Balance Sheet of IDBI Bank

------------------- in Rs. Cr. ------------------Mar '11

Mar '10

Mar '09

Mar '08

Mar '07

12 mths

12 mths

12 mths

12 mths

12 mths

984.57
984.57
0.99
0.00
11,686.25
1,895.77
14,567.58

724.86
724.86
0.00
0.00
7,502.26
1,937.72
10,164.84

724.78
724.78
0.00
0.00
6,719.52
1,979.56
9,423.86

724.76
724.76
0.00
0.00
6,075.13
2,022.07
8,821.96

724.35
724.35
0.00
0.00
5,511.60
2,063.91
8,299.86

Deposits
Borrowings
Total Debt

180,485.79
51,569.65
232,055.44

167,667.08
47,709.48
215,376.56

112,401.01
44,417.04
156,818.05

72,997.98
38,612.55
111,610.53

43,354.04
42,404.38
85,758.42

Other Liabilities & Provisions

Total Liabilities

6,753.77
253,376.79
Mar '11

8,030.62
233,572.02
Mar '10

6,160.40
172,402.31
Mar '09

10,261.89
130,694.38
Mar '08

9,781.05
103,839.33
Mar '07

12 mths

12 mths

12 mths

12 mths

12 mths

Cash & Balances with RBI

19,559.05
Balance with Banks, Money at Call
1,207.03
Advances
157,098.07
Investments
68,269.18

13,903.47
679.36
138,201.85
73,345.46

8,590.82
2,628.50
103,428.34
50,047.60

6,694.83
2,063.94
82,212.69
32,802.93

5,406.47
1,504.62
62,470.82
25,675.31

4,375.10
1,405.82
2,969.28

4,085.27
1,250.35
2,834.92

3,873.95
1,127.40
2,746.55

3,894.76
1,173.59
2,721.17

3,856.40
1,089.08
2,767.32

Capital Work In Progress

Other Assets
Total Assets

68.06
4,206.13
253,376.80

162.04
4,444.91
233,572.01

77.56
4,882.96
172,402.33

44.80
4,154.02
130,694.38

11.05
6,003.73
103,839.32

Contingent Liabilities
Bills for collection
Book Value (Rs)

108,278.85
29,995.93
128.69

101,597.45
26,695.59
113.50

96,523.34
20,053.80
102.71

89,811.14
14,226.75
93.82

100,300.28
8,227.54
86.09

Capital and Liabilities:

Total Share Capital
Equity Share Capital
Share Application Money
Preference Share Capital
Reserves
Revaluation Reserves
Net Worth

Assets

Gross Block
Accumulated Depreciation
Net Block

Cash Flow of IDBI Bank

------------------- in Rs. Cr. ------------------Mar '11

Mar '10

Mar '09

Mar '08

Mar '07

12 mths

12 mths

12 mths

12 mths

12 mths

Net Profit Before Tax

2280.98

1044.72

985.64

822.71

682.62

Net Cash From Operating Activities

Net Cash (used in)/from
Investing Activities
Net Cash (used in)/from Financing
Activities
Net (decrease)/increase In Cash
and Cash Equivalents

3515.88

3879.39

2767.71

2144.64

200.63

-203.22

-307.10

-140.06

-112.14

-153.07

2870.58

-208.77

-167.10

-184.82

1194.60

6183.24

3363.52

2460.55

1847.68

1548.31

Opening Cash & Cash Equivalents

Closing Cash & Cash Equivalents

14582.84
20766.07

11219.32
14582.84

8758.77
11219.32

6911.09
8758.77

5362.78
6911.09

Profit & Loss account of IDBI Bank

------------------- in Rs. Cr. ------------------Mar '11

Mar '10

Mar '09

Mar '08

Mar '07

12 mths

12 mths

12 mths

12 mths

12 mths

Interest Earned
Other Income
Total Income
Expenditure

18,600.82
2,103.56
20,704.38

15,272.63
2,341.96
17,614.59

11,631.63
1,475.72
13,107.35

8,020.84
1,751.26
9,772.10

6,345.42
1,046.74
7,392.16

Interest expended
Employee Cost
Selling and Admin Expenses
Depreciation
Miscellaneous Expenses
Preoperative Exp Capitalised
Operating Expenses
Provisions & Contingencies
Total Expenses

