2011/12

ZWILLING J.A. HENCKELS

TWIN SPECIAL SMOKER SET
Consist of:
1pc Smoker Pan 28cm
1pc Lid
1pc Steam Grill
1pc Plate
1 can beech wood chips
Weight: 3.65kg
ZWILLING J.A. HENCKELS
TWIN PURE BLACK GADGETS SET
Versatile and effcient in every modern kitchen. Made from 18/10
stainless steel and black ABS. The round handle fts the hand
perfectly and guarantees effortless work.
Consist of:
Tool box (small), peeler, whisk (small), pastry brush and pizza cutter
Weight: 0.85kg
Product Code: D10000
Model Code: 38738000
ZWILLING J.A. HENCKELS
TWIN GRIP 3 PCS SET
Consist of:
Twin grip paring knife 90mm, Twin grip peeler 65mm,
and Twin grip bagel knife 120mm
Weight: 0.12kg
Now you can easily prepare freshly, healthy low-
calorie fsh, meat, seafood and fat-free smoked food
in every kitchen.
1
3
2
16,300 BP
RM10
90,600 BP
RM40
33,800 BP
Product Code: D10200
Model Code: 37880200 RM10
: Free redemption : Courier fee (Applicable for E.Msia & Langkawi Island only)
Product Code: D10008
Model Code: 40990008
Product Code: D10028
Model Code: NJA28
SUPOR
OVIENCE NON-STICK FRYPAN 28CM
Product Code: D17906
Model Code: LGMCWTC207906
LA GOURMET
2.5L THERMAL WONDER COOKER
40,600 BP
RM20
2.2mm thick aluminium - fast and even heating
of the cooking surface
Classic Non-stick interior coating - easy to clean,
healthier cooking
Spiral Non-slip base
Silicone polyester exterior surface
4
5
10,300 BP
RM10
Suitable for any kind of cooking & cooking hobs
Conducts heat quickly & uniformly
: Free redemption : Courier fee (Applicable for E.Msia & Langkawi Island only)
Product Code: D20340
Model Code: NN-ST340M
PANASONIC
MICROWAVE OVEN
Product Code: D20350
Model Code: AE-350N
PENSONIC
ELECTRIC OVEN
1500 watt
35L
60 minutes timer with automatic shut off
Adjustable temperature control with indicator light
Heater selector for lower, upper or both
Product Code: D20067
Model Code: PJ-67S
PENSONIC
JUICER
450 watt
2-speed control
Stainless steel housing

23L
800 watt
Auto reheat
Digital
1
3
2
25,500 BP
RM60
47,000 BP
RM100
66,500 BP
RM140
Product Code: D20400
Model Code: HM400
KENWOOD
STAND MIXER
Product Code: D20380
Model Code: BL380
KENWOOD
TRUE COMPACT BLENDER
34,600 BP
RM30
180 watt
5-speed
Beater & kneader
4
5
34,200 BP
RM20
Calibrated 1.6L compact sized goblet
2 speeds plus pulse for fexible user control
Powerful 400W motor for excellent results
Size (cm) : 17.5L x 20.0W x 36.0H
Weight: 2.195 kg
Product Code: D38216
Model Code: 11068216
TUPPERWARE
SQUARE ROUND GIFT SET
Product Code: D34306
Model Code: 7024306
98,200 BP
RM30
ZWILLING J.A. HENCKELS
MINIMALE 24PCS CUTLERY SET
Product Code: D30266
Model Code: HG266
KENWOOD
BARBEQUE GRILL
Table top grill
Two non-stick cooking surface (fat & rib)
2000 watt
3pcs Large Square Round 2L
4pcs Medium Square Round 880ml
4pcs Square Round 500ml
Design by well-known Italian architect & designer, Matteo Thun.
18/10 high quality stainless steel. Mirror-fnish from grip to tip.
Dinner set for 6, content : 6 X Dinner Spoons,
6 X Dinner Forks, 6 X Dinner Knives, 6 X Coffee Spoons.
Weight: 2.55kg
1
3
2
61,200 BP
RM60
32,000 BP
RM20
: Free redemption : Courier fee (Applicable for E.Msia & Langkawi Island only)
Product Code: D32101
Model Code: LKBM-2101S
LEBENSSTIL
BREAD MAKER

Product Code: D30602
Model Code: PAB-602SS
LEBENSSTIL
DBOILER
30,100 BP
RM20
750-900 gram loaf sizes selection
10 preset baking programs
Various crust settings
4
5
81,000 BP
RM80
Product Code: D32000
Model Code: PET-2000L
PENSONIC
ECO THERMOPOT

