A SYNOPSIS ON

MUTUAL FUND ONE TIME INVESTMENT vs. SIP

SUBMITTED TO Rashtrasant Tukadoji Maharaj Nagpur University in partial fulfilment of the degree of MBA in the faculty of Commerce (2010-2011)

SUBMITTED BY Sarita

GUIDED BY Dr.

G.H. Raisoni Institute of Engineering & Technology for Women, NAGPUR

INTRODUCTION The mutual fund industry is like the film star of the finance business. Though it is perhaps the smallest segment of the industry, it is also the most glamorous- in that it is a young industry where there are changes in the rules of the game every day, and there are constant shifts and upheavals. The mutual fund is structured around a fairly simple concept, the mitigation of risk through the spreading of investments across multiple entities, which is achieved by the pooling of a number of small investments into a large bucket. Yet it has been the subject of perhaps the most elaborate and prolonged regulatory effort in the history of the country.

COMPANY OVERVIEW

Reliance Securities Limited Reliance Securities Limited is a Reliance Capital company and part of the Reliance Anil Dhirubhai Ambani Group. Reliance Securities is a permitted user of the brand "Reliance Money" for promoting its various products and services. Reliance Securities endeavours to change the way investors transact in equities markets and avails services. It provides customers with access to Equity, Derivatives, Portfolio Management Services, Investment Banking, and Mutual Funds & IPOs. It also offers secured online share trading platform and investment activities in secure, cost effective and convenient manner.

OBJECTIVE
To get an insight knowledge about mutual funds. To know the awareness of mutual funds among different investors. To study the approach of investors towards investment in mutual fund. To study the behaviour among different groups of investors whether they prefer one time investment in mutual fund or through SIP.

SCOPE
A mutual fund reduces an investors risk two ways: through diversification in companies & diversification in business fields. One time investment i.e. lump sum investment is nothing but investing all your money at one go. What you get in return are units (if you are buying into a mutual fund) at the then prevailing net asset value (NAV). It is bit by bit systematic investment. Under this plan your investments are staggered. That is you invest a fix sum either monthly or quarterly in a mutual fund.

SAMPLE SELECTION
The project work will be basically a descriptive research as it is confined to analysis of Reliance securities Ltd. Sample selection will be performing on the basis of Primary data as well as Secondary data.

SAMPLE SIZE People from Nagpur who are investing in Mutual Fund. Around 100 people included. TENTATIVE CHAPTER SCHEME

Chapter 1: Introduction of topic Chapter 2: Objective & Scope of project Chapter 3: Research Methodology Chapter 4: Data analysis Chapter 5: Findings Chapter 6: Limitations Chapter 7: Conclusion Chapter 8: Recommendation Chapter 9: Bibliography Chapter 10: Annexure a) Questionnaire

BIBLIOGRAPHY
BOOKS Securities Analysis and Portfolio Management by V.A.Avadhani (Himalaya publishing house) Investment Analysis and Portfolio Management by Prasanna Chandra (Tata McGraw-Hill publishing company ltd) Indian Financial System by WEBSITES www.reliancemutual.com www.investopedia.com www.rediffnews.com

News articles and other publicly available data.