1 GENERAL AWARENESS 1.

The eleventh five year plan of India is for the five years ranging from (A) 20092014 (B) 20082013 (C) 20072012 (D) 20062011 (E) None of these Ans : (C) 2. DSCR indicates the ability of a company to (A) Meet its current liabilities (B) Service its shareholders (C) Meet its long term debt obligations (D) Raise further capital (E) None of these Ans : (C) 3. An IPO is (A) Initial price offered by a private limited company to its shareholders (B) An offer by an unlisted company for sale of its shares for the first time to the public (C) Used to increase the share capital of an unlisted company (D) A book building process (E) None of these Ans : (B) 4. A decreasing current ratio indicates (A) A stable liquidity (B) An increasing liquidity (C) A strained liquidity (D) Satisfactory current solvency (E) None of these Ans : (E) 5. Private equity investors, invest in a company based mainly on (A) The age of the company (B) The location of the company (C) The activity undertaken by the company (D) The creditability and the valuation of the company (E) The existing profitability of the company Ans : (E) 6. The synagogue is generally (A) An epic (B) A religion (C) Jewish House of Prayer (D) The Parsi temple (E) A palace Ans : (C)

2 7. Deuce is a team used in (a) Polo (b) Lawn tennis (c) Badminton (d) Boxing (e) Volley ball (A) a, b, c (B) b, c, d (C) c, d, a (D) a, b, e (E) b, c, e Ans : (E) 8. ISI is the intelligence agency of (A) United Kingdom (B) United States of America (C) Israel (D) Pakistan (E) India Ans : (D) 9. Air Traffic Controllers job involves 1. Control of air traffic in and within vicinity of airport 2. Control of movement of air traffic between altitude, sectors and control centres 3. Following established procedures and policies for air traffic control 4. Control of commercial airline flights according to government regulations 5. To authorize and regulate commercial airline flights (A) 1, 2 (B) 2, 3 (C) 1, 2, 3, 4 (D) 1, 2, 3, 4, 5 (E) 3, 4, 5 Ans : (A) 10. Animal assisted therapy is employed in (A) Operations (B) ICU (C) Old age homes (D) Training animals (E) Natural healing Ans : (D) 11. In broad gauge, the distance between the rails is (A) 100 metre (B) 3 metre (C) 167 metre (D) 267 metre (E) 076 metre

3 Ans : (C) 12. Who is Indra Nooyi ? (A) CEO Coca Cola (B) CFO PepsiCo. (C) Managing Director Nano Division (D) Indias permanent representative to UNO (E) None of these Ans : (B) 13. ET Now and CNBC TV18, TV Channels essentially broadcast (A) English News (B) Classic English Movies (C) Political Events and News (D) Business and Economic News (E) All important national and international news in English Ans : (D) 14. Amongst the following sportsmen/women, who has won the first gold medal at Guangzhou Asian Games ? (A) Yuan Xiachao (B) Wang Migluen (C) Zhu Oianward (D) Takeshi Matsuda (E) Wu Jingbiao Ans : (A) 15. With which one of the following fields was Satyajit Ray associated ? (A) Films (B) Sports (C) Social Work (D) Drama (E) Short Stories Ans : (A) 16. Daniel Vettroi is captain of which one of the following teams ? (A) New Zealand Cricket Team (B) South Africa Cricket Team (C) New Zealand Basket Ball Team (D) West Indies Cricket Team (E) Australia Cricket Team Ans : (A) 17. Who amongst the following carried Indian Tricolour at Guangzhou Asian Games ? (A) Sania Mirza (B) Saina Nehwal (C) Gagan Narang (D) Suranjay Singh (E) Randhir Singh Ans : (C)

