Rel 310511

Benefit Illustration of ICICI Pru Guaranteed Savings Insurance Plan Prepared For :XYZ
Age of life assured : 26 Years Policy Term : 15 Years Premium Payment Term : 7 Years Mode of Premium Payment : MONTHLY-ECS Sum Assured : Rs 168,000 /Installment amount : Rs 2,000 /Unique Identification No: 105N114V01

Proposal No : _________________ Policy No : _________________

Service tax and cesses, as applicable, per instalment payment : Total premium payable at inception: Rs 4,062 /Annual Premium (excl. tax) : Rs 24,000 /Annual Premium (incl.tax) : Rs 24,371 /Benefit Summary

Rs 31 /-

Assumed gross interest rate of @ 6%

Assumed gross interest rate of @ 8%

Sum Assured : Estimated Regular Additions (RAs) till end of the term Estimated Maturity Addition Estimate Maturity Benefit

168,000 75,600 20,276

168,000 100,800 59,042

263,876

327,842

6% Scenario
Policy Age Annualise Estimated Year d Regular Premium Additions Estimated Maturity Additions Guaranteed Death Benefit Estimated Surrender Value Estimated Loan available Estimated Regular Additions Estimated Maturity Additions

8% Scenario
Guaranteed Death Benefit Estimated Surrender Value Estimated Loan available

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15

26 27 28 29 30 31 32 33 34 35 36 37 38 39 40

24,000 24,000 24,000 24,000 24,000 24,000 24,000 0 0 0 0 0 0 0 0

5,040 5,040 5,040 5,040 5,040 5,040 5,040 5,040 5,040 5,040 5,040 5,040 5,040 5,040 5,040

0 0 0 0 0 0 0 0 0 0 0 0 0 0 20,276

24,645 50,523 77,694 106,224 136,180 167,634 200,661 210,694 221,229 232,290 243,905 256,100 268,905 282,350 296,468

0 0 31,165 46,113 63,921 85,002 109,826 121,553 134,453 148,639 164,235 181,375 200,206 220,889 0

0 0 24,932 36,891 51,137 68,002 87,861 97,242 107,562 118,911 131,388 145,100 160,165 176,711 0

6,720 6,720 6,720 6,720 6,720 6,720 6,720 6,720 6,720 6,720 6,720 6,720 6,720 6,720 6,720

0 0 0 0 0 0 0 0 0 0 0 0 0 0 59,042

24,645 50,523 77,694 106,224 136,180 167,634 200,661 210,694 221,229 232,290 243,905 256,100 268,905 282,350 296,468

0 0 25,694 39,031 55,518 75,727 100,318 113,798 128,971 146,041 165,235 186,807 211,041 238,255 0

0 0 20,556 31,225 44,415 60,581 80,254 91,038 103,177 116,833 132,188 149,446 168,833 190,604 0

 ICICI Pru Guaranteed Savings Insurance Plan is only the name of the policy and does not in any way indicate the quality of the policy, its future prospects or returns. The above illustration is applicable to a standard life (from medical, life style and occupation point of view) The main objective of the illustration is that the client is able to understand the features of the product and the nature of benefits under different circumstances with some level of quantification. Regular Addition (RA) once declared is guaranteed. The above amounts assume that all premiums are paid when due. Further, the above Guaranteed Death Benefit (GDB) and Surrender Values are illustrated assuming that all the instalment premiums payable in a policy year are paid and that the event occurs at the end of the policy year. The benefits payable will be lower than those illustrated above if death or surrender takes place before the end of the policy year or if all the instalment premiums payable in that policy year have not been paid. The above estimated maturity benefit is based on RA every year and a Maturity Addition (MA). The rates of the RA and MA are not guaranteed and vary year on year. The rate for RA is guaranteed to be 50% of the annualised Gross Redemption Yield (GRY) of the 10-year G-Sec as at the Review Date immediately preceding the policy anniversary. The Review Date shall be the 7th of the first month of every quarter. In case the 7th is not a working day, the GRY of the next working day shall be considered for this purpose. The amounts above are indicative and are based on the age, premium term, policy term, payment frequency and sum assured chosen. This may change at a policy level based on the actual premium paid, premium payment term, policy term opted for and the age of the policyholder. For the purpose of illustrations we have assumed 6% and 8% as the lower and the higher rates respectively, in the calculations. These are in accordance with the guidelines issued by the Life Insurance Council and in no way signify our expectations of actual rates. The actual rate may be higher or lower than the above rates. For calculating RA, we have assumed the GRY of a 10 Year G-Sec as 6% and 8% for Scenario 1 and Scenario 2 respectively. Disclaimers =========== 1. The policy acquires a Surrender Value if premiums are paid for at least 3 consecutive policy years. The Guaranteed Surrender Value will be equal to thirty five percent of all premiums paid excluding the first year premium and all extra premiums. The company, at its discretion, may also pay a Non-Guaranteed Surrender Value which may be higher. 2. The above information must be read in conjunction with the sales literature and policy document. 3. Tax Benefits are as per the Income Tax Act, 1961, and are subject to any amendments made thereto from time to time. 4. Service tax and cesses will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time. 5. For any further clarifications, please feel free to contact your advisor or FSC or e-mail us on lifeline@iciciprulife.com. As required by the Life Insurance Council please note "Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers guaranteed returns then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable returns then the illustrations on this page will show two different rates of assumed future investment returns. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance". Insurance is the subject matter of this solicitation. I.(Name), having received the information with respect to the above, have understood the above statement before entering into the contract. Marketing official's Signature:__________________ Company Seal: Policyholder's Signature: _______________________

Place: Date :

ICICI Prudential Life Insurance Company Limited. 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025 Email: lifeline@iciciprulife.com www.iciciprulife.com