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Annexure - I

SERVICE CHARGES - ALL INCLUSIVE , EXCLUDING SERVICE TAX

EFFECTIVE FROM 1ST JUNE 2011

Service (Processing) Charges for Local Clearing (by Clearing
House )

System Existing (T.) Revised (T..)

Presenting
Bank
Drawee
Bank
Presenting
Bank
Drawee
Bank
Clearing at MICR -
CPCs
1.00 1.00 1.00 1.50
Cheque Truncation 0.50 0.50 0.50 1.00

Service Charges for Outstation Cheque Collection -

Existing (T.) Revised (T.)
Value Service
Charges from
all customers
Value Service Charge from
Savings a/c
customers
Upto and
including
10,000
50 Upto and
including
5,000
25

Above 5,000
and up to and
including
10,000
50
Above 10,000
and up to and
including
1,00,000
100 Above 10,000
and up to and
including
1,00,000
100
Above
1,00,000
150 Above
1,00,000
150

Service Charges for Cheque Collection under Speed Clearing (by
Collecting Banks from Customers)-

Existing (T.) Revised (T.)
Value Service
Charges from
all customers
Value Service Charge
from Savings
a/c customers
Upto and including
1,00,000
Nil Upto and
including
1,00,000
Nil
Above 1,00,000 150 Above 1,00,000 150






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INDEX Of ANNEXURE II
SN
Service Charges for
Pg
No
1 MAINTAINANCE OF ACCOUNTS . 1
1.1 Ledger Folio Charges 1
1.2 Duplicate Passbook/ Statement 1
1.3 Cheque Leaf Charges 2
1.4 Minimum Balance - Savings Bank Account 2
1.5 Minimum Balance - Current Account 3
1.6 Stop Payment Instructions 3
1.7 Loss of Token 4
1.8 Standing Instructions 4
1.9 Confirmation / Verification of Specimen signature /Photos 4
1.10 Issue of Cerificates 4
1.11 Inoperative/ Dormant Account Charges 4
1.12 Transfer of Savings Bank Account 5
1.13 Transfer of Deposits 5
1.14 Closure of Account 5
1.15 Addition / Deletion of Names in Joint Accounts/ Nomination change in
operational instruction
5
1.16 Allowing Operation in account through Power of attorny/ Mandate Holder 5
1.17 Change of authorised Signatory including reconstruction of Account. 5
1.18 For saving Bank Account, withdrawals either by cheque or other 5
1.19 Cash Handling Charges 6
2 REMITANCES 6
2.1 Remittance by issue of Demand Draft / MT/TT 7
2.2 Remittance by issue of Payorder / Bankers Cheque/ Local DD , RBI/ SBI
Cheques
7
2.3 Revalidation of DD / MT/ PO 7
2.4 Cancellation of DD/ MT/TT 7
2.5 Cancellation of PO 7
2.6 Cancellation of Lost Instruments 8
2.7 Issue of Duplicate DD/ MT/ TT 8
2.8 Issue of Duplicate PO 8
2.9 Additional Charges for handling Cash 8
3 COLLECTIONS 9
3.1 Outstation Cheque Collection/ Collection of Out/ inward Bills 9
4 SOLVANCY CERTIFICATE 10
5 SAFE CUSTODY CHARGES 10
6 INTERSOL CHARGES 10
6.1 Cash deposit at Local non Base Branch 10
6.2 Cash deposit at Outstation non Base Branch 10
6.3 Cash withdrawal at Local/ outstation non Base Branch 10
6.4 Cash withdrawal at outstation non Base Branch 10
6.5 Transfer of Funds Between Accounts -Located at same centre 11
6.6 Transfer of Funds Between Accounts Outstation Branches 11
6.7 COLLECTION OF LOCAL CHEQUES AT BASE/ NON BASE BRANCH 12
6.8 COLLECTION OF OUTSTATION CHEQUES 12
6.9 Premium Customers 12
7 SDV LOCKER CHARGES 13









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ANNEXURE - II

SERVICE CHARGES - ALL INCLUSIVE, EXCLUDING SERVICE TAX

Effective From 01.07.2011


Revised W.e.f.01.07.2011
Servce charges as appcabe to be charged Servce charges as appcabe to be charged Servce charges as appcabe to be charged Servce charges as appcabe to be charged
extra extra extra extra
S.N. Type of Servce Type of Servce Type of Servce Type of Servce
1.0 MAINTAINANCE OF ACCOUNTS MAINTAINANCE OF ACCOUNTS MAINTAINANCE OF ACCOUNTS MAINTAINANCE OF ACCOUNTS
1.1 Ledger foo charges Ledger foo charges Ledger foo charges Ledger foo charges
Savngs Bank A/c Savngs Bank A/c Savngs Bank A/c Savngs Bank A/c NIL

Current, Overdraft, Cash Current, Overdraft, Cash Current, Overdraft, Cash Current, Overdraft, Cash
Credt Account Credt Account Credt Account Credt Account
@ T.100/- per 40 entres per quarter.
Free entres aowed per quarter
Average Credt Ba. No. of Entres
Upto T.25,000 NIL
T.25,001/- up to T.50,000 60 entres free
T.50,001/- up to T.1,00,000 100 entres free
Above T.1 ac to T.2 akhs 200 entres free
Above T.2 acs A Entres Free
No edger foo charges shoud be eved for MSS, RD &
other Term Depost A/cs
1.2 Dupcate Passbook / Dupcate Passbook / Dupcate Passbook / Dupcate Passbook /
Statement Statement Statement Statement
No Cha No Cha No Cha No Charges for No Fr Account rges for No Fr Account rges for No Fr Account rges for No Fr Account
NREGA Account NREGA Account NREGA Account NREGA Account


SAVINGS SAVINGS SAVINGS SAVINGS
Wth entres upto 12 Months :-
Indvdua Non Indvdua Pensoner
T/Senor
Ctzen/ Rura

