GLENN J. REID 2900 ROCK SPRINGS ROAD, CHARLOTTE, NC 28226 (704) 542-1173 (Home); (704) 840-6234 (Cell) gr137bc1c@westpost.

net

OBJECTIVE: Obtain a position that utilizes my 20+ years of experience in structuring, docum enting and closing transactions; representing clients in real estate investment, development and finance transactions; structuring, negotiating and drafting com mercial real estate leases, commercial contracts and licensing agreements; repre senting clients in the workout of troubled and defaulted loans; providing advice on general corporate and commercial matters; and managing litigation CAREER HIGHLIGHTS: * Served as asset manager for real estate loan portfolios of two banks placed in receivership * Developed and implemented compliance policies and procedures for residential m ortgage-backed securitization transactions valued at more than $5 billion dollar s * Advised investment banking group at Bank of America on the acquisition, sale a nd securitization of billion dollar residential mortgage pools * Represented developers on over 100 commercial real estate acquisitions and dis positions of apartment complexes, condominiums, golf courses, hotels, office bui ldings and warehouses * Drafted and negotiated all non-insurance contracts, leases and software licens es for property and casualty insurer with $6 billion net worth * Provided litigation support and management as in-house counsel * Conducted e-discovery in connection with defensive litigation matters utilizin g Concordance and Ringtail PROFESSIONAL HISTORY: PREMIER, INC. Charlotte, NC Attorney 2010-2011

* Provided support in connection with acquisition and integration of specialty p harmacy * Researched HIPAA and HITECH privacy and security regulations and advised speci alty pharmacy's Security Officer and Privacy Officer regarding same * Reviewed specialty pharmacy NOPP and privacy and security manuals and recommen ded changes thereto * Reviewed on-line HIPAA training and company manuals and recommended conforming changes * Supplied guidance to specialty pharmacy regarding compliance with HIPAA and ap plicable state laws in connection with marketing program * Addressed state privacy law issues relating to disclosure of personal healthca re information * Conducted review of and made recommendations for changes in training materials for specialty pharmacy workforce * Conducted review of and commented on Premier risk management policies and proc edures

* Analyzed, reviewed and revised standard contract forms * Conducted e-discovery in connection with defensive litigation HURON CONSULTING GROUP Gilbert, AZ Asset Litigation Manager 2009-2010

* Managed a performing and non-performing loan portfolio consisting of 70+ real estate-secured loans secured by raw land (entitled and not entitled), unfinishe d land developments, single-family residential, multifamily, office and warehous e properties * Analyzed effects of payment, delinquency and default history, loan documentati on, collateral position, cross-collateralization provisions, lien priority, part icipation agreements, priority and validity of title encumbrances on possible re medies available in connection with resolution of special assets * Performed site inspections on properties, evaluated appraisals, reviewed envir onmental assessments and performed analysis of financial statements * Developed and implemented strategies relating to loss mitigation, foreclosure, bankruptcy, deed in lieu, "cash for keys" and REO in connection with residentia l and commercial real estate * Prepared and reviewed case memoranda, short form foreclosure cases and DRR Pre -Litigation forms, identified issues and recommended alternatives for dispositio n and resolution under FDIC guidelines * Worked with FDIC in-house counsel and local outside counsel to develop and imp lement strategies relating to loss mitigation, foreclosures, deficiency actions , deeds in lieu, "cash for keys" and Chapter 7 and Chapter 11 bankruptcy filings * Prepared pre-foreclosure and pre-litigation information packages to expedite o utside counsel's preparation of documents and pleadings to be filed in connectio n with foreclosures and deficiency actions * Responsible for transfer of REO properties and supporting documentation to cli ent's REO unit for disposition by third party brokers * Negotiated, structured, reviewed and modified initial drafts of release and se ttlement agreements and pleadings prepared by outside counsel in connection with various business disputes and lien claims; prepared initial drafts of various d ocuments for review and comment by FDIC and outside counsel * Drafted and filed title insurance claims to protect and advance the FDIC's int erests * Performed on-line research to obtain information in support of case analysis a nd litigation management * Provided advice to, and reviewed and revised documents for, the 12-member on-s ite RAC team * Submitted Assets in Litigation Reports, Monthly Status Reports, Monthly Forecl osure Status Reports, Top 10 Asset Reports and JDC Spreadsheets prepared in acco rdance with FDIC guidelines MIR, MITCHELL & CO., L.P. Atlanta, GA Senior Asset Servicing Professional 2009

