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Wealth Within Your Reach Pera Mo, Palaguin Mo!

Making Your Money Work Pera Mo, Palaguin Mo! 2
Pera Mo Palaguin Workbook Practice What You Learned
Money for Kids Pera Mo, Palaguin Mo!
A Parent/Teacher’s Guide to Financial Literacy for Kids
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Students’ Testimonials
Wow! Job well done! Keep it up! You inspired us! The seminar was terrific! It gives
many information for the student to learn. Very interesting & informative. Its great! The
program was great; the speakers were real good & it wasn't boring. Its fun. Do this
seminar annually. Very interesting and lively seminar. Keep it up! Very good activity.
Nice seminar! Great prizes! Wow! I love it. More seminars like this! This program or
seminar really helped me understand how important handling, investing and saving my
finances. This seminar is very energetic! Thank you! Keep up the good work! The
seminar is exciting and at the same time very helpful. This is educational! Helped me a
lot! Life changing! Great seminar! Very educational. We learned a lot. ASTIG!!! This
should be done palagi! Greatness. Amaaazing! Continue to inform the youth.
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Students’ Testimonials
Fun & educating seminar. The Hatch seminar should go to other colleges as well.. It gave
me a lot of additional knowledge about how to save my money wisely and this seminar
really did a great job eventhough there’s a slight delay. Sana yearly may ganitong seminar.
The talk was so inspiring and enlightening. The seminar was very helpful to us. I hope that
it will be not delayed soon. The activity was fun. Very good! Nice one. I really enjoyed it.
Good presentation of information. Very interesting seminar. I learned a lot.Thanks! Good
and fun. Hatch is a wow seminar that enlightened us how to save money in the present for
the future. The symposium was very interesting and fun. It is very helpful to a student like
me. Good speaker. Nice speech. Maganda yung discussion and you got a fine way to get
attention. It was simple and short but direct. Late program but fun and a very energetic
young speaker. I hope we can echo this to more students. It was a nice thing that they
introduced this topic to us. An awesome seminar!
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Students’ Testimonials
More! Great job! Very helpful. Great presentation
(video & talk). Great game. It’s awesome! Wish
more students/faculty could attend "hatch”. Very
informative!!! I learned a lot.The seminar
encouraged me to save for my future.I didn't
know it's possible to reach that P5M goal!I hope
you give more seminars of this kind. It's
educational and at the same time entertaining. It
really served as an eye-opener especially to us,
the future entrepreneurs! Hopefully you get to go
\fU'M&(-#/3g to places and share this with others. This should
be popularized and written/explained in Filipino
language. It was very educational and fun. Hope
you could share this with other schools too! It's a
WOW! More specifics on investing in mutual
funds. Separate seminar on investing in mutual
funds. I realized how a peso can grow to P1M if
you invest it right. The show was interesting and
comprehensive. Simple. Easy to pick up. Can
you tell us how to join in mutual funds investing?
Enriching and inspiring. It was fun and a learning
experience. It would be more fun if there will be
more interactive sessions. I love your program.
Ok siya but there should be booth for those
interested in what specially mutual funds are and
how to invest. The game was nice. I wanted to
know more about investment vehicles and how
people such as myself could access these. I was
actually hoping for particular suggestions in
where or how to invest but it was pretty
enlightening especially in its simple presentation.
I wish to share it with my students in high school
at Surigao del Sur. Not typical boring seminar.
Presentation and follow up game was effective.

!!!"?&,#?LT-+)%,H".)%,-7%'"#$.
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Students’ Testimonials
I hope you present a 4-hour presentation next
time. Wow may prize pa! I enjoy the seminar.
Wish we had more time. More power. The best
seminar so far. The topic is very helpful and
the speakers presented it excellently. May you
continue to share this knowledge for it's really
a blessing to everyone. The seminar was fun &
very educating & useful. Good job! Keep it
going! Your presentation is awesome. Keep it
up! Interesting. I'm contented with the seminar.
Excellent seminar! The prizes were really
shocking. It brought out the attention of the
listeners. Great! Very informative and useful.
Great talk and more time sana.Very helpful.
Love the videos. Very interesting. The visual
presentation is effective. Hatch is amazing! We
should have more lessons on it with longer
duration and same speakers.
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!!!"?&,#?LT-+)%,H".)%,-7%'"#$.

