RAVI GANDHI

Current Address Mahaeer Avenue Flat No 201, B-47 Brejeshwari NX,Indore raviwithu@rediffmail.com e-mail address : ravir.gandhi@hdfcbank.com Cell : 09300002766 Permanent Address 58, Nolaipura Ratlam (M.P) Resi : 07412 240570

CAREER OBJECTIVE:

I would like to work in an organization that believes in adding value to its employees as well as
its clients, where I can enrich my learning and capabilities.

I would like to work and would thrive in an environment of motivated and talented individuals,
who share their skills and motivation to achieve organizational objectives.

WORK EXPERIENCE: HDFC Bank Limited since July 2008

Presently working in Business Banking Operations department as Branch Operations Manager Handling overall post sanction activity of Working Capital, Mortgages, Agri Lending, CTG & Healthcare Finance for entire MP. Managing a team of 5 employee (3 onroll and 2 offroll staffs Reported to me).

Centurion Bank of Punjab

Worked as a Credit Admin Manager, SME department, Indore, (M.P.). Handling overall post sanction activity at there for entire MP.

Nov 2007 to June 2008

Getting documentation completed in all respects, like completion of valuation, legal search, mortgage etc,

Preparation and vetting of Legal Documents with stipulated TAT, Timely Compliance of Audit Query, DP Calculation/Uploading, ROC charge satisfaction and
MIS,

Monitoring of account on regular basis, and providing services to SME customers & maintaining
high standard of relationship

Upkeep of all completed file etc, Yearly & timely renewal of existing limits,
Keeping the document alive, taking periodical balance confirmation, revival letter etc, Keeping insured all the assets charged to the bank. Sourcing of quality asset,(FB & NFB), particularly in SME segment Appraising within turn around time and referring the proposal to corporate office for sanctioning along with branch recommendation.

IndusInd Bank ltd

Jan 2005 to Oct 2007

Job Profile in IndusInd Bank Ltd: (from Feb 06 to Oct 07) Worked as Head Operations over there and handle overall retail branch banking operations. Managing a team of 7 employee (4 onroll and 3 offroll employee reported to me.) Leading a team of Executive and to maintain continuous growth and identifying new opportunities to increase customer base.

Responsible for servicing of retail customers, general operations, complaints handling etc. of all
the above mentioned departments. Responsible for Customer requests and complaints within TAT and with quality resolution. Enhancing Relationship Value from Existing customers. Providing training and support to staff on new developments. Responsible for implementation of new Project initiations and implementation at branch. Deposit mobilization and after sales service. Cross Selling: Gold coins, Insurance policies, Mutual funds, and Assets Products to existing/ walk in customers. Servicing of Key Private Banking, Salary Relationships and HNI Clients. Handling IPOs Funding/Bonds issues of various companies. Managing Lobby operations monitoring Query desk, A/c opening desk, Investments desk, Demat desk, DD/PO issuance counter and Cash Management Service. Worked as Executive Operations (from Jan 05 to Jan 06): Worked on all the desk of retail branch banking division with additional responsibility to manage sales team. (7 off roll employee reported to me). Being responsible for the achievement of the target of the branch handling all the sales activities. Coordinating sales team by way of regular reporting & follow-up. Maintaining regular MIS of business generation for the reporting to the higher management. Marketing of all products to increase customer base.

EDUCATION
Professional Qualification: P.G.D.B.A (2003-2005) Specialization Marketing & Finance from Jaipuria Institute Of Management, Lucknow

(U.P)

AMFI, IRDA Qualified.

Summer Training: Abstract : Study of Mutual Funds products & selling equity oriented Schemes. Creating new distribution channels through CAs. Organization : Kotak Mutual Funds, Varanasi (U.P) Duration : 60 Days Academic Qualification: B.Sc. Computer Science from D.A.V.V, Indore, with 1st Division. Higher Secondary from Ratlam with 1st Division. Special Filed of Interests: Security Analysis and Portfolio Management, playing & watching cricket. Special Achievement: Home Loan disbursement of Rs. 2.60 Cr, highest in the Rajasthan Cluster. Extra Curricular Activities: Participated in various Quizzes at College level. Chess Captain at college level and was among top 10 at state level competition.

PERSONAL DETAILS:
Fathers name Occupation Marital Status Date of Birth Languages known : : : : : Mr. Ramesh Chand Gandhi Business Single 8th August, 1982 English, Hindi

Ravi Gandhi