* Managed a $325MM troubled loan portfolio consisting of construction, workout a nd foreclosed loans secured by raw land, recreational and resort properties, nur sing homes, housing developments, mini-storage facilities, single-family residen tial, condominium, shopping center, office and office-warehouse properties * Negotiated, structured and modified loans to protect and advance the FDIC's in terests in troubled loans * Developed and implemented strategies relating to loss mitigation, foreclosures , bankruptcies, deeds in lieu and cash for keys in connection with commercial re al estate * Coordinated loan participation relationships with both "upstream" and "downstr eam" banks * Provided expertise to repudiate real estate-related contracts for the benefit of the FDIC receivership * Managed and serviced stock loans that were in payment and/or margin default; i nteracted with senior management and directors of banks to bring stock loans cur rent or in compliance with loan agreements * Prepared and presented cases to Post Closing Asset Manager and FDIC Loan Commi ttee for approval * Worked on loan modification and collateral substitution documents in connectio n with loan workouts * Evaluated workout, foreclosure and litigation strategies in connection with di stressed assets * Worked with FDIC in-house and outside counsel to close real estate, FF&E and s tock loans PARKER POE ADAMS & BERNSTEIN LLP Charlotte, NC Special Counsel 2006-200 9 * Drafted purchase and sale contracts, construction contracts, letters of intent , options to purchase, rights of first refusal and right of entry agreements for acquisition and sale of commercial, industrial, hotel, student housing and resi dential developments * Analyzed zoning, subdivision and related land use restrictions affecting prope rty acquisitions * Represented clients acquiring, developing and selling commercial properties an d land for assemblages * Advised lenders and borrowers regarding construction, term, permanent loans an d loan assumptions for commercial, industrial and residential development * Prepared letters of intent, negotiated loan documents, drafted opinion letters and conducted closings on behalf of clients for financing, refinancing and rest ructuring commercial real estate loans * Negotiated and nondisclosure agreements, reciprocal easement agreements, offic e, industrial and retail leases, SNDAs, tenant estoppel certificates and upfitti ng agreements * Conducted title, survey and corporate due diligence for property acquisitions and dispositions BANC OF AMERICA SECURITIES LLC Charlotte, NC Principal 200 4-2006

* Effected compliance and research strategy for different asset classes; led due diligence team in implementing policies and procedures to ensure compliance wit h new and revised laws and regulations * Analyzed regulatory compliance issues for third-party transactions for prime, Alt-A and sub prime residential mortgage loan transactions * Established, managed and maintained data mining protocol and database regardin g mortgage loan originators and servicers * Performed annual program/operational reviews of residential mortgage and auto loan origination and servicing platforms for all prospective, new and existing c ustomers which included a review of operational practices, high level facilities assessment, review of existing policies and procedures, review of internal and administrative controls, automated systems, work flow organizational structure, management reporting and staff training and recommended actions to ensure compli ance with state and federal laws * Analyzed and evaluated workout, foreclosure, bankruptcy, deed in lieu and "cas h for keys" policies of residential mortgage loan servicers * Reviewed representations and warranties provided in securitization loan sales in connection with curing, substituting, and/or repurchasing loans found to be i n violation of documentation, loan amount, LTV, appraisal and/or federal, state and/or local consumer protection laws * Addressed deficiencies in asset files before and after asset sale closing to c orrect asset files * Coordinated due diligence loan samples for compliance, credit and appraisal re views for RMBS securitizations of $100 million to $2 billion and whole loan trad es of 1,000 to 10,000 loans * Reviewed appraisals and BPOs; conducted reconciliation meetings with mortgage loan originators' appraisers * Managed and controlled work flow on due diligence assignments (mortgages and a utos); reviewed daily and final reports; prepared executive summaries for senior manageme nt BANK OF AMERICA CORPORATION Charlotte, NC Senior Counsel; Assistant General Counsel 1995-2004 * Advised real estate special assets group on commercial real estate loan workou ts involving commercial and hotel properties; developed standard construction an d term loan documents to reduce length of documents * Documented and closed $1 billion worth of golf course and recreation mortgage loans, which allowed client to exit the business successfully * Oversaw construction and mortgage loan modifications, sales, purchases, repurc hases and closings * Delivered legal support to over 100 professionals; supervised outside counsel on all aspects of the Bank's commercial mortgage-backed securities (CMBS) securi tization business * Negotiated mortgage loan purchase, underwriting and confidentiality agreements for prospective business * Reviewed representations and warranties given in loan sale and asset sale agre ements on both the "buy" side and the "sell" side * Reviewed and audited loan file documentation for commercial real estate loan s ecuritizations * Counseled RMBS group on the acquisition, sale and securitization of residentia l mortgage loans