2500 watt - 3000 watt
2L
One cup auto dispenser
Stop button & water control
6
32,400 BP
RM30
1.7L
2200 watt
Stainless steel fnish
Water gauge
Cordless with STRIX Control
Product Code: D31500
Model Code: TPG1500
THERMOS
1.50L TRENDY PITCHER
7,700 BP
RM10
7
Double-wall construction for maximum temperature retention.
Exterior stays condensation free.
Ideal for cold beverages and juices.
: Free redemption : Courier fee (Applicable for E.Msia & Langkawi Island only)
Product Code: D50116
Model Code: ZLB116
CASE LOGIC
16 LAPTOP BACKPACK
Product Code: D50001
Model Code: TNFRC 01
THE NORTH FACE
DAYPACK RECON
Product Code: D51022
Model Code: G1022
GOLLA
iPAD 2 11.6 BAG
3 compartments
Nylon, polyester material
Size (cm): 21L x 7W x 30H
Color: Toni-Black
Accessory pocket
Handle and shoulder straps
Nylon material
Size (cm): 45L x 23W x 35H
Nylon backpack with hydration port
1 main zipped pocket with sleeve which fts most 15 laptops
Size (cm): 19L x 35W x 54H
1
3
2
31,700 BP
RM10
52,700 BP
RM20
39,000 BP
RM10
Product Code: D51252
Model Code: J012-52
NAVJACK VELLUM SERIES
TANNED BROWN iPAD 2 FOLIO CASE
Product Code: D56831
Model Code: F-683-1019
FIORUCCI
20" SUPERLIGHT 4-WHEEL TROLLEY CASE
52,800 BP
RM30
The magnet inside will put your iPad 2 into sleep mode when
not in use
This stylish folio case can fold as a stand for display and typing
Ultra thin & light weight
Tough, durable cover fully protects your iPad 2
PU leather material
4
5
44,300 BP
RM10
Product Code: D50175
Model Code: D175
DAIICHI
SOFT TROLLEY CASE 18"
Polyester material
1 front pocket
TSA lock
Light weight
Size (cm): 42L x 18Wx 36H
6
23,700 BP
RM20
4-wheel
TSA lock
Superlight weight
Aluminium trolley
Polyster material
Size (cm): 46L x 18Wx 36H
: Free redemption : Courier fee (Applicable for E.Msia & Langkawi Island only)
Product Code: D52882
Model Code: 35062882
UNITED COLORS OF BENNETON
SHOPPING BAG
Product Code: D52881
Model Code: 35062881
UNITED COLORS OF BENNETON
TOTE BAG
10,300 BP
RM10
Nylon material
Size (cm): 33L x 6.5W x 40H
7
8
9,700 BP
RM10
Product Code: D50530
Model Code: 530
ANYCAN
PORTABLE EXTERNAL POWER BANK
Charge your Mobile Phone/digital devices anytime,
anywhere
High Capacity 3000 mAh
LED power indicator.
Six different connector tips provided
Smart size (mm): 100L x 59W x 10H
Weight: 88g
9
27,600 BP
RM10
Nylon material
Size (cm): 39L x 9W x 27H
: Free redemption : Courier fee (Applicable for E.Msia & Langkawi Island only)
Product Code: D51314
Model Code: 142-1314
CONDOTTI
LADIES WALLET
Product Code: D50313
Model Code: PMT0313-1
BEVERLY HILLS POLO CLUB
WALLET
10,400 BP
RM10
Genuine full leather
Multiple card holder
Coins compartment
Size (cm): 9L x 4W x 19H
10
11
12
40,100 BP
RM10
Product Code: D54902
Model Code: 30344902
BEVERLY HILLS POLO CLUB
NAME CARD HOLDER
Leather name card holder
Color: Black
Size (cm): 10L x 7H
9,600 BP
RM10
PU material
2 main; 4 cards + 1 photo compartment
Size (cm): 11L x 9H
: Free redemption : Courier fee (Applicable for E.Msia & Langkawi Island only)
Product Code: D61125
Model Code: E1125
ESSINA
KING FITTED BEDSHEET SET
Quality: 100% Cotton
250 Thread Count per 10 cm sq
Consists of:
1-pc ftted sheet (72" x 75")
2-pc pillow case (19" x 28")
1-pc bolster case (14" x 42")
Weight: 1.6kg
Colour: Lollipop
1
29,500 BP
RM30
Product Code: D61126
Model Code: E1126
ESSINA
QUEEN FITTED BEDSHEET SET
Quality: 100% Cotton
250 Thread Count per 10 cm sq
Consists of:
1-pc ftted sheet (60" x 75")
2-pc pillow case (19" x 28")
1-pc bolster case (14" x 42")
Weight: 1.3kg
Colour: Lollipop
2
27,800 BP
RM20
Product Code: D61127
Model Code: E1127
ESSINA
SUPER SINGLE FITTED BEDSHEET SET
Quality: 100% Cotton
250 Thread Count per 10 cm sq
Consists of:
1-pc ftted sheet (42" x 75")
1-pc pillow case (19" x 28")
Weight: 0.8kg
Colour: Lollipop
3
21,500 BP
RM20
Product Code: D62618
Model Code: LGMTWSR302618
LA GOURMET
4PCS SAKURA SMALL FOOD JAR
Product Code: D60021
Model Code: CAC-21
CORNELL
COOLER FAN
83,800 BP
RM70
18/8 stainless steel single wall
Plastic components are BPA free
4
5
17,300 BP
RM10
Product Code: D65345
Model Code: VS5345
VS SASSOON
WHISPER JET 1800W TRAVEL DRYER WITH BRUSH

Dryer:
Folding handle and dual voltage features -1800 Watt - 2
heats/speeds - Concentrator for controlled airfow - Folding
handle for compact storage and convenience.
Brush:
Blow drying natural curls & perms - Creating natural waves
- Adding body & volume at crown.
6
23,400 BP
RM10
LED Display
3 speeds (Hi / Med / Low)
3 modes (Normal / Natural / Sleeping)
4.5L water tank
With dustproof flter
With anion
Dismountable water flter
With remote control
With 2 water ice boxes
Power : 45W
: Free redemption : Courier fee (Applicable for E.Msia & Langkawi Island only)
Product Code: D40200
Model Code: HBF200
OMRON
BODY FAT ANALYSER
Product Code: D40201
Model Code: PDS201A
PHYLISS
DIGITAL BATHROOM SCALE
Product Code: D40300
Model Code: OG300
OGAWA
S300 HAND HELD MASSAGER
Easy to use, stylishly crafted and function driven.
Helps take the bulk out of travelling.
Display Body Fat %, Visceral Fat, Body Mass Index (BMI),
Metabolic Rate & Body Age
Display body weight in kg
Technology driven by 4G sensor for accurate reading on uneven
ground. Sense On for instant reading & energy saving.
1
3
2
32,600 BP
RM20
20,600 BP
RM30
54,900 BP
RM30
Product Code: D42003
Model Code: EL20038-S09C
ELLE
TIME
Product Code: D40421
Model Code: T5K421
TIMEX
MARATHON UNISEX DIGITAL
27,200 BP
RM10
Ladies A/Q watch
Stainless Steel
Leather strap
Stone setting
Water resistant
4
5
62,500 BP
RM10
INDIGLO night light
Black resin strap
2 time zone
Daily alarm
24 hour chronograph
Water resistant 50M
Product Code: D71606
Model Code: K123-1606
KIKO
ANALOG BOYS WATCH
Product Code: D77884
Model Code: 78848
V.SMILE MOTION
TOY STORY 3
1
2
Analog
Mineral glass
Water resistant
Motion-activated educational video gaming
system. Comes with Toy Story 3 learning game.
For ages 3 and above.
56,200 BP
RM20
10,300 BP
RM10
: Free redemption : Courier fee (Applicable for E.Msia & Langkawi Island only)
CIMB BANK DEBIT MASTERCARD REWARDS CATALOGUE TERMS AND
CONDITIONS

1.Definitions
1.1. Bank means CMB Bank Berhad (13491-P).
1.2. Debit Card means the CMB Bank Debit MasterCard and any replacement or renewal
thereof which is issued by the Bank.
1.3. "Cardholder(s)" means a customer of the Bank to whom the Debit Card has been issued.
1.4. Designated Account means the account designated by the Cardholder (which has
been approved by the Bank) for the time being for the purpose of carrying out debit
transactions through the use of the Debit Card.
1.5. Gift(s) means the rewards provided under the Rewards Programme which includes
goods, merchandise, vouchers, products, services, travel packages and/ or any other
privileges contained in this Rewards Programme.
1.6. Merchant is an individual, firm or company engaged in the business of selling and
providing Gift(s) featured in this Rewards Programme
1.7. Rewards Programme means the reward programme under the Debit Card Rewards
Catalogue (Rewards Catalogue) designed by the Bank for Debit Card cardholders.
1.8. Debit Card Bonus Points means the points awarded to the Cardholders for retail
purchases or transactions charged to the Card in accordance with any provisions herein.

