J-24 Salimahabad Colony, Block 14, F.B.

Area, Karachi 75950, Pakistan Ph: +92 323 300 4225 aamir.anwarali@gmail.com OBJECTIVE
To create value for the organization through my knowledge, skills and attitude, while grooming myself professionally in a challenging and dynamic work environment EDUCATION Degree MBA Finance (2010 Jan 2012)
Major

Aamir Anwar Ali Jewani

University Institute of Business Administration, Karachi

GPA 3.3

Majors Finance

courses: Security Analysis and Capital Market Financial Modeling, Investment Banking Corporate Strategy

Project Evaluation & Financing Islamic Banking, etc.

BBA MIS & Marketing (2005 2009)

Major

Institute of Business Administration, Karachi

(2nd Highest)

3.8

MIS & Marketing

courses: Database Management Systems Information System Management MIS Project Data warehouse Ecommerce

Enterprise Resource Planning (ERP) Software Project & Quality Management Branding Advertising Sales Management

EXPERIENCE Standard

Chartered Bank (Pakistan) Limited

Credit Analyst Medium Enterprises (Oct 2011 to date) Relationship Management with an assigned portfolio of commercial businesses having annual turnover between USD 10 to 25 Million Management of business-as-usual transaction of clients Performing industry, business and financial risk analysis of clients and develop proposals for periodic renewal of limits accordingly Graduate Associate (Oct 2009 to Sep 2011) Stretch Responsibilities Assignment / Rotations 14 Month Relationship Management of WB GSAM accounts including Stretch debt restructuring and litigation, besides routine Assignment at transactions and credit approval processing GROUP Analysis of financial models and supporting documents/ SPECIAL projections to ensure the viability of restructuring plans from ASSET the credit perspective MANAGEMEN Conduct stock inspections and site visits to ensure T (Nov 2009 to satisfactory condition of pledged stock Jan 2011) Analysis of cash flows of clients and repayment plans to ascertain the provision requirements at client level under IAS 39 accounting standards Coordination with internal (Finance, Credit Risk Control, Legal, Internal Audit) and external (client, external lawyers, consortium banks, external auditors) stakeholders Streamlining all MIS related activities and monthly portfolio monitoring at client level Preparation of routine and ad hoc reports

 Development and implementation of Implementation Plan for processes and procedures to make the unit COSO compliant Portfolio Clean-up in core banking systems Development and ensuring timely approval of credit approvals including industry, business, and financial risk analysis along with credit scorecards, account plans, risk based facility pricing etc. Regular monitoring of clients financial performance, credit analysis and associated risks, risk triggers, covenants etc. Ensuring compliance of accounts with local regulations and group credit policies Coordination with internal (Product partners, Global Markets, Credit Risk Control etc) and external stakeholders (clients, vendors etc.) Conducting quarterly portfolio reviews Developed thorough understanding of Banks systems, credit policies and procedures Development of credit/ legal documents such as Banking Facility Letters, Finance Agreements etc. Ensuring satisfaction of credit requirements before execution of above documents Coordinate with RMs and Credit to resolve documentation related issues to expedite the limit implementation process Developed an understanding of key factors that GMR needs to monitor Understanding of various policies and procedures related to treasury, trading and ALM Learnt VAR methodology in detail Developed excel based YTM and Bond Pricing calculators Developed reports for various stakeholders on daily basis Coordinating with Risk Manco (Management Committee) to develop various risk related reports and presentations Develop presentations for country Manco on behalf of CCRO Develop various routine and ad-hoc reports and analysis pertaining to country level view of risk Follow up and monitoring of the progress of various risk related projects Preparation of DEFCON reports (a macroeconomic analysis report developed on monthly basis) Managing end to end process of getting credit policy approved through Board of Directors on behalf of CRO

4 Month Rotation at ORIGINAL AND CLIENT COVERAGE (O&CC) (Feb 2011 to May 2011)

1 Month Rotation at Credit Documentati on Unit (June 2011) 2 Month Rotation at Group Market Risk (Aug Sep 2011) As Business Planning Manager of Country Chief Risk Officer, Pakistan (Jul 2010 - Jan 2011)

CERTIFICATIONS Credit Risk Analysis Course (CRAC) A 36 hours classroom training mandated by SCB Group for ME RMs Institute of Chartered Bankers (UK) and ISQ (The Institute of Bankers Pakistan Superior Quality) Examinations Part II qualified (with distinction in Accounting) Credit Skills Assessment by Omega Products (a 14-module based online course on credit analysis and relationship management) Banking Laws and Practices (Class Room Training) Basic Derivative Module (Class Room Training) An Introduction to Balance Sheet Risk Management

Several in-house trainings on Basel II, RWA Calculations etc.

KEY SKILLS & ATTRIBUTES Technical o Excellent command over MS Office applications (to the extent of developing quick applications in MS Access or Excel through macros) o Sound knowledge of databases, information system concepts and handson experience of using different programming languages and DBMS packages o Process Review / Audit o Product Knowledge o Credit Analysis o Financial Analysis o Industry and Business Risk Analysis o BCA (Business Credit Application) writing Soft Skills o Creativity & Problem Solving o Interpersonal communication and coordination ability to communicate effectively specially with senior management o Relationship Management o Quick Learner o Negotiation Skills o Public Speaking o Self Starter o Being team players as well as leadership skills o Strong nerves Ability to manage pressures and expectations of multiple stakeholders o Committed and Responsive INTERESTS Community work Watching and playing cricket REFERENCES References will be made available upon request.