State university of Bangladesh

Assignment on:
FIVE DIFFERENT BANK

Prepared for: Kazi Ayesha siddiqua Lecturer, Department of business studies State university of Bangladesh

Prepared by:

1) Mohammad kownain- UG01-19-08-050

2) Md. Jahangir Alam - UG01-20-09-024 3) Emamul islamUG01-20-09-013

4) Nishadul islam khan - UG01-20-09-026 5) kazi Asif Uddin6)Md. Jahid HussianUG01-20-09-027 UG01-20-09-030

Department of business studies SUB.

Date of submission: 13/4/2011

Sonali Bank Limited:

Product and Service:
Collection: Gas bills. Electricity bills. Telephone bills. Water/Sewerage bills. Municipal holding Tax. Passport fees, visa fees and Travel tax. Customs & Excise duties. Source tax and VAT. Jakat fund. Hajj deposit. Land development tax.

Payment: Pension of employees of Government and other Corporate Bodies. Bangladesh Bank employees pension. Army pension. British pension. Students' stipend/scholarship. Govt. & Non-Govt. Teachers' salary. Food procurement bill on behalf of the Govt. Social Services: Old age allowances. Widows, divorcees and destitute women allowances. Freedom Fighters' allowances. Rehabilitation allowances for acid survival women. Maternal allowances for poor women. Disability allowances. Sale & Encashment/Purchase: Savings Certificates. ICB Unit Certificates.

Strategic Planning:

Socially committed leading banking institution with global presence. Dedicated to extend a whole range of quality products that support divergent needs of people aiming at enriching their lives, creating value for the stakeholders and contributing towards socio-economic development of the country.

PRODUCT AND SERVICE OF DHAKA BANK LIMITED:

Corporate Banking Offshore Banking Global Trade Services Remittance Services Syndication and Structured Financing Capital Market Services Islamic Banking SME Banking Cash Credit OVER Draft Term Lone Retail Banking Bundled Savings Accounts Deposit Double Deposit Pension Scheme Income Unlimited Excel Account Salary Account Gift Cheque Smart plant Personal Loan Home Loan Car Loan Any Purpose Loan Dual Credit Card ATM Card Any Branch Banking Online Banking SMS Banking Internet Banking Mobile Remittance

Strategic Planning:
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To be the premier financial institution in the country providing high quality products and services backed by latest technology and a team of highly motivated personnel to deliver Excellence in Banking

Product and service: 1. 2. 3. 4. Al-Wadiah Current Deposit Mudarabah Savings Deposit Mudarabah Short Term Deposit Mudarabah Term Deposit One Month Three Months Six Months Twelve Months Twenty Four Months Thirty Six Months 5. Foreign Currency Deposit 6. Mudarabah Savings Scheme Monthly Savings Scheme Monthly Profit Scheme More than Double the deposit in 6 years 7. Consumer Finance Scheme Services: o o o o o
o o o o o

Online Banking SMS Banking Lockers Utility Bills ATM Banking

Strategic Planning:

o To strive our customers best satisfaction & win their confidence. o To manage & operate the bank in the most effective manner. o To identify customers needs & monitor their perception towards meeting those requirements. o To review & updated policies, procedures & practices to enhance the ability to extend better customer services. o To train & develop all employees & provide them adequate resources so that the customers needs reasonably addressed.

PRODUCT:
Al-wadeeah Current Account Mudaraba Savings Account Mudaraba Trem Deposit Recepit Mudaraba Special Notice Account Mudaraba Special Savings Account Mudaraba Hajj Savings Account Mudaraba Savings Bond Scheme Mudaraba Foreign Currency Deposit Scheme Mudaraba Waqf Cash Deposit Account Mudaraba Monthly Profit Deposit Scheme Mudaraba Muhor Savings Deposit Scheme

Strategic Planning of the bank:

To conduct interest-free banking.

To establish participatory banking instead of banking on debtor-creditor relationship.

To invest on profit and risk sharing basis.

To accept deposits on Mudaraba & Al-Wadeah basis. 6

To establish a welfare-oriented banking system.

To extend co-operation to the poor, the helpless and the low-income group for their economic upliftment.

To play a vital role in human development and employment generation.

To contribute towards balanced growth and development of the country through investment operations particularly in the less developed areas.

To contribute in achieving the ultimate goal of Islamic economic system.

ICB Islamic Bank Limited

Product and service:

Al-Wadiah Current Deposit Mudarabah Savings Deposit Mudarabah Short Term Deposit Mudarabah Term Deposit Foreign Currency Deposit Mudarabah Savings Scheme Monthly Savings Scheme Monthly Profit Scheme More than Double the deposit in 6 years Consumer Finance Scheme Services:
o o o o o

Online Banking SMS Banking Lockers Utility Bills ATM Banking

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Strategic Planning: o To strive our customers best satisfaction & win their confidence. o To manage & operate the bank in the most effective manner. o To identify customers needs & monitor their perception towards meeting those requirements. o To review & updated policies, procedures & practices to enhance the ability to extend better customer services. o To train & develop all employees & provide them adequate resources addressed. o To ensure a working environment. o To diversify portfolio in both retail & wholesale markets.