INDEX

Sr. No.

Topic

Page No.

1.

INTRODUCTION A) INTRODUCTION OF PROJECT B) INTRODUCTION OF BANK

6-7

2.

AIMS AND OBJECTIVE

3.

HYPOTHESIS

4.

RESEARCH METHODOLOGY

5.

WORK PLAN

10

6.

LIMITATION

10

7.

BIBLIOGRAPHY

10

INTRODUCTION
PROJECT INTRODUCTION: STAR GOLD LOAN
Purpose of Loan 1. By taking the gold ornament and bank gives loan 2. For purchase of Gold ornaments, preferably hallmarked, from reputed Jewellers and/or Gold coins of Bank of India. 1. Farmers 2. Resident Indian Women 3. Working Women : Women permanently employed in Central/State Govt./PSUs/ Scheduled Banks/Teachers of Govt. Aided Institutions; and include professionals like Doctors/ C.As/Chartered Engineers etc.,Non Working Women : Not having income proof. Spouse/other close relative who satisfy income criteria to join as co-borrower . 18- 60 years

Target Group

Age

BANK INTRODUCTION: Bank of India was founded on 7th September, 1906 by a group of eminent businessmen from Mumbai. The Bank was under private ownership and control till July 1969 when it was nationalized along with 13 other banks. Beginning with one office in Mumbai, with a paid-up capital of Rs.50 lakh and 50 employees, the Bank has made a rapid growth over the years and blossomed into a mighty institution with a strong national presence and sizable international operations. In business volume, the Bank occupies a premier position among the nationalized banks.

BRANCHES :
The Bank has 3101 branches in India spread over all states/ union territories including 141 specialised branches. These branches are controlled through 48 Zonal Offices . There are 29 branches/ offices (including three representative offices) abroad.

AIMS AND OBJECTIVE

To study the loan schemes available in the bank. To study the Processing charges of bank. To study the disbursement policy of the bank. To study the Interest rate charge by bank. To study the loan repayment of the bank. To know about the policy regarding Star Gold Loan Scheme. To study of case analysis (5 cases)

HYPOTHESIS
The following hypothesis are formulated to achieve the objective of the present study:

I. II. III.

Bank of India is a leading bank in Indian banking industry Customer are satisfied with the services provided by the bank. There is minimum formalities for the loan application.

RESEARCH METHODOLOGY
Research as a term stand for Systematic investigation towards increase sum of knowledge. Research methodology are the methods involve in gathering meaningful data

Data collection:
The data has been collected from various sources and can be categorized into two main fields mainly 1. Primary data 2. Secondary data

Primary data:
Primary data is the collection of data which is gathered from precise sources and are accurately maintained. Primary data can be collected by 1. Interview 2. Universe -Bharsinghi 3. Sample size (50 )

Secondary data:
It is the type of data which is dependent on primary data and other sources. Secondary data can be collected by 1. Published data 2. Banks annual report. 3.www.bankofindia.co.in

WORK PLAN:
A. B. C. D. E. Initial studySecondary Data Primary Data Data Analysis and Interpretation Project Completion One week One week Two week Two week One week

Total

Seven week

LIMITATIONS:
Reliability of the sources could be Limitation for the project. Bank dose not provide full information

BIBLIOGRAPHY
Annual Report of Bank of India Bank of India officers Association
6

www.bankofindia.co.in