14,271.93
1,026.50
1,830.00
127.04
1,798.60
0.00
3,509.84
1,272.30
19,054.07
Mar '11

13,005.22
756.99
720.90
90.98
2,009.37
0.00
2,067.76
1,510.48
16,583.46
Mar '10

10,305.72
569.24
504.21
52.70
816.93
0.00
1,481.66
461.42
12,248.80
Mar '09

7,364.41
384.61
365.50
83.50
844.62
0.00
1,092.36
585.87
9,042.64
Mar '08

5,687.49
282.90
404.42
122.00
265.05
0.00
1,013.90
60.47
6,761.86
Mar '07

12 mths

12 mths

12 mths

12 mths

12 mths

Net Profit for the Year

1,650.32

1,031.13

858.54

729.46

630.31

Extraordionary Items
Profit brought forward
Total

0.00
470.40
2,120.72

0.00
71.20
1,102.33

0.00
21.04
879.58

0.00
1,314.90
2,044.36

0.00
1,030.71
1,661.02

Preference Dividend
Equity Dividend
Corporate Dividend Tax
Per share data (annualised)
Earning Per Share (Rs)

0.00
344.60
55.27

0.00
217.46
31.47

0.00
181.20
30.79

0.00
144.95
22.27

0.00
108.65
18.47

16.76

14.23

11.85

10.06

8.70

Equity Dividend (%)

Book Value (Rs)
Appropriations

35.00
128.69

30.00
113.50

25.00
102.71

20.00
93.82

15.00
86.09

Transfer to Statutory Reserves

Transfer to Other Reserves
Proposed Dividend/Transfer to
Govt
Balance c/f to Balance Sheet
Total

514.55
600.00

283.00
100.00

346.39
250.00

256.10
1,600.00

217.31
1.69

399.87

248.93

211.99

167.22

127.12

606.30
2,120.72

470.40
1,102.33

71.20
879.58

21.04
2,044.36

1,314.90
1,661.02

Income

Key Financial Ratios of IDBI Bank

Mar
'11

Mar '10

Mar '09

Mar '08

Mar '07

Face Value
10.00
Dividend Per Share
3.50
Operating Profit Per Share (Rs)
24.23
Net Operating Profit Per Share (Rs) 203.54
Free Reserves Per Share (Rs)
93.88
Bonus in Equity Capital
24.86
Profitability Ratios

10.00
3.00
28.72
235.40
77.72
33.77

10.00
2.50
12.88
174.79
70.83
33.77

10.00
2.00
10.85
126.38
66.69
33.77

10.00
1.50
5.73
96.56
62.47
33.79

Interest Spread
Adjusted Cash Margin(%)
Net Profit Margin
Return on Long Term Fund(%)
Return on Net Worth(%)
Adjusted Return on Net Worth(%)
Return on Assets Excluding
Revaluations
Return on Assets Including
Revaluations
Management Efficiency Ratios

2.77
8.76
8.12
131.48
13.02
13.04

2.14
6.48
5.95
174.83
12.53
12.55

2.88
7.02
6.71
151.49
11.53
11.35

1.76
8.73
7.84
120.38
10.72
10.71

2.25
7.96
8.74
99.28
10.00
7.24

128.69

113.50

102.71

93.82

86.09

147.95

140.23

130.02

121.72

114.58

Interest Income / Total Funds

Net Interest Income / Total Funds
Non Interest Income / Total Funds
Interest Expended / Total Funds
Operating Expense / Total Funds
Profit Before Provisions / Total
Funds
Net Profit / Total Funds
Loans Turnover
Total Income / Capital Employed(%)
Interest Expended / Capital
Employed(%)
Total Assets Turnover Ratios
Asset Turnover Ratio
Profit And Loss Account Ratios

8.30
2.39
0.11
5.91
1.40

8.49
2.02
0.13
6.47
0.98

8.47
1.58
0.08
6.89
0.96

7.95
1.56
0.12
6.39
0.88

7.35
1.37
0.22
5.98
0.94

1.05

1.12

0.67

0.73

0.53

0.68
0.14
8.41

0.51
0.14
8.61

0.57
0.14
8.55

0.63
0.13
8.07

0.66
0.12
7.57

5.91

6.47

6.89

6.39

5.98

0.08
4.58

0.08
4.18

0.08
3.27

0.08
2.35

0.07
1.81

Interest Expended / Interest Earned

Other Income / Total Income
Operating Expense / Total Income
Selling Distribution Cost
Composition
Balance Sheet Ratios

