loans comply with all predatory lending regulations. This session explores compliance strategies for both lenders and investors. Learn more about how the proper use of compliance tools reduces buybacks increasing business and maximizing profits; while making it easier for investors to sell loans and validate quality control.
SponSored By:
According to a 2008 report on negative home equity, 8.3 million borrowers are currently underwater on their mortgages. In this session, industry experts provide insight on how to successfully manage the growing number of loan modifications. Learn more about how lenders and servicers can improve the loan workout process and successfully execute loan modifications.
moderator
Cheryl Lang President and Chief Executive Officer Integrated Mortgage Solutions
SpeakerS
moderator
Ingrid Beckles Senior Vice President, Default Asset Management Freddie Mac Robert W. Meachum Executive Vice President Saxon Mortgage, Inc. Jacqui M. Peace Senior Vice President, Portfolio Management and Default Services Genworth Mortgage Insurance Dan Reiman Partner Newbold Advisors
27
MONDAY
monday, october 12
3:45 p.m.5:00 p.m. (continued)
> teChnoloGy innovationS traCk
The mortgage industry is experiencing a greater need for transparency between investors and servicers. Investors need to know how to drive strategy and monitor results. Learn more about the latest technologies that provide a cock pit view of your portfolio and provide the tools or levers to drive an effective strategy.
SponSored By:
Network with conference attendees at MBAs Fiesta Happy Hour Reception. Mix and mingle with industry leaders and experts as you enjoy the light atmosphere of our favorite time of day Happy Hour.
5:00 p.m.6:00 p.m.
MONDAY
Louis Amaya Chief Investment Officer and Chief Operating Officer National Asset Direct Richard Cimino Chief Executive Officer iServe Servicing Inc. Jeff Crawford Director, Asset Management Carval Investors
28
CampusMBA, the education division of the Mortgage Bankers Association (MBA), is pleased to announce that it is now a Nationwide Mortgage Licensing System (NMLS) approved training provider (Provider ID 1400036). Visit CampusMBAs SAFE Act Central at www.campusmba.org/SAFE or visit us at Booth #223 to view a list of approved courses and to learn more about new requirements for loan originators. For Your Staff: Most CampusMBA programs, including all approved SAFE Act training, can be offered privately at your location or online for your staff at your convenience. For more information visit campusmba.org/SAFE or call (800) 793-6222 (select option 3).
www.campusmba.org/SAFE
9528
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Pay men t s
OctOber 13
tueSday
tuesday
tuesday, october 13
Note: All events take place at the San Diego Convention Center unless otherwise noted.
7:30 a.m.4:00 p.m.
SpeakerS
Daniel G. Crockett President, Chief Executive Officer and Chairman Franklin American Mortgage Company Barbara Desoer President Bank of America Home Loans and Insurance
Continental Breakfast
upper LeveL, baLLrooM 6 Foyer
Join our discussion on timely and up-to-the-minute issues and concerns that are impacting the real estate finance industry. This years Third General Session, moderated by John Courson, MBA President and CEO, features mortgage industry leaders who are engaged in the origination, funding and servicing of loans. Hear our featured speakers discuss how their successful business practices and strategies affected their bottom line during the economic downturn. Gain insight on critical issues that you are likely to face on a daily basis and walk away with practical and valuable information that you can apply to your business.
moderator
Debra W. Still, CMB President and Chief Executive Officer Pulte Mortgage LLC
TUESDAY
John Courson President and Chief Executive Officer Mortgage Bankers Association
32
tuesday, october 13
10:00 a.m.4:00 a.m.
> ProduCtion and SeCondary Market aCtivitieS traCk
What are the infrastructures and servicing requirements necessary to support a thriving secondary market? This session explores the new investors entering this space, the issues and risks associated and new opportunities to offer a variety of mortgage related services. Panelists will discuss GSE underwriting and reporting standards and the process by which mortgages are to be bought and sold.
SponSored By:
Despite the current environment of consolidation and bank-owned lenders, there is still a role for the independent mortgage banker. This panel will discuss the various opportunities and challenges that face independent lenders, from warehouse financing and access to capital, to the opportunity to recruit and hire great talent from larger bank-owned lenders. Learn more about product niches and the strategic advantages these lenders have versus their larger competitors.
moderator
moderator
Patrick Tadie Executive Vice President, Global Structured Finance Group, Global Corporate Trust Division BNY Mellon
SpeakerS
David L. Lykken Managing Partner, President of Mortgage Strategies Mortgage Banking Solutions
SpeakerS
Brien W. Hampton Senior Vice President Redbrick Partners, LLC Stephen F.J. Ornstein Partner Sonnenschein, Nath & Rosenthal, LLP
Craig S. Focardi, CMB Senior Research Director TowerGroup Timothy C. Stern President Lenders One
33
TUESDAY
tuesday, october 13
11:00 a.m.12:15 p.m. (continued)
> ServiCinG / reo ManaGeMent traCk > teChnoloGy innovationS traCk
Our panel of experienced attorneys and mortgage professionals discuss the past years legal trends in the servicing, foreclosure and REO arenas. The discussion will include legal trends and a review of recent case law; solutions to avoid litigation; a discussion of when it is time to say no to loss mitigation and move on with court relief; and methods to minimize negative, pre-conceived opinion of judges or perspective jurors.
moderator
Can technology be the solution to increasing your profit margins? In this environment, lenders are more than ever focusing on doing more with less. Executives are measuring anything and everything to cut costs and increase profitability. Hear industry experts discuss how they have leveraged new best practices, technologies and processes to increase profitability by incorporating scorecards and implementing data integrity checks. These technologies mitigate risk and increase the overall quality of their loans.
