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Huntington BAI Code List

Previous Day Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Current Day* Type Code Group Type Code Group Description BAI Type Code 10 015 022 040 045 070 072 074 076 100 142 145 166 169 169 169 169 169 140 140 140 140 140 140 140 167 357 357 357 295 295 295 295 295 295 295 295 295 295 295 295 294 294 294 294 294 294 Debit/ Credit

Current Current Current Current Previous Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current

Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current

ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH ADJ ADJ ADJ ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM

ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH Adjustments Adjustments Adjustments ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM

BAI Type Code Description OPENING LEDGER Ledger Balance NSF AMOUNT OPENING AVAILABLE Collected Balance ZERO DAY FLOAT ONE DAY FLOAT TWO OR MORE DAYS FLOAT Available Auto Credit Sweep TOTAL CREDITS ACH ORIGINATION OFFSET CREDIT ACH CASH CONCENTRATION CREDIT ACH PREFUND CREDIT ACH CREDIT ACH CREDIT ACH CREDIT ACH CREDIT ACH CREDIT TOTAL ACH CREDITS TOTAL ACH CREDITS TOTAL ACH CREDITS TOTAL ACH CREDITS TOTAL ACH CREDITS TOTAL ACH CREDITS TOTAL ACH CREDITS TOTAL ACH PREFUND CREDIT ADJUSTMENT CREDIT ADJUSTMENT CREDIT ADJUSTMENT CREDIT ATM CREDIT ATM CREDIT ATM CREDIT ATM CREDIT ATM CREDIT ATM CREDIT ATM CREDIT ATM CREDIT ATM CREDIT ATM CREDIT ATM CREDIT ATM CREDIT TOTAL ATM CREDITS TOTAL ATM CREDITS TOTAL ATM CREDITS TOTAL ATM CREDITS TOTAL ATM CREDITS TOTAL ATM CREDITS

Type STATUS STATUS STATUS STATUS STATUS STATUS STATUS STATUS STATUS SUMMARY DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY

Transaction Description

Available Balance Collected Balance ECD Deposits only

ACH Origination Offset Credit ACH Cash Concentration Credit ACH Prefund Reversal ACH/Electronic Deposit ACH Transit Credit ACH Transfer Deposit (Acct Transfer) MasterCard Adjustment Debit Reversal MasterCard Adjustment Credit ACH/Electronic Deposit ACH Transit Credit ACH Origination Offset Credit ACH Cash Concentration Credit ACH Transfer Deposit (Account Transfer) MasterCard Adjustment Debit Reversal MasterCard Adjustment Credit ACH Prefund Reversal Adjustment Credit Reverse Account Withdrawal Encoding Error Adjustment - Credit Huntington ATM Deposit Pulse/Star ATM Deposit ATM Reversal (conversion only) Pulse/Star ATM transfer from Savings Pulse/Star ATM Transfer from Checking Pulse/Star ATM transfer from Credit Card CIRRUS ATM Transfer from Savings CIRRUS Transfer from Checking Huntington ATM Transfer from Savings Huntington ATM Transfer from Checking Huntington Transfer from Credit Card Pulse/Star Point of Sale Credit Huntington ATM Deposit Pulse/Star Point of Sale Credit Pulse/Star ATM Deposit ATM Reversal (conversion only) Pulse/Star ATM transfer from Savings Pulse/Star ATM transfer from DDA

Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit

Prepared by Business Online Team 06-2011 (Customer Copy)

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Huntington BAI Code List


Previous Day Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Current Day* Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Type Code Group ATM ATM ATM ATM ATM ATM BP BP BP BP CashCon CashCon CashCon CashCon CHK CHK CHK CHK CHK DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP Type Code Group Description ATM ATM ATM ATM ATM ATM Bill Pay Bill Pay Bill Pay Bill Pay Cash Concentration Cash Concentration Cash Concentration Cash Concentration Checks Checks Checks Checks Checks Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits BAI Type Code 294 294 294 294 294 294 201 201 200 200 135 286 130 285 395 395 395 395 395 172 172 172 172 172 172 174 174 174 174 174 174 174 174 174 174 170 170 170 170 170 170 170 170 170 170 356 356 Debit/ Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit

BAI Type Code Description TOTAL ATM CREDITS TOTAL ATM CREDITS TOTAL ATM CREDITS TOTAL ATM CREDITS TOTAL ATM CREDITS TOTAL ATM CREDITS Bill Payment Bill Payment Total Bill Payment Total Bill Payment DEPOSITORY TRANSFER - CHECK DEPOSIT DTC ACH TOTAL DT - CHECK DEPOSITS DTC DEPOSITS - ACH TOTALS CHECK REVERSAL CHECK REVERSAL CHECK REVERSAL CHECK REVERSAL CHECK REVERSAL Deposit CORRECTION CR Deposit CORRECTION CR Deposit CORRECTION CR Deposit CORRECTION CR Deposit CORRECTION CR Deposit CORRECTION CR REGULAR DEPOSIT REGULAR DEPOSIT REGULAR DEPOSIT REGULAR DEPOSIT REGULAR DEPOSIT REGULAR DEPOSIT REGULAR DEPOSIT REGULAR DEPOSIT REGULAR DEPOSIT REGULAR DEPOSIT TOTAL CHECK DEPOSITS TOTAL CHECK DEPOSITS TOTAL CHECK DEPOSITS TOTAL CHECK DEPOSITS TOTAL CHECK DEPOSITS TOTAL CHECK DEPOSITS TOTAL CHECK DEPOSITS TOTAL CHECK DEPOSITS TOTAL CHECK DEPOSITS TOTAL DEPOSITS Deposit CORRECTION CR Deposit CORRECTION CR Prepared by Business Online Team 06-2011 (Customer Copy)

