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NOTE
December 4, 2000
[D11e)

Bangor
loryl

Maine
[Stale]

44 Patten Street

Bangor
[Property Addras)

Maine

04401

BORROWER'S PROMISE TO PAY In return for a loan that Ihave received. Ipromise to pay US. $ 17.880.00 "principal"), plus interest. to the order of the Lender. The Lender is First Massachusetts Bank, N .A.

1.

(this amount is called

I understand that the Lender may transfer this Note. The Lendc:r or anyone who takes this Note by to receive payments under this Note is called the "Note Holder."
2.

transfer and who is entitled

INTEREST Interest will be charged on unpaid principal until the full amount of principal has been paid. I will pay interest at a yearly rate of 8.5600 %. The interest rate required by this Section 2 is the rate 1 will pay both before and after any default described in Section 6(B) of this Note. PAYMENTS (A) Time aDd Place or PaymeDts I will pay principal and interest by making payments every month. I will make my monthly payments on the Ist day of each month beginning on February 1.2001 . I will make these payments every month until J have paid all of the principal and interest and any other charges described below that I may owe under this Note. My monthly payments will be applied to interest before principal. If. on January 1.2031 I still owe amounts under this Note. I will pay those amounts in full on that date, which is called the "maturity date." I will make my monthly payments at P.O. Box 5400 Lewiston, ME 04241-5400 or at a different place if required by the Note Holder. (B) Amount or Monthly Payments My monthly payment wiJl be in the amount or U.S. $ 138.24 BORROWER'S RIGHT TO PREPAY J bave the right to make payments of principal at any time before they are due. A payment of principal only is known as a "prepayment." When Imake a prepayment, I will ten the Note Holder in writing that I am doing so. I may make a full prepayment or partial prepayments without paying any prepayment charge, The Note Holder will use all of my prepayments to reduce the amount of principal that I owe under this Note. If I make a partial prepayment. there will be no changes in the due date or in the amount of my monthly payment unless the Note Holder agrees in writing to those changes. DEFENDANTS 4. 3.

7fT
MOL TlST ATE FIXED RATE IIIOTE - Sbllle Family - FJl/MAlFllLMC
ITEM 1~81.119S1t}

UaJlorm Iutramut

(Pall! 1 0/3 pagt!S)

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ToOrd.Call

Form 3100 Il113

aAEATlANO 1-801I-530 mCFIISt671 1131

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Bk7548 Pg31 *38925 12-05-2000 @ 09:50a

DEFENDANTS

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Abeve Llu Jlor Rec:ord.lq Data] TkJs -------------

MORTGAGE
(A)

WORDS USED OFTEN IN THlS DOCUMENT "Security Instrument". Tllis document. which is dated "Security Instrument". "Borrower". Twila A. Wolf

December 4, 2000

, will be called the

(B)

sometimes will be called "Borrower" and sometimes simply "I" or "me". (C) "Lender". First Massachusetts Bank. N.A.

will be called "Lender". Lender is a corporation or association which exists under the laws of United States of America Lender's address is 370 Main Street Worcester, MA 01608

(D) "Note". The note signed by Borrower and dated December 4,2000 will be called the "Note". The Note shows that I owe Lender -vSeventeen Thousand Eight Hundred Eighty and OOflOO -------------. .-.--.~-.--------.-------.----------------Dollars (U.S. $ *u** 17,880.00 pay this debt in monthly payments and to pay the debt in full by ) plus interest. I have promised January 1,2031

(O

(F.) "Property". The property that is described below in the section titled "Description of the Property", will be called the "Property".

(n

"Sums Secured". The amounts described below in the section titled "Borrower's Transfer to Lender of Rights in the Property" sometimes will be called the "Sums Secured".

BORROWER'S TRANSFER TO LENDER OF R1GHTS IN THE PROPERTY . I mortgage, grant and convey the Property to Lender, subject to the terms of this Security Instrument. to have and to hold all of the Property to Lender. and to its successors and assigns. forever. This means that, by signing this Security Instrument, I ain giving Lender those rights that are Slated in this Security Instrument and also those rights that the law gives to lenders who hold mortgages on real property. Those rights that the law gives to lenders who hold mortgages on real property include those
O\IAJ!\E Sing!" Family . Fannle
I rEM 189411 ~9S1 1)

MacIF.eddle

~lac Untform

Instrument

Form 3020 10191

GREATUINOW T, Ord" C.lt HIOO-SJO-9J9J 0 fax 616-791-"3'

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