Service Charges Name of the Bank Savings Bank A/c No Frills A/c The Catholic Syrian Bank Ltd

d Minimum Balance Rs 300 Rs 200 Rs 100 Nil Charges Rs.40 Rs.30 Rs.15 Nil Charges Rs 50 Rs 40 Rs 30 Rs 25 Minimum Balance Rs 500 Rs 300 Rs 200 Rs 100 Charges Rs.100.00 / quarter Rs.200.00 / quarter

Centres S B Accounts without Cheques facility Metro Urban Semi Urban Rural Yearly service charge Non maintenance Centres of minimum balance Metro Urban Semi Urban Rural Cheque books charges (10 leaves) Centres Metro Urban Semi Urban Rural Saving Bank Accounts with Cheque facility Minimum Balance Centres Metro Urban Semi Urban Rural Centres Rural Others

Charges for non maintenance thereof

-2Saving Bank Accounts without Cheque facility Minimum Balance Centres Metro Urban Semi Urban Rural Charges for non maintenance thereof Centres Rural Others Savings Bank Account Maintenance Centres charges Rural Others Other Charges Savings Bank Account Issue of Duplicate Statement Issue of loose cheque leaves Issue of duplicate pass book Photocopies of old cheques/vouchers up to one year old Mode of calculation of minimum balance Remittance Facilities through own bank

Minimum Balance Rs 300 Rs 200 Rs 150 Rs 100 Charges Rs.100.00 / quarter Rs.200.00 / quarter Charges Rs.30.00/ year or part thereof Rs.50.00 / year or part thereof

Presently Nil Presently Nil Issue of duplicate pass book Rs.25.00 per folio Rs.50.00 per instrument The balance at the close of the day. Up to Rs.5000/= Rs 25/-

DD Issue

Rs 5001/- to Rs 10000/- = Rs 30/Above Rs 10000/- upto Rs 1.00 lakh = Rs 2.50 / 1000 with mini. of Rs.30.00 Above Rs 1.00 lakh = Rs 2.00/1000 with mini. of Rs.250/- & max. of Rs.5000/In case of drafts drawn on MICR Centers Rs.2/per DD extra. For sale of DDs over Rs.10000/- against tender of cash 10% of the Commission extra.

-3DD-Cancellation DD-Duplicate Presently Nil Upto Rs.10000/- - Rs.50.00 Above Rs.10000/- Rs.100.00 + Cost of stamp paper for indemnity bond. Rs.20.00 Up to Rs 5000/= Rs 25/Rs 5001/- to Rs 10000/- = Rs 30/Above Rs 10000/- upto Rs 1.00 lakh = Rs 2.00 / 1000 with mini. Of Rs. 30.00 Above Rs 1.00 lakh = Rs 1.00/1000 with mini. of Rs.200/For sale of PO against cash/cheque drawn on accounts with balance maintained out of cash remittance, 10% of the commission extra. Presently Nil Presently Nil Presently Nil Up to Rs. 5000/= Rs 25/Rs 5001/- to Rs 10000/- = Rs 30/Above 10000/- upto Rs 1.00 lakh = Rs 2.50 / 1000 with mini. Of Rs. 30/Above Rs 1.00 lakh = Rs 2.00 /1000 with mini. Of Rs.250/- & max. of Rs.5000/In case of TTs, telephone/telegram charges should be extra. For sale of TTs over Rs.10000/- against tender of cash 10% of the Commission extra.

DD-Revalidation

PO Issue

PO-cancellation PO-Duplicate PO-Revalidation

TT Issue

-4TT Cancellation TT-Duplicate TT-Revalidation EFT Charges- inward EFT Charges- outward Collection of Cheques Remittance Facilities through other bank Presently Nil Presently Nil Presently Nil Presently Nil Presently Nil Presently Nil

Upto Rs 5000/- = Rs 25/Rs 5001/- to Rs 10000/- = Rs 30/Above Rs 10000/- upto Rs 1.00 lakh = Rs 2.50 / 1000 with mini. of Rs.30.00 Above Rs 1.00 lakh = Rs 2.00/1000 with mini. of Rs.250/- & max. of Rs.5000/In case of drafts drawn on MICR enters Rs.2/per DD extra. For sale of DDs over Rs.10000/- against tender of cash 10% of the Commission extra. Presently Nil Upto Rs.10000/- - Rs.50.00 Above Rs.10000/- Rs.100.00 + Cost of stamp paper for indemnity bond. Rs.20.00 No such arrangements No such arrangements

DD Issue

DD-Cancellation DD-Duplicate

DD-Revalidation PO Issue PO-cancellation

PO-Duplicate PO-Revalidation TT Issue TT Cancellation TT-Duplicate TT-Revalidation EFT Charges- inward EFT Charges- outward RTGS-Outward RTGS-Inward Collection of Cheques Foreign Exchange Transactions EXPORTS :