SponSored By:
Linda S. Finley Shareholder Baker, Donelson, Bearman, Caldwell & Berkowitz, P.C.
SpeakerS
moderator
Robert T. Finlay Partner Wright, Finlay & Zak, LLP William A. (Mac) McBride Vice President, Head of Litigation Ocwen Financial Corporation Caroline Reaves President and Chief Operations Officer Mortgage Contracting Services, LLC
Chris Burckhardt Senior Vice President and Chief Information Officer Pulte Mortgage, LLC Gregory Smith Vice President and General Manager Xerox Mortgage Services Julie Vazquez Chief Information Officer Paramount Residential Mortgage Group
TUESDAY
34
tuesday, october 13
12:15 p.m.2:00 p.m. 2:45 p.m.4:00 p.m.
ConCurrent SeSSionS
> BuSineSS SolutionS for reSidential lendinG traCk
With increased pressure to increase loan volumes, sales organizations are seeking ways to restructure loan officer and account representative positions, and adjust responsibilities and compensation plans to meet the new market conditions. Our panel of industry leaders will discuss strategies for revamping your sales team and share their views on how mortgage originators and sales organizations will be shaped by the changes in the industry.
moderator
Pre-game tailgating has become an all-American ritual. Join MBA at one of the conventions most anticipated annual activities as we thank our members for their continued support and participation. This years tailgate party brings you and other attendees together to meet NFL greats Vinny Testaverde, two-time Pro Bowl quarterback, and Jack Youngblood, pro football Hall of Famer. A special autograph session will take place from 1:00 p.m. to 3:00 p.m.
2:00 p.m.4:30 p.m.
Mike Jablonski Senior Vice President BB&T Greg Lutin Executive Vice President, Sales Flagstar Bank, FSB
35
TUESDAY
Andrew Taylor Executive Vice President, Sales Franklin American Mortgage Company
tuesday, october 13
2:45 p.m.4:00 p.m. (continued)
> ProduCtion and SeCondary Market aCtivitieS traCk > ServiCinG / reo ManaGeMent traCk
Being able to track the cost of hedging is critical to effective mortgage pipeline risk management and the ability to mitigate and prevent financial losses. This session explores why the cost of hedging is not a fixed cost, why it fluctuates and how to identify the challenges in correctly isolating the cost of hedging statistic. Receive more information on how to fine tune hedging activities or decide between best efforts or mandatory commitment executions and more.
SponSored By:
Learn more about best practices in handling compliance and process issues for loan modifications. Key issues to be addressed include: obtaining triple proof of owner occupancy; collecting borrower demographic data when full disclosure is in question; tracking credit bureau reports, AVMs, tax returns and other documents; managing document retention; manual entry into Fannie Maes HSSN network and extended trial plans; and other logistics related to processing loan modifications.
moderator
moderator
James J. Cotton Vice President, MHA Compliance, Program Oversight Freddie Mac Jerry McCoy Vice President, Business Development Fannie Mae Faith Schwartz Executive Director HOPE NOW Alliance James M. Shackelford Director, Marketing and Communications Housing Wire
Gregory L. Crosby Director, PowerSeller Business Unit Associated Software Consultants Peter Taglia Vice President FTN Financial
TUESDAY
36
tuesday, october 13
> teChnoloGy innovationS traCk
While many expected eMortgage adoption to halt or slow in the face of the current economic crisis, the opposite is in fact happening. Recent changes in the mortgage industry has made lenders rethink their timeline for electronic mortgage adoption as institutions seek to provide greater transparency and further cost reductions. Some of the countrys largest lenders are embracing eMortgages, and FHA has embraced MISMOs electronic lending standards. This panel of industry experts will provide realworld examples of how eMortgage adoption is gaining traction in the industry.
SponSored By:
moderator
Enjoy the sunny vocal harmonies of one of Billboards Top 100 American rock bands The Beach Boys. Join us for Fun, Fun, Fun and Good Vibrations at this years Club MBA. Ticket Price: $199 / person, $1,990 / table Preferred seating is given to those who reserve an entire table.
Andrew Dubinsky Chief Executive Officer Encomia Robin Lamb Hannah Vice President, Correspondent eBusiness Wells Fargo Home Mortgage Dan Jones Vice President, Information Technology Churchill Mortgage Corporation
SponSored By:
37
TUESDAY
2008 Data
Q209
Q2 2009
2009 Mortgage Bankers Association (MBA). All rights reserved, except as explicitly granted. Data are from a proprietary paid subscription service of MBA and are provided to the media as a courtesy, solely for use as background reference. No part of the data may be reproduced, stored in a retrieval system, transmitted or redistributed in any form or by any means, including electronic, mechanical, photocopying, recording or otherwise. Permission is granted to news media to reproduce limited data in text articles. Data may not be reproduced in tabular or graphical form without MBAs prior written consent.
WWW.MORTGAGEBANKERS.ORG/RESEARCH
WedneSday
OctOber 14
wednesday
wednesday, october 14
Note: All events take place at the San Diego Convention Center unless otherwise noted.
8:30 a.m.9:00 a.m. 9:00 am - 10:30 am
CloSinG General SeSSion
Continental Breakfast
upper LeveL, baLLrooM 10 Foyer
Michael W. Young 2010 MBA Vice Chairman Chairman of the Board Cenlar FSB
Featured Speaker
Jay Brinkmann, Ph.D. Chief Economist and Senior Vice President, Research and Economics Mortgage Bankers Association
Jay Brinkmann, MBAs Chief Economist and other industry analysts talk about the status of the economy and the direction of the mortgage industry. This session provides attendees an opportunity to understand the various forces that impact the dynamics of the market and what it all might mean as they develop their business plans for 2010.