* Responsible for advising RMBS's due diligence team regarding federal and state regulatory schemes and advised the team on loan-specific legal and regulatory r isk issues * Advised corporation's officers on the interpretation, enforcement, termination and renewal of agreements * Researched business licensing laws and requirements, recommended licensing as appropriate and filed licensing applications for new business activities * Reviewed and analyzed RFPs; negotiated and drafted master services agreements and trial and permanent software license agreements * Implemented training of legal department paralegals and real estate banking gr oup associates * Performed general corporate secretarial functions and executed diverse corpora te transactions * Supplied litigation support and management in connection with real estate-rela ted litigation ROYAL INSURANCE Charlotte, NC Senior Counsel 1991-199 5 * Reviewed, negotiated and drafted commercial real estate leases and upfitting c ontracts in over 30 states * Drafted purchase and sale agreements with nationwide third-party vendor networ k * Negotiated and drafted aircraft leases, subleases and financing provisions * Managed negotiations with U.S. and U.K. vendors for master services agreements and licensing all software acquisitions by the company * Prepared master services agreements, statements of work, non-disclosure and no n-compete agreements * Advised corporation's officers on the interpretation, enforcement, termination and renewal of agreements * Drafted abbreviated forms of "plain English" purchase, service and software li cense agreements * Established and maintained corporate contracts tracking system * Directed all legal aspects of the outsourcing of all of the company's major so ftware systems * Provided litigation support and management in connection with general litigati on matters * Prepared multimillion dollar software license and support agreement to value a nd track complex claims LAW OFFICES OF RICHARD J. KLINE Charlotte, NC Attorney at Law; Of Counsel 1990-1991 * Represented commercial real estate developers in all aspects of development * Drafted restrictive covenants for mixed use developments and negotiated retail leases * Advised clients regarding zoning, environmental and corporate matters * Structured shareholder, partnership and joint venture agreements * Documented loans for commercial and residential real estate transactions * Negotiated and drafted office and retail commercial real estate leases for ten ants CANNON & BLAIR, P.A. Charlotte, NC Associate; Of Counsel

1987-1990 * Oversaw commercial real estate acquisitions and dispositions involving apartme nt complexes, condominiums, hotels, office buildings, office warehouses and golf courses * Developed standard loan documents for construction and term loan originations, modifications, restructurings and workouts * Counseled clients on zoning and subdivision approval for developments * Assisted in the formation and operation of condominium and homeowners associat ions * Prepared all documents in connection with acquisition, development and financi ng of 800 acre mixed use development under the Interstate Land Sales Full Disclo sure Act * Crafted and negotiated forbearance agreements, loan modification and collatera l substitution documents * Negotiated and drafted office and retail commercial real estate leases for lan dlords and tenants * Represented clients in distressed real estate transactions involving workouts, foreclosures, deeds in lieu and "cash for keys" BERRY, HOGEWOOD, EDWARDS & FREEMAN, P.A. Charlotte, NC Associate 198 3-1987 * Represented lenders in construction loans, loan modifications and workouts for properties secured by shopping centers, hotels, office and residential condominiums and recreational properties * Drafted restrictive covenants for single family and multifamily residential co mmunities * Performed title searches, reviewed surveys, drafted legal descriptions, prepar ed title opinions and resolved title problems for commercial and residential lan d development * Prepared memoranda addressing procedural and substantive issues in connection with appeal of tax assessments on commercial office sites EDUCATION: * University of North Carolina at Chapel Hill School of Law Juris Doctorate 1983 Member, North Carolina Journal of International Law & Commer cial Regulation Member, North Carolina Law Review * State University of New York at Binghamton Master of Arts (History), 1978; Bachelor of Arts (History), 1976 ACTIVITIES & AFFILIATIONS: * Instructor of real estate and business law at the University of North Carolina at Charlotte * Instructor of real estate, business law and paralegal studies at Central Piedm ont Community College * Former advisor to Law Explorer Post; Eagle Scout

* North Carolina State Bar * North Carolina Licensed Real Estate Broker (inactive) REFERENCES UPON REQUEST