TABLA DE AMORTIZACIN

BANCOMER
TABLA DE
AMORTIZACIN
BANAMEX

FORMULA INTERS COMPUESTO

FORMULA INTERS COMPUESTO

M = C ( ( ti / 100 ) / ( 12 ) ) + 1 n
= 2325,365.06
12%
/ 100
MM
=C
( ( ti / 100 ) / ( (12
))+
1 n ) / ( 12 ) + 1 ( 7 )= 7,751.22
M = 2325,365.06 ( 18.5% / 100 ) / ( 12 ) + 1 ( 7) =11,949.79
MONTO
$2,325,365.06
TASA
FECHA
DE
INICIO
01/05/2010
PLAZO
MONTO
$2,325,365.06
TASA
FECHA DE INICIO
F. DE PAGO
1

01/05/2010
INTERS

PLAZO
CAPITAL

12% anual
36 Meses
18.5%
anual
36 Meses
TOTAL
PESOS TOTAL

DLAR

1 2

01/05/2010
F. DE
PAGO
01/05/2010
01/06/2010

$7,751.22
INTERS
$11,949.79
$7,751.22

$64,593.47
CAPITAL
$64,593.47
$64,593.47

$72,344.69
PESOS
$76,543.26
$72,344.69

$5,769.11
DLAR
$6,103.93
$5,769.11

2 3

01/06/2010
01/07/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

3 4

01/07/2010
01/08/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

4 5

01/08/2010
01/09/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

5 6

01/09/2010
01/10/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

6 7

01/10/2010
01/11/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

7 8

01/11/2010
01/05/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

8 9

01/05/2010
01/06/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

9 10

01/06/2010
01/07/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

1011

01/07/2010
01/08/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

1112

01/08/2010
01/09/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

1213

01/09/2010
01/10/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

1314

01/10/2010
01/11/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

1415

01/11/2010
01/05/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

1516

01/05/2010
01/06/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

1617

01/06/2010
01/07/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

1718

01/07/2010
01/08/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

1819

01/08/2010
01/09/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

1920

01/09/2010
01/10/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

2021

01/10/2010
01/11/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

2122

01/11/2010
01/05/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

2223

01/05/2010
01/06/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

2324

01/06/2010
01/07/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

2425

01/07/2010
01/08/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

2526

01/08/2010
01/09/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

2627

01/09/2010
01/10/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

2728

01/10/2010
01/11/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

2829

01/11/2010
01/10/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

2930

01/10/2010
01/11/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

3031

01/11/2010
01/05/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

3132

01/05/2010
01/06/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

3233

01/06/2010
01/07/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

3334

01/07/2010
01/08/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

3435

01/08/2010
01/09/2010

$11,949.79
$7,751.22

$64,593.47
$64,593.47

$76,543.26
$72,344.69

$6,103.93
$5,769.11

3536
36

01/09/2010
01/10/2010
01/10/2010

$11,949.79
$7,751.22
$11,949.79

$64,593.47
$64,593.47
$64,593.47

$76,543.26
$72,344.69
$76,543.26
$2,604,408.84

$6,103.93
$5,769.11
$6,103.93
$207,688.11

$2,755,557.36

$219,741.42

TABLA DE AMORTIZACIN
HSBC
FORMULA INTERS COMPUESTO
M = C ( ( ti / 100 ) / ( 12 ) ) + 1 n
M = 2325,365.06 ( 28% / 100 ) / ( 12 ) + 1 ( 7 ) =18,086.17
MONTO
FECHA DE INICIO

$2,325,365.06
01/05/2010

TASA
PLAZO

28% anual
36 Meses
TOTAL

F. DE PAGO

INTERS

CAPITAL

PESOS

DLAR

01/05/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

01/06/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

01/07/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

01/08/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

01/09/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

01/10/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

01/11/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

01/05/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

01/06/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

10

01/07/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

11

01/08/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

12

01/09/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

13

01/10/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

14

01/11/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

15

01/05/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

16

01/06/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

17

01/07/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

18

01/08/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

19

01/09/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

20

01/10/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

21

01/11/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

22

01/05/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

23

01/06/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

24

01/07/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

25

01/08/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

26

01/09/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

27

01/10/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

28

01/11/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

29

01/10/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

30

01/11/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

31

01/05/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

32

01/06/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

33

01/07/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

34

01/08/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

35

01/09/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

36

01/10/2010

$18,086.17

$64,593.47

$82,679.64

$6,593.27

$2,976,467.04

$237,357.82

TABLA DE AMORTIZACIN
CITIBANK
FORMULA INTERS COMPUESTO
M = C ( ( ti / 100 ) / ( 12 ) ) + 1 n
M = 2325,365.06 ( 16.5% / 100 ) / ( 12 ) + 1 ( 7 )=10,657.92
MONTO
FECHA DE INICIO

$2,325,365.06
01/05/2010

TASA
PLAZO

16.5% anual
36 Meses
TOTAL

F. DE PAGO

INTERS

CAPITAL

PESOS

DLAR

01/05/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

01/06/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

01/07/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

01/08/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

01/09/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

01/10/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

01/11/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

01/05/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

01/06/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

10

01/07/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

11

01/08/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

12

01/09/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

13

01/10/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

14

01/11/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

15

01/05/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

16

01/06/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

17

01/07/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

18

01/08/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

19

01/09/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

20

01/10/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

21

01/11/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

22

01/05/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

23

01/06/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

24

01/07/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

25

01/08/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

26

01/09/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

27

01/10/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

28

01/11/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

29

01/10/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

30

01/11/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

31

01/05/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

32

01/06/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

33

01/07/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

34

01/08/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

35

01/09/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

36

01/10/2010

$10,657.92

$64,593.47

$75,251.39

$6,000.91

$2,709,050.04

$216,032.70

TABLA DE AMORTIZACIN
CITIBANK
FORMULA INTERS COMPUESTO
M = C ( ( ti / 100 ) / ( 12 ) ) + 1 n
M = 2325,365.06 ( 22.5% / 100 ) / ( 12 ) + 1 ( 7 )=14,553.53
MONTO
FECHA DE INICIO

$2,325,365.06
01/05/2010

TASA
PLAZO

22.5% anual
36 Meses
TOTAL

F. DE PAGO

INTERS

CAPITAL

PESOS

DLAR

01/05/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

01/06/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

01/07/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

01/08/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

01/09/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

01/10/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

01/11/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

01/05/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

01/06/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

10

01/07/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

11

01/08/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

12

01/09/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

13

01/10/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

14

01/11/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

15

01/05/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

16

01/06/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

17

01/07/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

18

01/08/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

19

01/09/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

20

01/10/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

21

01/11/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

22

01/05/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

23

01/06/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

24

01/07/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

25

01/08/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

26

01/09/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

27

01/10/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

28

01/11/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

29

01/10/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

30

01/11/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

31

01/05/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

32

01/06/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

33

01/07/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

34

01/08/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

35

01/09/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

36

01/10/2010

$14,553.53

$64,593.47

$79,147.00

$6,311.56

$2,849,292.00

$227,216.27

Se realizo un anlisis comparativo en diferentes instituciones financieras con el

propsito de encontrar y elegir la tasa de inters ms baja y accesible para nuestro
prstamo de $2325,365.06 de pesos, para el cual se consultaron 3 instituciones
mexicanas y 2 extranjeras, arrojndonos los resultados que la tasa ms baja fue de
12% anual la cual se ofrece por parte de Bancomer, por lo que se acord solicitar el
prstamo a dicha institucin.