-5No such arrangements No such arrangements No such arrangements No such arrangements No such arrangements No such arrangements No such arrangements No such arrangements No such arrangements No such arrangements Presently Nil

Processing charges for each foreign currency Rs.750/export bill Processing charges for Rupee Export Bill 0.50% (Minimum Rs.250/- per bill) For joining customers guarantees and giving guarantees on behalf of customers in respect of discrepant documents. Overdue export bill Proceeds not received within 6 months. Export Collection Bills Both foreign currency and Rupee bills. received within 6 months Certificates/Attestations in respect transactions EXPORT LETTER OF CREDIT : Advising of Letter of Credit Advising Amendment Transfer of Letter of Credit IMPORTS : Opening Import Letters of Credit a) Commitment charges b) Usance charges

0.50% (Minimum Rs.250/- per bill) 0.50% per quarter (Minimum Rs.500/-)

Upto Rs.2.00 lakhs Rs.500/Above Rs.2.00 lakhs 0.125% (Min. Rs.500/-) Overdue export collection bill where proceeds not Rs.500/- per quarter
of export Rs.50/- flat

Rs.750/- per Letter of Credit Rs.300/- per amendment Rs.750/- for each advice of transfer 0.25% for every quarter or part thereof (Minimum Rs.250/-) 0.25% for bills upto 10 days sight (Minimum Rs.250/-) 0.50% for bills over 10 days and upto 3 months sight. (Minimum Rs.500/-) 0.50% for the first 3 months plus 0.125% per month in excess of 3 months for bills over 3 months sight (Minimum Rs.500/-)

Amendment to L/C

Rs.500/- flat (For extension of validity, enhancement of value, extension of tenor, revival of expired LC additional commitment/ usance charges will be collected.
0.30% (Minimum Rs.500/-) 0.50% (Minimum Rs.750/-) 0.50% (Minimum Rs.750/-) 0.50% (Minimum Rs.100/-) 0.75% (Minimum Rs.100/-)

Commission on import bills (Under LC) a) Foreign currency bills b) Where no exchange benefit accrues c) Rupee bills Commission on import bills (Not under LC) a) Where exchange margin is earned on FC bill b) Rupee bill & FC bill on which no exchange margin accrues.

Issue of Bank Certificate in respect of clean Rs.100/- per certificate remittances from abroad/encashment of Foreign Currency Travelers Cheques/ Foreign currency notes. OUTWARD REMITTANCES : a) Foreign outward remittances not being proceeds 0.25% (Minimum Rs.250/-) of import bills b) Out of EEFC A/c 0.25% (Minimum Rs.250/-) Clean Instruments (Cheques, DDs etc) for 0.50% (Minimum Rs.25/-) collection FORWARD CONTRACTS : Booking Sale / Purchase contracts

Rs.1000/- per contract For each request for early delivery, extension or Minimum Rs.500/- + Swap cost cancellation cancellation charges wherever applicable.
FOREIGN CURRENCY TRAVELLERS CHEQUES: Sale of foreign currency travelers cheques. a) Commission on rupee equivalent value of Not exceeding 1.00% travelers cheques sold b) Commission on foreign currency TCs 0.50% issued against foreign currency remittance Out of pocket expenses such as telex/cable/ Actuals will be recovered. correspondent bank charges.

and

-6Cheque Collection Local

Outstation through own bank

Upto & inclusive of Rs.25000/- = Rs.25.00/ instrument Rs.25000/- to Rs.100000/= Rs. 50.00/ instrument Above Rs.100000/= Rs.100.00 / instrument Rs 501/- to Rs 1000/- = Rs 15/Rs 1001/- to Rs 5000/- = 25/Rs 5001/- to Rs 10000/- = Rs 30/Above Rs 10000/- upto Rs 1.00 lakh = Rs 4.00 / 1000 with mini. Of Rs.30/Above Rs 1.00 lakh Rs 3.00/ 1000 with mini. Of Rs.400/- & max. Rs.10000/Actual postage / courier charges are to be collected extra. For cheque received from other banks drawn on us or on other banks coming within the clearing 50% of the stipulated usual rate shall be collected for OBC . In case collection through Local collection , LC charge need to be collected extra by the branch undertaking LC Upto Rs.1000/Rs.15/Rs 1001/- to Rs 5000/- - Rs 25/-, Rs 5001/- to Rs 10000/- - Rs 30/Above Rs 10000/- upto Rs 1.00 lakh Rs 4.00 / 1000 with mini. Of Rs.30/Above Rs 1.00 lakh Rs 3.00/ 1000 with mini. Of Rs.400/- & max. Rs.10000/Actual postage / courier charges are to be collected extra. For cheque received from other banks drawn on us or on other banks coming within the clearing 50% of the stipulated usual rate shall be collected for OBC . In case collection through Local collection , LC charge need to be collected extra by the branch undertaking LC.

