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LIST OF ABBREVIATIONS

ABCI ABCP ACU ADB ADF ADR ADRs ADs AERA AFI AIFI AIMSCS ALM AMA AMFI AML AMU ANBC APS AS ATM BAFT BC BCBS BCP BCSBI BE BF BFS BFSI BIS

Association of Business Communicators of India Asset Backed Commercial Paper Asian Clearing Union Asian Development Bank Augmented Dicky Fuller Asset Development Reserve American Depository Receipts Authorised Dealers Airport Economic Regulatory Act Annual Financial Inspection All India Financial Institution Advanced Institute of Mathematics, Statistics and Computer Science Asset Liability Management Advanced Measurement Approach Association of Mutual Funds in India Anti-Money Laundering Asian Monetary Unit Adjusted Net Bank Credit Annual Policy Statement Accounting Standard Automated Teller Machine Bankers Association for Finance & Trade Business Correspondent Basel Committee on Banking Supervision Business Continuity Planning Banking Codes and Standards Board of India Budget Estimates Business Facilitator Board for Financial Supervision Banking Financial Services and Insurance Bank for International Settlements

BMP BoP BPLR BPSS BRBNMPL BSA BSE BSR BTC CA CAB CACP CAD CAMELS

Basic Management Programme Balance of Payments Benchmark Prime Lending Rate Board for Regulation and Supervision of Payment and Settlement Systems Bharatiya Reserve Bank Note Mudran Private Limited Bilateral Swap Arrangements Bombay Stock Exchange, Mumbai Basic Statistical Returns Bankers Training College Concurrent Audit College of Agricultural Banking Commission for Agricultural Costs and Prices Current Account Deficit Capital Adquacy, Asset Quality, Management, Earnings, Liquidity, Systems and Control Central Account Section Central Board of Direct Taxes Collateralised Borrowing and Lending Obligation Consolidated Banking Statistics Core Banking Solutions Cubic Capacity Central Co-operative Bank Central Complaints Committee Clearing Corporation of India Limited Counterfeit Currency Report Currency Chest Reporting System Certificate of Deposit Currency-Deposit Centralised Data Base Management System Collateralised Debt Obligations Corporate Debt Restructuring

CAS CBDT CBLO CBS CBS CC CCB CCC CCIL CCR CCRS CD C-D CDBMS CDOs CDR

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LIST OF ABBREVIATIONS

CDS CENVAT CFMS CFSA CFT CGFTMSE CGRA CIC CICs CIS CMCPS CMIS CoBoSAC CODs CoR CP CPADS CPC CPDO CPFF CPI CPI-AL CPI-RL CPI-IW CPIO CPIs CPMG CPPC

Credit Default Swap Central Value Added Tax Centralised Funds Management System Committee on Financial Sector Assessment Combating Financing of Terrorism Credit Guarantee Fund Trust for Micro and Small Enterprises Currency & Gold Revaluation Account Central Information Commission Credit Information Companies Commonwealth of Independent States Compulsorily and Mandatorily Convertible Preference Shares Currency Management Information System Corporate Bonds and Securitisation Advisory Committee Central Office Departments Certificate of Registration Commercial Paper Centralised Public Accounts Department System Cheque Processing Centre Centralised Public Debt Office Commercial Paper Funding Facility Consumer Price Index Consumer Price IndexAgricultural Labourers Consumer Price IndexRural Labourers Consumer Price Index for Industrial Workers Central Public Information Officer Consumer Price Indices Corporate Performance Monitoring Group Central Pension Payment Cell

CPSEs CR CRAR CRCS CRR CSAA CSD CSF CSGL CSO CTR CTS CTS CVD CVPS CWC DAD DAP DAPM DBOD DBS DCC DCCB DCM DEAP DEBC DEIO DEPB DGBA

Central Public Sector Enterprises Contingency Reserve Capital to Risk-Weighted Assets Ratio Central Registar of Co-operative Societies Cash Reserve Ratio Control Self Assessment Audit Customer Services Department Consolidated Sinking Fund Constituant Subsidiary General Ledger Central Statistical Organisation Cash Transaction Receipt Cheque Truncation System Complaint Tracking System Countervailing Duty Currency Verification and Processing System Central Water Commission Deposit Accounts Department District Agricultural Plan Department of Administration and Personnel Management Department of Banking Operations and Development Department of Banking Supervision District Consultative Committee District Central Cooperative Bank Department of Currency Management Department of Economic Analysis and Policy Department of Expenditure and Budgetary Control Department of External Investments and Operations Duty Entitlement Pass Book Department of Government and Bank Accounts

