Future Treasury Process Models

Future Process Model
AIM
FUTURE PROCESS MODEL CLIENT Deal Entry to Settlement - Treasury

Author: Creation Date: Last Updated: Document Ref: Version: Consultant May 11, 2004 July 26, 2004 FSI/300100879/BP080/Issue1.2 Issue 1
Reviewed and Accepted By:
Date:
Deal Entry to Settlement
Process Flow Diagrams Enter Withdrawals 10 of 28
File Ref: 90959095.doc
(v. Issue 1
Document Control
Change Record
1
Date
Author
Versio n Draft 1a Draft 1b Draft 1c Draft 1c Issue1. 2
Change Reference
15-May04 27-May04 03-Jun-04 04-Jun-04 26-Jul-04
Consultant Consultant Consultant Consultant Consultant
After review and suggestion by Deloitte Consulting. Added manange Bonds and stock; edited in reference to Deloittes Consulting review. Merged BR30 Gap analysia Updated Cash Positioning Report Customization requirement.
Reviewers
Name
1.
Position
2. 3. 4. 5. 6.
Distribution
Copy No. 1 2 3 4 5 6
Name Library Master
Location Project Library
Note To Holders: If you receive an electronic copy of this document and print it out, please write your name on the equivalent of the cover page, for document control purposes. If you receive a hard copy of this document, please write your name on the front cover, for document control purposes.
(v. Issue 1
Contents
Document Control..................................................................................2 Introduction...........................................................................................4 Purpose ...........................................................................................4 Scope and Application......................................................................4 Abbreviations...................................................................................4 Assumptions.....................................................................................4 Treasury Event Catalog..........................................................................1 Treasury Business Functions.............................................................1 Process Listing and Process Descriptions................................................2 XTR001 Enter Deals: Fixed Deposits Short Term Money.................2 Process Flow Diagrams Enter Deals: Fixed Deposits and Short Term Money ...................................................................................................3 XTR002 Enter Placements..............................................................4 Process Flow Diagrams Enter Placements............................................6 XTR003 Enter Rollovers .................................................................6 Process Flow Diagrams Enter Rollovers................................................8 XTR004 Enter Withdrawals.............................................................9 Process Flow Diagrams Enter Withdrawals.........................................10 XTR005 Enter Inter Account Transfer............................................11 Process Flow Diagrams Enter Inter Account Transfer..........................12 XTR006 Generate Journal Entry....................................................13 Process Flow Diagrams Generate Journal Entries................................14 XTR007 Enter Exposure Transaction for Interest Adjustment.........15 Process Flow Diagrams Enter Exposure Transaction for Interest Adjustment..........................................................................................16 XTR008 Manage Bonds.................................................................17 Process Flow Diagrams Manage Bonds...............................................19 XTR009 Manage Stocks.................................................................19 Process Flow Diagrams Manage Stocks..............................................21 Gap Analysis........................................................................................22 Open and Closed Issues for this Deliverable.........................................25 Open Issues....................................................................................25 Closed Issues..................................................................................25
Deal Entry to Settlement Process Flow Diagrams Enter Withdrawals 10 of 28
(v. Issue 1
Introduction
Purpose
The purpose of this document is to illustrate the Future Process Models for Treasury Capturing Al-Mudharabah fixed deposits. These processes describe the accounting related process using the Oracle Treasury (XTR) application to meet the functional requirements of Investment & Treasury Department. The major focus of this document is to center on common accounting processes, transactions and steps associated with each process.
Scope and Application

Each business function contains the following sections: Event Catalog: lists the events associated with Treasury business processes conducted by the Treasury Department Process Listing and Descriptions: For every event, there is a process, which is executed to resolve the event. Process Flow Diagram: This section of the document lists the steps associated with each process.
Abbreviations
GIAGeneral Investment Account XTR HQ TN Oracle Treasury Head Quarter Takaful Nasional
Assumptions
The following assumptions are being made: 1. The proposed solution is based on mapping requirement from the TN Print. It has been edited to best fit into Oracle Business Flow for Treasury module. 2. The proposed solution enables TN to capture Al-Mudharabah deposits, Stocks, and Bonds in the future. 3. This document serves as a high level Future Business Model, it is not intended to be used as an operation manual. 4. Payment report for inter-account transfer is sent directly to the respective bank. It will not be coursed through Account Payables. 5. Upon bank reconciliation in Cash Management, Debit amount will be reconciled to treasury transaction through open interface.
(v. Issue 1
Treasury Event Catalog