T.50/-

T.75/-

T.25/-
@Wth entres more than 12 Months:-
Indvdua

Non Indvdua Pensoners/Sen
or Ctzen/
Rura
T 1.50 per entry,
Mn T.75/-
Max T.500/
T.2/- per entry
Mn T.100/-
Max T.500/
T.1/- per
entry
Mn T.50/-
Max T.500


Current Current Current Current Wth entres upto 12 Months :-
Mnmum T. 100/- per month Maxmum - T.600/-
Wth entres more than 12 Months :-

T.2/- per entry mnmum T.700/- maxmum T. 2000/-

1.3 Cheque Leaf Charges Cheque Leaf Charges Cheque Leaf Charges Cheque Leaf Charges


Indvdua Non Indvdua
(M/U/SU)

Pensoners/Seno
r Ctzen/ Rura
T.2.50 per eaf T.3 per eaf T.2 per eaf
For SB accounts of ndvduas 60 cheque eaves w be
free n a year
1.4 Mnmum Baance Mnmum Baance Mnmum Baance Mnmum Baance
Savngs Bank A/c wth Savngs Bank A/c wth Savngs Bank A/c wth Savngs Bank A/c wth
cheque book facty cheque book facty cheque book facty cheque book facty

CHARGES REVISED : ( w.e.f CHARGES REVISED : ( w.e.f CHARGES REVISED : ( w.e.f CHARGES REVISED : ( w.e.f . .. .01.01.2012) 01.01.2012) 01.01.2012) 01.01.2012)

Ouartery Average Baance n Branches : Ouartery Average Baance n Branches : Ouartery Average Baance n Branches : Ouartery Average Baance n Branches :

Metro/Urban/ Sem Urban:: T.1000/ Metro/Urban/ Sem Urban:: T.1000/ Metro/Urban/ Sem Urban:: T.1000/ Metro/Urban/ Sem Urban:: T.1000/- -- -
Rura Rura Rura Rura- -- - T.500/ T.500/ T.500/ T.500/- -- -
Pens Pens Pens Pensoner T oner T oner T oner T- -- -NIL NIL NIL NIL
Staff/Ex Staff/Ex Staff/Ex Staff/Ex- -- -Staff Staff Staff Staff - -- - NIL NIL NIL NIL

4
Charges prevang on Charges prevang on Charges prevang on Charges prevang on 01.07.2011: 01.07.2011: 01.07.2011: 01.07.2011:

Ouartery Average Baance n Branches at

Metro/Urban : T. 2000/-
Sem Urban : T. 1000
Rura- T.500/-
Pensoner T-NIL
Staff/Ex-Staff - NIL
Mnmum Baance Mnmum Baance Mnmum Baance Mnmum Baance

Savngs Bank A/c Savngs Bank A/c Savngs Bank A/c Savngs Bank A/c wthout wthout wthout wthout
cheque book facty cheque book facty cheque book facty cheque book facty
Ouartery Average Baance n Branches at :
Metro/Urban - T.1000/-
Sem Urban - T.500/-
Rura- T.250/-
Pensoners T-NIL/ Staff/Ex-Staff - NIL
Mnmum Baance Mnmum Baance Mnmum Baance Mnmum Baance
No Fr account /NREGA No Fr account /NREGA No Fr account /NREGA No Fr account /NREGA
account account account account
Zero (Baance T.10/- at the tme of openng)
Charges for not Charges for not Charges for not Charges for not
mantanng mnmum quartery mantanng mnmum quartery mantanng mnmum quartery mantanng mnmum quartery
average baance average baance average baance average baance

Savng Bank a/c Savng Bank a/c Savng Bank a/c Savng Bank a/c
T. 50/- per day be charged for
the days when there s / are transactons(debt) but
mnmum baance s not mantaned. If the account s
not restored to the mnmum baance n the quarter, T.
100/- per quarter be charged.
Charges for non mantenance Charges for non mantenance Charges for non mantenance Charges for non mantenance
of mn.baance of mn.baance of mn.baance of mn.baance:

No Fr accounts / NREGA / No Fr accounts / NREGA / No Fr accounts / NREGA / No Fr accounts / NREGA /
Senor Ctzens / Rura Senor Ctzens / Rura Senor Ctzens / Rura Senor Ctzens / Rura
Branches Branches Branches Branches
FOR RU FOR RU FOR RU FOR RUR RR RAL BRANCHES AND AL BRANCHES AND AL BRANCHES AND AL BRANCHES AND
SENIOR CITIZENS EXISTING SENIOR CITIZENS EXISTING SENIOR CITIZENS EXISTING SENIOR CITIZENS EXISTING
RATES WILL CONTINUE. RATES WILL CONTINUE. RATES WILL CONTINUE. RATES WILL CONTINUE.




NIL
1.5 Mnmum Baance Mnmum Baance Mnmum Baance Mnmum Baance

Current account Current account Current account Current account
Ouartery Average Baance-
Metro /Urban - T.5000/-
Sem Urban - T. 3000/-
Rura - T.1000/-
Charges for not mantanng Charges for not mantanng Charges for not mantanng Charges for not mantanng
mnmum quartery average mnmum quartery average mnmum quartery average mnmum quartery average
baance baance baance baance

Current Accounts Current Accounts Current Accounts Current Accounts
.
T. 100/- per day be charged for the days when there s
/ are transactons (debt) but mnmum baance s not
mantaned and f the account s not restored to the
mnmum baance n the quarter, T. 250/- per quarter
be charged.

