Private Credit Bureaus Around the World

COUNTRY Argentina Armenia Australia Austria Bahrain Belgium Bolivia Bosnia And Herzegovina Botswana Brazil Bulgaria Canada Chile PRIVATE CREDIT BUREAU Organizacin Veraz S.A. (Equifax Inc. affiliate) FELIDAS NOSIS ACRA Credit Bureau Veda Advantage Dun & Bradstreet Experian Scorex Kreditschutzverband von 1870 (KSV) The Benefit Company UPC-BVK Entidad De Servicios De Informacin Enserbic S.A. INFOCRED BIC S.A LRC Credit Bureau TransUnion ITC CRBAfrica Compuscan Botswana Equifax Brasil SCPC (SERVIO CENTRAL DE PROTEO AO CRDITO) Serasa S.A. CreditInfo Bulgaria Experian Bulgaria Equifax Canada TransUnion Camara de Comercio de Santiago (CCS) Databusiness S.A. Equifax Chile SINACOFI SIISA Huaxia D&B China Computec - DataCrdito CIFIN Teletec S A TransUnion Costa Rica DATUM Protectora de Crdito Comercial, S.A. Cero Riesgo, S.A. Hrvatski Registar Obveza Po Kreditima First Cyprus Credit Bureau (FCCB) CBCB - Czech Banking Credit Bureau CreditInfo Czech Republic RKI Kredit Information A/S (Experian Denmark) Transunion DataCredito EMCRED Acredita Bur de informacin crediticia S.A CREDIT REPORT C.A. Bur de Informacin Crediticia ( EQUIFAX) CALTEC Bur de Informacin Crediticia, S.A. I-Score El Salvador Procredito -Transunion Central America Asociacin Protectora de Crditos de El Salvador (PROCREDITO) Krediidiinfo AS (Experian) Databureau Experian Finland Suomen Asiakastieto Oy - Finska Experian France CreditInfo Georgia Experian Germany SCHUFA Holding AG XDS Ghana Limited CreditInfo Hellas Tiresias SA Interbanking Information Systems TransUnion Guatemala ORBE CEDIREF TransUnion Honduras TransUnion Information Services Limited BISZ Zrt CreditInfo Group Credit Information Bureau (India) Ltd (CIBIL) Highmark Credit Information Services Equifax Credit Information Services Pvt Ltd (ECIS) Experian India Biro Kredit Indonesia Iran Credit Scoring (ICS) Experian Ireland Irish Credit Bureau (ICB) BDI Business Data Israel Ltd. Experian Italy CRIF S.p.a. Consorzio per la Tutela del Credito (CTC) Credit Information Center Corporation Experian Asia Pacific The First Credit Bureau (CreditInfo) Credit Reference Bureau Africa Limited Metropol East Africa Ltd TransUnion Kenya Korea Information Service - KIS Korea Credit Bureau Credit Information Network (Ci-Net) Credit Information Bureau "Ishenim" Infobankas UAB (CreditInfo) WEBSITE www.veraz.com.ar http://www.fidelitas.com.ar/ http://www.nosis.com.ar/SitioNosisWeb/Default.aspx www.acra.am www.vedaadvantage.com http://dnb.com.au/ www.experian-scorex.de/_sterreich.at.0.html www.ksv.at www.benefitco.com.bh www.infocenter.com.bo www.lrcbh.com www.transunionitc.co.za www.crbafrica.com www.compuscan.co.za www.equifax.com.br/default_pse.asp http://www.acia.com.br/scpc.htm www.serasa.com.br www.creditinfo.bg/ http://www.experian.bg/ www.equifax.com/EFX_Canada/ www.tuc.ca www.ccs.cl www.databusiness.cl www.dicom.cl/ http://www.sinacofi.cl/ http://www.huaxiadnb.com www.computec.com http://cifinpruebas.asobancaria.com www.teletec.co.cr www.tuca.org http://www.datum.net/ http://www.protectora.com/ http://www.ceroriesgo.co.cr/ http://www.hrok.hr/ http://www.fccb.com.cy/ www.creditbureau.cz www.cicr.cz/ www.experian.dk/ www.transunion.com.do http://www.datacredito.com.do www.emcredit.com www.datacredito.com.ec www.equifax.com http://www.caltecburo.com/ http://www.i-score.com.eg/ www.equifax.com.sv/equifax/ http://www.bancoprocredit.com.sv/ www.procredito.com.sv www.krediidiinfo.ee www.databureau.com.fj www.experian.fi/ www.asiakastieto.fi www.experian.fr/ www.creditinfo.ge/default_en.htm www.experian.de/ www.schufa.de http://www.xdscreditbureau.com/ www.alphami.gr/ www.tiresias.gr/en/index.html www.tuca.org www.tuca.org http://www.transunion.hk/ www.bisz.hu www.fmv.is/ www.cibil.com http://www.myhighmark.com/ www.equifax.com http://www.experian.in/ www.birokredit.com http://www.irancreditscoring.com/ www.experian.ie/ www.icb.ie www.bdi.co.il www.experian.it/ www.crif.com www.cic.co.jp http://www.experian.asia/ www.1cb.kz/ www.crbafrica.com http://metrolscore.com/ www.transunionitc.co.za www.kisinfo.com www.koreacb.com www.cinet.com.kw http://www.ishenim.kg/ www.infobankas.lt

China Colombia Costa Rica

Croatia Cyprus Czech Republic Denmark Dominican Republic Dubai Ecuador Egypt El Salvador Estonia Fiji Finland France Georgia Germany Ghana Greece Guatemala Honduras Hong Kong, China Hungary Iceland India

Indonesia Iran Ireland Israel Italy Japan Kazakhstan Kenya Korea, Rep. Kuwait Kyrgyz Republic Lithuania

