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The Daily Star, Oneonta, N.Y., Friday, Dec.

26, 2008 2
3 The Daily Star, Oneonta, N.Y., Friday, Dec. 26, 2008
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The Daily Star, Oneonta, N.Y., Friday, Dec. 26, 2008

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Our name may be new but the people behind it need
no introduction. Wilber National Bank presents our
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Christine Wiltsie Allen Fassler
�������������������� Assistant Vice President Senior Mortgage
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��������������� 607-433-4119 607-267-4696

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254 Main Street
Oneonta, NY 13820
FAX: 607-267-4719 Hollis Gaynor Selina Gelatt
���������� Email: info@provantagefunding.com
Senior Mortgage Mortgage
Account Representative Development Officer
Division of Wilber National Bank www.provantagefunding.com 607-267-4696 607-547-8993

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5 The Daily Star, Oneonta, N.Y., Friday, Dec. 26, 2008
7 The Daily Star, Oneonta, N.Y., Friday, Dec. 26, 2008
6 The Daily Star, Oneonta, N.Y., Friday, Dec. 26, 2008
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The Daily Star, Oneonta, N.Y., Friday, Dec. 26, 2008

Reach for your Star SM

With a Mortgage from NBT Bank.


NBT Bank can help you reach your goals – and few are more important
than owning a home. Let mortgage specialists like Sarah Patterson help
you find a loan to fit your needs. You’re never far from the star that stands
for personal – and powerful – community banking.
Sarah Patterson
Mortgage Originator
Call 607-432-0566 or 607-226-0007 for more information.

www.nbtbank.com

Member FDIC

PERSONAL BANKING • ASSET MANAGEMENT • BUSINESS SERVICES


Local Real Estate Professionals

9
31 Main Street,
Oneonta

of the week 607-431-2540 ext 117


darylprufox@gmail.com
www.prufoxproperties.com
Daryl Schwartz
Lic. R.E. Salesperson EQUAL HOUSING
OPPORTUNITY

There’s something for everyone!


Whether buying or selling, I offer my clients a
professional and pleasant real estate experience.
Your satisfaction is important to me.
Call me for all your real estate needs.

The Daily Star, Oneonta, N.Y., Friday, Dec. 26, 2008


GORGEOUS RANCH HOME!
Awesome curb appeal plus a brand new kitchen and bath,
first floor laundry, gleaming hardwood floors and
something you just have to see: a bonus master suite over
the garage for you or your guests with a brand new
bathroom! Live down or up and down- your choice. Easy
to see and a quick closing means you can be in for the
Dedicated & Ready To
holidays! Priced to move at $179,000! Hurry and call Work Hard For You.
Rodger for more details. MLS# 70727
Adam Karns
$
179,000 Rodger Moran
BENSON Associate Broker

AGENCY 607-432-4391
REAL ESTATE
1 Grand St, Oneonta, NY
607-547-7070 Chesser Realty
416 Chestnut St., Oneonta
www.bensonre.com 607-432-7653
Lic. R.E. Associate www.chesser21.com

When Whether you're buying or selling, your goals are my goals. DISCOVER THE
For a real tour of Delaware County,
Experience contact a REALTOR® who knows it well. TEAM ADVANTAGE
Counts! FRANK LUMIA
10 Years Listing &
Selling At The Top REAL ESTATE PLUS!, LLC
Exit Team Advantage Realty
Area Office 55 Elm Street 5366 Main Street,
Karen Ort Delhi, NY Oneonta
BENSON
Associate 607-433-8326
Broker www.franklumiarealestate.com

AGENCY 607-432-4391 David M. Rama II


Colleen Sanders GO TO: exitta.com
Licensed RE Salesperson for 100’s of MLS listings
REAL ESTATE Associate Broker
1 Grand St, Oneonta, NY 607-547-7070 607-746-6029
607-435-0083 cell OUR CLIENTS USE OUR
www.bensonre.com dave@franklumiarealestate.com MOVING TRUCK FOR FREE!!!

“Always There For You®”


It’s The
31 Main Street Suite #3 Sign Of
The Daily Star, Oneonta, N.Y., Friday, Dec. 26, 2008 10
11
UPSTATE Life
Winter 2008 • Vol. 2, Issue 3

FREE
magazine

KEEP
WA R M
WITH HOME SPU N
HOBB1IE S
PAG ES 14-2

The Daily Star, Oneonta, N.Y., Friday, Dec. 26, 2008


C E LE B R ATE
TH E SEAS ON WITH
N
OUTDOOR FU32
PAG ES 29-

PAI NT F E S T PHOTOS, PAG ES 48-49

Local crafters enjoy


old-fashioned hobby
ift of
Give the g By Mark Simonson

is
Upstate th T
here has to be one
prereq uisite for those
thinki ng about becom who enjoy or are
ing profic ient in the
hobby of rug hook-

ason
ing.

holiday se
An unusu al sense of
humor.
It is inevitable that the
was a rug hooker, and "hooker" jokes will begin.
when I was in high school Trust me. My mom
to introduce her to my and college, I was carefu
friends before she introdu l
when she humorously ced herself. Although,
introduced herself as
the reaction on people a "hooker," it was fun
's faces. to watch
When my mom was creatin
t addled other rug hookers around g her many works, there
F. Popek it's easy
to ge
dif- . Today, there are at were few, if any,
By Emily season ap
proaches,
y not try
something Oneonta area, and the
number of participants
least two groups in the
liday wh
This year, the local area? is on the increase.
As the ho options. t son
shopping that reflec g this holiday sea
by all the give holiday gifts rin Mary
d locally du ns," says
ferent, an decisions to buy implicatio amber
"O ur have bro ad County Ch that
gh ou t the year of the Delaware re dollar
or mo
and throu executive direct ... is one
no, we spend
Beth Sila ery dollar nomy." t are
erce. "Ev t ideas tha
of Comm our eco several gif
te through , here are
can circula ing that in mind :
Ke ep r list
som eone on you
sure to fit

Deb Shader, left and


Ruth Ann Paffenroth,
of Paffenroth’s works. are members of the
Shader holds a doll she Wooly Hookers. The
made named Florence, reindeer scene is one
using a creative hooked
pattern.
Upstate Life Magazine Photo by Mark Simonso
n
14
Winter ’08

Winter ’08

ine
Life Magaz
Upstate
The Daily Star, Oneonta, N.Y., Friday, Dec. 26, 2008 12

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