2. EIigibiIity
2.1. All Cardholders under the Debit Card Bonus Points scheme are eligible to participate in
this Rewards Programme.
2.2. By participating in this Rewards Programme, the Cardholders are deemed to have read,
understood and agreed to be bound by these terms and conditions.
2.3. n order to be eligible to earn or redeem Debit Card Bonus Points, the Cardholders'
Designated Account linked to the Debit Card must be valid and in good standing and not
overdrawn if the Cardholder has an overdraft facility. Cardholder whose account(s) in
the opinion of the Bank has been opened fraudulently shall not be eligible to participate
in this Rewards Programme and the Bank reserves the absolute right to decline any
redemption of Debit Card Bonus Points if the Cardholder's Designated Account is
cancelled or terminated by the Bank.
2.4. Cardholders are to ensure that the signature on the gift redemption form is
similar/matches the signature endorsed on their account opening application form.


3. Debit Card Bonus Points Earned
3.1. The Cardholders will earn one (1) Debit Card Bonus Point for every RM2.00 (rounded
down) amount of local and international retail purchases utilizing the Debit Card. The
Debit Card Bonus Points earned in respect of retail purchases transacted outside
Malaysia will be calculated based on the RM equivalent of the transacted sum which will
be converted at the prevailing exchange rate determined by the Bank at its absolute
discretion.
3.2. The Debit Card Bonus Points scheme is earned and accumulated on a per card basis.
For the avoidance of doubt, Debit Card Bonus Points earned may not be combined
between two different Debit Cards held by different Cardholders although they may have
been tagged to the same Designated Account.
3.3. The following transactions shall not earn Debit Card Bonus Points :-
a. Cash withdrawal or cash deposits;
b. Retail transactions in respect of purchases of petrol, diesel and any other
purchases made at the petrol kiosks;
c. Payment of the annual fees or service charges, delivery charges, cash payments,
card replacement fee, dispute charges, fraud charges or any other fees, charges or
penalties whether imposed by the Bank or otherwise.
3.4. The awarding of one (1) Debit Card Bonus Point for every RM2.00 may be subject to
change from time to time as determined by the Bank upon adequate notice to the
Cardholders.
3.5. Debit Card Bonus Points earned and accumulated can be viewed online by the
Cardholder at www.cimbclicks.com.my or can be ascertained from the Bank's Call
Centre by calling1300 880 900 or 603-22956100.
3.6. Debit Card Bonus Points earned do not have any cash or monetary value and are not
convertible to cash. Accrued Debit Card Bonus Points are not convertible to cash
unless expressly stated otherwise.
3.7. Debit Card Bonus Points earned are not transferable to any third party.
3.8. Debit Card Bonus Points earned in relation to a particular transaction may be withdrawn
in the event of any Debit Card transaction disputes with the Merchant in respect of that
transaction.


4. VaIidity of Debit Card Bonus Points
4.1. Debit Card Bonus Points earned in a particular calendar quarter are valid for up to three
(3) calendar years and shall expire on the first (1
st
) day of the following calendar quarter.
For example, Debit Card Bonus Points earned between 1 January 2011 and 31 March
2011 will expire by 1 April 2014.
4.2. Unless utilized earlier, Debit Card Bonus Points earned and accumulated must be
redeemed prior to the expiry date. All unused or unredeemed Debit Card Bonus Points
will be automatically forfeited after the applicable expiry date without notification to the
Cardholders. Cardholders cannot carry forward any unused points earned and / or
accumulated points once the Debit Card Bonus Points have expired. Any requests by
Cardholders to utilise the unused points after the expiry date shall be not be entertained
by the Bank and the Bank shall have no obligation to reinstate the expired or forfeited
points.
4.3 Notwithstanding the provisions of Clause 4.1 above, should the Debit Card be cancelled,
the Debit Card Bonus Points earned and accumulated shall be forfeited and the Bank
has no obligation to reinstate the points.
4.4 The Bank reserves the right to alter the validity period of Debit Card Bonus Points and
will give the Cardholders adequate notice of any such change. n such an event, the
Cardholders will be given a grace period to utilize or redeem the Debit Card Bonus
Points. The change will take effect from the date stated in such notice.


