Safety in our hands.

Risk Management Services

INDEX

About Us Introduction Health & Safety Support Service Fire Risk Assessments Asbestos Management Employment Service Other Services Getting in Touch

3 4 6 8 10 12 14 15

ABOUT US

Established in 1992, we are a wholly owned subsidiary of the NFU Mutual, one of the UKs leading insurers. We employ an in-house team of professionally qualied Health & Safety Consultants, who cover the whole of the UK, working with the NFU Mutuals network of over 320 local agents ofces. And with the backing of the NFU Mutual group you can be condent youre in safe hands.

INTRODUCTION

Welcome to NFU Mutual Risk Management Service

We help our clients identify, manage and reduce all levels of risk, because they know the serious nancial and legal implications of not doing so. And in todays climate, these implications can be more serious than ever. Our aim is to assist you in managing Health & Safety in your business, saving you time and helping to make your workplace a safer environment.

The advice of the NFU Mutuals Safety and Health Practitioner has proved invaluable to us on a large mixed farming estate. His recommendations are unerringly practical, clearly explained and, most importantly, realistically achievable. His help in understanding and putting into place todays rules and regulations on staff, machinery and processes, across all our different operations, has saved many man hours and allows me peace of mind.
Euston Estate

A full range of Risk Management Services We can offer you cost-effective Risk Management Services which include our: Health & Safety Support Service Task Based Risk Assesments Health & Safety Policy COSHH Assessments Employee Handbook Fire Risk Assessments Asbestos Management Consultancy Staff Training HACCP (including primary production) Fleet (via the RAC) Employment Law protection from Associa Our services are individually tailored, and we have extensive experience of working with a wide range of clients.

Prevention and mitigation expertise you can rely on Good Risk Management makes excellent business sense. As well as accident prevention and mitigation, it focuses attention, increases condence, and frees up your time to get on with your core business activities. Expert advice from qualied specialists Risk Management is an ongoing process, and new legislation is a major concern for many companies. We can remove this worry by informing you of the latest legal developments, and what they mean for your business. Our Risk Management team is highly trained and professionally qualied. Because as well as being kept updated, our clients know the importance of having expert advice they can rely on, when and where they need it. And as a subsidiary of NFU Mutual, were backed by one of the UKs largest and most secure insurers. So have a look inside, and nd what weve got to offer you.

HE A LT H & S A F E T Y SUP P O RT SERV I C E

Worried about the potential effects of Health & Safety legislation at work? Youre not alone.
Our clients know that Health & Safety legislation is complex and ever increasing. Individuals and rms who dont comply could face severe consequences, including potentially heavy nes and even imprisonment. Thats why so many businesses rely on our specialist Health & Safety Support Service to identify and address risks in the workplace. We help clients stay protected, informed and on the right side of the law. How we can help You are legally bound to provide a safe working environment for your staff and anyone else your business and its activities may come into contact with. But we know how difcult it can be to do this on your own.

Our Health & Safety Support Service will help you: Prevent accidents, saving your business time and money Get the peace-of-mind you need to run a successful business Enhance employee safety and well-being In short, with us Health & Safety becomes an excellent management strategy, and not just a legal necessity. And we promise that everything we do will be tailored to the individual Health & Safety needs of your business. What we offer All levels of service well provide you with include your own: Site visit by one of our Consultants to assess and hazard spot your premises Comprehensive Health & Safety Audit with graded risk recommendations

We recently used NFU Mutual consultants to provide 7 day cover at our new dairy helping our safety team to control contractors. Their professional help allowed a necessary breathing space for our management
Robert Wiseman & Sons Ltd.

Youll also benet from: A comprehensive Advice Manual which provides information on Health and Safety issues affecting your business. Annual membership of our Health & Safety Club, keeping you updated on all relevant developments Access to our expert team via a free telephone helpline

Our personalised service We also offer a bespoke documentation service to help you meet your legal Health & Safety requirements. Tailored documents we prepare for clients include: Task based Risk Assessments Health & Safety policies COSHH Assessments Employee Handbooks Find out more To learn more about how our Health & Safety Support Service can help your business, please call 0800 132029.

FIRE RISK ASSESSMENTS

77% of businesses experiencing a major re never fully recover. Its a frightening statistic. But imagine knowing that you could have prevented such a disaster. . .
Our clients understand that our Fire Risk Assessments are invaluable investments that help prevent major losses and disruption caused by re. And they know the stringent re-related responsibilities UK law imposes. Damage caused by re is hard enough to bear when things are going well, but during a downturn it could prove fatal to many businesses.

What you need to know Under UK Law: Every owner/occupier is required to carry out a Fire Risk Assessment on their buildings If you employ 5 or more people, you must record any signicant ndings of this Assessment The Fire Risk Assessment must identify: - Sources of ignition - Evacuation arrangements - Warning systems - Risk to personnel - Fire safety equipment - Signage Failure to comply with regulations can lead to a ne of up to 10,000, or up to 2 years in prison.

How we can help Our team of experts can assess the broad range of re-risk factors your business is exposed to. Well undertake a site survey, and provide a comprehensive and clear report on your existing re precautions. This will contain advice on improving your risk control measures where appropriate, and practical guidance on complying with current safety laws. The next step For further information on how our Fire Risk Assessments can protect your business, please call 0800 132029 or speak to your local agents.