This component lists all events to which the business responds.
Treasury Business Functions

Event ID XTR001 XTR002 XTR003 XTR004 XTR005 XTR006 XTR007 XTR008 XTR009 Name Enter Deals: Short Term Money Fixed Deposits Enter Placements Enter Rollovers Enter Withdrawals Enter Inter Account Transfer Generate Journal Entry Enter Exposure Transaction for Interest Adjustment Manage Bonds Manage Stocks Type Internal Internal Internal Internal Internal Internal Internal Internal Internal Description Initial flow to Al-Muharabah entry Entering New Placements Business flow Entering Rollovers Placement of Existing Placement Business flow Entering Withdrawals of existing Placement Business flow Entering Inter Account Transfer Business Flow Entering Journal Entries for GL Business Flow Entering Exposure Transaction for Interest Adjustment on existing placement Business flow Entering Bonds Business flow Entering Stocks Business flow Frequency As required / Daily As required / Daily As required / Daily As required / Daily As required / Daily As required / Daily As required / Daily As required / Daily As required / Daily
(v.
Process Listing and Process Descriptions

XTR001 Enter Deals: Fixed Deposits Short Term Money
Sub-process Name Description of Sub-process Output
ub-process
F503
Daily Cash Position Report (Cash Management) Maturities Schedule GIA Reciprocal? Marketing Decides GIA Indicative Rate
XTR102
XTR103 XTR104 XTR105
XTR106 XTR107
New Placement? Rollover?
The Daily Cash Position Report is required daily to access how much fund is available for TN. The bank account balances is obtained from Oracle Cash Management The Maturities Schedule can be produce by submitting standard Oracle reports in Treasury. The reports can be viewed on the screen or printed as a hard copy. When entering a placement, TN would decide if its is a GIA Reciprocal deal placement If it is a GIA-Reciprocal Placement, TN Marketing would make decision on FD placement. If it is a GIA Normal Placement, TN would obtain the highest possible indicative rates from the Financial Institution corporate website. If it is New Placement, follow the New Placement business flow. Please refer to XTR002 If it is a Rollover, follow the Rollover business flow (XTR003); else follow the Withdrawal business flow (XTR004).
This is identified as a customization requirement. Please refer to Gap Analysis. XTRG003
(v.
Process Flow Diagrams Enter Deals: Fixed DepositsandShort Term Money

F503-Daily Cash Position Report (Cash Management) 105 -GIA Indicative Rate
Start
102-Maturities Schedule
103-GIA Reciprocal?
No
Customization Report
Optional Generate and Review Maturities Schedule
Yes
Obtain GIA Indicative rates and select the highest rate
104 -GIA Indicative Rate
For GIA Reciprocal, Marketing makes FD placement decisions
No 106 - New Placement? 107 -Rollover?
No C
Yes
Yes
Enterprise Roles Treasury User
B Marketing User
(v.
XTR002 Enter Placements

ub-process
XTR201
Liaise with Financial Institute about placement details Enter Details in Oracle Treasury Validate the Data Entry in Oracle Treasury Generate the Placement Requisition Form Approve Placement? Cancel the Deal In Oracle Treasury Generate & Route Placement Letter For Signature Enter Inter Account Transfer Call and Fax to Financial Institute the Placement Letter
XTR202 XTR203
Fund manager would correspond with Financial Institute representative regarding placement details. This represent the initial call to the Financial Institution to confirm on rates offered or advertised by them. Once information is obtained, the placement can be recorded in Oracle Treasury. Enter Al-Mudharabah deposits as Short Term Money Deal. The placement entered requires validation. This enables TN to ensure all deals are captured correctly. Generate the Placement Request Form from Oracle Treasury. The form is required as an initial appoval from management to authrorize any placement. The Placement Requisition Form would be routed manually to the respective managers for approval. If the placement is rejected, update Oracle Treasury to record the rejection. Once approved, the Placement Letter is generated from Oracle Treasury and routed manually for approval. This represents the official placement form for correspondence with financial institutions. If necessary, enter Inter Account transfer for cash placement. Refer to XTR005. Call Financial Institution to confirm placement and fax the authorized Placement Letter to Financial Institution for placement confirmation.
XTR204
XTR208 XTR209
(v.
ub-process
Sub-process Name
Description of Sub-process
Output
XTR210
Authorize the Settlement of the Placement Obtain Certificate from Financial Institute Generate and Print Reports
Authorize the Settlement of the placement in Oracle Treasury. Obtain the placement certificate from the Financial Institution Generate Placement listing reports from Oracle Treasury for filing.
XTR211 XTR212
(v.
Process Flow Diagrams Enter Placements