5. Gift(s) Redemption
5.1. All redemption of the Debit Card Bonus Points must use the redemption form, attached
to this Rewards Catalogue and which must be duly completed and signed by the
Cardholders and sent to the Bank either via fax or mailing back to the Bank. Alternatively
Cardholders may call to redeem through the Redemption Hotline as stated in the
redemption form. The Cardholders agree that proof of sending is not proof of receipt.
The Cardholders further acknowledge that it is their duty and obligation to ensure that
any redemption submitted is duly received by the Bank for processing. The Bank shall
not be responsible of any delay or failure of delivery of any Gift(s) arising from the non
receipt of the redemption form.
5.2. All redemption of Debit Card Bonus Points (including a request to transfer Debit Card
Bonus Points to the designated Cardholder's CMB Bank/Direct Access credit card
account) are subject to the Cardholder's Debit Card being valid and the Designated
Account being in good standing i.e. not closed, suspended or terminated by the Bank at
the time the redemption request is made.
5.3. Redemption of Debit Card Bonus Points is based on a per card basis. Any requests to
combine Debit Card Bonus Points earned between (2) two or more Debit Cards of
different Cardholders will not be entertained.
5.4. Subject to clause 5.2, all redemptions are also subject to the accumulation of sufficient
Debit Card Bonus Points and the Bank's final acceptance. Redemption request with
insufficient Debit Card Bonus Points shall be cancelled automatically by the Bank
without further reference to the Cardholder.
5.5. All Gifts featured in the catalogue are subject to the following:-
a. Product/service availability;
b. Cardholder's available Debit Card Bonus Points;
c. Cardholder's Debit Card and Designated Account status;
d. Final acceptance by the Bank; and
e. Any restrictions that may apply as to where and when the Gift(s) can be redeemed.
5.6. Cardholders may utilise their accumulated Debit Card Bonus Points to qualify for any
one or more of the following options: -
a. Featured product/service redemption; or
b. Transferring and converting of Debit Card Bonus Points to the designated
Cardholder's CMB Bank / Direct Access credit card account.
5.7. The Bank hereby expressly disclaims all and any liability to the Cardholder in respect of
any redemption of goods, products or services under this Rewards Programme.
5.8. Debit Card Bonus Points, which have been used to redeem any Gift(s), shall be deemed
as extinguished. Request by Cardholders for any change to or cancellation of a
redemption, which has accepted by the Bank, will not be entertained. Gift(s) redeemed
cannot be returned or exchanged. Provided always that the Bank shall have the
absolute right to refuse any request for the redemption of any type of Gift(s) which are
no longer available. The Bank shall in its absolute discretion be entitled to substitute or
remove any product and/or service from the Rewards Programme.
5.9. The Bank hereby expressly excludes, does not make and disclaims any representation,
warranty or endorsements, express or implied, written or oral in respect of any of the
Gifts featured. n particular, the Bank does not warrant that any of the Gifts provided
herein is of merchantable quality and/or fit for the particular purpose. The Bank shall not
be held responsible in any way whatsoever for any damage or loss or accident from the
use of any of the redeemed items.
5.10. All items featured in this catalogue may differ from the actual goods or products in terms
of color or design details. The Bank shall not be liable nor responsible in any way
whatsoever to the Cardholders resulting from such discrepancies.
5.11. n the event that the Cardholder's choice of Gift(s) is/are unavailable, the Bank reserves
the right upon giving adequate notice to substitute it with other item(s) of similar value.
The Bank reserves the right, without giving any prior notice nor assigning any reason
whatsoever to the Cardholders, to discontinue and/or replace all or any of the products
and services provided herein.
5.12. The Bank shall not be liable for or obliged to recognise or replace any defective, lost,
damaged or stolen Gift(s) and Gift(s) accepted in good condition are strictly non-
returnable and non-exchangeable. n the event of Gift(s) being defective or damaged
upon delivery or for any queries relating to the warranty, Cardholders should contact the
parties whose numbers are stated on the warranty card.
5.13. Cardholders hereby give their consent to and authorize the Bank to use and/or disclose
their particulars to a third party including the participating Merchants for the purposes of
the Rewards Programme. The Bank warrants that the disclosure shall be limited to the
Cardholder's name, address and telephone number and shall be used only in relation to
and for the purposes of the Rewards Programme.
5.14. The Bank shall only be responsible for taking the redemption instructions from the
Cardholders and forwarding the same to the Merchants of the respective items. The
Bank disclaims any liability or duty in relation to the items redeemed. The item(s) is/are
sent and supplied to the Cardholders by the Merchant who is solely responsible for all
obligations and liabilities, relating to the supply and warranty of the terms and all
ancillary charges.
5.15. The Bank assume no responsibility for any physical injury, death, claims, losses, costs,
expenses, damages or embarrassment suffered by Cardholders or any other party, of
whatever nature resulting from the redemption of Gift(s) or the use of any Gift(s) offered
herein.
5.16. Any dispute concerning Gift(s) received under the Rewards Programme shall be settled
between the Cardholders and the Merchant without recourse to the Bank.
5.17. Should the utilisation of the Debit Card Bonus Points and/or the redemption of Gift result
in a tax liability to the Cardholders, the Bank shall not be responsible for paying the
same. Any taxes or charges imposed by the relevant authorities/ service establishments/
or Merchants pursuant thereto shall be borne by the Cardholders.
5.18. The Cardholders agree that any redemption of the Gift(s) that consist of vouchers issued
by the Merchant(s) cannot be encashed and are valid for use until the date specified and
shall be subject to terms and conditions contained therein as may be determined by the
Merchant(s). f they remain unused after the specified date, the vouchers will lapse and
will not be replaced. The Bank is not responsible for expired, lost or stolen vouchers or
Gift(s).
5.19. The terms and conditions specified in the vouchers are beyond the Bank's control and
determined by the Merchants. Any disputes arising under the terms and conditions of
the vouchers shall be settled directly by the Cardholders with the Merchants without
recourse to the Bank. The Bank will not be responsible in replacing or cancelling any
redemption as a result of such dispute.
5.20. n the event that the voucher takes the form of a cash voucher(s), the Cardholder can
use the Cardholder's Debit Card to pay the difference to the Merchant should the
purchase be in excess of the value stated on the cash voucher(s). There will be no
refund of the unused portion of the value of the cash voucher(s).
5.21. ssuance of dining vouchers does not constitute a reservation with the relevant Merchant.
Cardholders are responsible for making the reservations and notifying the participating
Merchant of the voucher(s) they are going to redeem. The Cardholders further agree
that the respective Merchant may impose further terms and conditions on the dining
vouchers which the Cardholders must abide with.
5.22. Gift voucher(s) of a Merchant are only valid at participating outlets listed in the
voucher(s) or the Rewards Programme.
5.23. The Bank will not replace or assist the Cardholders by placing a hold or freeze status on
any misplaced, lost or stolen Gift voucher(s) under any circumstances.
5.24. Redeemed Gift vouchers are not exchangeable for any other Gift(s), are not refundable,
not replaceable and not transferable for cash or credit under any circumstances.
5.25. All payment for courier fee shall be made and charged to the Cardholder's Designated
Account.
5.26. Cardholders acknowledge and agree that Gift(s) redeemed are on a No Trial Period
basis.


6. Points Transfer
6.1. Cardholders who are CMB Bank/Direct Access credit card members will be entitled to
transfer and convert their Debit Card Bonus Points for Bonus Points under the CMB
Bank/Direct Access credit card Bonus Points scheme.
6.2. The transfer and conversion of Debit Card Bonus Points to Bonus Points will take
approximately fourteen (14) business days from the date of the Bank's receipt of
Cardholders' redemption form. The Bank shall not revise nor cancel any successful
transfer and conversion of Debit Card Bonus Points to Bonus Points.
6.3. Bonus Points earned as a result of a transfer and conversion of Debit Card Bonus Points
can only be utilized under and pursuant to the terms and conditions of CMB Bank
Member Rewards Catalogue and CMB Bank/Direct Access credit card.
6.4. All Debit Card Bonus Points transfer request will be subject to the provisions specified in
Clauses 5.1 to 5.5.
6.5. The Bank reserves the right to change, from time to time, the Debit Card Bonus Points
conversion rate specified in the redemption form by giving the Cardholders adequate
prior notice.


7. DeIivery
7.1. Delivery of the Gift(s) shall be made to the Cardholder's address, or the address
furnished by the Cardholder in his/her redemption form.
7.2. Delivery of Gift(s) will not be made to any P.O. Box addresses, Free Trade Zone
addresses, addresses not serviced by courier providers, addresses outside Malaysia, as
well as addresses at any of the Bank's branches.
7.3. The Gift(s) will be delivered to Cardholders within fourteen (14) working days after
receipt of the Cardholders' complete redemption form(s).
7.4. Cardholders or any recipient of the Gift(s) is obliged to produce an identification
document to the delivery personnel; failing which, the delivery personnel has the right to
refuse delivery and will return the Gift(s) to the Bank as unclaimed.
7.5. Delivery will only be made against a written acknowledgement of receipt of the item and
of satisfaction with its physical condition by any occupant/recipient at the address of
delivery; and where such address is an office address, by any member/recipient at the
office. Such acknowledgement shall be deemed to be the acknowledgement by the
Cardholder(s) and the Bank assumes no responsibility thereafter.
7.6. All Gifts supplied will be covered by the manufacturer or Merchant's normal terms of
business. Except where the law provides otherwise, the Bank will not be responsible for
the quality or suitability of the Gifts or for any delay in delivery.
7.7. Cardholders shall be liable for delivery charges for each of the Gift item sent and such
charges shall be debited into the Cardholder's Designated Account accordingly. Courier
fee is applicable for deliveries to East Malaysia and Langkawi sland.
7.8. Delivery charges to Langkawi sland will be based on East Malaysia's courier rate.
7.9. For redirection of delivery addresses, a service charge of RM10.00 per item will be
debited to the Cardholder's Designated Account accordingly.

