Declaration

I hereby declare that the project work entitled Loans & Advances is an independent research work carried out by me during major con-current project under the guidance of Prof. S.V.Belgaonkar. This project has not been previously submitted for for award for any degree of this or any other University to the best of my knowledge. It has been done under the guidance and supervision of Prof. S.V.Belgaonkar, faculty and internal guide of KLS Gogte College of Commerce, Belgaum. To the best of my knowledge and belief, this report is original and bonafide work prepared by me.

Date: Place: Belgaum

Mayur U. Pawar

Acknowledgement

It is my privilege to express a few words of gratitude and respect through this project report to all those who guided and inspired me in completing this project. However, it would not have been possible without the kind support and help of many individuals of the organisation. I would like to extend my sincere thanks to all of them. I am highly grateful to Mr. S.B.Pujari the Secretary of Shri. Siddheshwar Urban Co-op. Credit Society Ltd. Athani for his guidance and constant supervision as well as for providing necessary information regarding this project & also for their support in completing the project. I would like to express my gratitude towards my parents & members of Shri. Siddheshwar Urban Co-op. Credit Society Ltd. Athani for their kind co-operation and encouragement which helped me in the completion of this project. I wish to record my sincere thanks to our mentor Prof. S.V.Belgaonkar, faculty and internal guide of KLS Gogte College of Commerce, Belgaum for his valuable guidance and suggestions. My thanks and appreciations also go to the people who have willingly helped me out with their abilities.

Date: Place: Belgaum

Mayur U. Pawar

Index
Sl No. 1. Introduction:
About Co-operative society

Contents

Page No
1-4

Need For the Study

Scope of the Study Statement of problem Research Methodology

Research Design Objective of the Study Limitations of the Study

5-23 Bank Profile Industrial Profile Organisational Chart Progress of the Bank Vision, Mission, Objectives Product and Services Profile SWOT Analysis 24-28 Meaning of Loans And advances Meaning of Loans And advances Definition of Loans And advances' Principles of Loans And advances Objectives of Loans And advances Advantages of Loans And advances Disadvantages of Loans And advances Types of Loans And advances 29-52 Trend Analysis and Interpretation Ratio Analysis: 53-58

2.

Organisation Study:

3.

Conceptual Framework:

4.

Data Analysis and Interpretation:

5.

Finding, Suggestions, Bibliography,

Annexure Conclusion:
Finding Suggestions Annexure Conclusion Bibliography