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Mr. Raghurama Nayak Excel 2nd Floor, Regul Tower, R.S.R.T.C, Bejai, Mangalore - 575003 Contact No.

96861 42942 1 November 2011 HR/SB/2582 Dear Sir, Offer Letter: Unit Manager With reference to your recent interview with us, we are pleased to offer you the position of Unit Manager in Grade M8 Level L2. You will be on probation for a period of six months. Your confirmation in the service of the Company will be subject to your successfully completing your probation.

2. Your compensation on Cost to Company basis will be as per details enclosed. 3. Your initial posting will be in Zone 1, Region (South 3) - Mangalore A. However, the company reserves the right to utilise your services at any other place within or outside the country. 4. This is a provisional offer. Your formal appointment and the issuance of the final Letter of Appointment is subject to the following conditions: i. Actual production of Relieving letter or acceptance of resignation letter from your current employer

ii. Actual production of original documents and certificates regarding educational qualifications, work experience, remuneration, identity and references, detailed in application form. Please refer to the annexure for the complete list of testimonials. iii. Certification of medical fitness by our Authorised Medical Practitioner. 5. Please report at the earliest for medical examination to the Companys authorised medical practitioner, details of which are enclosed herewith. 6. For clarifications, please feel free to contact Ms. Vanessa Mattos at 022 61910 430 or e-mail at vanessa.mattos@sbilife.co.in

7. Please acknowledge receipt of this offer by returning the duplicate copy to the official referred in the annexure, within 7 days from the date of this letter, duly signed and stating your date of joining which should not be later than 14 November 2011. 8. In case of your resignation or termination from the services of SBI Life Insurance Co. Ltd for any reasons whatsoever, the admissibility or otherwise of payment of incentive and the quantum of such incentive to be paid shall be at the sole discretion of the Management and no correspondence shall be entertained in this regard. 9. The normal age of superannuation shall be 60 years. Yours faithfully,

Richa Tripathi Manager - Human Resources

Mr. Raghurama Nayak Excel 2nd Floor, Regul Tower, R.S.R.T.C, Bejai, Mangalore - 575003 Contact No. 96861 42942 1 November 2011 HR/SB/2582 Dear Sir, Offer Letter: Unit Manager With reference to your recent interview with us, we are pleased to offer you the position of Unit Manager in Grade M8 Level L2. You will be on probation for a period of six months. Your confirmation in the service of the Company will be subject to your successfully completing your probation.

2. Your compensation on Cost to Company basis will be as per details enclosed. 3. Your initial posting will be in Zone 1, Region (South 3) - Mangalore A. However, the company reserves the right to utilise your services at any other place within or outside the country. 4. This is a provisional offer. Your formal appointment and the issuance of the final Letter of Appointment is subject to the following conditions: i. Actual production of Relieving letter or acceptance of resignation letter from your current employer

ii. Actual production of original documents and certificates regarding educational qualifications, work experience, remuneration, identity and references, detailed in application form. Please refer to the annexure for the complete list of testimonials. iii. Certification of medical fitness by our Authorised Medical Practitioner. 5. Please report at the earliest for medical examination to the Companys authorised medical practitioner, details of which are enclosed herewith. 6. For clarifications, please feel free to contact Ms. Vanessa Mattos at 022 61910 430 or e-mail at vanessa.mattos@sbilife.co.in

7. Please acknowledge receipt of this offer by returning this duplicate copy to the official referred in the annexure, within 7 days from the date of this letter, duly signed and stating your date of joining which should not be later than 14 November 2011. 8. In case of your resignation or termination from the services of SBI Life Insurance Co. Ltd for any reasons whatsoever, the admissibility or otherwise of payment of incentive and the quantum of such incentive to be paid shall be at the sole discretion of the Management and no correspondence shall be entertained in this regard. 9. The normal age of superannuation shall be 60 years. Yours faithfully,

Richa Tripathi Manager - Human Resources


I, Raghurama Nayak, have read the above terms and conditions and hereby accept the offer. Expected Date of Joining: Signature:

Mr. Prasad Super Religare Laboratories Ltd. No. 52, Nirmal Mansion, Near Sukh Sagar, 5th Block, Koramangala, Bangalore - 560 095 Tel No. 080 - 42351867 /68 /93434 40890 / Prasad - 93410 63777 / Anusha - 99647 84699

1 November 2011

HR/SB/2582 Pre Medical Check Up Dear Sir / Madam, Mr. Raghurama Nayak has been selected by us for appointment as Unit Manager in our Company. Kindly conduct the various tests as prescribed by us for the Pre Employment Medical Check Up. Please arrange to send us consolidated bills on monthly basis. Kindly send the reports directly to the undersigned. Yours faithfully,

