Resources to help your clients grow

We provide customizable marketing tools so you can effectively communicate to clients and prospects. Our online literature library makes it easy to access exactly what you need, when you need it. And with our custom fulfillment or print-on-demand options, your literature is available with the click of a mouse. Plus, if you need something not currently available, our dedicated marketing team will create it for you promptly and professionally.

Asset Management
Our asset management expertise brings together world-class, boutique asset managers each offering a distinct approach to money management that re ects many decades of professional experience and proprietary investment strategies across global asset classes. Our organizational approach is to allow individual investment managers to retain boutique processes, talent and culture that have proven records of adding value to portfolios and meeting client objectives.
Real Estate Opportunities As a Mariner client, you have access to opportunities investing in real estate, distressed real estate, real estate related assets, and real estate focused companies throughout the United States. With an experienced and professionally diverse team, we have the ability to uncover opportunities that emerge within the long-term cycles and macro-economic trends in the market. Opportunities include residential lots, entitled land, secured loans, income producing properties, value-add opportunities and more. Private Equity Investments Like any private equity investor, you are looking for access and assurance. At Mariner, we connect you with a seasoned team of professionals that has years of experience with identifying and analyzing private equity opportunities. This is a team with enviable expertise that comes from working at and advising some of the top alternative investment rms in the world. This expertise helps validate decisions as you build the private equity portion of your wealth management plan. Alternative Investments A smart alternative investment allocation can help you create an even greater level of portfolio diversi cation and should be an integral part of your wealth management plan. With Mariner, you have access to some of the most talented professionals in the alternative investment space. These experts have experience in conducting deep due diligence on alternative investment opportunities, accessing a variety of options across the world, and structuring proprietary alternative investment funds.

Mariner Wealth Advisors is an independent wealth management rm. Our mission is to help clients and their families achieve and maintain nancial peace of mind preserving the wealth clients have created and building a legacy for future generations of family and business leaders.

Brian ORegan SVP, Growth and Development Mariner Wealth Advisors, LLC 913-647-9700 brian.oregan@mariner-holdings.com

2011 Mariner Wealth Advisors | 4200 West 115th Street, Suite 100 | Leawood, KS 66211

www.marinerwealthadvisors.com

Our Charitable Gifting Strategies

Many of our clients have charitable intentions, but are unaware of the bene ts associated with a planned giving approach. At Mariner Wealth Advisors, we have developed charitable gifting strategies that are integrated with our clients current tax planning, wealth preservation, personal nancial planning, investment management and personal philanthropic goals.
If you are considering a charitable gifting strategy, you will have numerous choices over what to give and how to give. Should you give cash, appreciated securities, or retirement assets? Should you make the gift outright, in trust, during life, or after death? Should you consider establishing your own private foundation? Charitable giving has many income and estate tax bene ts. Many strategies have been developed to maximize the tax bene ts to you and your gift to your favorite charity. At Mariner Wealth Advisors, we can even help you maximize your gift without reducing the value of your estate. We work with a team of professionals to address your needs including: Estate Planning Attorneys Charitable Institutions Insurance Specialists Valuation Consultants Institutional Trustees Brian ORegan SVP, Growth and Development Mariner Wealth Advisors, LLC 913-647-9700 brian.oregan@mariner-holdings.com Next Step For more information on our wealth advisory services, please contact your local Wealth Advisor. We have successfully helped clients meet their philanthropic goals. Let us help you identify your goals and navigate the maze of nancial complexities so that you too can plan your charitable strategies. Mariner Wealth Advisors is an independent wealth management rm. Our mission is to help clients and their families achieve and maintain nancial peace of mind preserving the wealth clients have created and building a legacy for future generations of family and business leaders.

2011 Mariner Wealth Advisors | 4200 West 115th Street, Suite 100 | Leawood, KS 66211

www.marinerwealthadvisors.com

Executive Bene ts and Key Person Risk Management

The life blood of any successful business is its key people. Any successful business has people who share the same vision and passion for that business. Their vision, innovation, managerial skills, and entrepreneurial spirit must be present to build the business in good times and to steady the course when economic times get choppy. It is the unique abilities of these key leaders in a company to seize opportunities, deftly manage the development, marketing and delivery of products and services, and in meeting customer needs and demands that make a difference in creating brand and market value.
In our present economic environment people come and go, often for their own reasons or circumstances. To maintain a competitive edge in the market place and to position the company for future growth and change, it is paramount for a business to: retain those who have contributed to the success of the business, attract the best new talent to the company, and reward them for extraordinary effort in not only meeting, but exceeding their stated objectives. Retirement income is a bene t that many employees rank very highly in their planning. Highly compensated executives are faced with gaps created by ERISA and IRS limitations in employer provided retirement and health and welfare bene ts. So, having a well balanced There are times when the loss of a key person is unexpected. Just like a business owner values the physical and nancial assets of the business and often insures against the risk of loss of those assets, the loss of a key person can severely disrupt the business. Some are key executives in title and position. Others are key in ways that perhaps arent so public but are nonetheless critical to business growth and success. Whether it is relationships created with lenders or suppliers, talents and innovations of a scientist/ inventor, the skills of managing pro table manufacturing operations, or adapting an existing Brian ORegan SVP, Growth and Development Mariner Wealth Advisors, LLC 913-647-9700 brian.oregan@mariner-holdings.com compensation and executive bene ts package can go a long way to creating additional retirement security and achieving the above stated objectives. Mariner Wealth Advisors is an independent wealth management rm. Our mission is to help clients and their families achieve and maintain nancial peace of mind preserving the wealth clients have created and building a legacy for future generations of family and business leaders.