XTR003EnterRollovers
A Subprocess ID 201 -Liaise with Financial Name Sub-process Institute about placement details 202-Enter Details In Oracle Description of Sub-process Treasury 203- Validate the Data Entry in Oracle Treasury 204 -Generate the Output Placement Requisition Form
XTR301
Fund manager would correspond with Financial Institute representative regarding placement details. This represent the initial call to the Financial Institution to confirm on rates on rollover. XTR302 Enter Rollover in Renegotiate the repayment amount and interest settlement in Oracle Treasury Oracle Treasury for the Rollover Placement. Decide if the interest would be compounded or withdrawn from the principal 207 Generate & Yes 208- Enter 205-Approve amount. Oracle Treasury is able to accommodate full or partial Route Placement D Inter Account Placement? rollovers of principal and interest amount. Letter For Signature Transfer XTR303 Validate the Data Entry The Rollover placement entered requires validation. This in enables TN to ensure all deals are captured correctly. Oracle Treasury Enter inter account XTR304
No
Liaise with Financial Institute About Rollover Details
Generate the Letter of Requisition form
Generate the Placement Request Form from Oracle Treasury. Treasury if insufficient funds The form is required as an initial appoval from management to authrorize any placement. The Placement Requisition Form would be routed manually to 211-Obtain 209 Call and Fax 210 the respective managers for approval.- Authorize the Certificate from To Financial
Settlement of the Institute the Placement If the placement is rejected, update Oracle Treasury to record Placement Letter
transfer in Oracle
XTR305 Oracle Approve Placement? Deal In

Treasury
206 - Cancel the
XTR306 XTR307
Cancel the Deal In Oracle Treasury Generate the Letter of Renewal & Route for END Approval Call and Fax Letter of Renewal and Return Old Certificate
the rejection.
Financial Institute
Renewal Letter is generated from Oracle Treasury and routed manually for approval.
212- Generate Enterprise fax the E Call Financial Institution to confirm placemnent and Roles And Print Treasury authorized Letter of Renewal to Financial Institution for User Reports placement confirmation. Return the Old Certificate if Treasury Super necessary. User
XTR308
(v.
Subprocess ID XTR309
Sub-process Name Generate and Print Reports
Description of Sub-process Generate Placement listing reports from Oracle Treasury for filing.
Output
(v.
Process Flow Diagrams Enter Rollovers

301 -Liaise with Financial Institute About Rollover Details 303- Validate the Data Entry in Oracle Treasury 304 - Generate the Letter of Renewal Requisition Form
302-Enter Rollover in Oracle Treasury
305-Approve Placement?
Yes
307 - Generate the Letter of Renewal & Route for Approval
308 Call Financial Institute and Fax Letter of Renewal and Return Old Certificate
309- Generate And Print Reports
No
306 - Cancel the Deal In Oracle Treasury
Enterprise Roles END Treasury User Treasury Super User
(v.
XTR004 Enter Withdrawals

ub-process
XTR401
Liaise with Financial Institute About Withdrawal Details (Optional) Renegotiate Withdrawal in Oracle Treasury Validate the Data Entry in Oracle Treasury Generate the Letter of Withdrawal & Route for Approval Fax Letter of Withdrawal and Return Old Certificate
Fund manager would correspond with Financial Institute representative regarding Withdrawal details if necessary.
XTR402
Update the Placement for Withdrawal in Oracle Treasury by performing a renegotiation. The Withdrawal entered requires validation. This enables TN to ensure all deals are captured correctly. Withdrawal Letter is generated from Oracle Treasury and routed manually for approval. Fax the authorized Letter of Withdrawal to Financial Institution for withdrawal confirmation. Return the Old Certificate if necessary.
XTR403 XTR404
XTR405
XTR406
Authorize the Settlement of the Interest and Principal in Oracle Treasury Generate and Print Reports Adjust Interest Rate?
The settlement of the Interest and Principal would be authorized in Oracle Treasury.
XTR407 XTR408
Generate Withdrawal listing reports from Oracle Treasury for filing. If necessary, adjust interest rate (indicative rate different from actual rate) by using Exposure transactions.
(v.
Process Flow Diagrams Enter Withdrawals