Students’ Testimonials
Hope to have more seminars like this. Great seminar and great
speakers. It was very informative. You should encourage more youth
on seminars like this. It is a interesting seminar. I want another Hatch
seminar!!! The seminar was very helpful. Bitin! Mooore! The speaker
and facilitator did well. It is not boring. Your seminar was great & so
cool. I learned a lot of things.Thank you. This is a really good seminar
especially for students like us. I hope there'll be a next time and I hope
there'll be a longer time allotment for this. It is such an interesting
seminar that I attended. It really gave me knowledge of proper handling
of money. I have read the second book of Mr. Colayco and I liked it. I
am actually starting to invest my money in a money market institution.
Continue giving information about the best way to save money & be
wealthy. God bless! It’s a very fruitful seminar for me because I learned
a lot. Perfect presentation. Very effective. Great job! You have a nice
talk for saving our money. You give us plenty of ideas how to save it.
Very good presentation.
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!!!"?&,#?LT-+)%,H".)%,-7%'"#$.

Students’ Testimonials
This program is cool! It opens our mind how to save money. This Hatch program was so nice! It helps
everyone of us how to save for the future. It is interesting because I learned many things about money like
spending, saving, paying. I am really grateful to experience this "Hatch". It helps everyone of us to know
how to organize our own money. Sana maulit muli.The program was interesting and the speakers are
good. Two thumbs up for a job well done. It's great! I enjoyed it. It makes us wise in terms of money. This
seminar is fun and I learned a lot. The lecture was inspiring. It really encourages people to use their
money wisely. Informative and educational. The performance of the speakers is very good & having the
ability to influence the students. The time must be extended next time! It made me realize that saving
money is really important and putting it in a fund can triple your money. I learn a lot in this seminar. It
helps students to save money. Your seminar was fun and at the same time it will really help me and my
fellow students. Your seminar is really good for us students to know how we can save big amount of
money without giving up our wants or "luho". Well I think Hatching program is a good start for us as a
kidult who are not aware on saving money. It enlightened us on how saving will help us in our future
needs. Well, this Hatch program did a splendid job and really caught the audience’s attention. Your team
performed well and we really enjoyed the seminar conducted. We learned a lot and somehow opened our
eyes in terms of handling money. Your company is really cool. Please have some more seminars in order
to inform the public your good suggestions about Financial literacy. My suggestion is just continue the
hatch program so that many people will know how to earn money especially on how to be a rich person
someday. Very informative and entertaining. It was very prepared and the program was done
successfully. Yay! Thanks to this program I can finally learn how to save without spending my money on
wasteful things. The program was very helpful, especially to students who don't know anything about
savings. The game was thrilling. Wonderful presentation! Keep it up, you will help our generation to
become the better one. The program is so nice. It made me smile. I learned many things about investing.
Please come back here in FEU. This experience is fantastic! It gave me a clear vision of how to save my
money. This program will help the students to think first before they spend their money. This program is
very meaningful to everyone. They're good in guiding us how to save. D’ best seminar! I learned a lot of
things most specially how I save my money for my future. You’re excellent! We had fun! I like it!!! Honestly
I will follow your suggestions.
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Students’ Testimonials
We enjoy the program and the way they do the talk with us. They’ve done it
very well. Better if this opportunity will be shown around the Philippines.
COOL! Galing! Congrats. It was very successful. Hope you visit us again! Go
to other schools & inspire more people. Hope that the time is extended. Our
HATCH experience is very wonderful.We learned a lot. It was an interesting &
fun seminar. You’re great! The seminar was an eye-opener but I wish the
video was played again. Thanks. I learned a lot on how to save my money.
The prizes were nice and the speakers wer good. Very good presentation.
Amazing!!! The seminar is very comprehensive but it should have been held
earlier in our college life. Very informative! It was a great seminar! Truly
inspiring & highly informative especially to us graduating students. Your
sharing was alive and unique. Very entertaining. Nice seminar. Full of
learnings. Very helpful for students in managing their financial skills. Very
lively and interesting program. Speakers are great & generous. Lively & very
informative discussion. Good presentation & visual effects. Continue sharing
your knowledge.
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!!!"?&,#?LT-+)%,H".)%,-7%'"#$.

