Obafemi Awolowo University Faculty of Business Administrative MBA Executive, Ile-ife, Osun.

Dear Sir,

RESEARCH QUESTIONNAIRE I am final year MBA student of the above-mentioned University. I am conducting a research on topic The Effects of Micro Financing on SMEs Development in Nigeria. The Micro financing is a financial intermediation of fund to the active poor (including SMEs) in order to create economic benefits to the nations (Nigeria). The information obtained will be used for the purpose of the research only and also be treated with utmost confidentiality.

Part 1: Bio-data of respondent

Names: Sex: Age: (a) below 21yrs (b) below 40yrs (c) 41yrs and above Occupation: (a) Paid Employment Educational Qualification: SSCE ( ). OND/NCE ( ). HND/Bsc. ( ). Post-graduate ( ) Profession ( ). Vocational skills acquired (if any): . Your years of experience on the job/business:
You are to indicate in the table below the sector of the economy which your business belongs:

(b) Self employed

For self-employed only: is your business registered? (Yes) or (No)

SECTIONAL CLASSIFICATION Agriculture & Forestry Mining & Quarry Manufacturing & Food Processing Trade & Commerce Transport Real Estate & Construction Consumer/Personal Health Education Communication

Mark

Part 2

Section A

Please read carefully and tick (V) or (X) the appropriate option 1. Do you aware of micro finance bank existence in Nigeria? ( ) Yes ( ) No 2. Do you have bank account(s) with MFBs? ( ) Yes ( ) No 3. Do you aware of MFBs loan/credit products and opportunities available to SMEs? ( ) Yes ( ) No 4. Have you pursuit business loan from any Microfinance banks? ( ) Yes ( ) No 5. if the above is yes, indicate the amount ( ) #0 - #200,000 ( ) #201,000 -#500,000 ( )#501,000 & above 6. Did you meet up with the loan collateral required by MFBs ( ) Yes ( ) No

Section B
Please read carefully and tick (V) the appropriate option SA= strongly A= Agree U= Un-decided D= Disagree SD= Strongly S/N SA A 7 Did you agree that accessibility of Fund through MFIs
to SMEs is easier compare with other finance institutions?

SD

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Did you agree that CBN policy on Single Oblique limit (i.e. specific amount to be given to single customers) affect MFBs lending capability? Do you agree that MFI loan procedures and evaluation process are easier compare with commercial banks? Do you agree that non sealing of Lending rate by CBN to MFBs would resulted to higher rate offer to customers compare with commercial banks rates? Do you agree that loan would actually aid your business to attain substantial market share? Do you agree that MFBs are more emphatic on collection of collateral securities from borrowers compare with other Finance institutions? Do you agree that most loans collected by SMEs owners were not purposefully utilised. Do you agree that MFBs relationship with SMEs creates employment opportunities in the economy? Do you agree that Percentage Level of SMEs Goals Achievement using MFIs Loans is higher compare with other finance institutions? Do you agree that MFIs Contributions meaningful towards SMEs Sales and Marketing Activities in Nigeria?

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Do you agree that MFIs provide meaningful financial advisory to SMEs which increase their productivity Do you agree that improved amenities like power will reduce capital and operational expenditures of SMEs?