Type SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY DETAIL DETAIL SUMMARY SUMMARY DETAIL DETAIL SUMMARY SUMMARY DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY

Transaction Description Pulse/Star ATM transfer from Credit Card CIRRUS ATM Transfer from Savings CIRRUS ATM Transfer from DDA Huntington ATM Transfer from Savings Huntington ATM Transfer from Checking Huntington ATM Transfer from Check Card Bill Pay Credit Bill Pay Transfer to MMA Reversal Bill Pay Credit Bill Pay Transfer to MMA Reversal Depository Transfer Credit ACH Depository Transfer Credit Depository Transfer Credit ACH Depository Transfer Credit Reverse Check Substitute Check Reversal Image Check Reversal Deposit/Reversing Entry Check Reversal from ECP Image Deposit Correction Credit Paper Deposit Correction Credit OCP Deposit Correction Credit Virtual Vault Deposit Correction Credit Virtual Vault Deposit Correction DB Reversal OCP Deposit Correction DB Reversal Customer Deposit Post Over Block Credit Pre-Encoded Deposit ECD Deposit Cash Vault Deposit Virtual Vault Deposit OCP Fax Deposit Vault SVC Dep - Cash Only Vault SVC Dep - Mixed Teller Transaction (Cash deposit or Teller Transfer) Customer Deposit Post Over Block Credit Pre-Encoded Deposit ECD Deposit Cash Vault Deposit Virtual Vault Deposit OCP Fax Deposit Vault SVC Dep - Cash Only Vault SVC Dep - Mixed Teller Transaction (Cash deposit or Teller Transfer) Image Deposit Correction Credit Paper Deposit Correction Credit

Current

Current Current Current Current Current (ECD) Current

Current

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Huntington BAI Code List


Previous Day Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Current Day* Type Code Group DEP DEP DEP DEP INT INT INV INV INV INV INV INV INV INV INV LBX LBX LBX LBX LBX LBX LBX LBX LBX LBX LOAN LOAN LOAN LOAN LOAN LOAN LOAN LOAN LOAN LOAN LOAN LOAN LOAN LOAN LOAN LOAN LOAN LOAN MISC MISC MISC MISC Type Code Group Description Deposits Deposits Deposits Deposits Interest Interest Investments Investments Investments Investments Investments Investments Investments Investments Investments Lockbox Lockbox Lockbox Lockbox Lockbox Lockbox Lockbox Lockbox Lockbox Lockbox Loans Loans Loans Loans Loans Loans Loans Loans Loans Loans Loans Loans Loans Loans Loans Loans Loans Loans Miscellaneous Miscellaneous Miscellaneous Miscellaneous BAI Type Code 356 356 356 356 359 359 351 351 354 350 350 350 355 920 921 115 115 109 110 110 111 112 113 909 909 171 171 171 171 931 933 933 933 933 180 180 180 180 930 932 932 932 932 398 398 398 398 Debit/ Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit

BAI Type Code Description Deposit CORRECTION CR Deposit CORRECTION CR Deposit CORRECTION CR Deposit CORRECTION CR INTEREST EARNED INTEREST EARNED Target Sweep Target Sweep AUTOMATED FUNDS INVEST INTEREST Target Sweep Target Sweep Target Sweep AFI INTEREST Investment Credit Investment Credit LOCKBOX CREDIT LOCKBOX CREDIT 3RD SHIFT LOCKBOX DEPOSIT (internal only) LOCKBOX DEPOSITS LOCKBOX DEPOSITS LOCKBOX 0-DAY FLOAT LOCKBOX - 1 DAY FLOAT LOCKBOX - 2 DAYS FLOAT 1ST SHIFT LOCK BOX DEPOSITS 1ST SHIFT LOCK BOX DEPOSITS CREDIT SWEEP LOAN DEPOSIT CREDIT SWEEP LOAN DEPOSIT CREDIT SWEEP LOAN DEPOSIT CREDIT SWEEP LOAN DEPOSIT CHECKING RESERVE LOAN CREDIT CHECKING RESERVE PRINCIPLE PAY CREDIT CHECKING RESERVE PRINCIPLE PAY CREDIT CHECKING RESERVE PRINCIPLE PAY CREDIT CHECKING RESERVE PRINCIPLE PAY CREDIT TOTAL LOAN PROCEEDS TOTAL LOAN PROCEEDS TOTAL LOAN PROCEEDS TOTAL LOAN PROCEEDS CHECKING RESERVE LOAN CREDIT CHECKING RESERVE PRINCIPLE PAYMENT CR CHECKING RESERVE PRINCIPLE PAYMENT CR CHECKING RESERVE PRINCIPLE PAYMENT CR CHECKING RESERVE PRINCIPLE PAYMENT CR ACCOUNT ANALYSIS REFUND ACCOUNT ANALYSIS REFUND ACCOUNT ANALYSIS REFUND ACCOUNT ANALYSIS REFUND

Type SUMMARY SUMMARY SUMMARY SUMMARY DETAIL DETAIL DETAIL DETAIL DETAIL SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY DETAIL DETAIL DETAIL SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY DETAIL DETAIL DETAIL DETAIL

Transaction Description OCP Deposit Correction Credit Virtual Vault Deposit Correction Credit Virtual Vault Deposit Correction DB Reversal OCP Deposit Correction DB Reversal Interest Earned Dividend Payment Investment Principal Credit (AFI) PMA/DMM Sweep Credit Investment Earnings Credit Investment Principal Credit (AFI) PMA/DMM Sweep Credit AFI Mutual Credit Sweep Investment Earnings Credit Investment Credit Investment Credit Wholesale Lock Box Credit Retail Lock Box Credit Wholesale Lock Box Credit Retail Lock Box Credit

Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current

Wholesale Lock Box Credit Retail Lock Box Credit OD Sweep Credit (DDA to Loan) Credit From Commercial Loans OD Protection Transfer from Line of Credit Credit to DDA from Loan (Draw) Overdraft protection - minimum payment Overdraft Protection Advance Automatic Overdraft Protection Advance Overdraft protection payment - Credit OD Sweep Credit (DDA to Loan) OD Protection Transfer from Line of Credit Credit to DDA from Loan (Draw) Credit From Commercial Loans Checking Reserve Loan Credit Overdraft protection - minimum payment Overdraft Protection Advance Automatic Overdraft Protection Advance Overdraft protection payment - Credit Analysis Service Charge Refund PC Banking Fee Package Waive Promotional Incentive - Thank You (Taxable) Promotional Incentive - Thank You (Non-Taxable)

Prepared by Business Online Team 06-2011 (Customer Copy)

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Huntington BAI Code List


Previous Day Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Current Day* Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current current Current Current Current Current Current Current Current current Current Current Current Current Current Current Current Current Current Type Code Group MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC RET TRXF TRXF TRXF TRXF TRXF TRXF TRXF Type Code Group Description Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Returns Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers BAI Type Code 398 399 399 399 399 399 399 399 399 399 399 399 390 390 390 390 390 390 390 390 390 390 390 390 390 390 390 390 390 390 390 390 390 390 390 390 390 390 390 268 206 206 206 206 206 206 206 Debit/ Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit

BAI Type Code Description MISCELLANEOUS CREDIT MISCELLANEOUS CREDIT MISCELLANEOUS CREDIT MISCELLANEOUS CREDIT MISCELLANEOUS CREDIT MISCELLANEOUS CREDIT MISCELLANEOUS CREDIT MISCELLANEOUS CREDIT MISCELLANEOUS CREDIT MISCELLANEOUS CREDIT MISCELLANEOUS CREDIT MISCELLANEOUS CREDIT TOTAL MISC CREDITS TOTAL MISC CREDITS TOTAL MISC CREDITS TOTAL MISC CREDITS TOTAL MISC CREDITS TOTAL MISC CREDITS TOTAL MISC CREDITS TOTAL MISC CREDITS TOTAL MISC CREDITS TOTAL MISC CREDITS TOTAL MISC CREDITS TOTAL MISC CREDITS TOTAL MISC CREDITS TOTAL MISC CREDITS TOTAL MISC CREDITS TOTAL MISC CREDITS TOTAL MISC CREDITS TOTAL MISC CREDITS TOTAL MISC CREDITS TOTAL MISC CREDITS TOTAL MISC CREDITS TOTAL MISC CREDITS TOTAL MISC CREDITS TOTAL MISC CREDITS TOTAL MISC CREDITS TOTAL MISC CREDITS TOTAL MISC CREDITS REDEPOSITED ITEM CREDIT ELECTRONIC TRANSFER CREDIT ELECTRONIC TRANSFER CREDIT ELECTRONIC TRANSFER CREDIT ELECTRONIC TRANSFER CREDIT ELECTRONIC TRANSFER CREDIT ELECTRONIC TRANSFER CREDIT ELECTRONIC TRANSFER CREDIT

Type DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL

Transaction Description Interest Payment Transfer to 3rd Party Debit Memo Reversal - non-paper Business Stop Pay Charge Waive Only Miscellaneous Credit Memo Interest Adjustment - Credit Misc Debit Memo Reversal Credit Memo - non-paper NSF Item Return Unpaid NSF Item Fee Reversal Overdraft Fee Reversal Non-Huntington ATM Fee Credit Non-Huntington ATM Cash W/D Fee Waive Interest Earned Dividend Payment Miscellaneous Credit Memo Reverse Account Withdrawal Interest Adjustment - Credit RIPS Re-deposited RCI Credit Encoding Error Adjustment - Credit Deposit/Reversing Entry Interest Payment Transfer to 3rd Party Debit Memo Reversal - non-paper Reverse Check Misc Debit Memo Reversal Substitute Check Reversal Image Check Reversal Check Reversal from ECP Adjustment Credit Credit Memo - non-paper Business Stop Pay Charge Waive Only Account Analysis Charge Refund PC Banking Fee Package Waive NSF Item Return Unpaid NSF Item Fee Reversal Overdraft Fee Reversal Promotional Incentive - Thank You (Taxable) Promotional Incentive - Thank You (Non-Taxable) Non-Huntington ATM Fee Credit Non-Huntington ATM Cash W/D Fee Waive RIPS Re-deposited RCI Credit Check Card Credit Electronic Deposit Direct Line Transfer from Savings Direct Line Transfer from Checking Credit Interest Transferred from DDA Business Online Account Transfer Internet TFR from Checking

Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous

Prepared by Business Online Team 06-2011 (Customer Copy)

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Huntington BAI Code List


Previous Day Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Current Day* Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Type Code Group TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF WT WT WT WT WT WT ZBA ZBA ZBA ZBA ACH ACH ACH ACH ACH ACH Type Code Group Description Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Wire Transfers Wire Transfers Wire Transfers Wire Transfers Wire Transfers Wire Transfers ZBA ZBA ZBA ZBA ACH ACH ACH ACH ACH ACH BAI Type Code 206 206 206 206 206 206 206 206 277 205 205 205 205 205 205 205 205 205 205 205 205 205 205 191 195 195 190 190 190 275 275 270 270 400 451 466 469 469 469 469 Debit/ Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Debit Debit Debit Debit Debit Debit Debit