10:30 a.m.
WEDNESDAY
40
Mortgage Banking magazine understands that our readers rely on the news and information we publish every month to help them succeed. Whether in the office or on the road, we believe our readers should have the latest issues at their fingertips. Thats why, in October 2009, Mortgage Banking will proudly launch the digital edition of our publication. Subscribers can access the full version of the months issue online, 24 hours a day / 7 days a week. Thats all the news and information youve come to expect from our magazine online. Visit the MBA booth (#223), and be among the first to view Mortgage Bankings digital edition. For more information on Mortgage Banking magazine, including how to subscribe, visit www.mortgagebanking magazine.com.
The digital edition of Mortgage Banking magazine is sponsored by:
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WG / NAVIGATION a Gps navigation system. While youre there, learn more about education and training, research and market
DVD MULTIMEDIA information, and other product offerings that can help put you on the road to success. data, news and AV NAVIGATION SERVER
stop by to sEE what mba has in storE for you. MBA Booth #223 CampusMBA Booth #218 MORPAC Booth #216
Visit MBAs products and services booths at the 96th Annual Convention & Expo 2009 and enter to win
GITAL
VOL /AT T
MP3
OFF
SRC
9516
S AT RADIO READY
Navigati on
REAR ON ENT REAR PIC ADJ WIDE
SUPER - THUNDER
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BAND
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expo 2009
expo 2009
expo 2009
This years exhibitor directory includes leading-edge companies that provide products and services that you can use to take your business to the next level. Visit the exhibit hall, participate in the exchange of ideas, take part in the interactive demonstrations and learn about the latest tools and applications you can use to stay competitive. Exhibitors can offer solutions to your business challenges.
MONDAY, OCTOBER 12
10:30 a.m.11:00 a.m.
Complimentary to all attendees, this is an office away from the office. The business communications center provides you with the ability to keep your business running smoothly while you are away. You have access to computers and the Internet. Sunday, October 11 Monday, October 12 Tuesday, October 13 5:00 p.m.7:00 p.m. 10:00 a.m5:30 p.m. 10:00 a.m.4:00 p.m.
TUESDAY, OCTOBER 13
10:30 a.m.11:00 a.m.
Take a break from convention activities and visit the Relaxation Station. Massage therapists take care of your aching shoulders and back in minutes. Sunday, October 11 EXPO 2009 Monday, October 12 Tuesday, October 13
SponSored By:
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EXPO 2009
expo 2009
exhibitors as of 9/1/09
BOOTH: 618
BOOTH: 812
aboutyourmortgage.com llc
Saint Petersburg, Fla. PHONE: (239) 571-5440 FAX: (877) 628-6558 www.AboutYourMortgage.com Consultants aboutyourmortgage.com a comprehensive customer retention program for mortgage servicers. our directed call overflow center and customized retention process triages customers, delivering them to a servicers designated team or counselor.
BOOTH: 616
acs
Dallas, Texas PHONE: (214) 818-3832 FAX: (509) 756-6060 www.acs-inc.com Consultants, Document Management / Workflow Systems, Electronic Document Delivery, Mortgage Technology Products / Services, Outsource Specialists, Release / Assignment Services
BOOTH: 401
BOOTH: 226
allregs
Eagan, Minn. PHONE: (800) 848-4904 FAX: (651) 686-0906 www.allregs.com Education / Training, Mortgage Technology Products / Services, Publishers allregs, the leading information provider in the mortgage industry, offers searchable online guidelines; state and federal compliance laws, regulations, checklists and matrices; policy and procedure manuals; custom publishing and allregs academy.
aci
Palm Coast, Fla. PHONE: (800) 234-8727 FAX: (386) 246-3811 www.aciweb.com Appraisal Systems / Services, Business Forms / Automated Solutions, Document Management / Workflow Systems, Electronic Document Delivery, Fraud Detection Services, Internet Services / Technology Products, Risk Management Data / Services / Systems aci is a recognized pioneer in crafting technology for lenders and appraisal companies. from connecting appraisers to streamlining quality control, aci provides a mechanism for processing appraisals and managing exceptions in a consistent manner.
BOOTH: 500
adfitech, inc.
Edmond, OK PHONE: (800) 880-0456 FAX: (405) 715-8001 www.adfitech.com Due Diligence, Fraud Detection Services, Outsource Specialists, Quality Assurance / Contract Services Quality Assurance, Due Diligence, Fraud Investigation, Outsource Specialists, Post Closing Services
BOOTH: 526
EXPO 2009
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expo 2009
BOOTH: 800
appraiserloft
San Diego, Calif. PHONE: (877) 229-7799 FAX: (877) 797-0280 www.appraiserloft.com Appraisal Systems / Services appraiserloft is a nationwide real estate appraisal management company providing valuation services targeted towards the mortgage lending, servicing, and insurance industries. headquartered in san diego, calif., appraiserloft assists clients in streamlining their appraisal operations.
BOOTH: 326
BOOTH: 311
avista solutions
Columbia, SC PHONE: (803) 788-4936 FAX: (803) 788-4966 www.avistasolutions.com Document Management / Workflow Systems, eMortgage Solution Providers, Internet Services / Technology Products, Mortgage Technology Products / Services, Underwriting Systems / Services avista solutions provides web-based, end-to-end, all-in-one mortgage origination software for community Banks, credit unions, and mortgage Bankers. avista solutions technology meets the needs of retail, consumer direct, wholesale, and correspondent channels.
