SBI clerk Qus (all collected from other threads or from orkut) 1-why r u interested in banking sector..??

2-Do u support privatisation of banks? why..?? 3-Being in a public sector bank how can u compete with private sector banks...?? 4-what steps 2b taken 2 control global warming.? Questions posted by Akanshita 1.wat is NPA? 2.why do u want to join sbi. 3.Tell something abt yourself? 4.how many time u have cleared sbi exam? 5.who is the current chairman of sbi? 6.what is CRR? 7.what is RR(Repo rate)? 7.why did u choosed sbi for the job while pvt sector bank is paying heavy salary to his employee? 8.which banned outfit is responsible for recent blast in different city of india? 9.who is the governor of RBI? 10.u have completed your graduation(if u have)in this year(----).what u were doing till now? 11.who is the finance secretary? Questions posted by Aditya Gupta # What is RR(Reporate) # Whats is CRR # Whats is reverse RR # Whats is SLR # Whats r d tools with RBI to control liquidity in market # Who is d chairperson of RBI # Which bank recently got submerged in SBI # Who is the owner of SBI at present n with what % of shares # What was d name of first bank established in India ? # When was State Bank of India established in India # Who is the Chairman of SBI # Financial crisis in America # Why joining SBI or Banking Sector # Questions on Hobby # Historical or geographical Importance of d place u live

REPO RATE: - Under repo transaction the borrower places with the lender certain acceptable securities against funds received and agree to reverse this transaction on a predetermined

future date at agreed interest cost. Repo rate is also called (repurchase agreement or repurchase option). REVERSE REPO RATE: - is the interest rate earned by the bank for lending money to the RBI in exchange of govt. securities or "lender buys securities with agreement to sell them back at a predetermined rate". CASH RESERVE RATIO: - specifies the percentage of their total deposits the commercial bank must keep with central bank or RBI. Higher the CRR lower will be the capacity of bank to create credit. SLR: - known as Statutorily Liquidity Ratio. Each bank is required statutorily maintain a prescribed minimum proportion of its demand and time liabilities in the form of designated liquid asset. OR "Every bank has to maintain a percentage of its demand and time liabilities by way of cash, gold etc". BANK RATE: - is the rate of interest which is charged by RBI on its advances to commercial banks. When reserve bank desires to restrict expansion of credit it raises the bank rate there by making the credit costlier to commercial bank. OVERDRAFT:- It is the loan facility on customer current account at a bank permitting him to overdraw up to a certain agreed limit for a agreed period ,interest is payable only on the amount of loan taken up. PRIME LENDING RATE: It is the rate at which commercial banks give loan to its prime customers. As HR is undoubtedly the most grueling and significant part of an interview for any post concerned or applied. So, some of the questions that you may come through are: Tell us something about yourself o This is the most common and the first in the list of interview questions for clerk. No matter what post or position you may be applying for, this is kind of a universal question that will be asked, just to measure you up. This way the interviewer normally wants to have a slight notion of what do you feel about yourself, about your qualities and how snappish and intellectually aptly can you identify yourself. So, your reply should be very diminutive and at the same time giving fine information concerning you. For example: you can say, I am sensible, realistic but at the same time imaginative, conscientious and can manage people well. So, you are at this point interested about the clerk position we have offered. What variety of experience do you boast of? Accurate RESPONSE: Ive just completed school, and I am searching for a full-time arrangement that will aid me to expand and gather more experience. Honestly, I do not have much job practice, but I was brought up in a family circle where my father, mother and other family members taught us a superior work ethic. I can make out that hopefully, I would be capable to fill this spot, since I am a very rapid apprentice.

 INCORRECT response: I cant be acquainted with what you are saying I just sought after an afternoon employment, so I can snooze in during the sunup hours, and still comprise a assortment of time to go bashes and celebration or parties in the nights or evenings. In addition, my mother goes past here each day on her means to her work, so she may well drop me off. There might be times when I would require you at this juncture prior to your standard hours commence. Will I have any dilemma trying to get a hold of you if I want you to come up to work earlier? CORRECT: Well, I will be taking several daybreak college classes, however I dont have school on Mondays. So, I would be pleased to do that on Mondays, and Ill strive to remain efficient with my class agenda once I get my courses in concert. Tell us something about your past experiences. The next subject which usually comes up and about interview questions for clerk is concerning the earlier experiences as this assists the interviewer to acquire an thought about how your precedent experiences are going to sway the company. Thus, it is very imperative for you to come to a decision that which ingredient of your individualism and job familiarity you would like to be in the illumination but make it in no doubt that you do not end up with tales of your intrepidness and adventures. Here you should center more on your daily life at work that will focus more on your dilemma solving skills: like the means by which you demeanor yourself at your job, scrutinize tricky situations and manage people. Accounts at banks and/or other financial institutions. 1Deposit account a:Checking accounts or current account b: Savings accounts c:Money market deposit account: d:Time deposit 2Personal account 3Sweep account 4Transactional account or demand accounts or demand deposit accounts.