4 18. Financial ratio analysis of a company helps in understanding 1. The long term debt raising capacity 2. The short term solvency 3. The reasons for fluctuation in its stock prices 4. The net worth of the company 5. The profitability (A) 1, 2, 3, 4 (B) 2, 3, 4 (C) 3, 4, 5 (D) 3, 1, 2, 4 (E) 1, 2, 4, 5 Ans : (E) 19. Human breath is visible in winter but not in summer because (A) The difference in outside pressure gives visibility to breath (B) Breath contains certain impurities and visible matters (C) Water vapour in breath condenses in cold air, making it visible (D) Breath has heat in it which evaporates in cold air giving visibility (E) None of these Ans : (D) 20. Which of the following is/are not the names of Seven North-Eastern States ? 1. Jorhat 2. Manipur 3. Meghalaya 4. Agartala 5. Dimapur (A) 1, 2, 3 (B) 2, 3, 4 (C) 3, 4, 1 (D) 1, 4, 2 (E) 1, 4, 5 Ans : (E) 21. According to a recent newspaper survey, which one of the following is the most preferred language for leisure reading among the Indian Youth ? (A) Hindi (B) Marathi (C) Bengali (D) Telugu (E) English Ans : (E) 22. Who was Dr. C. Rangarajan ? (A) Chairman, PMEAC (B) Member, Planning Commission (C) Chief Economist, IBA (D) RBI Governor

5 (E) Member, Minority Commission Ans : (D) 23. Which of the following is an oilseed ? (A) Garlic (B) Clove (C) Cardamom (D) Cumin Seed (E) Mustard Ans : (E) 24. The RBI reviews its credit and monetary policy at regular intervals and also in between. What is the purpose of the same ? 1. To ensure that inflation does not cross the limit 2. To ensure that banks have enough liquidity 3. To ensure that cost of the fund does not reach a very high level (A) Only 1 (B) Only 2 (C) All 1, 2 and 3 (D) Only 2 and 3 (E) None of these Ans : (C) 25. The name of the white revolution is associated with (A) J. V. Narlikar (B) J. C. Bose (C) Kurien Verghese (D) M. S. Swaminathan (E) C. Rangarajan Ans : (C) 26. The cabinet committee recently approved the IGMSY a scheme for the welfare of the people of India. Who amongst the following will get the benefit of the scheme ? (A) Mothers and pregnant women (B) Children upto 12 years of age (C) Youth (D) Old and Senior Citizens (E) All the above Ans : (A) 27. The Govt. of India provides direct financial support to which of the following schemes ? (A) Jeevan Bharati Scheme (B) ULIP (C) Sampoorna Grameen Rozgar Yojana (D) Packing Credit Guarantee Scheme (E) All of the above Ans : (C) 28. Who amongst the following is a famous Urdu author/poet who received Jnanpith Award recently ? (A) Akhlaq Khan Shahryar

6 (B) ONV Kurup (C) Khushwant Singh (D) Krishna Sobti (E) None of these Ans : (A) 29. Who amongst the following is the author of the Book A Bend in the River ? (A) V. S. Naipaul (B) Arun Shourie (C) Octavia Paz (D) Daniel Defoe (E) Walter Scott Ans : (A) 30. Which of the following is called the pink city of India ? (A) Kolkata (B) Lucknow (C) Kota (D) Hyderabad (E) Jaipur Ans : (E) 31. Which of the following states got a new Chief Minister without new assembly elections ? (A) Goa (B) Madhya Pradesh (C) Jharkhand (D) Gujarat (E) Delhi Ans : (C) 32. A two days National level conference/event was organised in Chandigarh in September 2010. Which was the conference / event ? (A) Miss India 2010 (B) Asian Women Hockey Finals 2010 (C) Conference of the Finance Ministers of SAARC (D) National Rabi Conference (E) None of these Ans : (E) 33. Which of the following Summits took place in Hanoi in October 2010 ? (A) ASEAN Summit (B) SAARC Summit (C) G-20 Summit (D) G-8 Summit (E) None of these Ans : (A) 34. The Reserve Bank does not have an office in (A) Kanpur (B) Jaipur