BOOTH: 828
BOOTH: 528
BOOTH: 336
BOOTH: 125
BOOTH: 423
calyx software
Dallas, Texas PHONE: (800) 362-2599 FAX: (214) 252-5650 www.calyxsoftware.com Internet Services / Technology Products, Mortgage Bankers, Mortgage Brokers, Mortgage Technology Products / Services
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EXPO 2009
expo 2009
BOOTH: 522
BOOTH: 833
campusmBa
Washington, D.C. PHONE: (800) 793-6222 www.campusmba.org Education / Training campusmBa provides the educational tools you need for your company to succeed. plus, save 10 percent during the convention on all purchases from campusmBa. learn more: stop by the campusmBa booth.
closing.com
La Jolla, Calif. PHONE: (858) 551-1500 FAX: (858) 551-1550 www.closing.com Business Forms / Automated Solutions Integration Services Internet Services / Technology Products Mortgage Technology Products / Services closingcorp, an independent real estate information data provider owns and operates closing.com, and has developed the smartgfe a professional-grade service that delivers data to enable loan originators to create instant gfes through select loan origination software providers.
BOOTH: 410
clear capital
BOOTH: 601
Truckee, Calif. PHONE: (530) 550-2500 FAX: (530) 550-9218 www.clearcapital.com Appraisal Systems / Services, Automated Property Valuations, Due Diligence, Portfolio Analysis / Valuation / Hedging clear capital serves the mortgage and lending industries, providing intelligent valuation solutions for properties nationwide. we deliver accurate and reliable tools, including appraisals, broker price opinions, reconciliations and our new home data index.
cBcinnovis
Columbus, Ohio PHONE: (614) 222-4343 FAX: (614) 222-4345 www.cbcinnovis.com Appraisal Systems / Services, Credit Reporting / Scoring Products, Default Services, Flood Information / Determination / Certification Services, Foreclosure / Reconveyance Services, Fraud Detection Services, Quality Assurance / Contract Services, Risk Management Data / Services / Systems, Title Insurance / Services
BOOTH: 222
BOOTH: 501
cenlar fsB
Ewing, N.J. PHONE: (609) 883-3900 FAX: (609) 538-4024 www.cenlar.com Subservicers cenlar fsB is a wholesale bank specializing in subservicing nationwide. we offer our customized private label programs for a variety of loan products including mortgages and helocs. call us today, to discuss subservicing. where your name comes first.
BOOTH: 802
EXPO 2009
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expo 2009
BOOTH: 302
data-vision, inc.
BOOTH: 900
BOOTH: 527
Mishawaka, Ind. PHONE: (888) 925-8625 FAX: (574) 243-8630 www.d-vision.com Document Services, Electronic Document Delivery, eMortgage Solution Providers, Internet Services / Technology Products data-vision offers the path to e-lending through a comprehensive suite of online services that include loanQuoter and remotedocs. our solutions empower you to enhance your current point-of-sale and closing processes.
BOOTH: 822
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BOOTH: 823
complianceease
Burlingame, CA PHONE: 866-212-EASE FAX: 650-373-7844 www.ComplianceEase.com Due Diligence, Employment/Income Verification, Quality Assurance/Contract Services, Regulations Databases, Risk Management Data/Services/Systems complianceease is the leading provider of automated compliance solutions. its flagship product-complianceanalyzer empowers lenders with the ability perform loan-level audits on federal and state consumer lending laws, truth in lending and most importantly, high-cost lending compliance.
BOOTH: 219
BOOTH: 804
csc
Austin, Texas PHONE: (800) 345-7672 FAX: (499) 469-5508 csc.com / earlyresolution Document Management / Workflow Systems, Due Diligence, Financial Programs, Internet Services / Technology Products, Mortgage Bankers, Mortgage Technology Products / Services cscs earlyresolution (er) default management is a software-asa-service offering. er is a loss mitigation tool that 5 of the top 10 mortgage servicers use to find effective solutions when borrowers are in default, especially at large scale, for workouts that comply with government guidelines.
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expo 2009
BOOTH: 617
dexma, inc.
Edina, Minn. PHONE: (952) 229-1400 FAX: (952) 831-0493 www.dexma.com eMortgage Solution Providers, Internet Services / Technology Products, Mortgage Technology Products / Services dexma helps grow volume, trim expenses and reduce risks by powering retail, wholesale and correspondent platforms for several top lenders, real estate and mortgage insurance companies as well as smaller lenders such as credit unions and community banks.
BOOTH: 831
BOOTH: 332
BOOTH: 628
elynx
Cincinnati, Ohio PHONE: (513) 612-5969 FAX: (513) 612-5978 www.elynx.com Document Management / Workflow Systems, Electronic Document Delivery, Internet Services / Technology Products, Mortgage Technology Products / Services provides the most widely used network for secure document collaboration and distribution, including electronic document delivery, electronic closing network, electronic signature, electronic folder, print / view, paperless fax and print / mail fulfillment.