8. Others
8.1. The Gifts offered under this Debit Card Rewards Catalogue is valid from 8 November
2011 29 February 2012.
8.2. Cardholders are not allowed to collect Gifts redeemed from any of the Bank's branches.
8.3. All Gift(s) redeemed will be sent to Cardholders at their address as specified in Clause 7.
8.4. f the Gift(s) is returned undelivered to the Bank due to non-acknowledgement of receipt
by the addressee, the Bank may (but is not obliged to) re-send or redeliver the above
mentioned Gift(s) to the Cardholders provided that the cost incurred in resending the
said Gift(s) shall be borne by the Cardholders.
8.5. f the Bank attempts to re-send or redeliver the Gift(s) to the Cardholders and such
Gift(s) is again returned undelivered to the Bank after the second attempt of delivery, the
Bank shall not further attempt to send or deliver the said Gift(s).
8.6. f the Cardholder fails to provide the Bank with a valid address to accept delivery within
30 working days from the date the Gift(s) is returned undelivered to the Bank, the Gift(s)
and the Debit Card Bonus Points used to redeem the said Gift(s) shall be deemed
forfeited and the Bank shall not be obliged to reinstate such Debit Card Bonus Points to
the Cardholder.
8.7. Any accessories/props/equipments featured together with the Gift(s) in any pictorial
herein are for decorative purposes and shall not be available for redemption by
Cardholders.
8.8. Suspected or actual fraud and/or suspected or actual abuse relating to the accumulation
of Debit Card Bonus Points in the Rewards Programme, or redemption of Gift(s) may
result in forfeiture of accumulated Debit Card Bonus Points as well as cancellation of
Cardholders' participation in the Rewards Programme.
8.9. By participating in the Rewards Programme, Cardholders are deemed to have read, understood
and agreed to be bound by the Terms and Conditions stated herein and agree that any and all
questions or issues regarding eligibility of a Cardholder for the Rewards Programme
including the determination of Debit Card Bonus Points earned or accumulated and
entitlement to redeem Gift(s) will be determined solely by the Bank and which decision
shall be final, binding and conclusive.
8.10. The Bank's failure to enforce any of the terms and conditions herein does not constitute
a waiver of the Bank's rights under these terms and conditions.
8.11. These terms and conditions shall be governed by and construed in accordance with the
laws of Malaysia and the Cardholders acknowledge and agree to submit to the non-
exclusive jurisdiction of the Courts of Malaysia.
8.12. Unless the context otherwise requires, words and expressions respectively defined or
construed in the Terms and Conditions For Debit Card shall have the same meaning
when used or referred to in these terms and conditions and words referring to the male
gender shall include the female gender and words referring to the singular number shall
include the plural number and vice versa.
8.13. n the event of any complaints related to the Rewards Programme, Cardholders may
contact the Bank's Customer Resolution Department bearing the following address,
telephone and facsimile numbers (or bearing such other address, telephone and
facsimile numbers which the Bank may change by notification to the Cardholders):
Customer Resolution Department, Level 17, Menara Bumiputra-Commerce, 11 Jalan
Raja Laut, 50350 Kuala Lumpur, Tel: 603-26192380 / Fax: 603-26913248.





9. Variation of RuIes
9.1 The Bank reserves the right to suspend, cancel, terminate or withdraw this Rewards
Programme in whole or part, by giving the Cardholders adequate prior notice. For the
avoidance of doubt, suspension, cancellation, termination or withdrawal of this Rewards
Programme shall not entitle any of the Cardholders to any claim or compensation
against the Bank for any losses or damages suffered by Cardholders as a direct or
indirect result of the act of suspension, cancellation or termination.
9.2 The Bank reserves the rights upon giving adequate notice to vary (whether by addition,
deletion, modification, amendment or otherwise howsoever) (the Amendment) any of
the terms and conditions herein. Notification to Cardholders in respect of the
Amendment shall be effected at the Bank's absolute discretion through any one of the
following means of communication, namely, by ordinary mail to the Cardholder's last
known address or by posting a notice regarding the Amendment at each of the Bank's
branches or by effecting an advertisement regarding the Amendment in one newspaper
of the Bank's choice, or via the Bank's website and the Amendment shall be deemed as
binding on the Cardholders as from the date of notification of the Amendment or from
such other date as may be specified by the Bank in the notification.
9.3 These terms and conditions are in addition to the Terms and Conditions For Debit Card
applicable to the Cardholders. n the event of any inconsistency between these terms
and conditions and the the Terms and Conditions For Debit Card, these terms and
conditions shall prevail in so far as they apply for the redemption of the Debit Card
Bonus Points by Cardholders but not otherwise.












CIMB ISLAMIC DEBIT MASTERCARD REWARDS CATALOGUE TERMS AND
CONDITIONS

1.Definitions
1.1. Bank means CMB slamic Bank Berhad (671380-H).
1.2. Debit Card means the CMB slamic Debit MasterCard and any replacement or renewal
thereof which is issued by the Bank.
1.3. "Cardholder(s)" means a customer of the Bank to whom the Debit Card has been issued.
1.4. Designated Account means the account designated by the Cardholder (which has
been approved by the Bank) for the time being for the purpose of carrying out debit
transactions through the use of the Debit Card.
1.5. Gift(s) means the rewards provided under the Rewards Programme which includes
goods, merchandise, vouchers, products, services, travel packages and/ or any other
privileges contained in this Rewards Programme.
1.6. Merchant is an individual, firm or company engaged in the business of selling and
providing Gift(s) featured in this Rewards Programme
1.7. Rewards Programme means the reward programme under the Debit Card Rewards
Catalogue designed by the Bank for Debit Card cardholders.
1.8. Debit Card Bonus Points means the points awarded to the Cardholders for retail
purchases or transactions charged to the Card in accordance with any provisions herein.