COUNTRY Macedonia Malaysia Malawi Malta Mexico Morocco Mozambique Namibia Nepal Netherlands New Zealand Nicaragua Nigeria Norway Oman Pakistan Panama Papua New Guinea Paraguay Peru Philippines Poland Portugal Puerto Rico Romania Russian Federation Rwanda Saudi Arabia Serbia Singapore Slovak Republic Slovenia South Africa

South Korea Spain Sri Lanka Swaziland Sweden Switzerland Tanzania Taiwan, China Thailand Trinidad & Tobago Turkey Uganda Ukraine United Arab Emirates United Kingdom United States Uruguay Uzbekistan Venezuela Vietnam Zambia Zimbabwe

PRIVATE CREDIT BUREAU Lithuania - ZIA (CreditInfo) Macedonian Credit Bureau (MKB) CTOS Sdn Bhd BASIS RAM-DP Information Services Sdn Bhd (BRIS) CRBAfrica Group CreditInfo Malta Buro de Credito (TransUnion) Crculo de Crdito Dun & Bradstreet, S.A Experian Morocco CRBAfrica Group TransUnion ITC Compuscan Namibia Credit Information Bureau of Nepal Experian Netherlands Stichting Bureau Krediet Registratie Equifax Decision Systems B.V. Veda Advantage Dun & Bradstreet TransUnion Nicaragua CreditRegistry Corporation, USA; CR services Ltd, Nigeria Credit Reference Company (CRC) XDS CreditInfo Decision Experian Norway National Bureau of Commercial Information (NBCI) News-VIS Credit Information Services Datacheck (PVT) Limited Asociacin Panamea de Crdito Credit and Data Bureau Informconf S.A. Certicom Equifax Peru BAP Credit Bureau, Inc. Biuro Informacji Kredytowej S.A. InfoScore BIG S.A. Equifax Iberica (Credinformaes) TransUnion De Puerto Rico Biroul de Credit S.A. CreditInfo Romania TransUnion CRIF Decision Solution Sberbank-Experian-Interfax CRBAfrica Group Saudi Credit Bureau (SIMAH) Abdul Latef Jameel Srpski Kreditni Biro Credit Bureau (Singapore) Pte Ltd. DB Information Group CreditInfo Slovakia SCB (Slovak Credit Bureau) SISBON Compuscan Experian TransUnion ITC XDS National Information & Credit Evaluation (NICE) Korea Information Service (KIS) ASNEF - EQUIFAX Experian Bureau de Credito Credit Information Bureau of Sri Lanka TransUnion Swaziland Solidited UC Solidited AB ZEK Switzerland CRBAfrica Group Joint Credit Information Center Thai Credit Bureau Co., Ltd. TransUnion_Trinidad and Tobago_Port of Spain KKB (KREDi KAYIT BUROSU A.S.) Compuscan Uganda CRBAfrica Group CreditInfo Ukraine The First Credit Bureau of Ukraine (FCBU) IBCH Emcredit Equifax UK Experian Ltd CallCredit Equifax Experian TransUnion Clearing de Informes (una empresa Equifax) InfoCred BANKLARARO KREDIT BYUROSI DataCrdito PCB/CRIF Credit Reference Bureau Africa Ltd._Zambia_Lusaka TransUnion ITC

WEBSITE www.zvilgsnis.lt/ http://www.mkb.mk/ www.ctos.com.my www.bris.com.my www.crbafrica.com www.creditinfo.com.mt/ www.burodecredito.com.mx www.circulodecredito.com.mx www.dnbmex.com.mx http://www.experian.co.ma/ www.crbafrica.com www.transunionitc.co.za www.compuscan.co.za www.cibnepal.org www.experian.nl/ http://www.bkr.nl/ http://www.equifax.com/ www.vedaadvantage.com http://dnb.co.nz/ www.tuca.org www.creditregistry.com http://www.creditreferencenigeria.com/ http://www.xdscreditbureau.com http://www.cidecision.com/ www.experian.no/ www.nbci.co.om www.apc.com.pa http://www.cdb.com.pg/ www.informconf.com.py www.certicom.com.pe www.equifax.com.sv/equifax/ www.bap.org.ph/ www.bik.pl www.credinformacoes.pt www.transunion.com www.birouldecredit.ro www.creditinfo.ro/ http://www.experian-da.com/ru/products.html www.crbafrica.com www.simah.com http://www.s-kb.com/ www.creditbureau.com.sg http://www.dpgroup.com.sg/ www.creditinfo.sk/ http://www.scb.sk/ http://www.zbs-giz.si/en/zdruzenje-bank.asp?Structu www.compuscan.co.za/about.php www.experian.co.za www.transunionitc.co.za http://www.xds.co.za/ http://www.kisinfo.com/ www.asnefequifax.es/ www.experian.es https://www.crib.lk/ www.transunionitc.co.za www.uc.se http://www.soliditet.se/ www.zek.info www.crbafrica.com www.jcic.org.tw www.ncb.co.th/ www.transunion.co.tt www.kkb.com.tr www.compuscan.co.za www.crbafrica.com http://www.creditinfo.com/?PageID=1907 http://www.pvbki.com/en/ www.ibch.info www.emcredit.com www.equifax.co.uk/ www.uk.experian.com http://www.callcredit.co.uk/ www.equifax.com/ www.experian.com/consumer/index.html www.transunion.com www.clearing.com.uy http://www.ccisalto.com.uy/index.php?option=com_ www.datacredito.com.ve www.crbafrica.com www.transunionitc.co.za

Note : The list is continuously updated. If your credit bureau is not included, please send a request to be added by contacting Shalini Sankaranarayanan at SSankar1@ifc.org.