Advantage 2005

Schwab Retirement Technologies ASP Solution . Is it Right for You?

Kristin Studioso, Director, Schwab ASP Operations Trent Wilson, VP, Schwab Technology - Schwab Retirement Technologies

Introductions
Schwab Retirement Technologies Kris Studioso
- Director - ASP Operations

Trent Wilson
- VP - Schwab Technology

Session Overview
What is it? Why would an ASP benefit you? Software Technology Closing Remarks Q & A

What is an ASP?
Application Service Provider (ASP)

is a third-party entity that manages and distributes software-based services and solutions to customers across a wide area network from a central data center

Why ASP?
Self-Contained ASP Heavily Outsourced

Move towards

Customer

Customer

Customer

Recordkeeping

Recordkeeping

Recordkeeping

Technology

Technology

Technology

outsourcing technology and Recordkeeping Provide solution to meet Plan Administrators needs Part of broader value proposition

CONTINUUM

OUTSOURCE

IN-HOUSE

CORE COMPETENCY

How does it benefit you?

Software applications

and hardware centrally located and managed Priced per participant You maintain operational control and your client relationships

Leverage the power

of Schwabs infrastructure Leverage economies of scale to control costs Predictably plan expenses Focus on core competencies

Customizable & Robust Software

Trading Schwab trading platform Other trading platforms Reporting Full Crystal

Centralized Administration

Recordkeeping

Voice

Web

Statements Scicom Extract & e-statements Newkirk Extract Print on-site

Call Center

Hardware Environment

Admin User Citrix Gateway Citrix Servers SQL Server CSR

Sponsor

Web Servers PAS Servers

Pervasive Server

Participant

Phone Line

Voice Servers 8

Schwab RT ASP
Currently: 23 clients 3,500+ plans 370,000+ active participants 900,000 total participants

Gain the ASP Advantage !

10

Schwab Retirement Technologies ASP Solution . Is it Right for You?

Charles Schwab Corporate Services (SCS) provides services to retirement plan sponsors and participants through Charles Schwab & Co., Inc.., The Charles Schwab Trust Company (CSTC), Schwab Retirement Plan Services, Inc. and Schwab Retirement Technologies, Inc. (Schwab RT). SCS also provides equity compensation plan services and other financial and retirement services to corporations and executives. These entities are affiliates of each other and are wholly owned subsidiaries of The Charles Schwab Corporation.

2005 Schwab Retirement Plan Services, Inc. All rights reserved. (0805-6672)

11