BAI Type Code Description ELECTRONIC TRANSFER CREDIT ELECTRONIC TRANSFER CREDIT ELECTRONIC TRANSFER CREDIT ELECTRONIC TRANSFER CREDIT ELECTRONIC TRANSFER CREDIT ELECTRONIC TRANSFER CREDIT ELECTRONIC TRANSFER CREDIT ELECTRONIC TRANSFER CREDIT Sweep Transfer TOTAL ELECTRONIC TRANSFER TOTAL ELECTRONIC TRANSFER TOTAL ELECTRONIC TRANSFER TOTAL ELECTRONIC TRANSFER TOTAL ELECTRONIC TRANSFER TOTAL ELECTRONIC TRANSFER TOTAL ELECTRONIC TRANSFER TOTAL ELECTRONIC TRANSFER Total Electronic Transfer TOTAL ELECTRONIC TRANSFER TOTAL ELECTRONIC TRANSFER TOTAL ELECTRONIC TRANSFER TOTAL ELECTRONIC TRANSFER TOTAL ELECTRONIC TRANSFER WIRE TRANSFER CREDIT WIRE TRANSFER CREDIT WIRE TRANSFER CREDIT TOTAL WIRE TRAN CREDITS TOTAL WIRE TRAN CREDITS TOTAL WIRE TRAN CREDITS ZBA CREDIT ZBA CREDIT TOTAL ZBA CREDITS TOTAL ZBA CREDITS TOTAL DEBITS ACH OFFSET DEBIT ACH PREFUND DEBIT ACH DEBIT ACH DEBIT ACH DEBIT ACH DEBIT

Type DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY DETAIL DETAIL DETAIL SUMMARY SUMMARY SUMMARY DETAIL DETAIL SUMMARY SUMMARY SUMMARY DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL

Transaction Description Internet TFR from Savings Internet TFR from Credit Card Phone Transfer from Credit Card Check Card Debit Reversal Transaction (Signature based) Check Card Credit Transaction (Signature based) International Check Card Debit Reversal (Signature based) International Check Card Credit Transaction (Signature based) International Check Card Credit Reversal Transaction (Signature based) Sweep Credit Interest Transferred from DDA Electronic Deposit Check Card Credit Direct Line Transfer from Savings Internet TFR from Checking Internet TFR from Savings Internet TFR from Credit Card Direct Line Transfer from Checking Business Online Account Transfer Phone Transfer from Credit Card Check Card Debit Reversal Transaction (Signature based) Check Card Credit Transaction (Signature based) International Check Card Credit Transaction (Signature based) International Check Card Credit Reversal Transaction (Signature based) Internal Wire Transfer Credit Wire Transfer Credit Wire Transfer Credit Wire Transfer Credit Internal Wire Transfer Credit Wire Transfer Credit ZBA Credit - Master Account ZBA Credit - Sub Account ZBA Credit - Master Account ZBA Credit - Sub Account ACH Offset Debit ACH prefunded ACH/Electronic Withdrawal ACH Inbound Debit - Force Pay ACH Pre-Authorized Debit Transit ACH Debit

Current Current Current Current Current Current Current

Prepared by Business Online Team 06-2011 (Customer Copy)

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Huntington BAI Code List


Previous Day Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Current Day* Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Type Code Group ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH ADJ ADJ ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM BP BP BP Type Code Group Description ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH ACH Adjustments Adjustments ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM ATM Bill Pay Bill Pay Bill Pay BAI Type Code 469 469 469 469 469 450 450 450 450 450 450 450 450 450 450 467 631 631 595 595 595 595 595 595 595 595 595 595 595 595 595 594 594 594 594 594 594 594 594 594 594 594 594 594 501 501 501 Debit/ Credit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit

BAI Type Code Description ACH DEBIT ACH DEBIT ACH DEBIT ACH DEBIT ACH DEBIT TOTAL ACH DEBITS TOTAL ACH DEBITS TOTAL ACH DEBITS TOTAL ACH DEBITS TOTAL ACH DEBITS TOTAL ACH DEBITS TOTAL ACH DEBITS TOTAL ACH DEBITS ACH DEBIT ACH DEBIT TOTAL ACH PREFUND DEBIT ADJUSTMENT DEBIT ADJUSTMENT DEBIT ATM DEBIT TRANSFER OR WITHDRAWAL ATM DEBIT TRANSFER OR WITHDRAWAL ATM DEBIT TRANSFER OR WITHDRAWAL ATM DEBIT TRANSFER OR WITHDRAWAL ATM DEBIT TRANSFER OR WITHDRAWAL ATM DEBIT TRANSFER OR WITHDRAWAL ATM DEBIT TRANSFER OR WITHDRAWAL ATM DEBIT TRANSFER OR WITHDRAWAL ATM DEBIT TRANSFER OR WITHDRAWAL ATM DEBIT TRANSFER OR WITHDRAWAL ATM DEBIT TRANSFER OR WITHDRAWAL ATM DEBIT TRANSFER OR WITHDRAWAL ATM DEBIT TRANSFER OR WITHDRAWAL TOTAL ATM DEBITS TOTAL ATM DEBITS TOTAL ATM DEBITS TOTAL ATM DEBITS TOTAL ATM DEBITS TOTAL ATM DEBITS TOTAL ATM DEBITS TOTAL ATM DEBITS TOTAL ATM DEBITS TOTAL ATM DEBITS TOTAL ATM DEBITS TOTAL ATM DEBITS TOTAL ATM DEBITS Bill Payment Bill Payment Bill Payment

