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During such period, your fund will continue to earn income.

The Proceeds of such discontinued policy will mean the fund value as on the date the policy has discontinued, after addition of income earned. The income earned under the policy will be based on the interest rate declared by the Company on the basis of the investment income earned in the Discontinued Policy Fund. Such declared interest rate will not be less than the interest rate applicable for savings bank account of State Bank of India. Currently the applicable guaranteed interest rate is 4% p.a. which will change from time to time depending upon the change in savings bank account interest rate or any change in IRDA Regulations.

481,300 677,821 691,992 1,116,850 962,600 1,355,642 1,383,984 2,233,701 1,940,091 2,729,902 2,793,523 4,503,364

3.06% 7.10% 3.00% 7.15% 3.06% 7.10% 3.00% 7.15% 3.15% 7.18% 3.08% 7.22%

Dynamic P/E Fund: [SFIN: ULIF03201/08/2011LIFDYNAMIC122]: To provide long term capital appreciation through dynamic asset allocation between Debt and Equity. The allocation to Equity and Equity Related Securities is determined with reference to the Forward Price Earning (P/E) multiple of the NSE S&P CNX Nifty index and the remainder is invested in Debt and Money Market instruments.

Bond Fund-II: [SFIN:ULIF01608/01 /2010LIFDEBT-II122]: To generate a steady income through investment in high-quality fixed-income securities. Protector Fund-II [SFIN: ULIF02108/01/2010 LIPROTE-II122]: To generate steady returns with a minimum exposure to equities. Balanced Fund-II: [SFIN: ULIF0 1508/01/2010LIBA LAN-II122]: To generate a balance of capital growth and steady returns. Growth Fund-II: [SFIN: ULIF0 1808/01/2010LIGROWTII122]To generate longterm capital appreciation with high-equity exposure. Enhancer Fund-II: [SFIN: ULIF01708/01/2010 LIFENHN-II122] To provide aggressive, longterm capital growth with high-equity exposure. PSU Fund: [SFIN: ULIF0 2208/01/2010LIFEPSUFND 122]: To generate steady returns through investment in PSU and related equities. Infrastructure Fund: [SFIN: ULIF0 1908/01/2010 LIFEINFRAF122] To generate steady returns through investment in infrastructure and related equities. Index Fund-II: [SFIN: ULIF0 2008/01/2010LIFINDXII122]: To generate returns in line with the stock market index S&P CNX NIFTY.

Investment Pattern of Discontinued Policy Fund: The Investment Pattern for Discontinued Policy Fund will be as follows. The Fund Management Charge of this fund will be 0.50% per annum. Fund name and objective Asset allocation Risk profile Low Debt & MM: Discontinued Policy Fund [SFIN:] [ULIF03127/01/2011LIDISCPLCY122] 0 to 100% To provide a minimum guaranteed rate as prescribed by IRDA from time to time. Equities: 0%

Premium Allocation Charge (defined as 100% minus Allocation Rate) This charge is deducted from the premium and the balance premium after deducting this charge is invested as per the Allocation Rate which will depend on the policy year as detailed below:

An FMC of 1.35% p.a. will be applied for all funds except Discontinued Policy Fund. In case of Discontinued Policy Fund, the FMC would be 0.50% p.a. The NAV for each fund except Discontinued Policy Fund will be calculated on a daily basis.

Limited

to the proceeds of the discontinuance fund under the policy and the sum will be applied to allot the units under the policy in the segregated funds chosen by the policyholder at the NAV as on the date of such revival. If the Policyholder exercises the option of complete withdrawal from the policy without any risk cover within the lock-in-period, the fund value of the policy after deducting discontinuance charges (mentioned in charges section), on the date of discontinuance of the policy shall be credited to the discontinued policy fund. The proceeds of the discontinued policy shall be refunded only upon completion of the lock-in-period. The income earned on the fund value shall also be payable to the discontinued policy fund and shall be payable to Policyholder after the end of lock-in-period. Net Asset Value (NAV) calculation: The NAV of the fund shall be computed as: Market Value of investment held by the fund + Value of Current Assets Value of Current Liabilities & Provisions, if any Number of Units existing on Valuation Date (before creation / redemption of Units)

Aviva Life Insurance Company India Limited

one of

The proceeds of a discontinued policy shall be payable only after the completion of first five policy years (i.e. the lock in- period) and after addition of income earned. The income earned under the policy will be based on the interest rate declared by the Company on the basis of the investment income earned in the Discontinued Policy Fund. Such declared interest rate will not be less than the interest rate applicable for savings bank account of State Bank of India. Currently the applicable guaranteed interest rate is 4% p.a. which will change from time to time depending upon the change in savings bank account interest rate or any change in IRDA Regulations.

Limited

A discontinued policy can be revived within two years from the date of discontinuance but not later than the expiry of the lock in period. In case the policyholder opts to revive the policy within such revival period, the Company shall add back the discontinuance charges

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MKT/AYSA/April 2012/Ver. 1.6

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