Account not mantanng mnmum baance for 2 yrs
and above - account to be cosed by the Bank gvng
notce to the customer
1.6 1.6 1.6 1.6 Stop Payment Instructons Stop Payment Instructons Stop Payment Instructons Stop Payment Instructons


Indvdua

Non Indvdua Pensoner/Senor
ctzen/Rura
Customer
Savngs - T. 100/- per request
(per cheque)

Current/ CC/ OD - T. 150/- request
(per cheque)
- T. 100/- per
request (per
cheque)


Loss of cheque book Loss of cheque book Loss of cheque book Loss of cheque book
Savng Bank a/c Savng Bank a/c Savng Bank a/c Savng Bank a/c T.100/- per cheque book upto 20 eaves

CA/CC/OD a/cs CA/CC/OD a/cs CA/CC/OD a/cs CA/CC/OD a/cs

T. 750/- per cheque book upto 100 cheque eaves and
T. 5/- per cheque eaf thereafter.
1.7 Loss of Token Loss of Token Loss of Token Loss of Token T.100/- per reference

1.8 Standng Instructons Standng Instructons Standng Instructons Standng Instructons


Regstraton of SI -
T.50/- (one tme charge)

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Executon of SI - T.50/-+ Remttance Charges

Non Executon of SI- (due to nsuffcent funds) : T.50/-
per transacton

Instament of Recurrng Depost / Recovery of Banks
due - No Charges
1.9 Confrmaton/ Verfcaton of Confrmaton/ Verfcaton of Confrmaton/ Verfcaton of Confrmaton/ Verfcaton of
Specmen Sgnature/Photo Specmen Sgnature/Photo Specmen Sgnature/Photo Specmen Sgnature/Photo
For a purposes For a purposes For a purposes For a purposes
Indvdua

Non Indvdua Pensoners/Sen
or Ctzen/
Rura
T.75/- per tem T.125/- per tem T.20/- per tem
Students/War Wdows, Defense personne , No
fraccounts, NREGA account and PWD - free
1.10 Issue of Certfcates Issue of Certfcates Issue of Certfcates Issue of Certfcates
No ob|ecton / No dues / No ob|ecton / No dues / No ob|ecton / No dues / No ob|ecton / No dues /
Baance/ Interest charged/ Baance/ Interest charged/ Baance/ Interest charged/ Baance/ Interest charged/
Cheque honoured/ Account Cheque honoured/ Account Cheque honoured/ Account Cheque honoured/ Account
mantanng and dupcate mantanng and dupcate mantanng and dupcate mantanng and dupcate
depost recept etc. depost recept etc. depost recept etc. depost recept etc.
Indvdua Non Indvdua Pensoners/
Senor Ctzen/
Rura
T.75/- per
certfcate
T.125/- per
certfcate
T.40/- per
certfcate
1.11 Inoperatve/Dormant account Inoperatve/Dormant account Inoperatve/Dormant account Inoperatve/Dormant account
charges (even mantanng charges (even mantanng charges (even mantanng charges (even mantanng
mnmum baance) mnmum baance) mnmum baance) mnmum baance)
Savngs A/c Savngs A/c Savngs A/c Savngs A/c
Current A/c Current A/c Current A/c Current A/c
NIL
Inoperatve/Dormant account Inoperatve/Dormant account Inoperatve/Dormant account Inoperatve/Dormant account
charges (f charges (f charges (f charges (f
mn mn mn mnmum baance not mum baance not mum baance not mum baance not
mantaned) mantaned) mantaned) mantaned)
Savngs A/c Savngs A/c Savngs A/c Savngs A/c
Current A/c Current A/c Current A/c Current A/c
SB - T.150/- per quarter
CA -- T.250/- quarter

1.12

Transfer of Savngs Bank A/c Transfer of Savngs Bank A/c Transfer of Savngs Bank A/c Transfer of Savngs Bank A/c
Wthn the Bank Wthn the Bank Wthn the Bank Wthn the Bank
To other Banks To other Banks To other Banks To other Banks

NIL

As per DD/PO charges

1.13 Transfer of Deposts (proceeds Transfer of Deposts (proceeds Transfer of Deposts (proceeds Transfer of Deposts (proceeds
or nterest) or nterest) or nterest) or nterest)
Wthn Wthn Wthn Wthn the Bank the Bank the Bank the Bank
To other Banks To other Banks To other Banks To other Banks

NIL

As per DD/PO charges




1.14 Cosure of Account Cosure of Account Cosure of Account Cosure of Account
Savngs Bank A/c Savngs Bank A/c Savngs Bank A/c Savngs Bank A/c
Current A/c Current A/c Current A/c Current A/c
RD a/c RD a/c RD a/c RD a/c

SB a/c (f cosed wthn one year)- T. 200/-
CA a/c ((f cosed wthn one year)- T.300/-
RD a/c (f cosed wthn 3 months) T. 25/-

1.15 Addton / deeton of names n Addton / deeton of names n Addton / deeton of names n Addton / deeton of names n
|ont accounts / nomnaton / |ont accounts / nomnaton / |ont accounts / nomnaton / |ont accounts / nomnaton /
change n operatona change n operatona change n operatona change n operatona
nstructons. nstructons. nstructons. nstructons.


T.25/- per occason
1.16 1.16 1.16 1.16 Aowng operaton n account Aowng operaton n account Aowng operaton n account Aowng operaton n account
through Power of Attorney / through Power of Attorney / through Power of Attorney / through Power of Attorney /
Mandate hoder Mandate hoder Mandate hoder Mandate hoder
Savngs Bank Account Savngs Bank Account Savngs Bank Account Savngs Bank Account
Current / Overdraft / Ca Current / Overdraft / Ca Current / Overdraft / Ca Current / Overdraft / Cash sh sh sh
Credt Credt Credt Credt


T.50/-


T.125/-
1.17 1.17 1.17 1.17 Change of authorzed sgnatory Change of authorzed sgnatory Change of authorzed sgnatory Change of authorzed sgnatory
ncudng reconsttuton of ncudng reconsttuton of ncudng reconsttuton of ncudng reconsttuton of
account account account account

T.100/- every Change

1.18 1.18 1.18 1.18



For Savng bank accounts, For Savng bank accounts, For Savng bank accounts, For Savng bank accounts,
wthdrawa ether by cheque or wthdrawa ether by cheque or wthdrawa ether by cheque or wthdrawa ether by cheque or
other exceedng 50 per haf other exceedng 50 per haf other exceedng 50 per haf other exceedng 50 per haf
year year year year