Type DETAIL DETAIL DETAIL DETAIL DETAIL SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY DETAIL DETAIL DETAIL

Transaction Description ACH Electronic Debit ACH Transfer Withdrawal-not pay regardless ACH Memo Post Debit MasterCard Adjustment Debit MasterCard Adjustment Credit Reversal ACH/Electronic Withdrawal ACH Inbound Debit - Force Pay ACH Offset Debit ACH Pre-Authorized Debit Transit ACH Debit ACH Electronic Debit ACH Transfer Withdrawal-not pay regardless ACH Memo Post Debit MasterCard Adjustment Debit MasterCard Adjustment Credit Reversal ACH prefunded Adjustment Debit Encoding Error Adjustment - Debit CIRRUS Transfer to Checking CIRRUS DDA Transfer to Savings Pulse/Star ATM Transfer to Checking Regional ATM Transfer to Savings Huntington ATM Transfer to Checking Huntington ATM Transfer to Savings Pulse/Star Point of Sale Purchase Huntington ATM Cash Withdrawal CIRRUS Cash Withdrawal Pulse/Star ATM Cash Withdrawal Handy Bank Withdrawal - Savings Cirrus Cash Withdrawal - Savings Pulse/Star Withdrawal - Savings Huntington ATM Cash Withdrawal Pulse/Star Point of Sale Purchase CIRRUS Cash Withdrawal Pulse/Star ATM Cash Withdrawal CIRRUS Transfer to Checking CIRRUS DDA Transfer to Savings Pulse/Star ATM Transfer to Checking Regional ATM Transfer to Savings Handy Bank Withdrawal - Savings Cirrus Cash Withdrawal - Savings Pulse/Star Withdrawal - Savings Huntington ATM Transfer to Checking Huntington ATM Transfer to Savings Bill Pay Debit Bill Pay Transfer to MMA Bill Pay Transfer to Savings

Prepared by Business Online Team 06-2011 (Customer Copy)

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Huntington BAI Code List


Previous Day Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Current Day* Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Type Code Group BP BP BP BP BP CD CD CHK CHK CHK CHK CHK CHK CHK CHK CHK CHK CHK CHK CHK CHK CHK CHK CHK CHK CHK CHK CHK CHK CHK CHK CHK CHK DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP Type Code Group Description Bill Pay Bill Pay Bill Pay Bill Pay Bill Pay Controlled Disbursements Controlled Disbursements Checks Checks Checks Checks Checks Checks Checks Checks Checks Checks Checks Checks Checks Checks Checks Checks Checks Checks Checks Checks Checks Checks Checks Checks Checks Checks Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits BAI Type Code 501 500 500 500 500 581 580 475 475 475 475 475 475 475 475 475 475 475 475 475 470 470 470 470 470 470 470 470 470 470 470 470 470 694 694 695 695 695 695 695 695 695 695 695 695 695 Debit/ Credit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit

BAI Type Code Description Bill Payment Total Bill Payment Total Bill Payment Total Bill Payment Total Bill Payment CONT DISB DETAIL CD TOTAL PRESENTMENT CHECK PAID CHECK PAID CHECK PAID CHECK PAID CHECK PAID CHECK PAID CHECK PAID CHECK PAID CHECK PAID CHECK PAID CHECK PAID CHECK PAID CHECK PAID TOTAL CHECKS PAID TOTAL CHECKS PAID TOTAL CHECKS PAID TOTAL CHECKS PAID TOTAL CHECKS PAID TOTAL CHECKS PAID TOTAL CHECKS PAID TOTAL CHECKS PAID TOTAL CHECKS PAID TOTAL CHECKS PAID TOTAL CHECKS PAID TOTAL CHECKS PAID TOTAL CHECKS PAID DEPOSIT REVERSAL DEPOSIT REVERSAL Deposit CORRECTION DB Deposit CORRECTION DB Deposit CORRECTION DB Deposit CORRECTION DB Deposit CORRECTION DB Deposit CORRECTION DB Deposit CORRECTION DB Deposit CORRECTION DB Deposit CORRECTION DB Deposit CORRECTION DB Deposit CORRECTION DB

Type DETAIL SUMMARY SUMMARY SUMMARY SUMMARY DETAIL SUMMARY DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL

Transaction Description Bill Pay Transfer to Checking Bill Pay Debit Bill Pay Transfer to MMA Bill Pay Transfer to Savings Bill Pay Transfer to Checking Cont Disb Detail Total Presentment Check Over the counter check Check Debit Memo Pay-Regardless On us check Substitute Check Image Check ECP Check Substitute Check Substitute Check Substitute Check Substitute Check Certified Check Check Substitute Check Image Check Over the counter check Check Debit Memo Pay-Regardless On us check ECP Check Substitute Check Substitute Check Substitute Check Substitute Check Certified Check Debit/Reversing Entry (Conversion only) Reversal Teller Transaction (Cash Deposit or Teller Transfers) Reverse customer deposit Image Deposit Correction Debit Reversal Image Deposit Correction Debit Paper Deposit Correction Debit OCP Deposit Correction CR Reversal Virtual Vault Deposit Correction CR Reversal Virtual Vault Deposit Correction Debit Virtual Vault Deposit Reversal OCP Deposit Corrections Debit OCP Fax Deposit Reversal Vault SVC Dep - Cash Only Rev

Prepared by Business Online Team 06-2011 (Customer Copy)

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Huntington BAI Code List


Previous Day Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Current Day* Type Code Group DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP DEP FED FED FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE Type Code Group Description Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Deposits Fed Fed Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees BAI Type Code 695 696 630 630 630 630 630 630 630 630 630 630 630 630 630 616 615 564 698 698 698 698 698 698 698 698 698 698 698 698 698 698 698 698 698 698 698 698 698 698 698 698 698 698 698 698 698 Debit/ Credit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit

BAI Type Code Description Deposit CORRECTION DB REGULAR COLLECTION DEBIT TOTAL DEPOSIT CORRECTION DB TOTAL DEPOSIT CORRECTION DB TOTAL DEPOSIT CORRECTION DB TOTAL DEPOSIT CORRECTION DB TOTAL DEPOSIT CORRECTION DB TOTAL DEPOSIT CORRECTION DB TOTAL DEPOSIT CORRECTION DB TOTAL DEPOSIT CORRECTION DB TOTAL DEPOSIT CORRECTION DB TOTAL DEPOSIT CORRECTION DB TOTAL DEPOSIT CORRECTION DB TOTAL DEPOSIT CORRECTION DB TOTAL DEPOSITS FRB - COMMERCIAL BANK DEBIT FRB - COMMERCIAL BANK DEBITS OVERDRAFT FEE MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES

Type DETAIL DETAIL SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY DETAIL SUMMARY DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL

Transaction Description Vault SVC Dep - Mixed Rev Check - ECD Reverse customer deposit Image Deposit Correction Debit Reversal Image Deposit Correction Debit Paper Deposit Correction Debit OCP Deposit Correction CR Reversal Virtual Vault Deposit Correction CR Reversal Virtual Vault Deposit Correction Debit Virtual Vault Deposit Reversal OCP Deposit Corrections Debit OCP Fax Deposit Reversal Vault SVC Dep - Cash Only Rev Vault SVC Dep - Mixed Rev Teller Transaction (Cash deposit or Teller Transfer) Fed Debit Settlement Fed Debit Settlement Overdraft Fee Pulse/Star ATM Withdrawal Fee CIRRUS Withdrawal Fee Direct Bill Pay Fee Direct Bill Pay Setup Fee Check Printing Fee Refund Reversal Check Card Monthly Fee Stop Payment Fee Wire Transfer Fee Check Printing Fee Monthly Maintenance Fee Analysis Service Charge Excessive Withdrawal Fee Items Deposited Fee Items Paid Fee Access Monthly Maintenance Fee Return Item Charge Special Statement Fee RCI Photocopy Fee RCI Branch Pick-up Fee Annual Maintenance Fee Huntington Club Monthly Membership Fee PMA Monthly Fee with Checks PMA Annual Fee without Checks PMA Annual Fee with Checks Excess Usage Fee (conversion only) Other Service Fees Overdraft Fee Deposits Fee Deposited Items fee

Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current

Prepared by Business Online Team 06-2011 (Customer Copy)

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Huntington BAI Code List


Previous Day Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Current Day* Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Type Code Group FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE FEE INV INV INV INV INV INV INV LOAN LOAN LOAN LOAN LOAN LOAN LOAN LOAN LOAN LOAN MISC MISC MISC MISC MISC MISC MISC Type Code Group Description Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Fees Investments Investments Investments Investments Investments Investments Investments Loans Loans Loans Loans Loans Loans Loans Loans Loans Loans Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous BAI Type Code 698 698 698 698 698 698 698 698 698 698 698 698 698 698 698 698 698 698 698 698 698 651 651 961 650 650 650 960 481 971 971 971 973 480 970 970 970 972 666 699 699 699 699 699 699 Debit/ Credit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit

BAI Type Code Description MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES MISCELLANEOUS FEES Target Sweep Target Sweep BOLT INVESTMENT DEBIT Target Sweep Target Sweep Target Sweep BOLT INVESTMENT DEBIT CREDIT SWEEP LOAN PAYMENT CHECKING RESERVE LOAN DEBIT CHECKING RESERVE LOAN DEBIT CHECKING RESERVE LOAN DEBIT CHECKING RESERVE PRINCIPLE PAYMENT TOTAL LOAN PAYMENT CHECKING RESERVE LOAN DEBIT CHECKING RESERVE LOAN DEBIT CHECKING RESERVE LOAN DEBIT CHECKING RESERVE PRINCIPLE PAYMENT COIN & CURRENCY ORDERED MISCELLANEOUS DEBIT MISCELLANEOUS DEBIT MISCELLANEOUS DEBIT MISCELLANEOUS DEBIT MISCELLANEOUS DEBIT MISCELLANEOUS DEBIT

Type DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL SUMMARY SUMMARY SUMMARY SUMMARY DETAIL DETAIL DETAIL DETAIL DETAIL SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL

Transaction Description Use of Uncollected Funds fee Returned Item Fee - Non-sufficient funds Overdraft Fee Foreign Transaction Fee Inactive Account Fee Savings Minimum Balance Fee Finance Charge Late Fee Savings Excess Withdrawal fee Direct Line Call Fee PC Banking Overlimit Fee Analysis Service Charge Refund Reversal DDAODDEP Transfer Fee OD Protection Transfer Fee OD Protection Transfer Fee Waive OD Protection Transfer Fee Refund OD Protection Transfer Fee Refund Rev Promotional Incentive - Thank You (Taxable) Reversal Promotional Incentive - Thank You (Non-Taxable) Reversal Non-Huntington ATM Fee Credit Reversal Non-Huntington ATM Cash Withdrawal Fee Investment Principal Debit (AFI) PMA/DMM Sweep Debit Obsolete Investment Debit Investment Principal Debit (AFI) PMA/DMM Sweep Debit AFI Mutual Credit Sweep Obsolete Investment Debit Debit to DDA for Loan (Pymt) Overdraft Protection Automatic Advance OD Protection Debit to DDA OD Protection Transfer to Deposit Acct OD Protection Minimum Payment Debit to DDA for Loan (Pymt) Overdraft Protection Automatic Advance OD Protection Debit to DDA OD Protection Transfer to Deposit Acct OD Protection Minimum Payment Coin & Currency Order Debit Federal Withholding Debit Interest Reversal DDA Payoff With Outstanding Items DDA Payoff With Outstanding Items FDIC Insurance Withdrawal