2. EIigibiIity
2.1. All Cardholders under the Debit Card Bonus Points scheme are eligible to participate in
this Rewards Programme.
2.2. By participating in this Rewards Programme, the Cardholders are deemed to have read,
understood and agreed to be bound by these terms and conditions.
2.3. n order to be eligible to earn or redeem Debit Card Bonus Points, the Cardholders'
Designated Account linked to the Debit Card must be valid and in good standing.
Cardholder whose account(s) in the opinion of the Bank has been opened fraudulently
shall not be eligible to participate in this Rewards Programme and the Bank reserves the
absolute right to decline any redemption of Debit Card Bonus Points if the Cardholder's
Designated Account is cancelled or terminated by the Bank.
2.4. Cardholders are to ensure that the signature on the gift redemption form is
similar/matches the signature endorsed on their account opening application form.


3. Debit Card Bonus Points Earned
3.1. The Cardholders will earn one (1) Debit Card Bonus Point for every RM2.00 (rounded
down) amount of local and international retail purchases utilizing the Debit Card. The
Debit Card Bonus Points earned in respect of retail purchases transacted outside
Malaysia will be calculated based on the RM equivalent of the transacted sum which will
be converted at the prevailing exchange rate determined by the Bank at its absolute
discretion.
3.2. The Debit Card Bonus Points scheme is earned and accumulated on a per card basis.
For the avoidance of doubt, Debit Card Bonus Points earned may not be combined
between two different Debit Cards held by different Cardholders although they may have
been tagged to the same Designated Account.
3.3. The following transactions shall not earn Debit Card Bonus Points :-
a. Cash withdrawal or cash deposits;
b. Retail transactions in respect of purchases of petrol, diesel and any other
purchases made at the petrol kiosks;
c. Payment of the annual fees or service charges, delivery charges, cash payments,
card replacement fee, dispute charges, fraud charges or any other fees, charges or
penalties whether imposed by the Bank or otherwise.
3.4. The awarding of one (1) Debit Card Bonus Point for every RM2.00 may be subject to
change from time to time as determined by the Bank upon adequate notice to the
Cardholders.
3.5. Debit Card Bonus Points earned and accumulated can be viewed online by the
Cardholder at www.cimbclicks.com.my or can be ascertained from the Bank's Call
Centre by calling1300 880 900 or 603-22956100.
3.6. Debit Card Bonus Points earned do not have any cash or monetary value and are not
convertible to cash. Accrued Debit Card Bonus Points are not convertible to cash
unless expressly stated otherwise.
3.7. Debit Card Bonus Points earned are not transferable to any third party.
3.8. Debit Card Bonus Points earned in relation to a particular transaction may be withdrawn
in the event of any Debit Card transaction disputes with the Merchant in respect of that
transaction.


4. VaIidity of Debit Card Bonus Points
4.1. Debit Card Bonus Points earned in a particular calendar quarter are valid for up to three
(3) calendar years and shall expire on the first (1
st
) day of the following calendar quarter.
For example, Debit Card Bonus Points earned between 1 January 2011 and 31 March
2011 will expire by 1 April 2014.
4.2. Unless utilized earlier, Debit Card Bonus Points earned and accumulated must be
redeemed prior to the expiry date. All unused or unredeemed Debit Card Bonus Points
will be automatically forfeited after the applicable expiry date without notification to the
Cardholders. Cardholders cannot carry forward any unused points earned and / or
accumulated points once the Debit Card Bonus Points have expired. Any requests by
Cardholders to utilise the unused points after the expiry date shall be not be entertained
by the Bank and the Bank shall have no obligation to reinstate the expired or forfeited
points.
4.3. Notwithstanding the provisions of Clause 4.1 above, should the Debit Card be cancelled,
the Debit Card Bonus Points earned and accumulated shall be forfeited and the Bank
has no obligation to reinstate the points.
4.4. The Bank reserves the right to alter the validity period of Debit Card Bonus Points and
will give the Cardholders adequate notice of any such change. n such an event, the
Cardholders will be given a grace period to utilize or redeem the Debit Card Bonus
Points. The change will take effect from the date stated in such notice.