76.73
1.33
16.66

85.15
1.46
11.42

88.60
0.89
11.18

91.82
1.49
10.85

89.63
2.93
12.38

0.23

0.26

0.38

0.27

0.15

Capital Adequacy Ratio

Advances / Loans Funds(%)
Debt Coverage Ratios

13.64
70.22

11.31
74.26

11.57
77.06

11.95
83.31

13.73
78.44

Credit Deposit Ratio

Investment Deposit Ratio
Cash Deposit Ratio
Total Debt to Owners Fund
Financial Charges Coverage Ratio

84.82
40.68
9.61
14.24
0.19

86.28
44.06
8.03
20.38
1.18

100.13
44.69
8.24
15.10
1.10

124.35
50.26
10.40
10.74
1.13

166.12
73.57
11.66
6.95
1.11

Investment Valuation Ratios

Financial Charges Coverage Ratio

Post Tax
Leverage Ratios
Current Ratio
Quick Ratio
Cash Flow Indicator Ratios
Dividend Payout Ratio Net Profit
Dividend Payout Ratio Cash Profit
Earning Retention Ratio
Cash Earning Retention Ratio
AdjustedCash Flow Times

Earnings Per Share

Book Value

1.12

1.09

1.09

1.11

1.13

0.02
26.78

0.03
19.49

0.04
18.98

0.05
9.07

0.11
7.55

24.23
22.49
75.81
77.54
101.39

24.14
22.18
75.90
77.85
149.23

24.69
23.26
74.93
76.40
125.17

22.92
20.56
77.06
79.42
89.88

20.16
16.89
71.86
77.85
75.57

Mar
'11

Mar '10

Mar '09

Mar '08

Mar '07

16.76
128.69

14.23
113.50

11.85
102.71

10.06
93.82

8.70
86.09

Yearly Results of IDBI Bank

------------------- in Rs. Cr. -------------------

Mar '11

Mar '10

Mar '09

Mar '08

Mar '07

Sales Turnover

18,600.82

15,272.63

11,631.62

8,020.84

6,345.42

Other Income
Total Income
Total Expenses
Operating Profit

2,083.65
20,684.47
4,131.56
14,469.26

2,290.96
17,563.59
3,513.65
11,758.98

1,389.92
13,021.54
1,730.19
9,901.43

1,635.47
9,656.31
1,469.20
6,551.64

1,027.18
7,372.60
1,002.49
5,342.93

-----

-----

-----

-----

-----

--

--

--

--

--

---16,552.91

---14,049.94

---11,291.35

---8,187.11

---6,370.11

Interest
PBDT
Depreciation
Depreciation On Revaluation Of
Assets
PBT
Tax
Net Profit

14,271.93
2,280.98
--

13,005.22
1,044.72
--

10,305.72
985.63
--

7,364.41
822.70
--

5,687.49
682.62
--

--

--

--

--

--

2,280.98
630.66
1,650.32

1,044.72
13.59
1,031.13

985.63
127.10
858.53

822.70
93.25
729.45

682.62
52.31
630.31

Prior Years Income/Expenses

Depreciation for Previous Years
Written Back/ Provided
Dividend
Dividend Tax
Dividend (%)
Earnings Per Share

--

--

--

--

--

--

--

--

--

--

---16.76

---14.23

---11.85

---10.06

---8.70

-984.57
11,657.24
10.00

-724.86
7,471.67
10.00

-724.78
6,688.70
10.00

-724.76
6,042.06
10.00

-724.35
5,477.63
10.00

Profit On Sale Of Assets

Profit On Sale Of Investments
Gain/Loss On Foreign Exchange
VRS Adjustment
Other Extraordinary
Income/Expenses
Total Extraordinary Income/Expenses
Tax On Extraordinary Items
Net Extra Ordinary Income/Expenses
Gross Profit

Book Value
Equity
Reserves
Face Value