BOOTH: 128
BOOTH: 418
ds news
Dallas, Texas PHONE: (214) 525-6700 FAX: (214) 525-6795 www.dsnews.com Education / Training, Publishers
EXPO 2009
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expo 2009
BOOTH: 704
equifax
Atlanta, Ga. PHONE: (404) 885-8000 FAX: (404) 885-8872 equifax.com / mortgage Appraisal Systems / Services, Credit Reporting / Scoring Products, Document Management / Workflow Systems, Fraud Detection Services, Integrated Closing Services, Mortgage Technology Products / Services, Portfolio Analysis / Valuation / Hedging, Risk Management Data / Services / Systems, Underwriting Systems / Services
BOOTH: 137
fay servicing
Chicago, Ill. PHONE: 800-495-7166 FAX: 312-265-8439 www.fayfinancial.com Subservicers fay servicing maximizes the value of residential mortgage portfolios using a proactive, centralized subservicing model. we provide innovative solutions and unmatched expertise because we understand servicing is no longer a commodity business.
BOOTH: 427
BOOTH: 629
BOOTH: 120
equity national
East Providence, RI PHONE: (401) 434-5500 FAX: (401) 709-8172 www.equitynational.com Appraisal Systems / Services, Integrated Closing Services, Title Insurance / Services welcome to next generation settlement service. the e3 difference is growth fueled by relentless innovation, dedication to customer experience, strategic solutions that create competitive advantages to deliver unmatched service. experience equity national.
BOOTH: 211
first american
Westlake, Texas PHONE: (800) 229-8426 FAX: (817) 826-2459 www.firstam.com Default Services, Document Management / Workflow Systems, Document Services, eMortgage Solution Providers, Field Inspection / Property Preservation, eMortgage Solution Providers,Flood Information / Determination / Certification Services, Fraud Detection Services, Information Security Technology / Services, Mortgage Technology Products / Services, Ourtsource Specialists, Real Estate Information Services, Risk Management Data / Services / Systems, Title Insurance / Services
BOOTH: 607
BOOTH: 130
fics
Addison, Texas PHONE: (972) 458-8583 FAX: (972) 458-0863 www.ficsloanware.com Mortgage Technology Products / Services
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expo 2009
BOOTH: 129
fiserv
Brookfield, Wisc. PHONE: (262) 879-5000 FAX: (675) 375-4413 www.firserv.com eMortgage Solution Providers, Fraud Detection Services, Mortgage Technology Products / Services, Risk Management Data / Services / Systems fiserv is a leader in financial services technology solutions, driving innovation in payments, processing services, risk and compliance, customer and channel management, and Business intelligence and optimization.
Jersey City, N.J. PHONE: (800) 650-7720 FAX: (212) 925-1971 www.franklincredit.com Asset Management, Due Diligence, Portfolio Analysis / Valuation / Hedging, Subservicers specialized loan servicing due diligence portfolio analysis, nationwide door knock services, reo and asset management.
BOOTH: 716
ginnie mae
Washington, D.C. PHONE: (202) 708-0926 FAX: (202) 485-0206 www.ginniemae.gov Government Sponsored Enterprises since 1970, ginnie mae has guaranteed more than $2.9 trillion in mortgage-backed securities, helping more than 33 million families achieve their dream of homeownership. ginnie mae securities carry the full faith and credit guaranty of the u.s. government.
BOOTH: 806
BOOTH: 117
fnc, inc.
Oxford, Miss. PHONE: (662) 236-2020 FAX: (662) 236-2037 www.fncinc.com Appraisal Systems / Services, Document Management / Workflow Systems, Fraud Detection Services, Internet Services / Technology Products, Mortgage Technology Products / Services enterprise collateral management for valuation workflow, automatic review, risk mitigation and credit management.
BOOTH: 524
BOOTH: 723
BOOTH: 711
BOOTH: 323
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BOOTH: 305 BOOTH: 300
BOOTH: 230
interthinx
Agoura Hills, Calif. PHONE: (800) 333-4510 FAX: (818) 871-1941 www.interthinx.com Fraud Detection Services, Risk Management Data / Services / Systems
ids, inc.
Draper, UT PHONE: (800) 554-1872 FAX: (801) 316-6998 www.idsdoc.com Document Services, Electronic Document Delivery for closing documents and initial disclosures our solution, idsdoc, is highly flexible, 100 percent compliant and completely web-based. dont reform to traditional fixed systems. with idsdoc you get full customization specific to your companys unique needs.
BOOTH: 118
BOOTH: 306
housing wire
Dallas, Texas PHONE: (469) 893-1480 FAX: (469) 893-1481 www.housingwire.com Publishers housingwire is the premier independent source for news, commentary and analysis covering the mortgage and financial markets. our focus is unique, as is our commitment to providing analysis and insight that simply isnt available anywhere else.
BOOTH: 504
BOOTH: 210
isgn
Bensalem, Pa. PHONE: (267) 525-9324 FAX: (215) 245-4392 www.isgn.com Default Services, Employment / Income Verification, Integrated Closing Services, Mortgage Technology Products / Services, Title Insurance / Services most diverse mortgage solutions provider in the u.s., with more than 1,000 customers including some of the largest lenders. provides origination support (los, fulfillment, title and settlement), core servicing and default solutions, with technologies like lenstar.
BOOTH: 424
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expo 2009
BOOTH: 803 BOOTH: 217
BOOTH: 503
BOOTH: 334
BOOTH: 416
BOOTH: 325
BOOTH: 233
BOOTH: 425
leadQual, llc
Emeryville, Calif. PHONE: (510) 653-3000 x113 FAX: (510) 653-3003 www.leadqual.com Internet Services / Technology Products, Lead Generation Services, Marketing / Advertising Services if you generate or purchase internet leads, leadQual can improve roi by increasing their conversion to closed loans. leadQual calls your leads within seconds, qualifies them and live transfers the interested, qualifield prospects to your loan officers.