Prepared by Business Online Team 06-2011 (Customer Copy)

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Huntington BAI Code List


Previous Day Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Current Day* Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Type Code Group MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC Type Code Group Description Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous BAI Type Code 699 699 699 699 699 699 699 699 699 665 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 Debit/ Credit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit

BAI Type Code Description MISCELLANEOUS DEBIT MISCELLANEOUS DEBIT MISCELLANEOUS DEBIT MISCELLANEOUS DEBIT MISCELLANEOUS DEBIT MISCELLANEOUS DEBIT MISCELLANEOUS DEBIT MISCELLANEOUS DEBIT MISCELLANEOUS DEBIT Total Coin & Currency TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS

Type DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY

Transaction Description Savings Withdrawal Savings Withdrawal Credit Memo Reversal - non-paper Debit Memo - nonpaper Reverse Miscellaneous Credit Memo Interest Adjustment - Debit Federal Withholding Adjustment - Debit Debit Memo Commercial Loan Debit Coin & Currency Order Debit Check Printing Fee Reverse Miscellaneous Credit Memo Interest Reversal Interest Adjustment - Debit DDA Payoff With Outstanding Items DDA Payoff With Outstanding Items Returned Item Fee - Non-sufficient funds Overdraft Fee Stop Payment Fee Inactive Account Fee Check Card Monthly Fee FDIC Insurance Excessive Withdrawal Fee Savings Minimum Balance Fee Items Deposited Fee Items Paid Fee Wire Transfer Fee Return Item Charge Finance Charge Late Fee Withdrawal Direct Bill Pay Fee Direct Bill Pay Setup Fee RIPS Redeposited RCI Debit Encoding Error Adjustment - Debit Savings Withdrawal Savings withdrawal Special Statement Fee RCI Photocopy Fee RCI Branch Pick-up Fee Direct Line Call Fee Huntington ATM Withdrawal Fee Pulse/Star ATM Withdrawal Fee CIRRUS Withdrawal Fee Credit Memo Reversal - non-paper PC Banking Overlimit Fee Check Printing Fee Refund Reversal

Prepared by Business Online Team 06-2011 (Customer Copy)

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Huntington BAI Code List


Previous Day Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Current Day* Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Type Code Group MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC MISC RET RET RET RET RET RET RET TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF Type Code Group Description Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Miscellaneous Returns Returns Returns Returns Returns Returns Returns Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers BAI Type Code 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 690 555 555 555 568 550 550 550 506 506 506 506 506 506 506 506 Debit/ Credit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit

BAI Type Code Description TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS TOTAL MISC DEBITS RETURNED CASH ITEM DEBIT RETURNED CASH ITEM DEBIT RETURNED CASH ITEM DEBIT REDEPOSITED ITEM DEBIT TOTAL RETURNED CASH ITEMS TOTAL RETURNED CASH ITEMS TOTAL RETURNED CASH ITEMS ELECTRONIC TRANSFER DEBIT ELECTRONIC TRANSFER DEBIT ELECTRONIC TRANSFER DEBIT ELECTRONIC TRANSFER DEBIT ELECTRONIC TRANSFER DEBIT ELECTRONIC TRANSFER DEBIT ELECTRONIC TRANSFER DEBIT ELECTRONIC TRANSFER DEBIT

Type SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY

Transaction Description Debit/Reversing Entry (Conversion only) Excess Usage Fee (conversion only) Analysis Service Charge Refund Reversal DDAODDEP Transfer Fee Other Service Fees Federal Withholding Debit Monthly Maintenance Fee Analysis Service Charge Access Monthly Maintenance Fee Annual Maintenance Fee Huntington Club Monthly Membership Fee PMA Monthly Fee with Checks PMA Annual Fee without Checks PMA Annual Fee with Checks Foreign Transaction Fee Debit Memo Federal Withholding Adjustment - Debit Adjustment Debit Savings Excess Withdrawal fee Debit Memo - nonpaper Commercial Loan Debit OD Protection Transfer Fee OD Protection Transfer Fee Waive OD Protection Transfer Fee Refund OD Protection Transfer Fee Refund Rev Overdraft Fee

SUMMARY Promotional Incentive - Thank You (Taxable) Reversal SUMMARY SUMMARY SUMMARY DETAIL DETAIL DETAIL DETAIL SUMMARY SUMMARY SUMMARY DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL Promotional Incentive - Thank You (Taxable) Reversal Non-Huntington ATM Fee Credit Reversal Non-Huntington ATM Cash Withdrawal Fee Returned Deposited Item Return Item - Photocopy Branch Pick Up Return Item RIPS Redeposited RCI Debit Returned Deposited Item Return Item - Photocopy Branch Pick Up Return Item Check Card Purchase Check Card Debit reversal Huntington Loan Automatic Payment Electronic Withdrawal Direct Line Installment Loan Payment Direct Line Transfer to Checking Reverse Interest Payment Transfer Internet TFR to Checking

Current Current Current Current Current Current Current Current

Prepared by Business Online Team 06-2011 (Customer Copy)

