Rising Stars 2012 Booklet

MICROCAP CONFERENCE
Sydney Hilton | 13th June 2012 | supported by
microEQUITIES 6 RISING STARS

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6 RISING STARS
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MICROCAP CONFERENCE| 13th JUNE 2012 | SUPPORTED BY
MORNING SESSION 9.00-9.25 9.25-9.50 9.50-10.15 10.15-10.30 10.30-10.55 10.55-11.20 11.20-11.45 Careers Multilist (ASX CGR) BigAir Group (ASX BGL) XRF Scientific (ASX XRF) MORNING COFFEE BREAK Calliden Group (ASX CIX) Amcom Telecom (ASX AMM) Clover Corporation (ASX CLV) AFTERNOON SESSION 1.00-1.25 1.25-1.50 1.50-2.15 2.15-2.30 2.30-2.55 2.55-3.20 3.20-3.45 ThinkSmart (ASX TSM) Vocus Telecom (ASX VOC) Laserbond (ASX LBL) AFTERNOON COFFEE BREAK ISS Group (ASX ISS) Cash Converters Int (ASX CCV) Runge (ASX RUL) Richard Pang (CEO) Ian Day (Gral Manager) David Meldrum (MD) Ned Montarello (CEO) James Spenceley (CEO) Wayne Hooper (CEO) Nick Kirk (CEO) David Hinton (CFO) Ian Brown (CEO) Daniel Riley (CEO) Jason Ashton (CEO) Vance Stazzonelli (CEO)
6 RISING STARS
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MICROCAP CONFERENCE| 13th JUNE 2012 | SUPPORTED BY
ABOUT MICROEQUITIES
Microequities is a specialised Microcap asset manager. Established in 2005 as an independent investment research house devoted to Microcaps, Microequities expanded into funds management in early 2009 by launching its flagship Deep Value Microcap Fund. In 2012, Microequities launched a second Fund, the High Income Value Microcap Fund. Microequities investment managers and analysts operate uniquely within the Microcap asset class. This asset class offers investors access to Australian companies with an attractive growth profile, but also necessitates a systematic and process driven research approach to investing.
ABOUT THE AUSTRALIAN SECURITIES EXCHANGE (ASX)

ASX Limited is the listed holding company for a number of licensed operating subsidiaries, together forming the ASX Group (ASX), which offer a range of market services linked by a common purpose: to provide core financial markets services and infrastructure to meet the needs of a wide range of financial markets stakeholders, and for a globally competitive and vibrant Australian economy. ASX is a multi-asset class, vertically integrated exchange group, ranked one of the worlds top-10 largest by market capitalisation. Its activities span primary and secondary market services, central counterparty risk transfer, and transaction settlement for both the equities and fixed income markets. ASX functions as a market operator, clearing house, payments system facilitator and central securities depository. It also oversees compliance with its operating rules, promotes standards of corporate governance among Australias listed companies and helps to educate retail investors. With a market capitalisation of over A$1.3 trillion the Australian equities market is consistently weighted in global indices (MSCI and S&P/Citigroup Global Equities Indices BMI) among the top five equity markets in the world. Among AsiaPacific stock markets it is second only to Japan in terms of free float market capitalisation. The Australian equity market has experienced outstanding growth in recent years, with annual turnover increasing fourfold and market capitalisation doubling in the last ten years. In the same period liquidity has doubled to 100%.
CAREERS MULTILIST ASX- CGR Presented by Daniel Riley (MD)
Contents
Business Overview
Growth Strategy
Financial Summary
Business Overview
Careers MultiList helps its clients gain a competitive advantage through innovative human capital solutions What does this mean?
Recruitment;
Outsourced (services delivered by agency partners) Onsite (services delivered by agency partners) Project responsibility (candidates supplied by agency partners, project managed by CML)
Services (related to recruitment);

Migration practice Labour Agreement, sponsorship for on-hire Contract management and outsourced payroll
Agency Partners (subscription fees from recruitment agencies);

Business development support Operational support (incl finance & payroll) Cost savings on advertising and insurance through group schemes
Business Overview
Careers MultiList services exist through a combination of in-house development and acquisition;
Business Division Careers MultiList Human Capital Services Business development support for recruitment agency partners Operational support HR services Cost savings Back-office payroll, online timesheets & invoicing Finance and managed collections Trade credit insurance Migration practice Contract management services, including sponsorship for on-hire Project management Staffing and technical services provided to Libraries
CMLpayroll (100% owned by Careers MultiList) Lester Associates (100% owned by Careers MultiList) Zenith Management (100% owned by Careers MultiList)
Business Overview Client Analysis

Client analysis Number of Agency clients Number % of % of of earnings earnings from from End-user Agency End-user clients clients clients
Business Division
Careers MultiList Lester Associates Zenith Management Services
94 90 N/A
30 20 60
45% 80% N/A
55% 20% 100%
Business Overview - History