T.2.50 per wthdrawa
6

1.19 1.19 1.19 1.19

Cash Handng Charges per Cash Handng Charges per Cash Handng Charges per Cash Handng Charges per
day(Appcabe n CA/CC/OD day(Appcabe n CA/CC/OD day(Appcabe n CA/CC/OD day(Appcabe n CA/CC/OD
a/cs) (Corporate a/cs wth a/cs) (Corporate a/cs wth a/cs) (Corporate a/cs wth a/cs) (Corporate a/cs wth
specfc MoU be exempted) specfc MoU be exempted) specfc MoU be exempted) specfc MoU be exempted)
Upto T.1 Lac- N
Above T.1 Lac - T.1/- per thousand or part thereof
Mn charges above T. 1 ac- T.50, Max charges above
T. 1 ac T.15,000/-
(DKCC, CC/ Loan repayment upto sanctoned mt of T.
2,00,000/-, PSUs, NPA recovery, Corporates /
Insttutons havng saary account of ther empoyees s
exempted from cash handng charges rrespectve of
any amount.)
2.0 2.0 2.0 2.0 REMITTANCES REMITTANCES REMITTANCES REMITTANCES
2.1 Remt Remt Remt Remttance by ssue of tance by ssue of tance by ssue of tance by ssue of
Demand Draft (DD), Ma Demand Draft (DD), Ma Demand Draft (DD), Ma Demand Draft (DD), Ma
Transfer (MT), Teegraphc Transfer (MT), Teegraphc Transfer (MT), Teegraphc Transfer (MT), Teegraphc
Transfer (TT), Transfer (TT), Transfer (TT), Transfer (TT),

out of pocket expenses extra out of pocket expenses extra out of pocket expenses extra out of pocket expenses extra
Indvdua Non Indvdua Pensoners/
Senor Ctzens/
Rura Customrs
DD/MT Upto T.100/ DD/MT Upto T.100/ DD/MT Upto T.100/ DD/MT Upto T.100/- -- -
25% over and above norma 25% over and above norma 25% over and above norma 25% over and above norma
charges charges charges charges n case of n case of n case of n case of
DD/TT/MT/PO ssued aganst DD/TT/MT/PO ssued aganst DD/TT/MT/PO ssued aganst DD/TT/MT/PO ssued aganst
tender of cash tender of cash tender of cash tender of cash

T.25/-

T.30/-

T.20/-
T.101/ T.101/ T.101/ T.101/- -- - to T.10,000/ to T.10,000/ to T.10,000/ to T.10,000/- -- -
25% over and above norma 25% over and above norma 25% over and above norma 25% over and above norma
charges n case of charges n case of charges n case of charges n case of
DD/TT/MT/PO ssued aganst DD/TT/MT/PO ssued aganst DD/TT/MT/PO ssued aganst DD/TT/MT/PO ssued aganst
tender of cash tender of cash tender of cash tender of cash

T.50/-

T.60/-

T.30/-
T. 10,001 to T. 1 ac T. 10,001 to T. 1 ac T. 10,001 to T. 1 ac T. 10,001 to T. 1 ac

DD/TT/MT b DD/TT/MT b DD/TT/MT b DD/TT/MT beyond T. 49,999/ eyond T. 49,999/ eyond T. 49,999/ eyond T. 49,999/- -- -
not be ssued n cash. not be ssued n cash. not be ssued n cash. not be ssued n cash.
T.3.00 per
thousand or part
thereof
Mn T.40/-
Max T.300/-
T.3.50/- per
thousand or part
thereof
Mn T.45/-
Max T.350/-

T.2.50/- per
thousand or part
thereof. Mn.
T.30/-
Max T.250
Above T.1 ac Above T.1 ac Above T.1 ac Above T.1 ac

(T (T (T (T.50,000 and above by .50,000 and above by .50,000 and above by .50,000 and above by
debtng account of the debtng account of the debtng account of the debtng account of the
customer) customer) customer) customer)
T.2.75

per thousand or
part thereof.
Mn. T.350/-
Max.
T.12,000
T.3.00

per thousand or
part thereof. Mn.
T.400/-
Max.
T.12,000
T.2.50/-

per thousand or
part thereof.
Mn T.300/-
Max T.
12,000/-

2.2 2.2 2.2 2.2

Remttance by ssue of Pay Remttance by ssue of Pay Remttance by ssue of Pay Remttance by ssue of Pay
Order (PO)/ Bankers Cheque / Order (PO)/ Bankers Cheque / Order (PO)/ Bankers Cheque / Order (PO)/ Bankers Cheque /
Loca DD, RBI or SBI cheque Loca DD, RBI or SBI cheque Loca DD, RBI or SBI cheque Loca DD, RBI or SBI cheque

Indvduas

Non Indvduas

Pensoners/
Senor Ctzens/
Rura Customers
Upto T.100/ Upto T.100/ Upto T.100/ Upto T.100/- -- - T.25/- T.30/- T.20/-
T. 101/ T. 101/ T. 101/ T. 101/- -- - to T.10000/ to T.10000/ to T.10000/ to T.10000/- -- - T.50/-

T.60/- T.30/-
T. 10,001 to T. 1 ac T. 10,001 to T. 1 ac T. 10,001 to T. 1 ac T. 10,001 to T. 1 ac

(PO beyond T. 49,999/ (PO beyond T. 49,999/ (PO beyond T. 49,999/ (PO beyond T. 49,999/- -- - not to not to not to not to
be ssued n cash) be ssued n cash) be ssued n cash) be ssued n cash)
T.2.75/- per
thousand or part
thereof. Mn.
T.35/-
Max T.275/-
T.3/- per
thousand or part
thereof
Mn T.40/-
Max T.300/-

T.2.50 per
thousand or part
thereof. Mn.
T.30/-
Max-T.250/-
Above T.1 ac Above T.1 ac Above T.1 ac Above T.1 ac