Students’ Testimonials
Hope to see you again! I really had fun. Thanks for giving us knowledge on how to save
our money. Very well done! More power to your program! Now I know how to spend my
money wisely. I learned a lot. Their program is good because it helps the youth like us to
know how to save money. Many students should know about this hatch program for their
own future. I'm very thankful, specially to Mr. Colayco for sharing this ideas to many
people. I learn a lot from this. Great! It is educational and at the same time informative. It's
nice and it’s not boring like other seminars. Keep up the good work! This financial literacy
program is very helpful to us students. I'm so lucky to attend this seminar coz I’ve learned
a lot of knowledge/ideas about financing. I'm so satisfied. This program awakened our
minds to the true purpose of money. I want to be part of your group! You are a great
institution. You help many students to earn, save and manage their own money.Thanks.
ASTIG!!! I learned a lot from hatch which made me inspired to save money. I suggest that
they should continue to pursue youth like us to save money for future use. The program is
funny but I learned a lot. The seminar is amazing . I actually enjoyed it because I knew
how to spend my saving wisely. The best mga speakers!!! It's very sensible. Thank you for
visiting N.U because you helped us to be concerned for our money and future. This
makes people knowledgeable financial-wise.Keep this symposium going by sharing it with
other people, schools etc.
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!!!"?&,#?LT-+)%,H".)%,-7%'"#$.