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LIST OF ABBREVIATIONS

DGCI & S

Directorate General of Commercial Intelligence and Statistics District Industries Centre Deposit Insurance and Credit Guarantee Corporation Disclosure and Investor Protection Department of Information Technology Document Management Information System Department of Non-Banking Supervision Department of Communication Department of Telecommunication Development Research Group Differential Rate of Interest Debt Recovery Tribunal Difference Stationary Designated Settlement Banks Department of Statistics and Information Management Delivery versus Payment European Association of Co-operative Banks Electronic Benefit Transfer European Central Bank External Commercial Borrowings

EU EXIM Bank FAO FAQs FATF FBT FC FCAs FCCB FCI FCNR(B) FDI FED FEDAI FI FIEO FIIs FIPB FITL FIU-IND FLCCs FMCG

European Union Export Import Bank Food & Agriculture Organisation Frequently Asked Questions Financial Action Task Force Fringe Benefit Tax Financial Conglomerate Foreign Currency Assets Foreign Currency Convertible Bond Food Corporation of India Foreign Currency Non-Resident (Banks) Foreign Direct Investment Foreign Exchange Department Foreign Exchange Dealers Association of India Financial Institutions Federation of Indian Export Organisation Foreign Institutional Investors Foreign Investment Promotion Board Funded Interest Term Loan Financial Intelligence Unit-India Financial Literacy and Credit Counseling Centres Fast Moving Consumer Goods Financial Markets Department Flow of Funds Focus Product Scheme Fiscal Responsibility and Budget Management Floating Rate Bonds Full Reservoir Level Fiscal Responsibility Legislations Financial Stability Board Financial Stability Forum

DIC DICGC

DIP DIT DMIS

DNBS DOC DoT DRG DRI DRT DS DSB DSIM

DvP EACB

EBT ECB ECBs ECGC ECR ECS EEA EEFC EFT EMEs EOU EPCG ESOS

Export Credit Guarantee Corporation FMD Export Credit Refinance FOF Electronic Clearing Services FPS Exchange Equalisation Account FRBM Exchange Earners Foreign Currency Electronic Funds Transfer Emerging Market Economies Export Oriented Unit Export Promotion Capital Goods Employees Stock Option Scheme FRBs FRL FRLs FSB FSF

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LIST OF ABBREVIATIONS

FST FVCIs GCC GCCs GDP GDRs GFCE

Financial Sector Technology Foreign Venture Capital Investors

ICCOMS

Integrated Computerised Currency Operations and Management System Information and Communication Technology Internal Debt Management Department Indian Depository Receipt Institute for Development & Research in Banking Technology Industrial Entrepreneurs Memoranda Integrated Establishment System Indira Gandhi Institute of Development Research Institute of Internal Auditors Indian Institute of Bank Management India Infrastructure Finance Company Limited Indian Institute of Foreign Trade Index of Industrial Production International Labour Organisation Internal Models Approach India Millennium Deposits India Meteorological Department International Monetary Fund International Monetary and Financial Committee Integrated Officers Development Programmes Issuing and Paying Agents Inter-Govermental Panel on Climate Change Irrevocable Payment Commitments Innovative Perpetual Debt Instruments Initial Public Offerings Interest Payment - Revenue Receipt Internal Ratings-Based Insurance Regulatory and Development Authority

ICT Gulf Cooperation Council General-purpose Credit Cards Gross Domestic Product Global Depository Receipts Government Financial Consumption Expenditure Gross Fiscal Deficit Global Financial Stability Report General Insurers (Public Sector) Association of India Government of India Guarantee Redemption Fund Gross State Domestic Product Goods and Services Tax Housing Finance Companies High Level Advisory Committee High Level Coordination Committee on Financial Markets High Level Group Human Resources Human Resources Development Department Human Resources Management System Housing Start Up Index Held-to-Maturity Integrated Accounting Systems Inspection and Audit Sub-Committee Indian Banks Association IPOs ICAC International Cotton Advisory Committee Institute of Chartered Accountants of India Indian Council for Agricultural Research IP-RR IRB IRDA IPCs IPDIs IBA IIFT IIP ILO IMA IMD IMD IMF IMFC IODP IPAs IPCC IDMD IDR IDRBT