No pay order to be ssued n No pay order to be ssued n No pay order to be ssued n No pay order to be ssued n
cash cash cash cash
T.2.50 per
thousand or part
thereof.
Mn T.350/-
Max. T
.12,000/-
T.3/- per
thousand or part
thereof
Mn T.400/-
Max T.12000/-
T.2/- per
thousand or part
thereof.
Mn T.300/-
Max T
.12,000/-
2.3 2.3 2.3 2.3

Revadaton of DD/MT/PO Revadaton of DD/MT/PO Revadaton of DD/MT/PO Revadaton of DD/MT/PO Indvduas Non Indvduas Pensoners/
Senor Ctzens/
Rura Customers
Upto T.100/ Upto T.100/ Upto T.100/ Upto T.100/- -- - T.25/- T.30/- T.20/-
T. 101/ T. 101/ T. 101/ T. 101/- -- - to T.10,000/ to T.10,000/ to T.10,000/ to T.10,000/- -- - T.50/- T.100/- T.40/-
7
Above T.10,000/ Above T.10,000/ Above T.10,000/ Above T.10,000/- -- -
T.100/- T.200/- T.80/-
2.4 2.4 2.4 2.4

Canceaton of DD/MT/TT Canceaton of DD/MT/TT Canceaton of DD/MT/TT Canceaton of DD/MT/TT


Indvduas Non Indvduas Pensoners/
Senor Ctzens/
Rura Customers

Upto T.100/ Upto T.100/ Upto T.100/ Upto T.100/- -- -

T.25/-

T.30/-

T.20/-
T. 101/ T. 101/ T. 101/ T. 101/- -- - to T.10,000/ to T.10,000/ to T.10,000/ to T.10,000/- -- - T.70/- T.80/- T.60/-
Above T.10,000/ Above T.10,000/ Above T.10,000/ Above T.10,000/- -- -
T.125/- T.175/- T.80/-
2.5 2.5 2.5 2.5 Canceaton of PO Canceaton of PO Canceaton of PO Canceaton of PO Indvduas Non Indvduas Pensoners/
Senor Ctzens/
Rura Customers

Upto T.100/ Upto T.100/ Upto T.100/ Upto T.100/- -- -

T.25/-

T.30/-

. T.20/-
T. 101/ T. 101/ T. 101/ T. 101/- -- - to T.10,000/ to T.10,000/ to T.10,000/ to T.10,000/- -- - T.50/- T.75/- T.40/-
Above T.10,000/ Above T.10,000/ Above T.10,000/ Above T.10,000/- -- -

T.100/- T.150/- T.80/-
2.6 2.6 2.6 2.6 Cancea Cancea Cancea Canceaton of ost nstruments ton of ost nstruments ton of ost nstruments ton of ost nstruments
(DD/MT/TT/PO) (DD/MT/TT/PO) (DD/MT/TT/PO) (DD/MT/TT/PO)
per Instrument per Instrument per Instrument per Instrument
@
T.125/- ncusve
of a the
charges
T.150/- ncusve
of a the charges
T.90/- ncusve
of a the charges
2.7 2.7 2.7 2.7

Issue of Dupcate DD/MT/TT Issue of Dupcate DD/MT/TT Issue of Dupcate DD/MT/TT Issue of Dupcate DD/MT/TT


Indvduas Non Indvduas Pensoners/
Senor Ctzens/
Rura Customers
Upto T.100/ Upto T.100/ Upto T.100/ Upto T.100/- -- - T.50/- T.75/- T.35/-
T. 101/ T. 101/ T. 101/ T. 101/- -- - to T.10,000/ to T.10,000/ to T.10,000/ to T.10,000/- -- - T.75/- T.100/- T.60/-
T.10,001/ T.10,001/ T.10,001/ T.10,001/-- -- -- -- T.1 Lac T.1 Lac T.1 Lac T.1 Lac T.125/- T.150/- T.100/-
Above T.1 Lac Above T.1 Lac Above T.1 Lac Above T.1 Lac Mn. 50% of the
commsson or
T.150/-
whchever s
hgher
Mn. 50% of the
commsson or
T.200/-
whchever s
hgher
Mn. 50% of the
commsson or
T.130/-
whchever s
hgher
2.8 2.8 2.8 2.8 Issue of Dupcate PO Issue of Dupcate PO Issue of Dupcate PO Issue of Dupcate PO


Indvdua Non Indvdua Pensoners/
Senor
Ctzens/ Rura
Customers
Upto T.100/ Upto T.100/ Upto T.100/ Upto T.100/- -- - T.25/- T.30/- T.20/-
T. 101/ T. 101/ T. 101/ T. 101/- -- - to T.10,000/ to T.10,000/ to T.10,000/ to T.10,000/- -- - T.50/- T.75/- T.40/-
Above T.10 Above T.10 Above T.10 Above T.10, ,, ,000/ 000/ 000/ 000/ T.100/- T.125/- T.80/-
2.9 2.9 2.9 2.9 Addtona charges for handng Addtona charges for handng Addtona charges for handng Addtona charges for handng
cash: cash: cash: cash:
For Account Hoders For Account Hoders For Account Hoders For Account Hoders
For Non For Non For Non For Non- -- -Account Hoders Account Hoders Account Hoders Account Hoders

25% over and above norma charges n case of DD
ssued aganst tender of cash upto T.49,999/-
50% over and above norma charges n case of DD
ssued aganst tender of cash upto T.49,999/-

3.0 3.0 3.0 3.0

COLLECTIONS COLLECTIONS COLLECTIONS COLLECTIONS
3.1 3.1 3.1 3.1 Outstaton cheque coecton Outstaton cheque coecton Outstaton cheque coecton Outstaton cheque coecton - -- - Outward / Inward Outward / Inward Outward / Inward Outward / Inward