401-Liaise with Financial Institute About Withdrawal Details 402-Renegotiate Withdrawal in Oracle Treasury 403-Validate the Data Entry in Oracle Treasury 404-Generate the Letter of Withdrawal & Route for Approval
Principal repayment amount and interest settlement
405-Fax Letter of Withdrawal and Return Old Certificate
406 -Authorize the Settlement of the Interest and Principal in Oracle Treasury
407 - Generate and Print Reports
408 - Adjust Interest Rate?
No E
Yes
Enterprise Roles Treasury User F Treasury Super User
(v.
XTR005 Enter Inter Account Transfer

ub-process
XTR501 XTR502
Enter Inter Account Transfer in the System Authorize Settlement of Inter Account Transfer in Oracle Treasury Generate Payment Script Or Report Obtain Approval of the Payment Report Send Payment Report to Bank Generate and Print Reports
Enter Inter Account Transfer to transfer funds between accounts in Oracle Treasury. Example, transfer fund from BMMB Bank to May Bank for investment. Authorize the settlement of Inter Account transfer in Oracle Treasury Payment Script or Report can be generated from Oracle Treasury as instruction to finance or banks Payment Report is routed manually for approval Payment report is sent manually to bank Generate Settlement listing reports from Oracle Treasury for filing.
XTR503
(v.
Process Flow Diagrams Enter Inter Account Transfer

501-Enter Inter Account Transfer in the System 502-Authorize Settlement of Inter Account Transfer in Oracle Treasury 503- Generate Payment Script
Or Report
504 -Obtain Approval of The Payment Report
Customization Report
505 Send Payment Report To Bank
506 - Generate and Print Reports
Enterprise Roles Treasury User Treasury Super User
(v.
XTR006 Generate Journal Entry

ub-process
XTR601
Generate and Authorize Batch Accruals Generate Journal Entries for Batch Accruals and Non-Accruals Review Journal Entries
Generate Treasury.
and
Authorize
Batch
Accruals
in
Oracle
XTR602
Generate Journal Entries for the authorized batch accruals and non accruals. Accrual includes estimated expenses and income. Non-accrual includes cash flow related item from settlement authorization. Review the generated Journal Entries online
XTR603
XTR604 XTR605 XTR606 XTR607
GL Code or Journal Date Adjustment? Update Journal Entries Transfer Journal Entries to GL Period End GL Procedures
Decide if Journal Entries are correct or require correction. Update Journal dates or Journal Accounts before transfer to GL Transfer the reviewed Journal entries to General Ledger. Generate Journal Entry listing reports from Oracle General Ledger for filing.
(v.
Process Flow Diagrams Generate Journal Entries

E 601 -Generate and Authorize Batch Accruals 602-Generate Journal Entries for Batch Accruals and Non-Accruals 603-Review Journal Entries
604 -Adjust GL Code or Journal Date?
No
606Transfer Journal Entries to GL
607Period End GL Procedures
END
Yes
605-Update Journal Entries Enterprise Roles Treasury User Treasury Super User Finance Super User
(v.
XTR007 Enter Exposure Transaction for Interest Adjustment

ub-process
XTR701 XTR702
Compute for Interest Adjustment Enter Interest Adjustment using Exposure Transactions Validate the data Entry in Oracle Treasury Authorize the Settlement in Oracle Treasury
Manual computation of Interest adjustment (difference between indicative rate and maturity rate) Enter the adjustment as an Exposure Transactions in Oracle Treasury. Capture the confirmed maturity profit rate, and the difference in interest yield. Screen would be customized to auto calculate the interest amount. The data entry would be validated before processing. The Settlement of the Interest and Principal would be authorized in Oracle Treasury.
XTR703 XTR704
(v.
Process Flow Diagrams Enter Exposure Transaction for Interest Adjustment

701-Compute For Interest Adjustment 702 - Enter Interest Adjustment using Exposure Transactions 703 - Validate the data Entry in Oracle Treasury 704 - Authorize the Settlement in Oracle Treasury
Customized screen to auto calculate interest amount from principal
(v.
XTR008 Manage Bonds

