Beruflich Dokumente
Kultur Dokumente
7.1
Debt/Asset Ratio
Debt/Asset Ratio
Total Liabilities
Total Assets
509,804,203
560,150,004
433,666,466
465,128,994 =
0.93 or 93%
466,336,895
506,067,762 =
0.92 or 92%
536,848,102
590,291,468 =
0.90 or 90%
534,771,236
587,540,354 =
0.91 or 91%
7.2
0.91 or 91%
Return on Assets
9,646,549
560,150,004
0.017
5,870,176
405,128,994
0.015
8,916,171
506,067,762
0.018
590,291,468
0.024
587,540,354
0.016
14,276,125
7.3
3,293,468
Return on equity
9,646,549
50,345,801
0.192 or 19.2%
5,870,176
31,462,528
0.187 or 18.7%
8,916,171
39,730,867
0.224 or 22.4%
0.256 or 25.6%
0.162 or 16.2%
14,276,125
7.4
3,293,468
55,769,118
53,443,366
32,343,206
560,150,004
0.06 or 6 %
17,292,455
465,128,994
0.04 or 4 %
31,041,863
506,067,762
0.06 or 6 %
42,152,520
590,291,468
0.07 or 7 %
11,903,763
587,540,354
0.02 or 2 %
7.5
-6554179
For the year ended 2004
2,161,130 3,950,578
-1789448
465,128,994
=
-0.006 or -0.06 %
-0.001 or -0.01 %
590,291,468
-4619753 501,291,468
For the year ended 2007
-0.001 or -0.01 %
506,067,762
506,067,762
10,146,469 14,766,222
560,150,004
=
490,128,994
7,173,942 13,686,669
-6512727
560,150,004
10,149,954 13,288,058
-3138104
7,858,300 14,412,479
-0.007 or -0.07 %
587,540,354
587,540,354
-0.03 or -0.03 %
7.7
9,646,549
696,000
Rs. 13.86
5,870,176
696,000
Rs. 8.43
8,916,171
696,000
Rs. 12.81
14,276,125
3,293,468
696,000 =
696,000
Rs. 20.51
=
Rs. 14.73
A Balance Sheet
I
2007
ASSETS
Cash and balances with treasury banks
100%
103%
140%
97%
98%
100%
97%
154%
88%
135%
100%
327%
53%
36%
36%
Investments
100%
79%
116%
109%
113%
Advances
100%
123%
114%
98%
102%
Other assets
100%
122%
125%
107%
109%
100%
101%
108%
103%
104%
100%
86%
173%
102%
101%
100%
109%
117%
100%
105%
100%
77%
101%
61%
63%
LIABILITIES
Bills payables
100%
113%
187%
78%
88%
100%
108%
110%
102%
106%
Sub-ordinated loans
100%
104%
112%
104%
111%
100%
108%
115%
100%
105%
100%
126%
135%
104%
111%
Share capital
100%
100%
100%
100%
100%
Reserves
100%
882%
120%
96%
106%
Unappropriated Profit
Total equity attributable to the equity holders of the
bank
100%
67%
224%
93%
106%
100%
137%
148%
95%
105%
3%
3%
Other liabilities
Deferred tax liabilities
NET ASSETS
SHAREHOLDERS EQUITY
Minority interest
Surplus on revaluation of assets Net of tax
II
100%
94%
98%
99%
100%
100%
126%
140%
96%
106%
2007
ASSETS
Cash and balances with treasury banks
92%
101%
83%
87%
81%
47%
76%
59%
67%
57%
13%
12%
31%
12%
4%
Investments
230%
414%
259%
224%
234%
Advances
667%
797%
774%
654%
616%
Other assets
90%
80%
145%
81%
93%
27%
47%
34%
25%
27%
5%
6%
4%
5%
5%
1113%
1478%
1274%
1105%
1054%
LIABILITIES
Bills payables
11%
23%
14%
11%
6%
99%
85%
76%
106%
79%
873%
1228%
1049%
859%
840%
Sub-ordinated loans
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
29%
42%
35%
29%
29%
0%
0%
0%
0%
0%
1013%
1378%
1174%
1005%
959%
100%
100%
100%
100%
100%
94%
85%
91%
93%
94%
Reserves
229%
22%
202%
248%
242%
Unappropriated Profit
Total equity attributable to the equity holders of the
bank
Minority interest
262%
182%
202%
248%
278%
585%
289%
422%
637%
614%
3%
3%
100%
100%
100%
Other liabilities
Deferred tax liabilities
NET ASSETS
SHAREHOLDERS EQUITY
Share capital
13.2
100%
100%
Balance Sheet
Habib Bank Limited
Balance Sheet
As at December 31
2003
2004
ASSETS
Cash and balances with treasury banks
Balance with other banks
Lending to financial institutions
Investments
Advances
Other assets
Operating fixed assets
Deferred tax assets
LIABILITIES
Bills payables
Borrowing from financial institutions
Deposits and other accounts
Sub-ordinated loans
Liabilities against assets subject to finance
lease
Other liabilities
Deferred tax liabilities
(Rupees in 000)
2005
2006
2007
46,244,803
23,532,165
6,550,128
115,822,511
335,985,458
17,447,808
11,802,870
2,764,261
560,150,004
31,934,375
24,005,342
3,755,039
130,327,611
250,612,460
11,719,874
10,949,060
1,825,233
465,128,994
33,014,694
23,304,315
12,272,248
102,984,482
307,602,748
14,265,234
11,046,166
1,577,875
506,067,762
46,310,478
35,965,048
6,550,128
119,587,476
349,432,685
17,765,291
11,954,876
2,725,486
590,291,468
45,121,689
31,683,390
2,373,533
130,698,791
343,642,560
18,977,689
12,260,172
2,782,530
587,540,354
5,577,429
49,980,794
439,724,335
-
7,359,133
26,624,558
386,332,570
-
5,694,018
30,160,501
416,603,030
-
5,737,457
56,392,270
459,140,198
-
3,514,734
43,844,160
468,286,988
-
14,521,645
509,804,203
13,350,205
433,666,466
13,879,346
466,336,895
15,578,177
536,848,102
16,125,354
534,771,236
NET ASSETS
50,345,801
31,462,528
39,730,867
53,443,366
55,769,118
SHAREHOLDERS EQUITY
Share capital
Reserves
Unappropriated Profit
Total equity attributable to the equity holders
6,900,000
16,817,472
19,281,940
6,900,000
1,746,285
14,718,856
6,900,000
15,400,087
9,822,330
6,900,000
18,459,154
22,030,775
6,900,000
17,802,584
20,475,080
42,999,412
23,365,141
32,122,417
47,389,929
45,177,664
7,346,389
50,345,801
8,097,387
31,462,528
7,608,450
39,730,867
940,607
7,438,582
55,769,118
913,317
7,352,385
53,443,366
of the bank
Minority interest
Surplus on revaluation of assets Net of tax