Students’ Testimonials
Keep it up!!! It would definitely help a lot of people. Thanx for the books and the kits! Astig yung seminar!
Sana maulit. Very informative and practical learning. God Bless! It was a good presentation and it really
helped me to plan my future life. Very educational and entertaining as well! The lecture was helpful. It has
enlightened me with new ideas and ways to save money. Thank you. It was a very good program, I learned a
lot! Keep up the good work! Ganda ni Ms. Jen! Sana lahat ng seminar ganito daming prizes at super enjoy!
Great talk! The financial literacy program was great. I had more info on how to manage the money I have and
will be having. Eye-opener! The entire lesson is enthusiastic & full of fun. Magaling!! Next time ulit! Maganda
yung strategy ng seminar! The program was very interesting not only because of the prices but the topic itself
caught my attention. The speaker is also good. I was able to learn a lot of things. I will surely keep my
learnings. Sana 1st year nito pa po ginawa toh para nung 1st year kami, nakapagsave na kami. More talks !
Hope you can have an activity/talk for our organization Junior Phil. Economics Society. Good approach to us
students. The event was very fun and the games are very helpful to catch the attention of the audience.
AWESOME!!! One of the best seminar I have attended. The program is very helpful and knowledgeable. I
really appreciate your time for coming here in our school. Kamanghamazing! A good learning experience.
Plus very good speakers. A lot of kidults should be aware of this. It’s pretty important in achieving the lifestyle
wanted. Continue helping people by giving them knowledge about the importance of saving. Good
presentations and explanations. It helped me a lot! The talk was good, it is not boring, it is cool! I hope you do
it again here and to other schools. It is truly a learning experience. Continue this seminar and share it to other
schools. Maybe also with schools in the province. I learned many things about the importance of budgeting.
The country's citizens need financial Literacy such as this.
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Students’ Testimonials
This talk was very information and helpful. I've learned a lot.
Tnx to the speaker. Very entertaining. Cool prizes This
seminar was really lively. Please come to ADMU again so
more students could benefit from this. I liked the talk. It was
very interesting. One more time! Para more people will get
educated. We wish to invite HATCH again. Good. Simple but
very effective & informative.
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Students’ Testimonials
It was good and the best! Very good! Especially the speaker. Nice voice
and explaining skills. I really enjoyed the talk and gained knowledge on how
I can save money for my future. Talk is helpful. It encouraged me to save
NOW. A very good seminar for the youth for the future. Keep up the good
work and may you continue to bring knowledge to kids. It was great! I
learned a lot. Btw, thanks for the P500! Hehe. Through this, this gave us
more knowledge how to invest & save wisely. Very empowering. Thank
you. Very amazing and inspiring!! Keep it up!! Ngayon lang naging lively
ang seminar dito sa school! Very inspiring and educational. Hope to see
you again! Nice one! It's a wow!!! I love it. Learned a lot! It was a fun
hatching experience! The seminar or talk was short but we learned a lot
from it. Lively, pretty and amazing! You ROCK!!! Masaya! Educating and
helpful to us students. It’s fun & students really benefit from it. Awesome
and entertaining. I really learned a lot!
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Students’ Testimonials
I'm so glad to have this chance to hear and learn something about
saving/managing my finances. The seminar is so cool. Continue influencing other
people. The sharing of the information was very enjoyable. It is very helpful to the
youth especially in the kind of lifestyle we are having might now. I learned to
appreciate the value of saving. I really learned a lot. Keep up the good work. The
activity is very fun and educational. It's really nice. The speaker and host are very
resourceful and pretty as well. Its very enlightening. HATCH is very important
especially for us students. So that we will be more financially literate. It was fun
and exciting! I was really inspired to save my money for a better purpose and I
learned not to waste my time in saving money. It's really awesome. I think it's the
first seminar that I didn't feel bored. Keep it up! The speakers are good, the videos
are terrific and the games are extremely amazing. They really did great! An
informative activity to start the sem.
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Students’ Testimonials
The program is very helpful to us students especially for students like me who wishes to save but just
really can't because I always end up have spending the money I have saved. It's enjoyable. We had a
great experience attending this kind of literacy program. The show was good & the speaker was very
knowledgeable of the topic. Well discussed and very informative & entertaining. This program is really
good to remind the people that even one peso is really important and it has a big deal. The seminar is
very informative and helpful to everyone. This financial literacy program is very interesting. We can learn
how money and savings work, at the same time it encourages us to save money first and not spend too
much. Your program helped me realize that there's magic in saving money. It’s nice to apply this in real
life because I've learn a lot--especially to budget the money or how we handle it. It gives us more
information how to handle money. The seminar is helpful in setting our mind in saving and investing in
the near future and for guiding us for our good future. The lecture was so awesome. It touched my mind
as well as my heart. Thanks. Please continue to share this wonderful & useful seminar to schools &
colleges nationwide because it really helps a lot. Hatch is very good and very educational program. I
really like it. It’s very interesting. I really learned new things about financial management and on how to
save and invest it. Save to use. Save to keep. Save to share. It enlightened my mind to really use my
money wisely. The program is great! And it’s full of surprises. It also encourages us students to have
savings for the future. It was really informative and enjoyable. And I think you should keep informing
others. The program is helpful to us. It's not boring. We got something from the program. Thanks for
taking time to share your great knowledge on how to save and spend money.
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Students’ Testimonials
I can say this very loud: WOW! Very helpful program. I learned a lot from it. I learned how to
save money in this seminar. I really like it. It helps me a lot when it comes to spending my
money. I’m really satisfied with the seminar. I like the speaker and the way he delivers the
message. Now I have some idea on how to save money. It gave me a lot of learnings about
how to save money. Kailangan po kayo ng mga taga probinsya para magkaroon sila ng
tamang kaalaman. Sana marami pa po kayong matulungan. I hope you will visit our school
again. I enjoyed the game. Even if I didn’t had the chance to play the game, still I enjoyed it!
The program was so nice. It is a good program and it is very helpful that they manipulate
students on how to save money. The program is very organized. It is a nice seminar and I