then hw computers r used in banks? earlier days v used maintain separate record for each n every person who hv account but after being computersied as v type the acc.no. it display all the details.. then dd forms were computerised,earlier it was written by hand ... then core banking... next i am a throwball player.... so they asked what's d diff.bet throw ball and volley ball as i hv won state level certificate in elocution i was asked to speak abt. INDIA for 2 min. then they asked me wat i like n dislike in INDIA... since i'm 4m vandalur next to chennai , it comes under

kanchipuram dist. they questioned me "wat's imp. regarding kanchipuram", i replied temples,dist.Head Quarter then kanchipuram silk... then they also asked me abtwat's imp. in vandalur next wat do u know abt SBI wat r the private banks ans. i replied ICICI and HDFC full form of ICICI ? Industrial Credit and Investment Corporation of India... Wat r the nationalised banks? since i am doing college ug final year they asked y do come for job when u r studying.....I replied that the main aim of studies is to know wat's going around us and the next is to get the job .. when the oppurtunity knocks at me y shdn't i use it... then wat is u.s crisis

>Importance of your birth place, ->Importance of your district, ->College/University which you studied, ->importance of the different places you staying, ->great personalities born in your district etc. ->details regarding your extracurricular activities and your achievements. get prepare Positive answers for compulsory questions like ->Tell me about yourself, ->Tel me about your family, ->tell me about your previous job provder, ->your strong/weak points, ->why do you want joined SBI, ->why not using your higher qualifications, ->if you are undergoing graduate they definitely ask ->if we take you what you do your studies ->If you completed degree in more then 2years they will ask what you doing till now. ->If you working why you want leave present job? (frnds please give positive answer for this)

1mam)why u want to join sbi being highly qualified? me:answered....

1mam)what do u know abt banking? me: told thoroughly 2sir)tell the names of 5 private sector insurance companies? me:icici prusential, tata aig.... agm)what is ur ambition in life? me:to be officer agm)then why applying for clerk? me:answered accurately that i need entry..... mam2)after how many days rbi publishes its policies? me:couldnt answer agm)do u have accnt in bank?of which type? me:yes , saving accnt sir)what do u know abt marketing? me:i dont have marketing background mam2)tell the names of 4 private sector bank? me:ans.... sir)what difference u see when u go to priavte bank and public bank? me rocessing is faster in private banks than public sector banks sir)dont tell us abt services, we r asking abt customers me:there r more young ppl in private banks( he agreed) mam)what is difference between BPO and s/w company? me:ans.. mam)do u think recession will affect s/w companies? me:surely sir)tell us ur family background ? mam)tell the names of 4 it companies? sir)who is the ceo of infosys? mam)what is big bang experiment? Still workn No -Then what are you doin presently Preparing for Bank PO -Have you given any other exam,any positive results Had my UBI intw yesterday -What all did they ask in the Intew y banking and the whole intw revolved around this ques. -Well I won't be asking you that as you will revolve this intw too based on that ques. -Ok you ask me a ques. When can I expect the result -What do you expect Selected,but I asked till when can I expect the result Sir. -Selected or not the result will come within a month -What lang. is spoken in Kerala,orrisa,Karnataka.(said as this bank's HQ is in kerala you should know the lang. spoken there) -Some Mechanical(My Btech Specialization) related ques.