Richa Tripathi Manager - Human Resources SBI Life Insurance Co. Ltd. Natraj 4th Floor M. V. Road & Western Express Highway Junction Andheri (East) Mumbai - 400069

Mr.Raghurama Nayak Excel 2nd Floor, Regul Tower, R.S.R.T.C, Bejai, Mangalore - 575003 Contact No. 96861 42942 1 November 2011 HR/SB/2582 Dear Sir, Medical Examination We have made arrangements with for conducting your pre employment medical examination. You may contact him / her at the following address:
Mr. Prasad Super Religare Laboratories Ltd. No. 52, Nirmal Mansion, Near Sukh Sagar, 5th Block, Koramangala, Bangalore - 560 095 Tel No. 080 - 42351867 /68 /93434 40890 / Prasad - 93410 63777 / Anusha 99647 84699

We have enclosed a letter addressed to which may be handed over to him / her at the time of the medical examination. Yours faithfully,

Richa Tripathi Manager - Human Resources SBI Life Insurance Co. Ltd. Natraj 4th Floor M. V. Road & Western Express Highway Junction Andheri (East) Mumbai - 400069

PERSONAL STATEMENT OF THE CANDIDATE TO BE FILLED BY THE CANDIDATE BEFORE PRESENTING THE FORM TO THE MEDICAL OFFICER 1 Name in Full 2 Designation 3 Address 4 Date of Birth 5 Married / Single 6 Personal History : : : : : :

A History of Bleeding Gastro-Intestinal Tract, Gastric or Duodenal Ulcers, Appendicitis, Internal Piles, Fistula, Thyroid, Jaundice etc. Give details:

B History of Asthama, Tuberculosis, Spitting of Blood, Pleurosy, breathlessness, etc. Give details:

C History of Palpitation, Fainting spells, pain in chest, breathlessness on exertion, Cyanosis, Rheumatic fever with joint pains, swelling on legs/face etc. Give details:

D History of Bleeding Urinary Tract, painful Urination, passing of stones or gravel in urine: Give details:

History of Fits, Paralysis, Neurasthenia, Nervous breakdown etc. Give details:

History of leprosy, extensive generalised allergic dermatitis, Leucoderms, Venereal Disease etc. Give Details :

G Have you suffered from defects in hearing or eye sight? Give details?

H Details of Serious illness/injuries sustained by accident or otherwise. Give details :

Details of Surgical operations undergone:

Is there any item in your medical history which you have not already mentioned?

FAMILY HISTORY : i. Heart Disease & Hypertension : ii. Tuberculosis : iii. Kidney Disease : iv. Cancer : v. Any other serious ailment : iv. History of disease of Uterus Cervix, Ovaries or Breast :

8. FOR FEMALE CANDIDATES ONLY: i. menstrual History : Regular / Blood History : ii. date of L.M.P. : iii. Any evidence of pregnancy

I hereby declare that the above statements are correct to the best of my knowledge and that any incorrect / suppressed information will render me liable for termination of my service in the Company. Date : Place Signature The Candidate SIGNED IN MY PRESENCE Signature of the Medical Examiner

TO BE FILLED BY THE MEDICAL PRACTITIONER: NAME OF CANDIDATE : 1. General Development : Good . Fair. Poor.. Fair. Average Obese When . . .

Best Weight. Any recent change in weight : Temperature : Girth of Chest : (i) After Full inspiration (ii) After Full expiration 2. SKIN 3. EYES : :

Any obvious disease (a) whether the vision is Normal : Yes / No If not, is it capable of being corrected to 6/6 with glasses? : Yes / No (b) If the candidate has referred to an Eye Surgeon, what are the Surgeons observations in respect of the following : 1. Any disease 2. Night Blindness 3. Defect in colour vision 4. Field Vision 5. Visual Acuity 6. Fundi examination With Glasses: .. STRENGTH OF 01 ISSOS Naked eyes: Sph. Cy. Axis ..

Acuity of vision Distant Vision R.E.: L.E.: Hypermetropia (Menifest) R.E.: L.E.: 4. EARS : Hearing :

.. Inspection:

Right Ear: . Left Ear : 5. GLANDS : THYROID ____________ 6. CONDITIONS OF TEETH: Inspection: 7. Does physical examination reveal any thing abnormal in the respiratory organs? If yes, explain fully: .

