UTAH LAW AT ARTICLE 4, SECTION 41-6-35.

5 PROVIDES THAT I AM NOT REQUIRED TO PROVIDE PROOF OF INSURANCE UNTIL AFTER I HAVE BEEN IN AN ACCIDENT CAUSING BODILY INJURY, DEATH OR DAMAGE TO ANOTHER VEHICLE OF AT LEAST $1,000.00 AS PROVIDED BY UTAH LAW AT 46-6-31 & 41-6-35:
Utah Law at Article 4 Section 41-6-35.5 provides that I am not required to provide evidence of operators security or INSURANCE at the request of a peace officer unless I was first involved in an ACCIDENT causing the minimum threshold of $1,000.00 worth of damage. See Article 4 Section 41-6-35.5 to wit :
41-6-35.5. Vehicle accidents -- Investigation and report of operator security -- Agency action if no security -Surrender of plates -Penalties. (1) Upon request of a peace officer investigating an accident involving a motor vehicle, the operator of the vehicle shall provide evidence of the owner's or operator's security . . .

Utah Law further provides at Part V Section 41-12a-501(2)(a) that I am exempt from being required to produce evidence of operators security or INSURANCE to wit:
41-12a-501. Post-accident security. (1) (a) Unless excepted under Subsection (2), the operator of a motor vehicle involved in an accident in the state and any owner who has not previously satisfied the requirement of security under Section 41-12a-301 shall file post-accident security with the department for the benefit of persons obtaining judgments against the operator on account of bodily injury, death, or property damage caused by the accident. . . . (2) The operator is exempted from the post-accident requirement under Subsection (1) if any of the following conditions are satisfied: (a) No bodily injury, death, or damage to the property of one person in excess of the damage limit specified under Section 41-6-31 resulted from the accident. (b) No injury, death, or property damage was suffered by any person other than the owner or operator. . . .

Utah Law at Part V Section 41.12a-501 at subsection (2)(a) clearly states that I am exempt from having to provide PROOF OF INSURANCE unless I was first involved in an accident causing bodily injury, death, or damage to the property of another in the excess of the $1,000.00 damage limit specified under Section 41-6-31. See also Utah Statutes 41-6-31 and 41-6-35 to wit:
41-6-31. Accident involving injury, death, or property damage -- Duties of operator, occupant, and owner.. . . (2) The operator of a vehicle involved in an accident resulting in injury to or death of any person or property damage to an apparent extent of $1,000 or more shall immediately and by the quickest means of communication available give notice of the accident to the nearest office of a law enforcement agency.

41-6-35. Accident reports -- Duty of operator and investigative officer to forward or render. (1) The department may require any operator of a vehicle involved in an accident resulting in injury to or death of any person or total property damage to the apparent extent of $1,000 or more . . . to file within ten days after the request: . . . (4) (a) Every peace officer who in the regular course of duty investigates a motor vehicle accident described under Subsection (1) shall file the original or an electronic copy of the report of the accident with the department within ten days after completing the investigation.

Utah law at 41-6-31 and 41-6-35 cited above both clearly provide that I have NO duty to provide evidence of operators security or INSURANCE unless I was first involved in an ACCIDENT causing bodily injury, death or damage to another vehicle in excess of $1,000.00.
The statute does not impose its requirements as to proof of financial responsibility until the occurrence of certain accidents, ... Royse v. Boldt, 80 Wn.2d 44, 46, 491 P.2d 644 (Dec. 9, 1971); Under the provisions of this statute, the driver after an injury accident must deposit security, . . . Mutual of Enumclaw v. Wiscomb, 95 Wn.2d 373, 378, 622 P.2d 1234 (December 31, 1980); . . . the act does not require mandatory insurance coverage, . . . The financial responsibility act does not require an individual to prove that he is financially able to compensate those he may injure through the use of his vehicles until he is is involved in an automobile accident resulting in bodily injury or death of any person or property damage of $300 or more. RCW 46.29.060. Mutual of Enumclaw v. Wiscomb, 97 Wn.2d 203 206, 643 P.2d 441 (April 8, 1982); Miller v. Aetna Life & Casualty co., 70 Wn. App. 192, 197, 851 P.2d 1253 (June 1, 1993.); As we noted in Wiscomb, the provisions of the financial responsibility act, RCW 46.29, do not become mandatory until the driver is involved in an accident causing injury or damage of $300 or more.; Progressive Casualty Ins. v. Jester, 102 Wn.2d 78, 81, 82, 83, 683 P.2d 180 (June 21, 1984); Johnson v. Dept. of Licensing, 46 Wn. App. 701, 731 P.2d 1097 (December 22, 1986). And;

The State of Utah cannot impair the obligation of my Insurance Contract between me and my insurance company and all you cops can C your way out of this A & B conversation:
[1] The existence of an insurance policy is a matter of contract law, since insurance involves a contractual relationship between the insurer and the insured. LaPoint v. Richards, 66 Wn. (2d) 585, 588 (July 8, 1965); [2] Traditionally, insurance contracts have been considered to be private contracts between the parties. Mutual of Enumclaw v. Wiscomb, 25 Wn.App. 841, 846, 611 P.2d 1304 (April 14, 1980).

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