Outstation through another bank

-7Bouncing of cheques- Local Cheques returned by us through clearing:@0.25% of the amount of cheque subject to a minimum of Rs.50/- and a max. of Rs.500/Cheque deposited by our party and are returned to us through clg:- Rs.10/- per instrument irrespective of the amount Bouncing of cheques- outstation- through own 50% of the stipulated usual OBC bank commission. The drawee branch shall collect Rs.50/- for return of each such instrument from drawers a/c in case cheque are drawn on our branch. Bouncing of cheques- outstation- through 50% of the stipulated usual OBC another bank commission. If the instrument is drawn on us, the concerned drawee branch shall collect Rs.50/- from the drawers a/c per each such return instrument. In case OBC of other bank /other branch is to be collected through LC and is returned:.Rs.50/- shall be deducted by the branch collecting cheque through LC. While 50% of the stipulated OBC commission shall be collected by sending branch or from lodger bank as the case may be Retail Loan Processing Fee Documentation Other Charges(Rs.)/P.A Scheme Name charges (Service charge) (in Rs.) Upto Rs 25000 10 >Rs. 10000 upto Upto Rs.25000/=Nil Casy mithra Rs.1Lakh >Rs 25,000/- to Rs 2 Lakh 25 Casy Cash Above Rs.25000/=>Rs 2 Lakhs to Rs 3 75 T.P.L Scheme = Rs.100/= Lakhs Medi Cash Profession Plus CSB Women Support LMV-Under General Scheme, VIP Car Loan Scheme Housing Loan
1% of the loan amount. Minimum-Rs.250/Upper ceiling fixed at Rs.2.00 lakhs per account.
>Rs 3 Lakhs to Rs 5 lakhs 125 175 250

Rs. 1 Lakh upto Rs.10 Lakh = Rs.300/= Above Rs. 10 Lakh = Rs.500/=

>Rs 5 lakhs to Rs 10 lakhs >Rs 10 lakhs to Rs 25 lakhs >Rs 25 lakhs to Rs 50 lakhs >Rs 50 lakhs to Rs 75 lakhs >Rs 75 lakhs to Rs 1 Crore > Rs 1Crore

500 750 1000 2000

0.50 % of the Loan amount

Rs.500/=

Additional Service Charge Rs.100/-per Lakh

-8 Kanakasree Nil
Rs. 10000 upto Rs.1Lakh = Rs.100/= Rs. 1Lakh upto Rs.10 Lakh = Rs.300/= Above Rs. 10 Lakh =

Appraisal fee- 0.25 % of the loan amount. Service charge-Rs.25 per transaction

CSB Car Loan

% of the loan amount.

Rs.250.00

Rs.500/= >Rs. 10000 upto Rs.1Lakh = Rs.100/= Rs. 1 Lakh upto Rs.10 Lakh = Rs.300/= Above Rs. 10 Lakh = Rs.500/=

Upto Rs 25000 >Rs 25,000/- to Rs 2 Lakhs >Rs 2 Lakhs to Rs 3 Lakhs >Rs 3 Lakhs to Rs 5 lakhs >Rs 5 lakhs to Rs 10 lakhs >Rs 10 lakhs to Rs 25 lakhs >Rs 25 lakhs to Rs 50 lakhs >Rs 50 lakhs to Rs 75 lakhs >Rs 75 lakhs to Rs 1 Crore >Rs 1Crore

(Rs.) 10 25 75 125 175 250 500 750 1000 2000

(Rs.) Education Loan Presently Nil

>Rs. 10000 upto Rs.1Lakh = Rs.100/= Rs. 1 Lakh upto Rs.10 Lakh = Rs.300/= Above Rs. 10 Lakh = Rs.500/=
> Rs 1 Crore 2000 Upto Rs 25000 >Rs 25,000/- to Rs 2 Lakhs >Rs 2 Lakhs to Rs 3 Lakhs >Rs 3 Lakhs to Rs 5 lakhs >Rs 5 lakhs to Rs 10 lakhs >Rs 10 lakhs to Rs 25 lakhs >Rs 25 lakh to Rs 50 lakhs >Rs 50 lakhs to Rs 75 lakhs >Rs 75 lakh to Rs 1 Crore 10 25 75 125 175 250 500 750 1000

Gold Loan Prepayment Charges No due Certificate

Presently Nil

Presently Nil

Stationery charge Rs.10 + service tax

Applicable to all term loans @ 1% of the balance outstanding/DP whichever is higher.

