ICICI Pru Guaranteed Savings Insurance Plan

Non-linked Life Insurance Product

Savings for your future goals... now assured!

NOW ASSURED
NO A SS W URE D

W NO RED U S AS

Life has many important milestones: buying your dream home, your child's education and marriage or planning for your retirement. It would be your dream to achieve all of them with certainty. However, this would need careful planning and a regular savings approach. Hence, we bring to you, ICICI Pru Guaranteed Savings Insurance Plan. It is a limited pay pure endowment product with return of premium compounded at 5% per annum on death. It thus, allows you to enjoy the benefits of a long term savings plan and ensures that you and your family are free of any financial worries.

How does the policy work?

l Limited

pay: You have a choice of paying premiums for either 7 or 10 years, while enjoying long term savings benefit under the plan

l purchase: Experience an easy and hassle free application process with no medicals Easy to l Guaranteed benefits: Receive guaranteed benefit at the end of the policy term in form of Guaranteed Maturity Benefit (GMB)

At the beginning of your policy term, the GMB would be equal to the Sum Assured , l increases as guaranteed Regular Additions (RAs) are added every year to increase your savings payable at GMB maturity of the plan.
l

l Additional maturity benefit: Receive an additional Maturity Addition (MA) at the end of the policy term l benefit: In the unfortunate event of your death, your nominee will receive a Guaranteed Death Benefit (GDB) (Conditions Death
1

Apply ) equal to the sum of all premiums paid till date compounded at the rate of 5% p.a.
l Tax benefits: Avail tax benefits on premiums paid and benefits received under the policy, as per the prevailing Income Tax Laws
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ICICI Pru Guaranteed Savings Insurance Plan at a glance

Minimum / Maximum age at entry Minimum /Maximum maturity age Premium payment term Policy term Minimum Annual Premium (Rs.) Sum Assured Premium paying modes 0 / 60 years 18 / 75 years Option I 7 years 15 years 18,000 Option II 10 years 20 years 12,000

Annual Premium X Premium Paying Term Yearly, Half-yearly or Monthly

Benefit Illustration
This illustration highlights estimated benefits that would be available to an individual on survival till the end of premium paying term. Age at entry: 30 years; Premium paying mode: Yearly
Option I Premium Paying Term Policy Term Premium Sum Assured (SA) Rate of Regular Addition (RA) Accumulated RA's A) Guaranteed Maturity Benefit (GMB) B ) Maturity Addition (MA) Total Maturity Benefit (A+B)

Option II 10 years 20 years Rs. 25,000 Rs. 2,50,000 4% Rs. 2,00,000 Rs. 4,50,000 Rs. 4,25,381 Rs. 8,75,381

7 years 15 years Rs. 25,000 Rs. 1,75,000 Rs. 1,05,000 Rs. 2,80,000 Rs. 1,75,000 Rs. 4,55,000

What other benefits do I get?

Loans You can also avail loans under this policy after the completion of three policy years provided you have paid premiums for the first three years and the policy has attained a Surrender Value. Loans up to 80% of the Surrender Value can be availed.

Terms & Conditions

1. Guaranteed benefits are available only if the policy is in force. 2. Regular Addition (RA): The RA will accrue at the end of each policy year. It will be disclosed at the start of that policy year. The RA shall be calculated as a percentage of the SA. The R eview Date shall be the 7th of the first month of every quarter. In case the 7th is not a working day, the GRY of the next working day shall be considered for this purpose. . . , 3. Grace period for premium payment would be 15 days for monthly mode and 30 days for yearly and half-yearly modes. 4. Tax benefits: Tax benefits under the policy are subject to conditions under section 80C and 10(10D) of the Income Tax Act, 1961. Service tax and education cess will be charged extra as per applicable rates. The tax laws are subject to amendments from time to time.

For more information, please call:

The product leaflet is indicative of terms & conditions, warranties & exceptions contained in the insurance policy. The information contained here must be read in conjunction with the Policy Document. In case of any conflict, the terms mentioned in the Policy Document shall prevail. Insurance is the subject matter of the solicitation. For more details on the risk factors, term and conditions please read sales brochure carefully before concluding the sale. 2010, ICICI Prudential Life Insurance Co. Ltd. Registered Address: ICICI Prulife Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025. Reg No: 105. ICICI Pru Guaranteed Savings Insurance Plan Form No. - E05; UIN - 105N114V01. Advt No.: L/II/832/2010-11.