5. Gift(s) Redemption
5.1. All redemption of the Debit Card Bonus Points must use the redemption form, attached
to this Rewards Catalogue and which must be duly completed and signed by the
Cardholders and sent to the Bank either via fax or mailing back to the Bank. Alternatively
Cardholders may call to redeem through the Redemption Hotline as stated in the
redemption form. The Cardholders agree that proof of sending is not proof of receipt.
The Cardholders further acknowledge that it is their duty and obligation to ensure that
any redemption submitted is duly received by the Bank for processing. The Bank shall
not be responsible of any delay or failure of delivery of any Gift(s) arising from the non
receipt of the redemption form.
5.2. All redemption of Debit Card Bonus Points (including a request to transfer Debit Card
Bonus Points to the designated Cardholder's CMB Bank/Direct Access credit card
account) are subject to the Cardholder's Debit Card being valid and the Designated
Account being in good standing i.e. not closed, suspended or terminated by the Bank at
the time the redemption request is made.
5.3. Redemption of Debit Card Bonus Points is based on a per card basis. Any requests to
combine Debit Card Bonus Points earned between (2) two or more Debit Cards of
different Cardholders will not be entertained.
5.4. Subject to clause 5.2, all redemptions are also subject to the accumulation of sufficient
Debit Card Bonus Points and the Bank's final acceptance. Redemption request with
insufficient Debit Card Bonus Points shall be cancelled automatically by the Bank
without further reference to the Cardholder.
5.5. All Gifts featured in the catalogue are subject to the following:-
a. Product/service availability;
b. Cardholder's available Debit Card Bonus Points;
c. Cardholder's Debit Card and Designated Account status;
d. Final acceptance by the Bank; and
e. Any restrictions that may apply as to where and when the Gift(s) can be redeemed.
5.6. Cardholders may utilise their accumulated Debit Card Bonus Points to qualify for any
one or more of the following options: -
a. Featured product/service redemption; or
b. Transferring and converting of Debit Card Bonus Points to the designated
Cardholder's CMB Bank / Direct Access credit card account.
5.7. The Bank hereby expressly disclaims all and any liability to the Cardholder in respect of
any redemption of goods, products or services under this Rewards Programme.
5.8. Debit Card Bonus Points, which have been used to redeem any Gift(s), shall be deemed
as extinguished. Request by Cardholders for any change to or cancellation of a
redemption, which has accepted by the Bank, will not be entertained. Gift(s) redeemed
cannot be returned or exchanged. Provided always that the Bank shall have the
absolute right to refuse any request for the redemption of any type of Gift(s) which are
no longer available. The Bank shall in its absolute discretion be entitled to substitute or
remove any product and/or service from the Rewards Programme.
5.9. The Bank hereby expressly excludes, does not make and disclaims any representation,
warranty or endorsements, express or implied, written or oral in respect of any of the
Gifts featured. n particular, the Bank does not warrant that any of the Gifts provided
herein is of merchantable quality and/or fit for the particular purpose. The Bank shall not
be held responsible in any way whatsoever for any damage or loss or accident from the
use of any of the redeemed items.
5.10. All items featured in this catalogue may differ from the actual goods or products in terms
of color or design details. The Bank shall not be liable nor responsible in any way
whatsoever to the Cardholders resulting from such discrepancies.
5.11. n the event that the Cardholder's choice of Gift(s) is/are unavailable, the Bank reserves
the right upon giving adequate notice to substitute it with other item(s) of similar value.
The Bank reserves the right, without giving any prior notice nor assigning any reason
whatsoever to the Cardholders, to discontinue and/or replace all or any of the products
and services provided herein.
5.12. The Bank shall not be liable for or obliged to recognise or replace any defective, lost,
damaged or stolen Gift(s) and Gift(s) accepted in good condition are strictly non-
returnable and non-exchangeable. n the event of Gift(s) being defective or damaged
upon delivery or for any queries relating to the warranty, Cardholders should contact the
parties whose numbers are stated on the warranty card.
5.13. Cardholders hereby give their consent to and authorize the Bank to use and/or disclose
their particulars to a third party including the participating Merchants for the purposes of
the Rewards Programme. The Bank warrants that the disclosure shall be limited to the
Cardholder's name, address and telephone number and shall be used only in relation to
and for the purposes of the Rewards Programme.
5.14. The Bank shall only be responsible for taking the redemption instructions from the
Cardholders and forwarding the same to the Merchants of the respective items. The
Bank disclaims any liability or duty in relation to the items redeemed. The item(s) is/are
sent and supplied to the Cardholders by the Merchant who is solely responsible for all
obligations and liabilities, relating to the supply and warranty of the terms and all
ancillary charges.
5.15. The Bank assume no responsibility for any physical injury, death, claims, losses, costs,
expenses, damages or embarrassment suffered by Cardholders or any other party, of
whatever nature resulting from the redemption of Gift(s) or the use of any Gift(s) offered
herein.
5.16. Any dispute concerning Gift(s) received under the Rewards Programme shall be settled
between the Cardholders and the Merchant without recourse to the Bank.
5.17. Should the utilisation of the Debit Card Bonus Points and/or the redemption of Gift result
in a tax liability to the Cardholders, the Bank shall not be responsible for paying the
same. Any taxes or charges imposed by the relevant authorities/ service establishments/
or Merchants pursuant thereto shall be borne by the Cardholders.
5.18. The Cardholders agree that any redemption of the Gift(s) that consist of vouchers issued
by the Merchant(s) cannot be encashed and are valid for use until the date specified and
shall be subject to terms and conditions contained therein as may be determined by the
Merchant(s). f they remain unused after the specified date, the vouchers will lapse and
will not be replaced. The Bank is not responsible for expired, lost or stolen vouchers or
Gift(s).
5.19. The terms and conditions specified in the vouchers are beyond the Bank's control and
determined by the Merchants. Any disputes arising under the terms and conditions of
the vouchers shall be settled directly by the Cardholders with the Merchants without
recourse to the Bank. The Bank will not be responsible in replacing or cancelling any
redemption as a result of such dispute.
5.20. n the event that the voucher takes the form of a cash voucher(s), the Cardholder can
use the Cardholder's Debit Card to pay the difference to the Merchant should the
purchase be in excess of the value stated on the cash voucher(s). There will be no
refund of the unused portion of the value of the cash voucher(s).
5.21. ssuance of dining vouchers does not constitute a reservation with the relevant Merchant.
Cardholders are responsible for making the reservations and notifying the participating
Merchant of the voucher(s) they are going to redeem. The Cardholders further agree
that the respective Merchant may impose further terms and conditions on the dining
vouchers which the Cardholders must abide with.
5.22. Gift voucher(s) of a Merchant are only valid at participating outlets listed in the
voucher(s) or the Rewards Programme.
5.23. The Bank will not replace or assist the Cardholders by placing a hold or freeze status on
any misplaced, lost or stolen Gift voucher(s) under any circumstances.
5.24. Redeemed Gift vouchers are not exchangeable for any other Gift(s), are not refundable,
not replaceable and not transferable for cash or credit under any circumstances.
5.25. All payment for courier fee shall be made and charged to the Cardholder's Designated
Account.
5.26. Cardholders acknowledge and agree that Gift(s) redeemed are on a No Trial Period
basis.


6. Points Transfer
6.1. Cardholders who are CMB Bank/Direct Access credit card members will be entitled to
transfer and convert their Debit Card Bonus Points for Bonus Points under CMB
Bank/Direct Access Bonus Points (the 'Bonus Points') scheme.
6.2. The transfer and conversion of Debit Card Bonus Points to Bonus Points will take
approximately fourteen (14) business days from the date of the Bank's receipt of
Cardholders' redemption form. The Bank shall not revise nor cancel any successful
transfer and conversion of Debit Card Bonus Points to Bonus Points.
6.3. Bonus Points earned as a result of a transfer and conversion of Debit Card Bonus Points
can only be utilized under and pursuant to the terms and conditions of CMB Bank
Member Rewards Catalogue and CMB Bank/Direct Access credit card.
6.4. All Debit Card Bonus Points transfer request will be subject to the provisions specified in
Clauses 5.1 to 5.5.
6.5. The Bank reserves the right to change, from time to time, the Debit Card Bonus Points
conversion rate specified in the redemption form by giving the Cardholders adequate
prior notice.


7. DeIivery
7.1. Delivery of the Gift(s) shall be made to the Cardholder's address, or the address
furnished by the Cardholder in his/her redemption form.
7.2. Delivery of Gift(s) will not be made to any P.O. Box addresses, Free Trade Zone
addresses, addresses not serviced by courier providers, addresses outside Malaysia, as
well as addresses at any of the Bank's branches.
7.3. The Gift(s) will be delivered to Cardholders within fourteen (14) working days after
receipt of the Cardholders' complete redemption form(s).
7.4. Cardholders or any recipient of the Gift(s) is obliged to produce an identification
document to the delivery personnel; failing which, the delivery personnel has the right to
refuse delivery and will return the Gift(s) to the Bank as unclaimed.
7.5. Delivery will only be made against a written acknowledgement of receipt of the item and
of satisfaction with its physical condition by any occupant/recipient at the address of
delivery; and where such address is an office address, by any member/recipient at the
office. Such acknowledgement shall be deemed to be the acknowledgement by the
Cardholder(s) and the Bank assumes no responsibility thereafter.
7.6. All Gifts supplied will be covered by the manufacturer or Merchant's normal terms of
business. Except where the law provides otherwise, the Bank will not be responsible for
the quality or suitability of the Gifts or for any delay in delivery.
7.7. Cardholders shall be liable for delivery charges for each of the Gift item sent and such
charges shall be debited into the Cardholder's Designated Account accordingly. Courier
fee is applicable for deliveries to East Malaysia and Langkawi sland.
7.8. Delivery charges to Langkawi sland will be based on East Malaysia's courier rate.
7.9. For redirection of delivery addresses, a service charge of RM10.00 per item will be
debited to the Cardholder's Designated Account accordingly.