IEM IES IGIDR

GFD GFSR GIPSA

IIA IIBM IIFCL

GoI GRF GSDP GST HFCs HLAC HLCCFM

HLG HR HRDD

HRMS

HSUI HTM IAS IASC

ICAI

ICAR

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LIST OF ABBREVIATIONS

IRFs ISA ISACA ISMS ISO IT IT-BPO ITEs IWMP JLG JNNURM KCCs KVIBs KVIC KYC LAF LB LCD LIBOR LOI LPA MASI MAT MCA MBS MF MFDEF MFDF MFI MICR

Interest Rate Futures Information Systems Audit Information Systems Audit and Control Assessment Information Security Management System International Organisation for Standardisation Information Technology Information Technology - Business Process Outsourcing Intra-Group Transactions and Exposures Integrated Watershed Management Programme Joint Liability Group Jawaharlal Nehru National Urban Renewal Mission

MMA MMBCS MMMFs MMS MODVAT MoU MPD MPI MPLS MSE-CDP MSEs MSMEs MSOE MSP MSS MTM NAB NABARD NASSCOM NAV NBFCs NBFC-D NBFC-ND

Macro Management of Agriculture Magnetic Media Based Clearing System Money Market Mutual Funds Multi Modal Settlements Modified Value Added Tax Memorandum of Understanding Monetary Policy Department Macro-Prudential Indicators Multi Protocol Label Switching Micro and Small Enterprises Cluster Development Programme Micro and Small Enterprises Micro, Small and Medium Enterprises Minimum Standards of Operational Efficiency Minimum Support Price Market Stabilisation Scheme Mark-to-Market New Arrangement to Borrow National Bank for Agriculture and Rural Development National Association of Software and Services Companies Net Asset Value Non-Banking Financial Companies Deposit taking NBFC Non-deposit taking NBFC Systemically Important Non-deposit taking NBFC National Capital Region National Building Organisation Net Domestic Asset Negotiated Dealing Systems Negotiated Dealing System - Order Matching Net Demand and Time Liability

Kisan Credit Cards Khadi and Village Industries Boards Khadi and Village Industries Commission
Know Your Customer Liquidity Adjustment Facility Lowest daily outstanding Balance Liquid Crystal Display London Inter-Bank Offer Rate Letter of Intent Long Period Average Management Audit Systems Inspection Minimum Alternate Tax Ministry of Corporate Affairs Mortgage Backed Securities Mutual Funds Micro Finance Development and Equity Fund Micro Finance Development Fund Micro Finance Institution Magnetic Ink Character Recognition

NBFC-ND-SI NCR NBO NDA NDS NDS - OM NDTL -

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LIST OF ABBREVIATIONS

NECS NEFT NFS NFA NFSM NGO NHB NIBM NIC NIF NIMSME NIPFP NOC NOF NPAs NPCI NPS NRAA NREGS NR(E)RA NRI NRRDA NSE NSM NSSF NSSO OBCs OBE OD OECD ODI

National Electronic Clearing System National Electronic Funds Transfer National Financial Switch Net Foreign Assets National Food Security Mission Non-Government Organisation National Housing Bank National Institute of Bank Management National Informatics Centre National Investment Fund National Institute for Micro, Small and Medium Enterprises National Institute of Public Finance and Policy No Objection Certificate Net Owned Funds Non-Performing Assets National Payments Corporation of India New Pension Scheme National Rain Fed Area Authority National Rural Employment Guarantee Scheme Non-Resident (External) Rupee Account Non-Resident Indian National Rural Road Development Agency National Stock Exchange

OLTAS OMO OMS OPEC ORFS OSMOS OTC OTS PACS PAD PAN PCA PCPS PDs PDI PDO PDO-NDS PDS PE PFCE PFRDA PGPBF PIT

Online Tax Accounting System Open Market Operation Open Market Sales Organisation for Petroleum Exporting Countries Online Returns Filing System Off-Site Monitoring and Surveillance Over-the-Counter One-Time Settlement Primary Agricultural Credit Socity Public Accounts Department Permanent Account Number Prompt Corrective Action Perpetual Cumulative Preference Shares Primary Dealers Perpetual Debt Instruments Public Debt Office Public Debt Office - Negotiated Dealing System Public Distribution System Private Equity Private Final Consumption Expenditure Pension Fund Regulatory and Development Authority Post Graduate Programme in Banking & Finance Personal Income Tax Prime Minister Employment Generation Programme Prevention of Money Laundering Act Prime Ministers Rojgar Yojana Perpetual Non-Cumulative Preference Shares Petroleum, Oil and Lubricants Public Private Partnership Public Sector Banks