We are delighted with the service you offer and have been very impressed with the work you have carried out for us over the years. I would have no hesitation in recommending you (RMS).
Heatherton Country Sports Park Ltd, Pembrokeshire.

10

ASBESTOS MANAGEMENT

Asbestos-related diseases are responsible for over 3,000 deaths a year in the UK. Make no mistake about it - the law takes asbestos management very seriously.
If youre in control of any business premises, your legal requirements include: Establishing if asbestos is on the premises Preparing and implementing a risk management plan Keeping written records of the location and condition of asbestos and presumed asbestos materials

We have found dealing with NFU Mutual and the Risk Management Services department extremely benecial to our business. A representative has sat in on internal committee meetings and their input has been both valuable and well received. We have continued to improve our Health & Safety performance since they have been involved using their proactive approach.
John Jempson & Son, Haulage Contractors, East Sussex

11

Failure to manage workplace asbestos poses very real health risks to you and your staff. It can also lead to: HSE Prohibition Notices closing areas or entire sites Unlimited nes for companies (up to 20 000 nes for individuals) Directors being disqualied Up to 2 years imprisonment for responsible individuals Thats where we come in. Our team of professionally trained Asbestos Consultants can help you develop your asbestos register and management plan and provide support and guidance on this potentially hazardous material. Well start with a survey of your premises for asbestos containing materials. Each survey is done to the HSEs MDHS 100 standard, and all our Consultants hold the BOHS P402 qualication.

Then well provide a comprehensive and clear report detailing the location of asbestos containing materials and, if found, their type and condition. We also give detailed guidance on managing asbestos containing materials. Making sure youre correctly advised Well be happy to talk to you about your duties under the Control of Asbestos Regulations, and how our Asbestos Management team can help you meet them. To nd out more about our Asbestos Management Service, you can contact us on 0800 132029.

12

ASSOCIA EMPLOYMENT

Whether you have ve, 50 or 500 employees, constantly changing employment legislation is having a direct effect on the way you manage your business. Associa Employment enables you to spend more time looking after your business while we help to address your employment issues. We provide a straightforward service that will ensure you stay compliant and protect your business from the threat of expensive legal action.
Steve Burbidge, Sales Manager, Associa

We know that as regulations continue to toughen, employment law is becoming an increasing concern for UK companies. And noone wants to be tied up in expensive legal battles. Associa are a specialist company who we partner with to provide employment law advice for you.

13

Mishandling employment law poses a serious risk to the prots and reputation of every business. Thats why we work closely with Associa, to provide our clients with the expert help and advice needed to effectively manage their employment law issues. Associas specialist employment service cuts through hassle and legal red tape, leaving you free to concentrate on your core business activities. Businesses already using the Associa Employment service: Know the importance of being kept updated on employment law, and value help in applying it correctly Want immediate assistance and advice to avoid minor issues becoming expensive tribunals Are too busy to resolve employment issues themselves, and welcome expert professional guidance

Benets youll receive include: Your Employment Manual - written by a team of qualied Employment Law Advisors, and providing practical advice in three straightforward sections pre, during and post employment. Subjects range from recruiting new staff members, through to redundancy procedures and maternity/ paternity entitlements. Your CD-ROM - containing useful contracts, template letters and a complete staff handbook to download and personalise. Any template documents used can be sent to Associa Employment Law Advisers for compliance checking. Both your Employment Manual and CD-ROM are updated twice a year in line with new legislation. Your Quarterly Magazine - Informative and enjoyable, keeping you updated on new/ pending legislation and topical employment issues. With useful, relevant case studies on issues and risks affecting other businesses, and best practice advice on how to deal with them, itll help ensure your business stays legally protected.

A FULL RANGE OF RISK MANAGEMENT SERVICES

14

Trying to stay on top of Risk Management can be a full-time job, distracting you from driving your business forward. And getting it wrong can be a disaster to your companys nances and reputation.

Thats why were committed to providing a full range of Risk Management Services that will liberate your time, increase your condence and meet your requirements under modern legislation. All the help youll need With a wide and exible range of products and services, we can help businesses of all types and sizes with their Risk Management needs. So as well as our Health & Safety Support Service, Fire Risk Assessments, Asbestos Management team, and Employment Law services through Associa, there are various other options available to your business.

15

Other services we provide our clients with include: Consultancy HACCP (including primary production) Contractor Assistance Fleet (via the RAC) Training Noise Surveys Risk Assessment Production Hazard Spotting Getting in touch Thanks for reading. Were always happy to talk about the Risk Management Services we can offer you. So if youd like to know more, please call 0800 132029.

Risk Management Services

www.nfumutual.co.uk
NFU Mutual Risk Management Services Limited (No. 3350057). Registered in England. Registered Ofce: Tiddington Road, Stratford-upon-Avon, Warwickshire, CV37 7BJ. A member of the NFU Mutual group of companies. For security and training purposes telephone calls may be recorded and monitored.

Risk Management Services

MK041DLL 0909