BOOTH: 200
lenders one
Saint Louis, Mo. PHONE: (866) 728-5678 FAX: (314) 567-4355 www.lendersone.com national alliance of leading independent mortgage bankers that leverages the combined strength of member companies to provide
EXPO 2009
54
expo 2009
them with revenue enhancing, cost saving and market share expanding capabilities.
BOOTH: 707
BOOTH: 627
BOOTH: 422
lexisnexis
Alpharetta, Ga. PHONE: (770) 291-4000 FAX: 77029140051 www.marisolutions.com Mortgage Technology Products / Services mortgage asset research institute (mari), a lexisnexis service, is a leading provider of information services to the financial services industry. mari developed the mortgage industry data exchange (midex) as a powerful weapon used to defend against mortgage fraud.
loansifter, inc.
Appleton, Wisc. PHONE: (920) 268-4770 www.loansifter.com Internet Services / Technology Products, Lead Generation Services, Marketing / Advertising Services, Mortgage Technology Products / Services, Secondary Market Systems / Services the #1 pricing suite for bankers, brokers, and cus. flexible secondary tools to manage tpos, pipelines, pricing, and underwriting. sales and marketing tools, including email campaigns, rate alerts, website or lead auto-quoting, gfe, disclosures and 1003.
loyaltyexpress
Woburn, Mass. PHONE: (877) 938-1175 FAX: (617) 507-8309 www.loyaltyexpress.com Corporate Gifts, Internet Services / Technology Products, Marketing / Advertising Services, Mortgage Technology Products / Services, Web Site Designers our vision stems from the opportunity to arm each and every loan officer in the mortgage industry with exceptional marketing programs that strongly convey professionalism and distinction to customers, partners, peers, and prospects.
BOOTH: 525
BOOTH: 807
BOOTH: 304
lowermyBills.com
Los Angeles, Calif. PHONE: (310) 348-6811 FAX: (310) 564-7739 www.lowermybills.com Internet Services / Technology Products, Lead Generation Services lowermyBills.com, an experian company, is a leading online mortgage lead-generation company in partnership with lenders, banks and mortgage brokers to help all types of consumers find and close home loan products on the internet.
BOOTH: 119
loanmls
San Diego, Calif. PHONE: (866) 659-7579 FAX: (858) 292-5286 www.loanmls.com Asset Management, Internet Services / Technology Products, Marketing / Advertising Services, Secondary Market Systems / Services loanmls is a classified advertising site for loans, providing a central place for brokers, lenders, bankers and investors to post / search for loans to buy sell or fund. you only pay to post. there are no commissions / transaction fee required by loanmls.
BOOTH: 417
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EXPO 2009
expo 2009
BOOTH: 316
BOOTH: 216
morpac
Washington, D.C. PHONE: (202) 557-2700 www.mortgagebankers.org Associations stay up-to-date on the industrys most important regulatory and legislative issues. learn about participation in mBas advocacy efforts through morpac and the mortgage action alliance.
BOOTH: 223
BOOTH: 322
mortech, inc.
Lincoln, NE PHONE: (402) 441-4647 FAX: (402) 420-6549 www.mortech-inc.com Information Security Technology / Services, Mortgage Technology Products / Services, Secondary Market Systems / Services the original mortgage product and pricing engine and lead management software. mortech supplies best execution pricing, rate notification, rich crm tools, custom rate sheets, loan product eligibility and guideline service to mortgage bankers and lenders.
BOOTH: 610
BOOTH: 220
mismo
Washington, D.C. PHONE: (202) 557-2700 www.mismo.org Internet Services / Technology Products mismo is the leading technology standards development body for the mortgage banking industry. learn how mismo promotes data consistency, increases transparency and boosts investor confidence while passing cost savings to the consumer.
EXPO 2009
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expo 2009
BOOTH: 622
BOOTH: 124
nations direct
Anaheim, Calif. PHONE: (800) 969-7779 FAX: (866) 729-6562 www.signing-services.com more than 2.5 million signed since 1986. the nations Best signing solution. timely and cost effective conveyance deed prep. all types of loans: esign, reverse mortgage, respa, rural area, last minute, and late night.
BOOTH: 826
BOOTH: 727
national loan exchange, inc. (nlex), the industrys leading distressed asset broker provides start-to-finish loan sale services and consulting for all consumer and commercial asset classes. visit us at www.nlex.com.
BOOTH: 116
BOOTH: 725
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EXPO 2009
expo 2009
BOOTH: 619
nylx
Mount Arlington, N.J. PHONE: (866) 577-6959 FAX: (866) 311-7047 www.nylx.com Automated Property Valuations, eMortgage Solution Providers, Lead Generation Services, Mortgage Technology Products / Services, Secondary Market Systems / Services nylx is the market leader for automated mortgage data applications, making investor product pricing and eligibility information actionable for lenders. from point of sale to secondary market, nylx applies technology and best practice to address industry need.
BOOTH: 810
BOOTH: 835
ndcdata
San Diego, Calif. PHONE: (800) 964-2374 FAX: (858) 273-8026 www.valueconnect.com Appraisal Systems / Services, Automated Property Valuations, Internet Services / Technology Products, Real Estate Information Services ndcdata is a loan management platform and data portal, providing online public records and enhanced appraiser data. ndc and its sister-company frea offer value connect appraisal referral system with a nationwide appraiser network-now hvcc compliant.
BOOTH: 523
BOOTH: 133
paradatec, inc.
Loveland, Ohio PHONE: (952) 882-7720 www.paradatec.com Mortgage Technology Products / Services proven technology since 1997. delivering the most efficient, accurate, and flexible unstructured document classification and data extraction solution available anywhere.