Then the next guy asked -y not go for a mechanical job and y bank PO Explained -what is Sub prime crisis I started explaining,he didn't let me finish. -who received the nobel prize recently on which there was a lot of controversy and why Told and started to explain the controversy but he didn't let me finish. -what are your hobbies Meeting people,making friends and surfing net -Isn't watching movies not one of your hobbies. I only watch occasionally. -Who is your fav. director Steven Spielberg -Name an Bengali Film director I don't know never seen a Bengali film -Took some names of bengali directors,and asked who are those I said I don't know Ok thanks

My United bank of India Interview Experience. Date 07-11-2009 10:30 AM Hyderabad I am a 2008 B-Tech pass out with '0' full time work experience. 1)Tell me about yourself. 2)from where do you come from? 3)What is so special about AP compared to other states of India? 4)Some say AP is developed. How can they say it, when the power cuts are still present? How can it be development without providing with full Electricity supply? 5)What is your opinion about free current? do you think Govt must give free current in this scenario? 6)your are a techno guy, how is this useful in Banking? 7)Now I am going to ask you on General Knowledge. Which are the two states having the same capital in India? What is the specialty of January 26th ? 9)What did you studied in +2? *10) What is do you mean by the terms umbra and penumbra?* 11)Now I shall test you on Current affairs. Who is the Chief Minister of West Bengal? 12)Who is the C.M. of Karnataka? 13)Do you have any computer subjects in your B-Tech? 14)How are computers useful in Banking? 15)What do you meant by CBS? 16)Give me three Strong -> Strong reasons that you shall stay in U.B.I? 17)How do banks take part in our country's Development?

and they said, thank you, you can go/ I got confused about Umbra and penumbra, I actually told him the definition of penumbra to umbra and vice-versa. he said that it is different. I told him that it is confusing and solemnly withdrew from it. thought it is a good idea not to escalate it. Apart from the above everything went very well. I was able to give them convincing and well put answers to all the other questions. Interview was swift took about 7-8 min. Tips I suggest to other aspirants. >The most questions come from what do say or what are related with you. so be cautious while answering. >Use Mr. and Mrs/Ms where ever necessary. My predecessors, made the mistake of not using them. >Try to learn some basics about your state and place from which you come, India political structure i.e. about loksabha and Rajyasabha, President, PM, SC chief justice, cabinet Ministers, their appointments etc. >follow current affairs of the past ten days at the least. remember people in news. >Glance through RBI website, 'FAQ's, Press statements, RBI governor, deputy Governor. >and of course read about the bank and its latest events. I wish all of you, the very best.

what is a balance sheet

tools of RBI?

3. 4. 5. 6. 7. 8. 9.

capital market money market intangible networth call money parallel economy(black money) rtgs Neft

wht qualities sud a PO possess? Fullform of VIRUS V- vital

i- information r- recourse u- under s- siege

why you join banking sector?

banking sector is secure to do job. the growth in banking sector is high. it provides a privilege to banker..

Banking sector has evolved tremendously in the past decade.It is not just limited to its basic role of lending money n taking deposits.this scope has been widened.There has been develpoment of adequate professional management and modern managerial techniques and practices in banking.Banking operations now also serve a large social purpose. Such highly evolved booming as well as challenging sector requires upbeat and enthusiastic workers with strong interpersonal skills

Banking sector is one of the rapidly growing sector n there are lots of opportunities to grow our career in this field. in today's age banking does not mean just to lend or deposit the money, it is something more beyond that and also it is being considered as an good job.

The HR questions you can expect in your interview are 1. Tell me about yourself 2. Tell me about your family 3. Incase, if you are the only daughter/son in your family, will your parents allow you to work anywhere across India? 4. What are your strengths and weaknesses? 5. Dont you think you are over qualified for this position? 6. Why not software after engineering?

7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15.

Why did you leave your previous company? Why do you want to work here? Have you applied for any other banks? What do you know about your bank? Have you applied to other areas apart from banking? Where do you see yourself in 5 years from now? If you are female Being a girl, if you are posted in unsafe place like Assam, will you continue to work with us? Did you prepare for the interview? What did you prepare? (questions will be asked from what you prepared) Have you attended any bank interviews before? Do you have any questions for us? The Technical Questions which can be asked in a bank interview are What do you know BASEL norms What is CAR? (Capital Adequacy Ratio) What is the current CRR and SLR? What is microfinance? Repo Rate and Reverse Repo rate? What is SEBI? What is inflation and deflation? What is mutual fund? What is IMF? What is ULIP? Do you have account in bank? Which bank? Why? Differences you see in a private and public bank. What is forex? What is Bank rate? Have you heard about KYC? what is KYC?