Charges as per RBI gudene Charges as per RBI gudene Charges as per RBI gudene Charges as per RBI gudene
Letter No. 1671/03/06/01/2010 Letter No. 1671/03/06/01/2010 Letter No. 1671/03/06/01/2010 Letter No. 1671/03/06/01/2010- -- -
11 dated 19.0 11 dated 19.0 11 dated 19.0 11 dated 19.01.11 1.11 1.11 1.11
Upto 5,000 5001 to
10000
10001 - 1
ac
Above
1ac
Incusve of a the charges Incusve of a the charges Incusve of a the charges Incusve of a the charges T.25 T.25 T.25 T.25 T.50 T.50 T.50 T.50 T.100 T.100 T.100 T.100 @ T.150 @ T.150 @ T.150 @ T.150
@ para 4b and c of RBI vde etter no. 1671/03/06/01/2010 @ para 4b and c of RBI vde etter no. 1671/03/06/01/2010 @ para 4b and c of RBI vde etter no. 1671/03/06/01/2010 @ para 4b and c of RBI vde etter no. 1671/03/06/01/2010- -- -11 dated 19.01.11 have eft t 11 dated 19.01.11 have eft t 11 dated 19.01.11 have eft t 11 dated 19.01.11 have eft t
to the Bank to decde the charges to the Bank to decde the charges to the Bank to decde the charges to the Bank to decde the charges
Coecton of Outw Coecton of Outw Coecton of Outw Coecton of Outward/Inward Bs ard/Inward Bs ard/Inward Bs ard/Inward Bs
8
Upto 10000 Upto 10000 Upto 10000 Upto 10000 T.100/-
T. 10001 to T. 1 ac T. 10001 to T. 1 ac T. 10001 to T. 1 ac T. 10001 to T. 1 ac
T. 10/- per thousand or part thereof Mn T.120/-
Above T. 1ac Above T. 1ac Above T. 1ac Above T. 1ac T 10/- per thousand or part thereof
Mn.- T 1000/-, Max T.15,000/-
Return / Dshono Return / Dshono Return / Dshono Return / Dshonour of Bs / ur of Bs / ur of Bs / ur of Bs /
Cheques (per nstrument) Cheques (per nstrument) Cheques (per nstrument) Cheques (per nstrument)
through own Bank through own Bank through own Bank through own Bank
( (( (SB/ SB/ SB/ SB/CA/CC/OD) CA/CC/OD) CA/CC/OD) CA/CC/OD)
Indvdua Non Indvdua Pensoner
/Senor Ctzen/
Rura Customer
Upto 10000/ Upto 10000/ Upto 10000/ Upto 10000/- -- - T.100/- ncudng
a charges
T.125/-
ncudng a
charges
T.50/- ncudng
a charges
Above 10000 Above 10000 Above 10000 Above 10000/- T.125/- ncudng
a charges
T.150/-
ncudng a
charges
T.90/- ncudng
a charges
Return / Dshonour of Bs / Return / Dshonour of Bs / Return / Dshonour of Bs / Return / Dshonour of Bs /
Cheques (through other Bank Cheques (through other Bank Cheques (through other Bank Cheques (through other Bank
( (( (SB/ SB/ SB/ SB/CA/CC/OD) CA/CC/OD) CA/CC/OD) CA/CC/OD)
Indvdua Non Indvdua Pensoner
/Senor Ctzen/
Rura Customer
Upto 10000/ Upto 10000/ Upto 10000/ Upto 10000/- -- - T.100/- + other
Bank charges f
any
T.125/- + other
Bank charges f
any
T.75/- + other
Bank charges f
any
Above 10000/ Above 10000/ Above 10000/ Above 10000/- -- - T.125/- + other
Bank charges f
any
T.150/- + other
Bank charges f
any
T.90/- + other
Bank charges f
any
Return / Dshonour of Bs / Return / Dshonour of Bs / Return / Dshonour of Bs / Return / Dshonour of Bs /
Ch Ch Ch Cheques (per nstrument) eques (per nstrument) eques (per nstrument) eques (per nstrument)
Cheques receved n nward Cheques receved n nward Cheques receved n nward Cheques receved n nward
cearng cearng cearng cearng
( (( (SB/ SB/ SB/ SB/CA/CC/OD) CA/CC/OD) CA/CC/OD) CA/CC/OD)
Indvdua Non Indvdua Pensoner
/Senor Ctzen/
Rura Customer

T.100/- T.150/- T.50/-
Return / Dshonour of Bs / Return / Dshonour of Bs / Return / Dshonour of Bs / Return / Dshonour of Bs /
Cheques (per nstrument) Cheques (per nstrument) Cheques (per nstrument) Cheques (per nstrument)
Cheques receved n Outward Cheques receved n Outward Cheques receved n Outward Cheques receved n Outward
c c c cearng earng earng earng
( (( (SB/ SB/ SB/ SB/CA/CC/OD) CA/CC/OD) CA/CC/OD) CA/CC/OD)
Indvdua Non Indvdua Pensoner
/Senor Ctzen/
Rura Customer
T.100/- T.150/- T.50/-
4.0 4.0 4.0 4.0 SOLVENCY CERTIFICATES SOLVENCY CERTIFICATES SOLVENCY CERTIFICATES SOLVENCY CERTIFICATES
4.1 4.1 4.1 4.1 Up to T.1 ac Up to T.1 ac Up to T.1 ac Up to T.1 ac T 1000/-
T.100,001/ T.100,001/ T.100,001/ T.100,001/- -- - to T.10,00,000/ to T.10,00,000/ to T.10,00,000/ to T.10,00,000/- -- - T 2000/-
T.10,00,001/ T.10,00,001/ T.10,00,001/ T.10,00,001/- -- - to to to to
T.25,00,000/ T.25,00,000/ T.25,00,000/ T.25,00,000/- -- -
T 3000/-
T.25,00,001/ T.25,00,001/ T.25,00,001/ T.25,00,001/- -- - to to to to
T.100,00,000/ T.100,00,000/ T.100,00,000/ T.100,00,000/- -- -
T 7000/-
Above T. 1crore Above T. 1crore Above T. 1crore Above T. 1crore T 15,000/-
5.0 5.0 5.0 5.0 SAFE CUSTODY CHARGES SAFE CUSTODY CHARGES SAFE CUSTODY CHARGES SAFE CUSTODY CHARGES Scrps - T.5/-per scrpts,
Mn T.50/-.
Seaed cover - T.350/- per cover
Seaed boxes -
Sma Box- T.500/-
Medum Box- T.1000/-
Large Box- T.2500/-
Banks own depost recept - no charges
6.0 6.0 6.0 6.0 INTERSOL CHARGES ( + Servce Tax) INTERSOL CHARGES ( + Servce Tax) INTERSOL CHARGES ( + Servce Tax) INTERSOL CHARGES ( + Servce Tax)
6.1. Cash Depost at oca non base Cash Depost at oca non base Cash Depost at oca non base Cash Depost at oca non base
Branches Branches Branches Branches
CHARGES WAIVED CHARGES WAIVED CHARGES WAIVED CHARGES WAIVED ( Free of Cost) ( Free of Cost) ( Free of Cost) ( Free of Cost) w.e.f 01.03.2012 w.e.f 01.03.2012 w.e.f 01.03.2012 w.e.f 01.03.2012