BOOTH: 600
BOOTH: 821
EXPO 2009
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expo 2009
BOOTH: 626
pclender.com, inc.
Honolulu, Hawaii PHONE: (877) 536-6886 FAX: (866) 291-1501 www.pclender.com Mortgage Technology Products / Services, Secondary Market Systems / Services
BOOTH: 313
BOOTH: 518
BOOTH: 329
phh mortgage
Mount Laurel, N.J. PHONE: (856) 917-6726 FAX: (856) 917-6902 www.phhmortgagesolutions.com Mortgage Technology Products / Services, Mortgage Transaction Platforms, Outsource Specialists phh mortgage is the industry leader of customized, private label mortgage outsourcing solutions. our fully integrated, multichannel platform enables you to sell at all customer touch points. we brand in your name and provide real time loan information.
BOOTH: 126
BOOTH: 729
BOOTH: 428
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EXPO 2009
expo 2009
BOOTH: 237
BOOTH: 100
BOOTH: 722
BOOTH: 132
BOOTH: 426
BOOTH: 324
BOOTH: 328
rekon technologies
Pasadena, Calif. PHONE: (626) 577-4350 FAX: (626) 577-4360 www.rekon.com Document Management / Workflow Systems, Foreclosure / Reconveyance Services, Mortgage Technology Products / Services, Release / Assignment Services, Secondary Market Systems / Services rekon technologies is a leading provider in technology solutions for preparing, managing and recording documents nationwide. top loan servicers choose rekon technologies for their software needs.
BOOTH: 517
solidifi
Markham, Ontario PHONE: (866) 583-3983 FAX: (905) 799-1222 www.solidifi.com Appraisal Systems / Services, Mortgage Technology Products / Services, Real Estate Information Services, Risk Management Data / Services / Systems solidifi provides property valuation and collateral risk management services to the mortgage industry. it provides lenders with a flexible valuation procurement service and risk managers with the data and valuation procurement service and risk managers.
BOOTH: 229
riskspan
Vienna, Va. PHONE: (703) 956-5200 FAX: (703) 448-1805 www.riskspan.com Consultants, Mortgage Technology Products / Services, Portfolio Analysis / Valuation / Hedging, Risk Management Data / Services / Systems riskspan provides integrated valuation and risk solutions that combine powerful analytics, data, and expert consulting services. riskspans flexible suite of tools includes rs velocity for whole loan for rigourous loan level valuations and analysis.
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expo 2009
BOOTH: 611 BOOTH: 701
slk group
Plano, Texas PHONE: (972) 758-5497 FAX: (214) 291-5222 www.slk-group.com Flood Information / Determination / Certification Services, Foreclosure / Reconveyance Services, Information Security Technology / Services, Outsource Specialists, Title Insurance / Services mortgage and Banking industry Bpo and software services that transform enterprises: rapid data entry, decision based processes, application development, testing, maintenance, consulting and infrastructure management.
sourcecorp
Dallas, Texas PHONE: (214) 740-6500 FAX: (214) 740-6531 www.srcp.com Consultants, Document Management / Workflow Systems, Document Services, Mortgage Technology Products / Services, Outsource Specialists a provider of Bpo integrated solutions to mortgage clients including document conversion, domestic / offshore data entry, weB repository, regulatory compliance management and workflow services, investor portal, post close auditing and loan servicing support.
BOOTH: 829
BOOTH: 122
BOOTH: 700
sourcemedia
New York, N.Y. PHONE: (212) 803-8689 FAX: (212) 843-9678 www.sourcemedia.com Publishers sourcemedia is the leading provider of information, data and software for professionals in the banking, financial services and related technology markets.
BOOTH: 317
BOOTH: 605
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expo 2009
Analysis / Valuation / Hedging, Real Estate Information Services urban settlement services combines commitment, accuracy and excellence with innovative thinking to bring you a comprehensive suite of premiere real estate information products and services. data analytics to provide superior automated valuations, fraud detection, portfolio analysis, forecasting and next-generation collateral risk management platforms.
BOOTH: 817
BOOTH: 138
veri-tax
Tustin, Calif. PHONE: (800) 969-5100 FAX: (800) 815-0909 www.veri-tax.com Due Diligence, Mortgage Technology Products / Services, Risk Management Data / Services / Systems, Tax Return Verification Services, Underwriting Systems / Services veri-tax is an income tax verification service for the lending and mortgage industries specializing in high volume irs form 4506-t processing. in 1999, veri-tax became the first company to deliver irs transcripts electronically to lenders nationwide.
EXPO 2009
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services, including saas. transform your business, outperform the competition and thrive in this rapidly changing climate.
BOOTH: 123
Alpharetta, Ga. PHONE: (678) 460-2460 FAX: 678-460-2491 www.xerox-xms.com Document Management / Workflow Systems, Electronic Document Delivery, eMortgage Solution Providers, Internet Services / Technology Products, Mortgage Technology Products / Services xerox mortgage services provides one of the mortgage industrys most widely-used solutions for paperless collaboration, Blitzdocs. Blitzdocs enables mortgage participants to submit, underwrite, audit, share, and deliver loan documents electronically.
San Diego, Calif. PHONE: (858) 486-2121 FAX: (858) 486-2122 www.xplair.com Information Security Technology / Services xplair technology, llc is a technology company that has created ims, a web-based portal to link investor and servicer through a system of comparative analytics, risk metrics, interactive charting, and workflow user-tasking.