learned something out of it. Excellent!! God bless this program. As a comment, I am
speechless for the well-organized program. And Thankful for the knowledge that is shared by
the speaker on how to save money. Very good speaker, well modulated voice. The seminar
was very awesome. It makes me realize that even a single cent is very important for us. You
did a good job guys! Please continue. I hope that you come back in our school next time. I
learned a lot about financial literacy which I think is very important to all of us. Keep up the
good work. Job well done!!! I appreciate your deeds. Wow!!! It encourages me to save more
and more and to maximize my allowance. Please continue to educate students in financial
literacy. The Colayco Foundations really helped me a lot and enlightened my mind on how to
use and save my money. The program is so great and the speakers are well equipped with
knowledge in lecturing about financial aspects.
/3:P0=<VE9;0P=5\3V>58U
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Students’ Testimonials
Your motivation was good. It is interesting and educational. Good because it
educate the people on how to manage income/allowance. I like the speakers!
Just continue what you have started. It helps other people become aware of
proper handling of money. Hatch really helped us to learn how to manage our
personal money. My suggestion is its better if they will continue conducting
seminars not only here in the Philippines but also outside the country especially
to the Filipino people. I'm very glad to experience their seminar. It is really a
wonderful and helpful seminar. It is overwhelming on my part. It is fun! No part
is boring. Your seminar is great! The seminar was so informative. The Hatch
seminar is very good especially for us graduating students. It really serves as a
guide for earning money and managing it well. It is a sort of eye-opener. The
conference is perfect! It helps a lot in awakening our minds to the importance of
early saving and proper spending of money. I am very thankful for this
opportunity. The program is very successful!
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Students’ Testimonials
It was a learning experience. Fun & informative! I enjoy the talk. You have
gotten our attention. It was nicely done. It wasn't boring. A follow up lecture on
investments would be appreciated. It was fun and brain-enriching! Please
continue to educate the youth with regards to saving and knowing what to do
with their money. Thank you by the way for the enlightening experience! It was
educational as well as enjoyable. It was an interesting program. Keep up the
good work! It's very refreshing! Videos and graphics were nicely done. Very
good lecturer. Amazing program! Good job! It would be nice to add some tips on
how to save and where to invest in the future. I learned quite a lot! It's been a
great help for me in realizing that even small things can lead to big gains in the
future. Visit more schools! The program was very well organized and an eye
opener for the students. I find it worth my time and attention. The seminar was
very helpful. I am now mindful of the little things that we should do that could
help us have a tomorrow full of success. Very good speakers. Presented in very
clear, concise and entertaining way. The game at the end was helpful in getting
the audience's attention and it summarized the points discussed earlier.
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Students’ Testimonials
We enjoyed the show! It was so great! The program was awesome cause you are
not too serious with the discussion and you caught our attention. We enjoy
listening to the seminar and we learn a lot in their seminar. The seminar was very
effective in a way that they made some interesting activities for students. Your
program is really good and useful. Sana sa barangay places na kayo sunod. I've
learned a lot regarding saving and earning moneys. I hope you will conduct this
kind of seminar in our school again. This foundation is so useful for today and
even for the next generation. I've learned a lot of from the speaker. I appreciate
this foundation. HATCH program is very helpful because they tried their best to
help us students. The presentation is very impressive and very sententious. It
helps us in realizing that savings is very crucial that can make our future brighter. It
is a great experience that made us realize to save money for our future. It’s great
& thanks for enlighten my mind, I must save money right now. Continue your
mission & goal! Because of their program, I was able to know the importance of
saving money. It was very helpful for me. The program is valuable. I learned many.
It teaches us more about managing our money. The seminar was great and I like
the way the guest speaker delivers his speech. It’s very encouraging. It’s been a
pleasure to know these things from you. Thanks. I would like to thank Mr.
Francisco J. Colayco for having the hatch program that became very helpful to us.
It is very interesting and fun. It's just an awesome seminar.
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Students’ Testimonials
The show was so interesting. Hope you can come again. Really this forum is a great help for us… for
our own good. Very nice forum!! It helps to encourage students to save money. Very excellent! I enjoyed
it and I never felt sleepy. The program gave us a lot of important information concerning money. It's a
very informative and helpful program not only for us student but for all people. The show/seminar gives
us an idea on investing and were thankful for the committee who made this possible. The presentation
was great and I've learned a lot from it. Interesting in my field of course. It greatly helped/taught me how
to properly allocate my allowance. Thanks a lot! The seminar was an eye-opener and was very helpful. It
did really help me realize that it is really important to save money even if just a small portion of my
budget per day. Its great!! It teaches how to accumulate money well. This seminar helped me a lot
especially now, in my age, that I'm starting to be aware about money and my future.I hope that more of
this will be conducted in the future so that more info will be given to us. It was entertaining. Your
program is really helpful. Please also share this program to the out-of-school youth so that they will be
able to learn. I hope to meet Mr. Colayco in person for he serves as an inspiration to all. The host is
really gorgeous. She is fun and not boring. The speaker as well is fun; he was able to explain things
well. The speaker is very good and direct to the point. The giving of prizes enhanced the students to be
more cooperative and responsive! God Bless. This seminar was a learning experience especially for us
youth. Thank you!!!!! This activity gives me a very, very good overview of my future. Yes, you’re correct!
My decisions are always for the present or for the near future. Thank you for correcting my mistakes.
Hope to have longer lecture on handling personal finance with Colayco Foundation. I commend
"HATCH" for a successful forum. This will really aid us kidults in managing our financial matters. I really
learned a lot. A real good timing since I have been thinking about my future these past few days. I really
enjoyed the seminar. The host and the speaker are so cool! I never thought that this seminar will come
out this way.
F98/F0JMMD
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 BUDGET ACTUAL