Presently Nil

Solvency Certificate
Upto Rs.1.00 lakh Above Rs.1.00 lakh upto Rs.25.00 lakhs Above Rs.25.00 lakhs upto Rs.50.00 lakhs Above Rs. 50.00 lakhs

Rs. 500.00 Rs.2500.00 Rs.5,000.00 Rs.10,000.00

Charges for late payment of EMI Charges for changing from fixed to floating rates of interest

Charges for changing from float to fixed rates of interest

Penal interest @ 1%, for the overdue amount, for the overdue period. Existing Housing loans is allowed to convert to new floating rates applicable, by charging an upfront fee of 1% on the balance outstanding in the loan account. Presently Nil

At present we are issuing only Debit Cards

ATM Cards Membership fee Annual Fee Renewal Charges Late Payment Charges Interest Charges Replacement charges Transaction Charge for Partner banks Transaction Charge for Non-Partner banks Credit Card Membership fee Annual Fee Renewal Charges Late Payment Charges Interest Charges Replacement charges Cash withdrawal N.A N.A N.A N.A N.A N.A N.A N.A N.A N.A N.A N.A N.A N.A N.A N.A

Debit Card Membership fee Balance Enquiry Renewal Charges Penalty for no minimum balance Replacement charge Duplicate Pins Cash withdrawal Annual Fee Late Payment Fee MISCELLANEOUS Balance enquiry Issuance of Balance, Interest Certificate and any other Certificate Account closure Use of Fax/Telephone/Modem Photo attestation Signature attestation Confidential Report Safe Custody Charges Sealed Cover Sealed Box Standing Instructions Setting up charge Amendment charge Execution charge Stop Payment Charges SB CD, OD Inoperative account

10

N.A Presently Nil Free Not charged for the present Rs.25 for each cash withdrawal. Rs.100 Rs.50 Free at our own ATMs and first 5 transactions at other ATMs, thereafter @ Rs.20 per transaction. Presently Nil Presently Nil

Presently Nil Rs.100.00 per certificate Presently Nil Presently Nil Rs.100.00 Rs.100.00 Rs.1000.00 per report Rs. 250.00 Rs.1500.00 Rs.50.00 Rs.50.00 Nil Rs. 50.00 per cheque Rs.100.00 per cheque SB a/c - Rs.50/- per account p.a CD a/c - Rs.150/- per account p.a.

Ledger Folio Charges : CD Accounts :Advance Accounts : -

Per ledger page Rs.125/- p. a Per ledger page Rs.150/- p. a

Service Charges for Advance accounts:Upto Rs.25000 Above Rs 25000 to Rs 2 lakhs Above Rs 2 lakhs to Rs 3 lakhs Above Rs 3 lakhs to Rs 5 lakhs Above Rs 5 lakhs to Rs 10 lakhs Above Rs 10 lakhs to Rs 25 lakhs Above Rs 25 lakhs to Rs 50 lakhs Above Rs 50 lakhs to Rs 75 lakhs Above Rs 75 lakhs to Rs 1 crore Above Rs 1 crore

Rs.10.00 Rs. 25.00 Rs. 75.00 Rs.125.00 Rs.175.00 Rs. 250.00 Rs. 500.00 Rs. 750.00 Rs1000.00 Rs 1500.00 - 11 -

Collection of Bills ( Both inward / outward ): Up to Rs 10000/Rs.50.00 Above Rs 10000/Rs.6.00/ 1000 Actual postage should be collected extra For Bills received from other banks only 50% of the stipulated usual rate for collection of Bills shall be charged provided the bill amount exceeds Rs.10000/Charges for issue of MT (Rs.) Up to Rs 5000/Rs 5001/- to Rs 10000/Above Rs 10000/- upto 1.00 lakh Above Rs 1.00 lakh

Rs.25.00 Rs.30.00 Rs. 2.50 / 1000 with mini. of Rs.30.00 Rs.2.00/ 1000 with mini. of Rs.250/- & max. of Rs.5000/For sale of MTs over Rs.10000/- against tender of cash 10% of the Commission extra.

CD account Minimum Balance (Rs.): Metro Urban Rs,5000 Rs,3000 Charges for non maintenance thereof:Metro Urban Rs,200 Rs,200

Semi Urban Rs, 2000 Semi Urban Rs, 200

Rural Rs.500 Rural Rs.100

Issue of Duplicate Term Deposit Receipt Rs.25.00 per receipt + Cost of stamp paper for indemnity bond.

Locker Rent:Small Medium Large

Metro 750 1000 1500

Urban 400 600 900 - 12 -

(Amount in Rupees) Rural/Semi Urban 400 600 900

Locker Caution Deposit Small Medium Large

Metro

Urban

(Amount in Rupees) Rural/Semi Urban

9100 10300 15200

6100 9100 12200

4550 7600 11400

Note: In addition to the above service tax at the rate of 12% & education cess at the rate of 2% of the service tax will be applicable to all service charges stated above.