7 (C) Lucknow (D) Bhopal (E) Gulbarga Ans : (E) 35. A Badminton player is supposed to know the meaning of the term (A) Bouncer (B) Love (C) LBW (D) Punch (E) Booster Ans : (B) 36. Who amongst the following is the receipient of the Rajiv Gandhi Khel Ratna Award 2010 ? (A) Ishant Sharma (B) Hariom Singh (C) M. S. Dhoni (D) Sushil Kumar (E) Saina Nehwal Ans : (E) 37. India extended a credit of US $ 250 million to which of the following countries, which will be used for infrastructural development there ? (A) China (B) Pakistan (C) Myanmar (D) Nepal (E) Sudan Ans : (D) 38. Which one of the following makes a case for intensive, modern farming ? (A) Higher output using organic method (B) Remunerative price (C) Cropping pattern (D) Land acquisition for nonagricultural needs (E) None of these Ans : (C) 39. In which one of the following States multi-thousand-foodgrain scam has recently been noticed by the High Court ? (A) M. P. (B) Orissa (C) Bihar (D) Jharkhand (E) U. P. Ans : (C) 40. Which one of the following is the objective of Corporate Social Responsibility (CSR) issued by the Government ? (A) To ensure that Companies take steps for rehabilitation of project affected people

8 (B) To ensure that Companies use some of their profits for educating the project affected people (C) To ensure that Companies provide health care to project affected people (D) To ensure that Companies take preventive measures to avoid environmental damage (E) None of these Ans : (A) 41. A hockey player is supposed to know the meaning of the term (A) Dead Ball (B) Bouncer (C) LBW (D) Penalty Corner (E) Frozen Ball Ans : (D) 42. Which one of the following have provided bailout package to Ireland to deal with its debt crisis ? (A) EU only (B) IMF only (C) World Bank only (D) Only (A) and (B) above (E) All (A), (B) and (C) above Ans : (D) 43. Which one of the following Indian Company is the only company from India to be included in the Top Ten 2010 Value creators Global Ranking released by global management consulting firm BCG ? (A) RIL (B) Tata Steel (C) Bharti Airtel (D) JSPL (E) Bajaj Auto Ans : (D) 44. Which one of the following has launched guidebook on standards for exporters ? (A) RBI (B) SEBI (C) IBA (D) UNIDO (E) UNESCO Ans : (D) 45. BIPA with Sudan comes into effect was the news in various newspaper recently. It is an agreement for (A) Investment in a country (B) Peaceful use of atomic power (C) Allowing students to visit each others nation (D) Allowing people to come for medical treatment (E) To form an alliance with each other in case of a war Ans : (A) 46. In which one of the following sports Sandhya Rani Devi bagged Silver in Asiad 2010 Games ? (A) Shooting

9 (B) Squash (C) Taekwondo (D) Ten-pin bowling (E) Wushu Ans : (E) 47. Which of the following terms is normally not seen in the field of International Relations ? (A) Exchange Rate (B) Free Trade (C) MFN (D) Alluvial Soil (E) OECD Ans : (D) 48. According to mid term review of Indian economy, which one of the following segments will be the major contributor to GDP growth ? (A) Agriculture (B) Industry (C) Services (D) Mining (E) None of these Ans : (C) 49. Which of the following films directed by Aamir Khan was sent for OSCARs Award nominations from India ? (A) Rang De Basanti (B) Peepli Live (C) Tare Zamin Par (D) Lagan (E) None of these Ans : (B) 50. In which one of the following states, population growth rate is lower than national average ? (A) Delhi (B) Gujarat (C) Chhattisgarh (D) Himachal Pradesh (E) Orissa Ans : (E)

Finance and Economics GK Aptitude Question Papers for Bank and others
1. In which type of account, banks generally dont pay interest (A) Saving Account (B) Current Account