Cash depost charges Loca Non Base Branches Cash depost charges Loca Non Base Branches Cash depost charges Loca Non Base Branches Cash depost charges Loca Non Base Branches - -- - NIL NIL NIL NIL

C CC Charges prevang on 01.07.2011: harges prevang on 01.07.2011: harges prevang on 01.07.2011: harges prevang on 01.07.2011:

Cash depost upto T. 25,000/- per day w be free of
cost.
Cash depost above T.25000/- w be charged @ T.
2/- per thousand or part thereof.
9
Charges : Mnmum T.100/- & Maxmum T. 5000/-
6.2. Cash Depost at Cash Depost at Cash Depost at Cash Depost at outstaton non outstaton non outstaton non outstaton non
base branches base branches base branches base branches


CHARGES WAIVED CHARGES WAIVED CHARGES WAIVED CHARGES WAIVED ( Free of Cost) ( Free of Cost) ( Free of Cost) ( Free of Cost) w.e.f 01.03.2012 w.e.f 01.03.2012 w.e.f 01.03.2012 w.e.f 01.03.2012

Cash depost charges Cash depost charges Cash depost charges Cash depost charges Outstaton Outstaton Outstaton Outstaton Non Base Branches Non Base Branches Non Base Branches Non Base Branches - -- -

NIL NIL NIL NIL

Charges prevang on 01.07.2011: Charges prevang on 01.07.2011: Charges prevang on 01.07.2011: Charges prevang on 01.07.2011:

Cash depost upto T. 25,000/- per day w be free of
cost.
Cash depost above T.25,000/- w be charged @ T.
2/- per thousand or part thereof.
Charges: Mnmum T.100/- & Maxmum T. 10000/-
6.3. Cash wthdrawa at Loca / Cash wthdrawa at Loca / Cash wthdrawa at Loca / Cash wthdrawa at Loca /
outstaton non base branch outstaton non base branch outstaton non base branch outstaton non base branch
Free facty of aggregate cash wthdrawa at non base
branch (oca & outstaton) per day upto T. 25,000/- for
sef and not for thrd party cash wthdrawa s aowed.

1.Cash wthdrawa at non base branch (oca /
Outstaton) be restrcted to T.50,000/-

2. Cash wthdrawa charges @T. 2/- per thousand or
part thereof wth mnmum charges of T.25/- be eved
on cash wthdrawa through the counter rrespectve of
the amount

3.Cash wthdrawa at non base branch (oca /
Outstaton) s to be aowed to the account hoder ony
and thrd party wthdrawa s not permtted.

4. Cash wthdrawn through ATM w |ot attract any cash
wthdrawa charges.
Present wthdrawa mt through ATM per day-
Sver Card T. 20,000/-
God Card T. 50,000/-

6.4. Cash wthdrawa at Cash wthdrawa at Cash wthdrawa at Cash wthdrawa at
outstaton non base branch outstaton non base branch outstaton non base branch outstaton non base branch
(Thrd party wthdrawa s not (Thrd party wthdrawa s not (Thrd party wthdrawa s not (Thrd party wthdrawa s not
p pp permtted) ermtted) ermtted) ermtted)
6.5. Transfer of funds between Transfer of funds between Transfer of funds between Transfer of funds between
accounts ocated at same accounts ocated at same accounts ocated at same accounts ocated at same
centre / Cty . centre / Cty . centre / Cty . centre / Cty .
Transfer of funds between accounts at branches of our
Bank w be free of charge rrespectve of any amount.
6.6. Transfer of funds to accounts Transfer of funds to accounts Transfer of funds to accounts Transfer of funds to accounts
at outstaton branches at outstaton branches at outstaton branches at outstaton branches
(ncudng thrd party account) (ncudng thrd party account) (ncudng thrd party account) (ncudng thrd party account)
Savngs -
Upto T. 1ac - Free
Above T. 1 ac - T. 150/-

Current/CC/OD -
Upto T. 10,000/- - T.50/-
T.10.000/- to T. 1 ac - T.100/-
T. 1 ac and above -T. 150/-
Cheque coecton under Speed Cheque coecton under Speed Cheque coecton under Speed Cheque coecton under Speed
Cearng Cearng Cearng Cearng
(Savngs) (Savngs) (Savngs) (Savngs)
Upto and ncudng T. 1 ac - NIL
Above T. 1 ac - T.150/-@@ per nstrument ncudng
a charges
Upto and ncudng T. 1 ac - NIL
Above T. 1 ac - T.150/-@@ per nstrument ncudng
a charges
Cheque coecton under Speed Cheque coecton under Speed Cheque coecton under Speed Cheque coecton under Speed
Cearng (CA/CC/OD) Cearng (CA/CC/OD) Cearng (CA/CC/OD) Cearng (CA/CC/OD)
Servce (processng) Charges Servce (processng) Charges Servce (processng) Charges Servce (processng) Charges
for oca cearng (by cearng for oca cearng (by cearng for oca cearng (by cearng for oca cearng (by cearng
house) house) house) house)
Presenting Bank Drawee Bank
1.00 1.50
0.50 1.00