BOOTH: 827
BOOTH: 202
BOOTH: 702
BOOTH: 327
Zenta
New York, N.Y. PHONE: (212) 209-0700 FAX: (212) 209-0712 www.zenta.com Default Services, Due Diligence, Foreclosure Services, Outsource Specialists, Quality Assurance / Contract Services, Risk Management Data / Services / Systems, Underwriting Systems / Services
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EXPO 2009
Zenta is the worlds largest knowledge process outsourcing company focused on the real estate industry with operations in eight locations and more than 4,000 employees.
Attorneys
American National Abstract, LLC The Law Offices of John D. Automated Property Valuations Clear Capital Coester Appraisal Group National Closing Solutions NDCdata NYLX SingleSource Property Solutions
Default Services
American Mortgage Field Services American Society of REO CBCInnovis First American Foreclosure Management Co. Genpact Mortgage Services ISGN Lender Processing Services, Inc. National Quick Sale Old Republic National Title Quatrro Mortgage Solutions, Inc. Response Analytics, Inc. SingleSource Property Solutions Stewart Lender Services The Law Offices of John D. ZENTA
Consultants
AboutYourMortgage.com LLC ACS Kirchmeyer & Associates, Inc. Quantitative Risk Management, RiskSpan Sourcecorp
Asset Management
American Society of REO Franklin Credit Management LoanMLS SingleSource Property Solutions
Corporate Gifts
LoyaltyExpress
Correspondent Lenders
Gateway Bank, FSB
Assignments
Nationwide Title Clearing
Associations
Mortgage Bankers Association
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Financial Programs
CSC
Foreclosure Services
ZENTA
Due Diligence
ADFITECH, Inc. Clear Capital Coester Appraisal Group Comergence Compliance Monitoring ComplianceEase CSC Digital Risk, LLC Franklin Credit Management Genpact Mortgage Services JC III & Associates, Inc. Opus Capital Market Consultants Pro-Teck Services Ltd. Prodovis Mortgage LLC Quality Mortgage Services, LLC SingleSource Property Solutions Veri-Tax Visionet Systems Inc. ZENTA
Education / Training
AllRegs CampusMBA Credit Technologies, Inc. DS News JVI Appraisal Division, LLC
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EXPO 2009
Insurance Products
Bankers Insurance Service Loan Protector Insurance Old Republic National Title USDA Rural Development
Integration Services
Closing.com Metavante Lending Solutions
Mortgage Bankers
Calyx Software Central Mortgage Company CSC Xetus Mortgage Corporation
EXPO 2009
Mortgage Brokers
Calyx Software Xetus Mortgage Corporation
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Rating Agencies
Standard & Poors Real Estate Information Services Ernst Information Services, LLC First American Kirchmeyer & Associates, Inc. Lender Processing Services, Inc. National Real Estate NDCdata Old Republic National Title Pro-Teck Services Ltd. Solidifi Urban Settlement Services, LLC
Regulations Databases
ComplianceEase Wolters Kluwer Financial
Other
Ellie Mae, Inc. Harland Financial Solutions Lenders One Mortgage Builder Software Mortgage Industry Advisory National Loan Exchange Inc. Nations Direct Residential Credit Solutions, TenA Companies, Inc. The Niche Report The StoneHill Group, Inc. Zackin Publications / Secondary
Property Valuations
Coester Appraisal Group
Publishers
AllRegs DS News Ernst Information Services, LLC Housing Wire Mortgage Bankers Association SourceMedia
Outsource Specialists
ACS ADFITECH, Inc. First American Genpact Mortgage Services LenderLive Network, Inc. Loan Protector Insurance Marix Servicing LLC Nationwide Title Clearing Penncro Associates, Inc. PHH Mortgage Quatrro Mortgage Solutions, Inc. Rapid Reporting Verification Company
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EXPO 2009
Subservicers
Cenlar FSB Central Mortgage Company Dovenmuehle Mortgage, Inc. Fay Servicing Franklin Credit Management GMAC Mortgage Subservicing Marix Servicing LLC Prodovis Mortgage LLC Tax Return Verification Services The Work Number Veri-Tax
Warehouse Lenders
Gateway Bank, FSB
Strategic Staffing
Aerotek Professional Services JC III & Associates, Inc. Quatrro Mortgage Solutions, Inc.
EXPO 2009
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getting around
getting around
getting around
San dieGO cOnventiOn center | ground level
GETTING AROUND
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getting around
San dieGO cOnventiOn center | Mezzanine level
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GETTING AROUND
Together...
2009, Fannie Mae. Registered trademarks. The Making Home Affordable logo and Making Home Affordable are trademarks of the United States Department of the Treasury and are used under license.
In communities around the country, Fannie Mae is committed to working with partners like you.
As part
of the Making Home Affordable Program, we offer you tools to support Home Affordable Refinance and Home Affordable Modification. Together we can refinance and modify mortgages, help stabilize the market, and begin to make housing affordable for Americans once again. For more information, please visit www.efanniemae.com or www.financialstability.gov.
w w w . e f a n n i e m a e . c o m
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Fannie Mae is proud to be a sponsor of the MBAs 96th Annual Convention & Expo
In a nation reliant on sound lending practices, credit scoring is an issue of national importance.
VantageScore is a new generic credit scoring model that opens doors to the opportunities that having credit creates. Created by Americas three major credit reporting companies, VantageScores highly predictive model uses an innovative, patent-pending scoring methodology to provide lenders with a consistent interpretation of consumer credit files across all three major credit reporting companies and the ability to score a broad population. This means lenders can help more creditworthy borrowers, and millions of Americans who use credit infrequently can be accurately scored with VantageScore. We invite you to learn more at www.VantageScore.com.