15=9=/3> RECEIPTS
Grants
ADD: INTEREST INCOME ON BANK DEPOSIT
P 1,205,936.38
8,019.73
TOTAL RECEIPTS 1,213,956.11
LESS: DISBURSEMENTS
PROJECT COSTS:
Development of CD Materials
10 minute AVP 102,040.82
CD Development 58,823.53
Expanded withholding -
Development of Hatch Booklet -
Lyric Sheet -
Development of CD Giveaway -
Website Development -
50% downpayment -
Full payment 23,529.41
Administrative expense -
Representation / meals 767.00
Communication 500.00
Office supplies 415.00
186,075.76
DEVELOPMENT FEES
CD Giveaways 153,834.00
Lyric sheet 153,834.00
Marketing peripherals 97,132.00

Administrative expense -
Meals 4,478.73
Supplies 2,966.25
Gasoline and oil 1,624.45
Communication 800.00
Parking fee 75.00
414,744.43
463,200.00 600,820.19

REPRODUCTION/ PRINTING OF MATERIALS

CD Reproduction 185,220.00
Lyric Sheet reproduction 167,475.00

Administrative expense -
Office supplies 4,348.00
Photocopying/Reproduction 17,278.00
462,886.00 374,321.00

MARKETING PERIPHERALS
Marketing Peripherals
Tarpauline 15,866.00
Flyers 7,408.00
Evaluation forms 2,500.00
Posters 1,850.00
Pamplets 415.00
Marketing expense -
Travel & transportation 7,756.35
Supplies 542.25
Meals 29,416.40
Communication expense 15,221.02
48,250.00 80,975.02
PROMOTIONS / PUBLICITY
PR News Release 144,750.00 117,647.06
ADMINISTRATIVE EXPENSES
Others
Honorarium 82,250.00
Prizes: Cash Prize 42,900.00
Prizes: Load extreme 16,000.00
Professional fees 11,200.00
Communication 765.00
Meals 18,898.45
Airfare & hotel accomodation 43,538.00
Travel and transportation 5,187.24
Courier charges 9,974.00
Supplies 9,995.25
86,850.00 240,707.94
Total Disbursements/budget 1,205,936.00 1,414,471.21
EXCESS OF RECEIPTS OVER DISBURSEMENTS P (200,515.10)
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1. Do you think you can save 100 pesos # of % of

from your allowance? responses total
Everyday 763 17%
Every month 1026 23%
Every week 2362 53%
Every year 65 1%
Not in this lifetime 247 6%
Sub-Total 4463 100%

2. When are you going to start to save?

Today 2095 57%
Tomorrow 300 8%
Next week 681 18%
Next month 476 13%
I still have my parents. Why should I? 151 4%
Sub-Total 3703 100%

3. Are you financially literate?

Yes 2480 72%
No 953 28%
Sub total 3433 100%

4. The moment you get your hard earned

money, what are you gonna do with it?
Give it to parents 456 10%
Spend, spend 404 9%
Won't spend 235 5%
Split it in halves 3258 74%
Won't look for a job 51 1%
Sub-total 4404 100%

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1. Do you find the financial literacy program # of % of
helpful? responses total
Yep 5001 98%
Nope 25 0%
I don't know 55 1%
Sub-Total 5081 100%

2. Will you share this HATCHing experiences to

friends?
Yes 4566 92%
I'll see 405 8%
No 18 0%
Sub-Total 4989 100%

3. When should you start saving money?

Today 4280 84%
Next week 301 6%
Should I? 41 1%
Tomorrow 312 6%
Next month 141 3%
Sub-Total 5075 100%

4. How did we do?

Wow 3922 85%
Good 566 12%
Okay 136 3%
Waste of time 1 0%
Sub-Total 4625 100%

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