10 (C) Fixed Deposit Account (D) Interest is always payable in all types of account 2. A bank standing order would be suitable for paying (A) Telephone accounts (B) Electricity accounts (C) Grocery bills (D) Mortgage repayments 3. Payment of a cheque cannot be made on a cash counter of bank if the cheque is (A) Bearer (B) Cross (C) Order (D) All of these 4. Which of the following is not Commercial Bank ? (A) Reserve Bank of India (B) State Bank of India (C) Canra Bank (D) Oriental Bank of Commerce 5. What is the Bank draft ? (A) Letter from the Bank (B) Cheque which a bank draws on itself (C) Instraction to a banker to collect a customers debt (D) Instruction not to honour a stop payment 6. The essential characteristic of whatever serves as money is that it must (A) Be issued by the State (B) Be generally acceptable (C) Not be wholly fiduciary (D) Have some instrinsic value 7. One of the following is not an example of Near-Money, which ? (A) Bill of Exchange (B) Bonds and Debentures (C) Equity shares of Ranbaxy Company Ltd. (D) Treasury bills of the Government of India 8. Fiat Money is that which is (A) Accepted by overseas banks only (B) Accepted temporarily in lieu of gold (C) Backed by gold or silver (D) Decreed as money by the government

11 9. Money is (A) Acceptable only when it has intrinsic value (B) Constant in purchasing power (C) The most liquid of all assets (D) All of the above 10. Greshans law states that (A) Bad money promotes good money in the system (B) Bad money drives good money out of circulation (C) Good money drives bad money out of circulation (D) Good money promotes bad money in the system 11. Value of Money (A) Is independent of the price level (B) Is directly related to the price level (C) Is inversely related to the price level (D) None of the above 12. Demand pull inflation can be caused by money factors including (A) A fall in consumption expenditure (B) A sharp increase in unemployment (C) A steep reduction in direct taxation (D) An increase in Income Tax 13. The process of deplation tends to favour (A) Debtor and Creditiors a like (B) Debtor at the expense of Creditors (C) Creditors at the expense of Debtors (D) Profit receivers at the expense of fixed income receivers 14. Which of the following statement is not completely true ? (A) An increase in the supply of money will result in inflation (B) Cost inflation occurs when prices rise to cover increased factor costs (C) Inflation occurs when the value of money declines (D) Inflation will have the effect of redistributing incomes within a country 15. Which of the following people is most likely to benefit from an inflationary situation ? (A) A person who buys units from the Unit Trust (B) A person who keeps his savings under the floor at home (C) A person makes a large private loan to a friend (D) A person who takes out a mortgage with a building society 16. The principal liability of a Joint Stock Bank relates to (A) Its investment abroad

12 (B) Its investment at home (C) Repayment of its customers deposits (D) Its requirements to make special deposits when requested 17. Which of the following is not a function of the Commercial Banks ? (A) Acting as a lender of last resort (B) Lending to the private and public sectors (C) The provision of a cheque system for setting debts (D) The provision of safe deposit facilities 18. When the Commercial Bank create credit areas which are in effect and increases (A) The national debt (B) The supply of money (C) The purchasing power of the rupee (D) The real wealth of the country 19. A customer does not require a bank account to obtain (A) A Loan (B) A Cheque Card (C) A Bankers Draft (D) An Overdraft 20. Which of the following is not a liability of Commercial Banks (A) Security Holdings (B) Treasury deposit at banks (C) Demand deposits and time deposits (D) Borrowing from Central Bank 21. Not negotiable written on a cheque crossing means (A) The cheque cannot be paid to any one but the payee (B) The cheque is valid only for payment of the transaction for which it is made out (C) An honest person receiving a stolen cheque is liable to repay the rightful owner (D) The cheque must be paid into a bank 22. The Central Bank is not expected to perform the function of (A) Acting as a clearing house (B) The banker to the government (C) Accepting deposit from Commercial Banks (D) Accepting deposits from general public 23. Increase in bank rates generally is followed by (A) An increase in market rate of interest (B) A fall in market rates of interest