6.7. Coecton of oca cheques at Coecton of oca cheques at Coecton of oca cheques at Coecton of oca cheques at
base / non base oca branches base / non base oca branches base / non base oca branches base / non base oca branches

(e.g.cheques drawn at any (e.g.cheques drawn at any (e.g.cheques drawn at any (e.g.cheques drawn at any
.
Free of charge rrespectve of any amount
10
bank n Deh deposted at any bank n Deh deposted at any bank n Deh deposted at any bank n Deh deposted at any
b bb branch partcpatng n cearng ranch partcpatng n cearng ranch partcpatng n cearng ranch partcpatng n cearng
house Deh) house Deh) house Deh) house Deh)

6.8. Coecton of outstaton Coecton of outstaton Coecton of outstaton Coecton of outstaton
Cheques Cheques Cheques Cheques
Savngs Savngs Savngs Savngs - -- -

Upto and ncudng T.5000/- - T.25/- (ncusve of a
charges)

Above T.5000/- and upto and ncudng T.10,000/- -
T.50/- (ncusve of a charges)

Above T. 10,000/- and upto and ncudng T.1 ac/-
T.100/- (ncusve of a charges)

Above T. 1 ac- T.150/-@@ (ncusve of a charges)

Current Current Current Current - -- -

Upto and ncudng T.5000/- - T.25/- (ncusve of a
charges)

Above T.5000/- and upto and ncudng T.10,000/- -
T.50/- (ncusve of a charges)

Above T. 10,000/- and upto and ncudng T.1 ac/-
T.100/- (ncusve of a charges)

Above T. 1 ac- T.150/-@@ (ncusve of a charges)



@ para 4b and c of RBI vde etter no. 1671/03/06/01/2010 @ para 4b and c of RBI vde etter no. 1671/03/06/01/2010 @ para 4b and c of RBI vde etter no. 1671/03/06/01/2010 @ para 4b and c of RBI vde etter no. 1671/03/06/01/2010- -- -11 dated 19.01.11 have eft t to the 11 dated 19.01.11 have eft t to the 11 dated 19.01.11 have eft t to the 11 dated 19.01.11 have eft t to the
Bank to decde the charges Bank to decde the charges Bank to decde the charges Bank to decde the charges

6.9 Premum Customers Premum Customers Premum Customers Premum Customers Premum customers of Dena Super premum Current
Account, Dena Premum Current Account and Dena
Premum Savngs account| woud be offered 50%
dscount on nterso charges.




7 77 7.0 .0 .0 .0 SDV Locker Charges (Servce Tax as appcabe w be charged extra) SDV Locker Charges (Servce Tax as appcabe w be charged extra) SDV Locker Charges (Servce Tax as appcabe w be charged extra) SDV Locker Charges (Servce Tax as appcabe w be charged extra)
Type Type Type Type
of of of of
ocker ocker ocker ocker

Metro/Urban/Sem Urban Metro/Urban/Sem Urban Metro/Urban/Sem Urban Metro/Urban/Sem Urban

Rura Rura Rura Rura

1YRS 1YRS 1YRS 1YRS 2 YRS 2 YRS 2 YRS 2 YRS 3 YRS 3 YRS 3 YRS 3 YRS 1 Yr 1 Yr 1 Yr 1 Yr 2 YRS 2 YRS 2 YRS 2 YRS 3 YRS 3 YRS 3 YRS 3 YRS


A
1000 1000 1000 1000 19 19 19 1950 50 50 50 2900 2900 2900 2900 700 700 700 700 1350 1350 1350 1350 2000 2000 2000 2000
B
1000 1000 1000 1000 1950 1950 1950 1950 2900 2900 2900 2900 1000 1000 1000 1000 1950 1950 1950 1950 2900 2900 2900 2900
C
2500 2500 2500 2500 4900 4900 4900 4900 7300 7300 7300 7300 1320 1320 1320 1320 2540 2540 2540 2540 3760 3760 3760 3760
D
2500 2500 2500 2500 4900 4900 4900 4900 7300 7300 7300 7300 1320 1320 1320 1320 2540 2540 2540 2540 3760 3760 3760 3760
E
2500 2500 2500 2500 4900 4900 4900 4900 7300 7300 7300 7300 1850 1850 1850 1850 3600 3600 3600 3600 5350 5350 5350 5350
F
3000 3000 3000 3000 5850 5850 5850 5850 8700 8700 8700 8700 2000 2000 2000 2000 3850 3850 3850 3850 5700 5700 5700 5700
G
3000 3000 3000 3000 5850 5850 5850 5850 8700 8700 8700 8700 2000 2000 2000 2000 3850 3850 3850 3850 5700 5700 5700 5700
11

H
3600 3600 3600 3600 6950 6950 6950 6950 10300 10300 10300 10300 2640 2640 2640 2640 5000 5000 5000 5000 7650 7650 7650 7650

H1 2500 2500 2500 2500 4900 4900 4900 4900 7300 7300 7300 7300 1500 1500 1500 1500 2900 2900 2900 2900

4300 4300 4300 4300

L
6000 6000 6000 6000 11750 11750 11750 11750 17500 17500 17500 17500 3600 3600 3600 3600 6950 6950 6950 6950 10300 10300 10300 10300
L1
6000 6000 6000 6000 11750 11750 11750 11750 17500 17500 17500 17500 3240 3240 3240 3240 6230 6230 6230 6230 9220 9220 9220 9220