ub-process
XTR801
Investment Community Bonds Decision Enter Resell Bonds information Setup New Bond Issue
Bonds activity decision is based on the outcome of the Investment community. The Investment Community decides if the Bond to be entered is New, or a Resell Bond Use the Fixed Income Securities Resales window to query existing Bonds for resell. Enter the Sale Amount for which you resold the security. To enter a new purchase deal in Oracle Treasury, the Bond Issue must be setup to record information of the security investment. Use the Fixed Income Securities window in Oracle Treasury to enter new bonds puschase. Enter Bonds information like Portfolio, Issue Code, Settlement Date, value and etc. The data entry would be validated before processing.
XTR802
XTR803
XTR804
Enter Bonds Information
XTR805
Validate the Data Entry in Oracle Treasury Generate the Authority Purchase slip Approve Bond Placement? Cancel the Placement in Oracle treasury Authorize the Settlement in Oracle Treasury
XTR806
The Authority Purchase Slip is printed and routed for approval manually. The Bond Placement Form would be routed manually to the respective managers for approval. If the placement is rejected, update Oracle Treasury to record the rejection Authorize the settlement of the Bond in Oracle Treasury
XTR807
XTR808
XTR809
(v.
ub-process
Sub-process Name
Description of Sub-process
Output
XTR810
Generate Confirmation Letter Enter Inter Account Transfer
Confirmation letters of Bond purchase can be generated.
XTR811
If necessary, enter Inter Account transfer for cash placement. Refer to XTR005.
(v.
Process Flow Diagrams Manage Bonds

Resell Bond 802 - Enter Resell Bonds Information
XTR009 Manage Stocks

Sub-process Name Description of Sub-process
ub-process
Output
XTR901
Start
Stock Placement 801 Investment Reports are obtained Community from Brokerage Bonds Decision Setup New Stock Issue
Summary of New Bond Purchase stock activity 803 - Setup obtained New Bond Issue
from stock brokers are
804 - Enter Bonds Information
XTR902
To enter a new purchase deal in Oracle Treasury, the Stock Issue must be setup to record information of the security investment.
805 - Validate The Data Entry in Oracle Treasury
XTR903
806 - Generate the Authority Purchase Slip
Enter Sell Stocks Information
Use the Equity Market Transactions Stocks Resales window to enter new stock purchased. Query your deal 809 - Authorize the 807-Approve 811- Enter Yes number and enter stock sellininformations like number of Settlement Placement? Inter Account resale shares, resale price. Oracle Treasury
Transfer
XTR904
Enter Stocks Information
XTR905
XTR906
Use the Equity Market Transactions Stocks window to enter new stock purchased. Enter stock information like Enter inter account No portfolio, number of shares, price per share, etc. transfer in Oracle Treasury if Enter Cash Dividends Use the Equity Market Transactions Cash Dividends insufficient funds Information window to enter stock cash dividends. Enter information like dividends declaration date, payment, and dividend 810 - Generate 808 - Cancel the per share. Confirmation Placement In Validate the Data Entry Treasurydata entry would be validated before processing. The Letter Oracle in Oracle Treasury Authorize the Settlement in Oracle Treasury Generate Confirmation Letter
Enterprise Roles
XTR907
The settlement of the purchase stock or cash dividends Treasury User would be authorized in Oracle Treasury.
END
XTR908
Confirmation letters of Bond E purchase can be generated.
Treasury Super User
(v.
(v.
Process Flow Diagrams Manage Stocks

