A Summer Training Project Report On A COMPARATIVE STUDY OF THE CREDIT POLICY OF THE PALI URBAN COOPERATIVE BANK &

AADARSH COOPERATIVE BANK Training Undertaken at THE PCCB AND AADARSH COOPERATIVE BANK Submitted in partial fulfillment for the Award of degree of

Master of Business Administration

Submitted to: Prof. M.R. Baid Dean Department of Management Studies Submitted By: KRATIKA SONI MBA Part II

JIET School of Management (Affiliated to Rajasthan Technical University, Kota) JIET Universe, NH-65, Pali Road, Mogra, Jodhpur 2010-2012

CERTIFICATE OF PROJECT STUDY

This is to certify that Ms kratika soni student of MBA IV semester (Part II) 201011; has successfully conducted a project study entitled A comparative study of the pali cooperative bank and the aadarsh bank for the fulfillment of MBA degree. I have examined the project work and impressed with his ideas and suggestions. The work is according to University guidelines.

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PREFACE
This is the age of technical up gradation. Nothing remains same for a long period every thing change with a certain span of time. So it is must for every organization to put a birds eye view on its over all functioning. This report was preparing during practical training of Master of business administration (M.B.A.) from JIET SCHOOL OF MANAGMENT JODHPUR .The student of M.B.A. essentially required a practical training of 4to6 weeks in any organization. It gives an opportunity to the student to test their acquired knowledge through practical experiences. The objective of my study was A COMPARITIVE STUDY THE PALI COOPRATIVE BANK AND THE AADARSH BANK. I however present this report in all my modesty to the readers with a faith that it shall serve the causes of subject.

Acknowledgement

I express my sincere thanks to my project guide, Dr. PUNITA SONI, Designation HEAD OF DEPARTMENT, Department of Management Studies, for guiding me right from the inception till the successful completion of the project. I sincerely acknowledge him for extending their valuable guidance, support for literature, critical reviews of project and the report and above all the moral support he had provided to me with all stages of this project. I would also like to thank the supporting staff of Administration Department, for their help and cooperation throughout our project.

KRATIKA SONI

INDEX
S.N.
1. 2. 3. 4. 5. 6 7. 8. 10. 11.

TOPIC
Introduction about the bank Introduction of co operative bank Introduction of aadarsh bank Introduction of the pccb All about the credit policy Research methodology Data Analysis And Interpretation Findings
Swot analysis

PAGE NO.
1 26 53 63 84 94 99 108 110 112 114

Conclusion Appendix-1

BIBLIOGRAPHY

1. the pali urban cooperative Bank and the aadarsh cooperative Annual reports 2. Data collected at the time of training 3. Marketing Research Book by C.R. Kothari 4. Brochures of pccb Bank 5. Web site www. Google .com 6. Web site www. The Pali urban cooperative bank 7. Web site www. The aadarsh cooperative bank