8. Others
8.1. The Gifts offered under this Debit Card Rewards Catalogue is valid from 8 November
2011 29 February 2012.
8.2. Cardholders are not allowed to collect Gifts redeemed from any of the Bank's branches.
8.3. All Gift(s) redeemed will be sent to Cardholders at their address as specified in Clause 7.
8.4. f the Gift(s) is returned undelivered to the Bank due to non-acknowledgement of receipt
by the addressee, the Bank may (but is not obliged to) re-send or redeliver the above
mentioned Gift(s) to the Cardholders provided that the cost incurred in resending the
said Gift(s) shall be borne by the Cardholders.
8.5. f the Bank attempts to re-send or redeliver the Gift(s) to the Cardholders and such
Gift(s) is again returned undelivered to the Bank after the second attempt of delivery, the
Bank shall not further attempt to send or deliver the said Gift(s).
8.6. f the Cardholder fails to provide the Bank with a valid address to accept delivery within
30 working days from the date the Gift(s) is returned undelivered to the Bank, the Gift(s)
and the Debit Card Bonus Points used to redeem the said Gift(s) shall be deemed
forfeited and the Bank shall not be obliged to reinstate such Debit Card Bonus Points to
the Cardholder.
8.7. Any accessories/props/equipments featured together with the Gift(s) in any pictorial
herein are for decorative purposes and shall not be available for redemption by
Cardholders.
8.8. Suspected or actual fraud and/or suspected or actual abuse relating to the accumulation
of Debit Card Bonus Points in the Rewards Programme, or redemption of Gift(s) may
result in forfeiture of accumulated Debit Card Bonus Points as well as cancellation of
Cardholders' participation in the Rewards Programme.
8.9. By participating in the Rewards Programme, Cardholders are deemed to have read, understood
and agreed to be bound by the Terms and Conditions stated herein and agree that any and all
questions or issues regarding eligibility of a Cardholder for the Rewards Programme
including the determination of Debit Card Bonus Points earned or accumulated and
entitlement to redeem Gift(s) will be determined solely by the Bank and which decision
shall be final, binding and conclusive.
8.10. The Bank's failure to enforce any of the terms and conditions herein does not constitute
a waiver of the Bank's rights under these terms and conditions.
8.11. These terms and conditions shall be governed by and construed in accordance with the
laws of Malaysia and the Cardholders acknowledge and agree to submit to the non-
exclusive jurisdiction of the Courts of Malaysia.
8.12. Unless the context otherwise requires, words and expressions respectively defined or
construed in the Terms and Conditions For Debit Card shall have the same meaning
when used or referred to in these terms and conditions and words referring to the male
gender shall include the female gender and words referring to the singular number shall
include the plural number and vice versa.
8.13. n the event of any complaints related to the Rewards Programme, Cardholders may
contact the Bank's Customer Resolution Department bearing the following address,
telephone and facsimile numbers (or bearing such other address, telephone and
facsimile numbers which the Bank may change by notification to the Cardholders):
Customer Resolution Department, Level 17, Menara Bumiputra-Commerce, 11 Jalan
Raja Laut, 50350 Kuala Lumpur, Tel: 603 26192380 / Fax: 603 26913248.








9. Variation of RuIes
9.1 The Bank reserves the right to suspend, cancel, terminate or withdraw this Rewards
Programme in whole or part, by giving the Cardholders adequate prior notice. For the
avoidance of doubt, suspension, cancellation, termination or withdrawal of this Rewards
Programme shall not entitle any of the Cardholders to any claim or compensation
against the Bank for any losses or damages suffered by Cardholders as a direct or
indirect result of the act of suspension, cancellation or termination.
9.2 The Bank reserves the rights upon giving adequate notice to vary (whether by addition,
deletion, modification, amendment or otherwise howsoever) (the Amendment) any of
the terms and conditions herein. Notification to Cardholders in respect of the
Amendment shall be effected at the Bank's absolute discretion through any one of the
following means of communication, namely, by ordinary mail to the Cardholder's last
known address or by posting a notice regarding the Amendment at each of the Bank's
branches or by effecting an advertisement regarding the Amendment in one newspaper
of the Bank's choice, or via the Bank's website and the Amendment shall be deemed as
binding on the Cardholders as from the date of notification of the Amendment or from
such other date as may be specified by the Bank in the notification.
9.3 These terms and conditions are in addition to the Terms and Conditions For Debit Card
applicable to the Cardholders. n the event of any inconsistency between these terms
and conditions and the Terms and Conditions For Debit Card, these terms and
conditions shall prevail in so far as they apply for the redemption of the Debit Card
Bonus Points by Cardholders but not otherwise.












TO REDEEM, PLEASE:
1. Complete the Gift Redemption Form, mail to:
CIMB Call Centre, 10th Floor, Menara Atlas, Plaza Pantai 5, Jalan 4/83A, Off Jalan Pantai Baru, 59200 Kuala Lumpur.
OR Fax to: 603 2283 5302
2. Call 1 300 880 900 / 603 2295 6100 for redemption request
You can transfer the Debit Card Bonus Points from your CIMB Bank/CIMB Islamic Debit MasterCard to your CIMB Bank Credit
Card. The transfer must be done in multiples of 1,000 points, starting with a minimum of 10,000 points.
I hereby confrm that I have read the Terms and Conditions stated in the Debit Card Rewards Catalogue and shall abide by the
conditions stated therein.
Delivery will not be made to a P.O. Box address, Free Trade Zone address, addresses not serviced by courier providers, addresses outside Malaysia
and addresses at CIMB Bank branches.
SECTION A : GIFT REDEMPTION
SECTION B : DELIVERY INSTRUCTION
No Product Description Product Code
Please deliver to the following address:
Please debit the courier fee amount from my debit card designated account below:
Note:
Do not send original form if order has been sent by fax.
Please ensure all details are fully completed for processing.
Once points have been transferred successfully, the request
may not be cancelled or reversed.
Important notes:
Total
Qty Total Debit Card
Bonus Point (BP)
RM * Courier Fee
(if applicable)
New NRIC NO
Total Debit Card Bonus Point
to be transferred
To Credit Card Number
*Courier fee applicable for East Malaysia & Langkawi Island delivery only.
SECTION C : COURIER FEE* (IF APPLICABLE)
SECTION D : POINTS TRANSFER
SECTION E : DECLARATION
Postcode
Home Office Mobile
Debit Card Designated Account
Cardholders name
Telephone number
Cardholders signature
Debit card number
Date
Email address