Update Sell Stocks 903 - Enter Sell Stocks Information
Start
901 Placement Reports From Brokerage
Update New Stock Purchase
902 - Setup New Stock Issue
904 - Enter Bonds Information
906 - Validate the Data Entry in Oracle Treasury
Update Cash Dividends
905 - Enter Cash Dividends Information
907 - Authorize the Settlement in Oracle Treasury
908 - Generate Confirmation Letter
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Gap Analysis
This section details the analysis of the mapping solution for the above requirement identified as a Gap above at the Oracle Fit column. Each gap will have a Gap ID assigned to. Each Option is named with the Process Number and suffix with a character(A,B,C, etc.) to identify each Option. Description describes the solution identified. Costs/Benefits lists the various pros and cons for the selected option. Estimated Work Effort provides details of the effort required to perform any customization if required the selected option. Option Selected will have YES is the selected option is determined. And the selected option with comments and date of the decision made is noted at the Resolution and Date columns.
Gap ID: XTR-G001 Process Name: The system should automatically generate fund transfer letter to the bank.
Process ID: XTR503 Requirement Description: The system should automatically generate fund transfer letter to the bank.
Priority: H
Options 1
Description
Costs/Benefits High
Frequency/Volumes 3
Estimated Work Effort
Option Selected YES
Minor custumization Cost Easy Script/Report requirement to output script Benefit Auto produce letter, frequently used, security and data integrity Manual Process Use Desktop tools Cost Security issue , can change letter content Benefit save on customization cost
High
0-1
Resolution:
Recommend Option 1.
(v.
Date:
May 11 2004
Gap ID: XTR-G002 Process Name: The system should support 3-way comparison of forecast, budget, current and previous year actual information for multiple userdefined periods. Process ID: F 05.14 (reports requirement identified in RFP) Requirement Description: The system should support 3-way comparison of forecast, budget, current and previous year actual information for multiple userdefined periods.
Priority: L
Options 1 2
Description Use Oracle Discover Retain current manual process
Costs/Benefits
Frequency/Volumes
Estimated Work Effort Not determined, range of 5 days. 0
Option Selected YES
Cost effort to build Weekly/monthly Benefit full requirement fit Cost Minimal Weekly/ monthly Benefit full requirement fit
Resolution: Date:
Recommend Option 1. May 11 2004
Gap ID: XTR-G003 Process Name: Daily Cash Position Report (Cash Management)
Process ID: F503 Requirement Description: The Daily Cash Position Report is required daily to access how much fund is available for TN. The bank account balances is obtained from Oracle Cash Management
Deal Entry to Settlement Process Flow Diagrams Enter Withdrawals 10 of 28
(v.
Priority: H
Options 1
Description Customize Report
Costs/Benefits Cost Complex Report Benefit Meet most requirements. Cash position numbers are available from submitting a report anytime (assuming daily consilidation is completed) High
Frequency/Volumes 5
Estimated Work Effort
Option Selected YES
Oracle Cash Management Cash Positioning Funtion
Cost Implementation High effort, some workaround required Benefit Standard function, no customization.
N/A
Resolution: Date:
Recommend Option 1. July 26 2004
(v.
Open and Closed Issues for this Deliverable

Open Issues
ID
Issue
Resolution
Responsibility
Target Date
Impact Date
Closed Issues
ID
Issue
Resolution
Responsibility
Target Date
Impact Date
(v.

Future Treasury Process Models

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Future Treasury Process Models

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Future Process Model

FUTURE PROCESS MODEL CLIENT Deal Entry to Settlement - Treasury

Reviewed and Accepted By:

Deal Entry to Settlement

Process Flow Diagrams Enter Withdrawals 10 of 28

File Ref: 90959095.doc

Future Process Model

Versio n Draft 1a Draft 1b Draft 1c Draft 1c Issue1. 2

15-May04 27-May04 03-Jun-04 04-Jun-04 26-Jul-04

Consultant Consultant Consultant Consultant Consultant

Name Library Master

Location Project Library

Deal Entry to Settlement

Process Flow Diagrams Enter Withdrawals 10 of 28

File Ref: 90959095.doc

Future Process Model

File Ref: 90959095.doc

Future Process Model

Scope and Application

Deal Entry to Settlement

Process Flow Diagrams Enter Withdrawals 10 of 28

File Ref: 90959095.doc

Treasury Event Catalog

Treasury Business Functions

Deal Entry to Settlement

Process Flow Diagrams Enter Withdrawals 10 of 28

File Ref: 90959095.doc

Process Listing and Process Descriptions

XTR103 XTR104 XTR105

New Placement? Rollover?

This is identified as a customization requirement. Please refer to Gap Analysis. XTRG003

Deal Entry to Settlement

Process Flow Diagrams Enter Withdrawals 10 of 28

File Ref: 90959095.doc

Process Flow Diagrams Enter Deals: Fixed DepositsandShort Term Money

Optional Generate and Review Maturities Schedule

Obtain GIA Indicative rates and select the highest rate

104 -GIA Indicative Rate

For GIA Reciprocal, Marketing makes FD placement decisions

No 106 - New Placement? 107 -Rollover?

Enterprise Roles Treasury User

Deal Entry to Settlement

Process Flow Diagrams Enter Withdrawals 10 of 28

File Ref: 90959095.doc

XTR002 Enter Placements

XTR205 XTR206 XTR207

Deal Entry to Settlement

Process Flow Diagrams Enter Withdrawals 10 of 28

File Ref: 90959095.doc

Deal Entry to Settlement

Process Flow Diagrams Enter Withdrawals 10 of 28

File Ref: 90959095.doc

Process Flow Diagrams Enter Placements

Liaise with Financial Institute About Rollover Details

Generate the Letter of Requisition form

XTR305 Oracle Approve Placement? Deal In

206 - Cancel the

Deal Entry to Settlement

Process Flow Diagrams Enter Withdrawals 10 of 28

File Ref: 90959095.doc

Sub-process Name Generate and Print Reports

Deal Entry to Settlement