Concession if the bank cannot control/ take back all the debts, they will go bankrupt + Rebuttal business

ss is always a gamble but the potential profit makes it all worthwhile the problem of people not paying their debts is not caused by a lack of proper requirements but because some banks do not know how to implement them

FOOD Production/homes have to be prioritized AGREE - to improve peoples lives - the forests (and the entire environment) exist to serve humans who embody the most intelligent and the highest form of life in the world - concession: animals deserve a natural place to live in ; rebuttal: human lives are more important than animals DISAGREE - using badly affect the climate and animals - any damage to the environment can have long-term effects on humans survival (lack of oxygen; natural catastrophes) - concession: they can improve their lives by using the forests ; rebuttal : since humans will not survive without forests, there is no point improving our lives through them

Richer countries should pay poorer ones Disagree - richer countries did not force the individuals to move to their countries - richer countries already give a lot of financial and technological benefits to the migrant workers; there is no need to pay their mother countries as well - the obligation to pay back the poor countries for education should fall on the employees shoulders, not on the richer countries - concession: although rich countries get benefits from migration and poor countries get nothing + rebuttal: the economic problems of the poor countries are their own responsibilities, they have to solve them themselves Agree

richer countries benefit from migration; poor countries get nothing as an investment for poor countries to improve concession: the richer countries give the workers a chance to have a better life ; rebuttal : the profit that the richer countries get from the workers efforts is considerably higher than what they offer to these workers

Vietnam is beautiful Agree - culture; heritage;history - people - developing and poor; hardworking -

Road accidents disagree - the government is the lawmaking body and, as such, has the ability to guarantee safety of citizens when they take part in the traffic - people already pay the government taxes so it is the latters responsibility to take care of them - concession: citizens should protect themselves because it is their own lives and nobody can save themselves better; rebuttal: the government still bears the power to control road traffic to ensure that everybody is safe when they go out - concession: the individuals are the ones driving and should be responsible for themselves; rebuttal: the governments road rules control the way individuals drive agree - the individual is one reason why accidents happen so they have the responsibility to minimize them - the laws made by the government are useless if the citizens dont abide by them - concession: the government has the power to minimize road related deaths; rebuttal: cooperation between citizens and government is the best way of solving the problem

testing too much is placed on testing these days factual the need to prepare for tests is a restriction on teachers and also exerts unnecessary pressure on young learners opinion Do tests restrict teachers? Does tests exert unnecessary pressure on students? disagree - teachers are not restricted by tests in any way as using it to assess students ability is quite easy - the pressure students feel for tests is needed so that they will know how well they studied after the course - concession: testing makes students feel physically and mentally stressed; rebuttal: it gives students the motivation to concentrate on the course agree - the pressure students feel for tests is not necessary because a. too much pressure can psychologically affect the very young learners b. tests are not accurate assessments of the whole studying process that students go through - the teachers feel restricted by the tests because a. restricts their time b. restricts the lessons they can tackle in class c. restricts the pace of teaching d. Damage to the environment is an inevitable consequence to the worldwide improvement in the standard of living cause improvement in the standard of living effect - Damage to the environment Is it true or false that if we improve our lives, damage to environment will ALWAYS happen? agree -

TASK FULFILLMENT 250 words answer the question relevant ideas logical examples LEXICAL RESOURCE - simple vocabulary - repetitive vocabulary GRAMMATICAL RANGE AND ACCURACY - grammar - long sentences - different structures COHERENCE AND ORGANIZATIOn - good connectives - easy to follow - sentences well arranged - paragraph well organized -