Note Sorting Machine PMEGP National Small Saving Fund National Sample Survey Organisation Other Backward Classs Off- Balance Sheet Exposures Overdraft Organisation for Economic Co-operation and Development Offshore Derivative Instruments POL PPP PSBs PMLA PMRY PNCPs

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LIST OF ABBREVIATIONS

PSS Act PSUs QCBS QIB QIP QMS R&D RBIA RBSC RCs RCC RCS RE REER REGP RIDF RKVY RNCPS

Payment & Settlement Systems Act Public Sector Undertakings Quality and Cost Based Selection Qualified Institutional Buyer Qualified Institutional Placement Quality Management System Research & Development Risk Based Internal Audit Reserve Bank Staff College Reconstruction Companies Regional Complaints Committee Registar of Co-operative Societies Revised Estimates Real Effective Exchange Rate Rural Employment Generation Programme Rural Infrastructure Development Fund

SAP SARFAESI

State Agricultural Plan Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest State Bank of India Scheduled Caste Securitisation Companies Scheduled Commercial Bank State Development Loans Special Drawing Rights Securities and Exchange Board of India Special Economic Zones State Finance Corporations Structured Financial Messaging System Scheme for Fund for Regeneration of Traditional Industries Subsidiary General Ledger Self-Help Groups Small Industries Development Bank of India Systemically Important Financial Intermediaries Systemically Important Payment System Scheme for Integrated Textile Parks Structured Investment Vehicles Second Liquidity Adjustment Facility Sundry Liabilities Account (Interest Capitalisation) Securities Lending and Borrowing State Level Bankers Committee Statutory Liquidity Ratio Small and Medium Enterprises Special Market Operations Security Printing and Minting Corporation of India Ltd. Special Purpose Vehicle

SBI SC SCs SCB SDLs SDR SEBI SEZs SFCs SFMS SFURTI

SGL SHGs SIDBI

Rashtriya Krishi Vikas Yojana


Redeemable Non-Cumulative Preference Shares Return on Assets Return on Equity

RoA ROE ROSC

SIFI

SIPS Report on Observance of Standards and Codes Rural Planning and Credit Department Regional Rural Banks Real Time Gross Settlement Right to Information SLB RTP SAARC Reserve Tranche Position SLBC South Asian Association for Regional Co-operation Special Agricultural Credit Plans Single Administrative Document Special Data Dissemination Standards Service Area Monitoring and Information System SLR SMEs SMO SPMCIL SITP SIVs SLAF SLA(IC)

RPCD RRBs RTGS RTI

SACPs SAD SDDS SAMIS

SPV

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LIST OF ABBREVIATIONS

SREP

Supervisory Review and Evaluation Process Self Employment Scheme for Rehabilitation of Manual Scavangers Securities Settlement System Scheduled Tribe

UBD UCBs

Urban Banks Department Urban Cooperative Banks Uniform Code Numbers United Nations Developement Programme Umbrella Organisation for Large Cooperative Banks in Europe United Nations Development Programme United Nations Industrial Development Organisation Urban Non-Manual Employees Union Territories Vector Autoregression Value at Risk Vishesh Krishi Gram Udyog Yojana Virtual Private Network Weighted Average Discount Rate World Economic Outlook Ways and Means Advances Wholesale Price Index Weekly Statistical Supplement World Trade Organisation eXtensible Business Reporting Language Extensible Markup Language Year-on-Year Zonal Training Centre

SRMS

UCNs UNDP

SSS ST StCB STCRC STOs STR STRIPS

UNICO State Co-operative Bank Short-Term Co-operative Rural Credit State Treasury Offices Suspicious Transaction Report Separate Trading for Registered Interest and Principal of Securities Technical Advisory Committee Task Force for Urban Co-operative Banks Technical Advisory Group Term Asset-Backed Securities Loan Facility Twelfth Finance Commission Tourism Finance Corporation of India Total Factor Productivity Trade for Trade Settlement Tax Information Network Training Methods and Skills for Managers Thermo Mechanically Treated Terms of References Trend Stationary Technology Upgraded Fund Scheme XML Y-o-Y ZTC UNIDO UNDP

UNME UTs VAR VaR VKGUY VPN WADR WEO WMA WPI WSS WTO XBRL

TAC TAFCUBs

TAG TALF

TFC TFCI TFP TFTS TIN TMSM

TMT ToRs TS TUFS

This Report can also be accessed on Internet URL : www.rbi.org.in

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