2011 Mariner Wealth Advisors | 4200 West 115th Street, Suite 100 | Leawood, KS 66211

www.marinerwealthadvisors.com

product, technology or service that will open new marketing opportunities, owners are challenged in measuring the value of certain leaders to the business or what negative impact would be to the business if they were to lose that individual. Ultimately, if an owner is going to position the business for his/her eventual exit, plans must be in place to grow the business, maintain it and then permit the owner to reap the value of the business once those reins are turned over to the next generation of leaders.

Mariner Wealth Advisors can assist businesses in assessing, developing and implementing effective Compensation, Executive Bene t, and Key Person Protection strategies to secure and enhance the value of the business by focusing on the most valuable current and future assets of the business its people. Next Step For more information on our wealth advisory services, please contact your local Wealth Advisor.

2011 Mariner Wealth Advisors | 4200 West 115th Street, Suite 100 | Leawood, KS 66211

www.marinerwealthadvisors.com

Financial Planning Services

Financially speaking, where are you today and where do you want to go? More importantly, how are you going to get there? Does anyone really know and understand your big nancial picture? Do you have multiple service providers (brokers, insurance agents, etc.) each giving you advice based on their individual agenda? Do you need someone to understand your overall nancial situation and goals? Are your multiple goals integrated in a comprehensive nancial plan?
The experts at Mariner Wealth Advisors have a variety of backgrounds in accounting, consulting, business administration, banking, insurance, law and nance. We have on staff individuals with many years of experience who possess professional degrees in a variety of areas; including Certi ed Financial Planners, Certi ed Public Accountants, Juris Doctorates and Masters of Business Administration. Our Process Our nancial planning process begins with meeting with you to review your current nancial position and to gain a clear understanding of your goals and objectives. We go beyond the number crunching to include your lifestyle, commitments and desires in designing a pathway to your dreams. Periodic reviews are held to evaluate the progress of your plan in We can provide detailed analysis of your nancial planning needs on a segmented or comprehensive basis in all areas including: Investment Planning Retirement Planning Tax Planning Risk Management/Insurance Planning Education Planning Estate Planning Planning is an on-going process. As your nancial situation changes, our proactive approach means we offer recommendations to change and enhance your plan to keep you on course to reach your goals. Brian ORegan SVP, Growth and Development Mariner Wealth Advisors, LLC 913-647-9700 brian.oregan@mariner-holdings.com conjunction with your desires. Our planning process is a two-way communications effort. Mariner Wealth Advisors is an independent wealth management rm. Our mission is to help clients and their families achieve and maintain nancial peace of mind preserving the wealth clients have created and building a legacy for future generations of family and business leaders.

2011 Mariner Wealth Advisors | 4200 West 115th Street, Suite 100 | Leawood, KS 66211

www.marinerwealthadvisors.com

At Mariner Wealth Advisors we have extensive experience providing investment, insurance, and planning solutions to individuals, institutions, and businesses. Our unique combination of resources and expertise allows our clients to successfully integrate their personal, business and charitable goals to accumulate, preserve, and distribute their wealth.

Next Step For more information on our wealth advisory services, please contact your local Wealth Advisor.

2011 Mariner Wealth Advisors | 4200 West 115th Street, Suite 100 | Leawood, KS 66211

www.marinerwealthadvisors.com

Job Transition 401(k) Rollover Capabilities

Changing Jobs? As you transition into your new job, rolling over your 401(k) may be on the bottom of your list of things to do. However, you should take advantage of this planning opportunity and make the most of your 401(k) rollover. What are Your Options? You have several choices when you change jobs. You can move your assets into an IRA, roll your assets to a plan with your current employer, keep your assets in your former employers plan, or take your distribution in cash (withdrawal penalties may apply). Deciding on what choice is best for you may be complicated. We can help: You understand your investment options Guide you through the process With the paperwork However, your old 401(k) is subject to your previous employers rules, restrictions, and paperwork. Rolling over into an IRA can help you get control of your retirement savings. Next Step For more information on our 401(k) rollover services, or to help you get control, please contact your local Wealth Advisor. What are Your Options? You have a few choices when you lose your job and cannot rollover your existing 401(k) into a new 401(k). You can move your assets into an IRA, keep your assets in your former employers plan, or take your distribution in cash (withdrawal penalties may apply). Mariner Wealth Advisors is an independent wealth management rm. Our mission is to help clients and their families achieve and maintain nancial peace of mind preserving the wealth clients have created and building a legacy for future generations of family and business leaders. Lost Your Job? Losing your job can be stressful in any economic environment. Between nding work, securing health insurance, and cutting expenses, rolling over an old 401(k) probably isnt a top priority. However, there are many reasons why it makes as much sense now as ever to rollover your 401(k).