13 (C) A rise only in the deposits rates but not the lending rates (D) A rise only in the lending rates 24. The major quantitative monetary tool available with the Central Bank is (A) Retioning of credit (B) Regulation of consumer credit (C) Margin requirements (D) Reserve ratio requirements 25. Bank must refuse payment of a cheque where (A) Cheque is not dated (B) Where cheque is stale, i.e. date has expired (C) Payment has been stopped by customer (D) The cheque is not presented during working hours of Bank 26. A Stale cheque is one that is (A) Over six months old (B) Converning an overdue payment (C) Cancelled by the drawer (D) Written on an account which is overdrawn 27. When the Central Bank sells securities, as a result (A) The cash resources at the disposal of the commercial banks increase (B) The cash resources of the commercial banks remain unchanged (C) The cash resources at the disposal of commercial banks get diminished (D) None of the above 28. When a cheque is returned by the bank marked Refer to Drawer this means the drawer (A) Has instructed the bank not to pay the cheque (B) Whishes to be contacted before the cheque is cashed (C) Has improperly completed the cheque and must correct it before payment (D) Had insufficient funds in his account to pay the cheque 29. The current Bank Rate is (A) 6% (B) 8% (C) 9% (D) 95% 30. It has been made compulsory for Non-Banking Financing Companies to get themselves registered with before July 8, 1997. (A) RBI (B) SEBI

14 (C) Government of India (D) None of the above 31. India ranks number among the countries with the biggest growth potential in the world according to the latest report of world Economic Forum. (A) Six (B) Five (C) Four (D) Three 32. Which is the most competitive country of the world according to the latest report of world Economic Forum ? (A) Hong Kong (B) Singapore (C) United State of America (D) Netherlands 33. The maximum permissible limit of interest on postshipment rupee credit on demand bills for transit period upto 90 days is (A) 13% (B) 14% (C) 15% (D) 16% 34. Which of the following statement is correct about India according to the World Banks latest calculations ? (A) Indias per capita national wealth is $ 25000 (B) Indias per capita incomeis $ 360 (C) Indias per capita income (according to purchasing power parity) is $ 2390 (D) All of the above 35. Scheduled commercial banks recorded nonperforming assets (NPAs) of at the end of March 200607 against 18% during 2005-06. (A) 23% (B) 33% (C) 15% (D) 79% 36. Which of the following is not a tool in the hands of RBI to control the inflationary pressure in the country ? (A) Bank Rate (BR) (B) Special Drawing Rights (SDR) (C) Statutory Liquidity Ratio (SLR) (D) Cash Reserve Ratio (CRR)

15 37. Which of the following is/are included in Legal Tender Money in India ? (A) Coins and currency notes (B) Coins and bank drafts (C) Currency notes and SDRs (D) Currency notes issued by RBI 38. Which of the following is correctly matched? (A) CRR on FCNR (B) Scheme12% (B) Bank Rate6% (C) SLR on NRE deposits315% (D) CRR on NRE13% 39. Indias First Financial Archive has been set up at (A) Mumbai (B) New Delhi (C) Ahmedabad (D) Kolkata 40. Which of the following Bank merged with Oriented Bank of Commerce ? (A) New Bank of India (B) Punjab Co-operative Bank (C) Bari Doab Bank (D) (B) and (C) both Answers 1. (B) 2. (D) 3. (B) 4. (A) 5. (B) 6. (B) 7. (C) 8. (B) 9. (C) 10. (B) 11. (C) 12. (C) 13. (C) 14. (A) 15. (D) 16. (C) 17. (A) 18. (B) 19. (A) 20. (A) 21. (C) 22. (D) 23. (A) 24. (D) 25. (C) 26. (A) 27. (C) 28. (D) 29. (A) 30. (A) 31. (D) 32. (B) 33. (A) 34. (D) 35. (C) 36. (B) 37. (A) 38. (B) 39. (D) 40. (D)