8. CIRCULATORY SYSTEM : a. Heart Any Organic Lesions ? b. Blood Pressure : Systolic _____________________ Diastolic ______________________ 9. Abdomen : Girth _____________________ Tenderness _________________ Hernia _____________________________________________________ a. Kidneys _________________________Spleen ____________________ Tumors ___________________________________________________ b. Haemorrhoids ______________________ Fistula __________________ 10. NERVOUS SYSTEM : Indication of nervous or mental disabilities __________ 11. LOCO-MOTOR SYSTEM : Any abnormality ___________________________ 12. URINARY SYSTEM : Any evidence or Hydrocoele, Variccecele etc._________ URINE ANALYSIS - I: a. Physical appearance b. Sp. Gr. c. Albumin d. Sugar e. Casts f. Cells For Female candidates only: Report for -HCG Test (for pregnancy):___________________________________ (Note : In case of a female candidate, if it is found that she is pregnant, she should be declared temporarily unfit) 13. REPORT OF X-RAY EXAMINATION OF CHEST :______________________ 14. REPORT OF THE BLOOD EXAMINATION :___________________________ 15. Is there any thing in the health of the Candidate likely to render him/her unfit for the efficient discharge of his/her duties in the service for which he/she is a candidate?__ 16. The Medical Examiner should record the findings under one of the following categories : 1. FIT 2. UNFIT on account on account of PLACE: _____________ DATE: ___________ Signature of the Medical Examiner ( ) Name: Designation:

Salary Sheet
Name Designation Location Raghurama Nayak Unit Manager Mangalore A

Salary Component Basic Salary House Rent Allowance Conveyance Special Allowance Total Monthly Salary (A) Reimbursements Medical LTA Total Reimbursement (B) Retiral Benefits PF Gratuity Total Retiral (C) Fixed Compensation (A+B+C) Mobile & Conveyance Reimbursement

Amt per month (Rs) 6667 3333 800 3218 14018

Amt per annum (Rs) Remarks 80000 40% of Fixed Compensation 40000 50% of Basic Salary 9600 38620 168220
Medical reimbursement will be on receipts i.e. Rs 1250/- Per Month. LTA reimbursement will be paid once in a block period of two years and subject to production of valid receipts.

1250 278 1528 800 321 1121 16667 2500

15000 subject to production of valid 3334 18334 9600 12% of Basic Salary 3846 13446 200000

Company's contribution to PF @ You will be entitled to gratuity as per the Payment of Gratuity Act, 1972 after completion of five years of service with the Company.

30000 Reimbursement, subject to proper


approval.

Besides, you will be entitled for performance based Sales Incentive as per Company Policy In addition you are eligible for: - Mediclaim Coverage for spouse ,up to two children and dependent parents upto ceiling of Rs 2Lakh - p.a. - In case of Maternity Coverage the claim is covered up to Rs 50,000/- Group Life Insurance coverage of Rs 15 lakhs.

Kindly note that remuneration is a contract entirely between you and the Company and should therefore be treated as strictly confidential.
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Annexure

The details of the official in-charge of youre joining formalities with necessary documents and testimonials required when you report to join SBI Life are given below. Please contact the concerned official with prior appointment for necessary advices and scrutiny of your documents: Name: Mathew C Kuriakose (Divisional Sales Manager) Address: SBI LIFE INSURANCE CO. LTD., 1ST FLOOR, HASAN HERITAGE, NEAR FR. MULLERS HOSPITAL, OPP. DOCTORS QUARTERS, KANKANADY, MANGALORE, KARNATAKA 575002 Contact No: 9379889606 List of documents: Please bear the following documents (original & 2 set of photocopies each) when you join SBI Life Insurance: A. Education Qualifications: 1. SSC Mark sheet 2. HSC Mark sheet 3. Graduation Mark sheet & Certificate (Mandatory) 4. Post Graduation Mark sheet & Certificate (If Any) (Mandatory) 5. Any Other Additional Qualifications Certificate & Mark-sheet detailed during application B. Work Experience Letters From Previous Two Employers (Mandatory) as follows 1. Copy of Relieving letter or Resignation acceptance letter 2. Appointment letter / Offer letter, Experience letter, Employee no., Reporting Persons Name & Contact nos. 3. NOC from prior Organisation in case of Insurance Advisors. C. Proof of Birth Identity & Address PAN Card (Mandatory) Passport / Driving License / or any other appropriate document issued by competent authority D. Three Passport size colour photographs (Mandatory) * Your Employee no. will be created by Human Resources on the day you report to work. * Once you join us, immediately open an Account with State Bank of India and advice your A/c No. to HR at the earliest.