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Huntington BAI Code List


Previous Day Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Previous Current Day* Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Current Type Code Group TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF TRXF WT WT WT WT WT WT WT WT WT WT WT WT WT WT WT Type Code Group Description Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Electronic Transfers Wire Transfers Wire Transfers Wire Transfers Wire Transfers Wire Transfers Wire Transfers Wire Transfers Wire Transfers Wire Transfers Wire Transfers Wire Transfers Wire Transfers Wire Transfers Wire Transfers Wire Transfers BAI Type Code 506 506 506 506 506 506 506 506 506 577 205 505 505 505 505 505 505 505 505 505 505 505 505 505 505 505 505 505 505 491 491 491 491 495 495 495 495 495 495 490 490 490 490 490 Debit/ Credit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit

BAI Type Code Description ELECTRONIC TRANSFER DEBIT ELECTRONIC TRANSFER DEBIT ELECTRONIC TRANSFER DEBIT ELECTRONIC TRANSFER DEBIT ELECTRONIC TRANSFER DEBIT ELECTRONIC TRANSFER DEBIT ELECTRONIC TRANSFER DEBIT ELECTRONIC TRANSFER DEBIT ELECTRONIC TRANSFER DEBIT Sweep Transfer TOTAL ELECTRONIC TRANSFER TOTAL ELECTRONIC TRANSFER DEBIT TOTAL ELECTRONIC TRANSFER DEBIT TOTAL ELECTRONIC TRANSFER DEBIT TOTAL ELECTRONIC TRANSFER DEBIT TOTAL ELECTRONIC TRANSFER DEBIT TOTAL ELECTRONIC TRANSFER DEBIT TOTAL ELECTRONIC TRANSFER DEBIT TOTAL ELECTRONIC TRANSFER DEBIT TOTAL ELECTRONIC TRANSFER DEBIT TOTAL ELECTRONIC TRANSFER DEBIT TOTAL ELECTRONIC TRANSFER DEBIT TOTAL ELECTRONIC TRANSFER DEBIT Total Electronic Transfer Debit TOTAL ELECTRONIC TRANSFER DEBIT TOTAL ELECTRONIC TRANSFER DEBIT TOTAL ELECTRONIC TRANSFER DEBIT TOTAL ELECTRONIC TRANSFER DEBIT TOTAL ELECTRONIC TRANSFER DEBIT WIRE TRANSFER DEBIT WIRE TRANSFER DEBIT WIRE TRANSFER DEBIT WIRE TRANSFER DEBIT WIRE TRANSFER DEBIT WIRE TRANSFER DEBIT WIRE TRANSFER DEBIT WIRE TRANSFER DEBIT WIRE TRANSFER DEBIT WIRE TRANSFER DEBIT TOTAL WIRE TRANSFER DEBIT TOTAL WIRE TRANSFER DEBIT TOTAL WIRE TRANSFER DEBIT TOTAL WIRE TRANSFER DEBIT TOTAL WIRE TRANSFER DEBIT

Type DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL DETAIL SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY

Transaction Description Internet TFR to Savings Internet ILN Payment from DDA Direct Line Transfer to Savings Internet Credit Card Payment from DDA Business Online Account Transfer Teller Transfer Withdrawal Check Card Debit Transaction (Signature based) International Check Card Debit Transaction (Signature based) Check Card Debit reversal Sweep Sweep Huntington Loan Automatic Payment Check Card Purchase Check Card Debit reversal Internet TFR to Checking Internet TFR to Savings Internet ILN Payment from DDA Direct Line Transfer to Savings Direct Line Installment Loan Payment Electronic Withdrawal Internet Credit Card Payment from DDA Direct Line Transfer to Checking Reverse Interest Payment Transfer Business Online Account Transfer Teller Transfer Withdrawal Sweep Check Card Debit Transaction (Signature based) Check Card Credit ReversalTransaction (Signature based) International Check Card Debit Transaction (Signature based) Internal Terminal Wire Transfer Internal Automatic Wire Transfer Repetitive Internal Wire Transfer Non-repetitive Internal Wire Transfer Repetitive Outgoing Wire Transfer Terminal Wire Transfer Automatic Outgoing Wire Transfer Non-Repetitive Terminal Wire Transfer Wire Transfer out/Non-repetitive Savings Wire Transfer Debit Savings Wire Transfer Debit Repetitive Outgoing Wire Transfer Terminal Wire Transfer Internal Terminal Wire Transfer Automatic Outgoing Wire Transfer

Prepared by Business Online Team 06-2011 (Customer Copy)

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Huntington BAI Code List


Previous Day Previous Previous Previous Previous Previous Previous Previous Previous Previous Current Day* Current Current Current Current Current Type Code Group WT WT WT WT WT ZBA ZBA ZBA ZBA Type Code Group Description Wire Transfers Wire Transfers Wire Transfers Wire Transfers Wire Transfers ZBA ZBA ZBA ZBA BAI Type Code 490 490 490 490 490 575 575 570 570 Debit/ Credit Debit Debit Debit Debit Debit Debit Debit Debit Debit

BAI Type Code Description TOTAL WIRE TRANSFER DEBIT TOTAL WIRE TRANSFER DEBIT TOTAL WIRE TRANSFER DEBIT TOTAL WIRE TRANSFER DEBIT TOTAL WIRE TRANSFER DEBIT ZBA Debit ZBA Debit TOTAL ZBA DEBITS TOTAL ZBA DEBITS

Type SUMMARY SUMMARY SUMMARY SUMMARY SUMMARY DETAIL DETAIL SUMMARY SUMMARY

Transaction Description Internal Automatic Wire Transfer Repetitive Internal Wire Transfer Non-repetitive Internal Wire Transfer Non-Repetitive Terminal Wire Transfer Wire Transfer out/Non-repetitive ZBA Debit - Master Account ZBA Debit - Sub Account ZBA Debit - Master Account ZBA Debit - Sub Account

Prepared by Business Online Team 06-2011 (Customer Copy)

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