Brian ORegan SVP, Growth and Development Mariner Wealth Advisors, LLC 913-647-9700 brian.oregan@mariner-holdings.com

2011 Mariner Wealth Advisors | 4200 West 115th Street, Suite 100 | Leawood, KS 66211

www.marinerwealthadvisors.com

Wealth Management
A clear and comprehensive wealth management plan charts the course to your nancial destination. Through our state-of-the-art nancial planning process, we account for all of your needs to create the map that will guide your journey.
Wealth Transfer You may wish to leave a legacy to heirs, a favored organization, and more. We help you develop a transfer strategy that ensures your wishes are met while minimizing potential issues surrounding wealth transfer such as excessive taxation, family dissent, and other challenges. With the help of a team of trust attorneys, CPAs, and other estate planning specialists, we guide you through the common pitfalls to ensure your goals for the transfer of your wealth are realized. Risk Management Mitigating risk is an important part of your wealth management strategy. Our experts help you evaluate your tolerance for risk, ensuring your tolerance is aligned with the goals outlined in your wealth management plan. Of course, life changes and, as it does, so do your needs. For that reason, you can rely on us to provide regular reviews to make sure that your wealth management plan matches your evolving needs. Philanthropy Sharing your wealth to make a difference in the world can be powerfully rewarding. Through our work with high net worth families, we have a unique understanding of the factors surrounding charitable giving. You bene t from our formalized strategic philanthropy approach that helps de ne your charitable values and concerns. This lays the foundation for your charitable giving strategy. We then help you direct your giving with tools that provide the maximum bene t for you and your benefactor, ensuring a meaningful and lasting impact.

Mariner Wealth Advisors is an independent wealth management rm. Our mission is to help clients and their families achieve and maintain nancial peace of mind preserving the wealth clients have created and building a legacy for future generations of family and business leaders.

Brian ORegan SVP, Growth and Development Mariner Wealth Advisors, LLC 913-647-9700 brian.oregan@mariner-holdings.com

2011 Mariner Wealth Advisors | 4200 West 115th Street, Suite 100 | Leawood, KS 66211

www.marinerwealthadvisors.com

Investment Advisory Your wealth management plan bene ts from our unique investment advisory offerings that continue to prove successful for Mariner clients. There are four aspects to this offering that de ne the Mariner difference: We select only the best asset managers for you and your speci c needs We select only the best products for you and your speci c needs We believe non-traditional assets should be an important part of a portfolio We invest our own money in the opportunities that we present to you Executive Compensation As a business owner or corporate executive, you face compensation challenges unique to your position. Mariner offers you extensive personal and professional experience in addressing these challenges whether you run a closely held family business or operate in a multinational corporation. From strategic planning to de ned bene ts to succession planning, you can rely on Mariner to serve as your personal Chief Financial Of cer.

Business Succession Unique needs arise as you consider your exit strategy from your business. Mariner brings you proven expertise in navigating the many issues that surround business succession. From passing on the business to heirs to selling the company to new owners, you can tap into Mariners experience. With thorough business succession planning, Mariner can help you ensure the continuation of the business, maximizing the return you receive for the sale, and more. Family Of ce High net worth families experience a unique set of challenges that can result in undue stress for you and yours. Mariners family of ce services help mitigate the challenges by providing you with comprehensive affairs management for your nancial as well as personal needs. By serving as your familys Chief Financial Of cer, Mariner frees you from mundane tasks while giving you the peace of mind of knowing that your affairs are being handled with the utmost care.

This guide is limited to the dissemination of general information pertaining to Mariner Wealth Advisors, LLC (MWA). The information contained herein should not be construed as personalized investment advice and should not be considered as a solicitation to buy or sell any security or engage in a particular investment strategy. There is no guarantee that the views and opinions expressed in this guide will come to pass. MWA is an SEC registered investment adviser with its principal place of business in the State of Kansas. MWA is in compliance with the current notice ling requirements imposed upon SEC registered investment advisers by those states in which MWA maintains clients. MWA may only transact business in those states in which it is notice led or quali es for an exemption or exclusion from notice ling requirements. Any subsequent, direct communication by MWA with a prospective client shall be conducted by a representative that is either registered or quali es for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of MWA, please contact MWA or refer to the Investment Adviser Public Disclosure web site www.adviserinfo.sec.gov. For additional information about MWA including fees, services provided, or to receive a copy of our Form ADV, please contact us. Please read the disclosure statement carefully before you invest or send money.

2011 Mariner Wealth Advisors | 4200 West 115th Street, Suite 100 | Leawood, KS 66211

www.marinerwealthadvisors.com