Key events Early 2002 November 2009 February 2010 September 2011 December 2011 Company established by Greg and Daniel Riley Acquisition of Zenith Management Services Company listed on ASX. Acquisition of Lex Brown subcontractor business Acquisition of Lester Australia Launch of CMLpayroll
Business Overview Revenue Streams

Multiple revenue streams human capital services Invoices from agency partners for the supply of staff to recruitment contracts negotiated by Careers MultiList + fees generated by Zenith for supply of staff Recurring fees from agency partners to access Careers MultiList services
Recruitment
Agency fees
Services
Income from services complementary to recruitment, including migration, contract management, payroll outsourcing and cataloguing services for library clients
Segment Reporting Contribution to Profit

Segments NPBT ($000's)
1,200 1,000 800 600 400 200 Services Agency fees Recruitment 2010 2011 2012 Forecast
Segment Reporting Contribution to Revenue

Sales Revenue ($000's)
60,000 50,000 40,000 30,000 20,000 10,000 Services Agency fees Recruitment 2010 2011 2012 Forecast
The sharp rise is sales revenue for services in FY2012 can be attributed primarily to the acquisition of Lester Associates in Sept11. While services income is recurring in nature and highly valued, it is lower margin income than Agency fees and Recruitment
Growth Strategy
Three core growth strategies Cross-sell opportunities Agency Partner fees New services - developed in-house
Growth Strategy Cross Sell

Introduce Careers MultiList (CML) services to Lester Associates (LA) agency customers Introduce Lester Associates services to Careers MultiList agency partners and end-user clients
CML Services
LA Clients
CML Clients
LA Services
Growth Strategy
Agency Partner Fees
There are currently 94 agency partners of Careers MultiList Careers MultiLists target is to increase the number of agency partners to 110 by the end of FY13. New agency partners will include search specialists that join under the CMLpartners brand Fees from new agency partners are expected to contribute an additional $180k to $220k to annual earnings once the target number of 110 is reached.
Growth Strategy New Services

New services developed in-house CMLpayroll CMLpartners Managed Services / Recruitment Process Outsourcing (RPO)
Growth Strategy New Services (CMLPayroll) Outsourced Payroll

Online timesheets & induction Payroll processing and invoicing Advanced online user interface for candidates, clients and consultants Charge is 0.5% of invoice value to end-user client
Finance, Collections and Insurance

Payroll administration and legal (as described above) Immediate payment of 80% of clients invoice value (remainder on receipt from client) Managed collections Credit risk insurance Charge is 2.0% of invoice value to end-user client Trials of CMLpayroll commenced Dec11 and became fully operational in Feb12. There are now 9 agencies using CMLpayroll, generating top-line revenue of $400,000+ per week. CMLpayroll Gross Profit is 2% to 2.5% of top-line revenue.
Growth Strategy New Services (CMLpartners)

CMLpartners is a network of search consultants, for whom CMLpartners develops business and facilitates networking between members of the Group Fees are derived from member subscription and fee splits on roles sourced by CMLpartners on behalf of members of the network Launched in November 2011, this initiative is still in its start-up phase
www.cmlpartners.com.au
Growth Strategy New Services

Managed Services (RPO)
Tier 1 Flexible Onsite Tier 2 Database Search Tier 3 Agency Managed Tier 4 CML Partners
Careers MultiLists agency network structure provides access to a large number of specialist consultants. Consultants are accessed as needed, so overheads are flexible. This structure means that RPO services can be delivered by Careers MultiList cost efficiently to all businesses, including SMEs.
Financial Summary
Earnings Information
Segment Reporting
Review of 1HY2012 FY2012 Outlook Capital Structure and Dividend Policy
Earnings Information
Actual Half year ended 31 December 2010 Full year ended 30 June 2011 Half year ended 31 December 2011(1) Forecast Full year to 30 June 2012(2)
Revenue EBITDA Net profit after tax Earnings per share Dividends per share
(1) (2)
$9.30m $0.62m $0.38m 0.76c 0.5c ff
$17.89m $1.35m $0.83m 1.61c 1.0c ff
$28.96m $1.00m $0.61m 1.10c 0.5c ff
$69.02m $2.01m $1.25m 2.24c 1.0c ff
Includes earnings from Lester Associates for the period 19Sept11 to 31Dec11 Includes earnings from Lester Associates for the period 19Sept11 to 30Jun12
Review of 1HY2012
We are pleased with the Groups significant increase in earnings for the six months to 31 December 2011. The strong result reflects the combination of good performances from our existing operations and the successful integration of the recently acquired Lester Associates. Revenue growth was primarily due to the inclusion of the trading results of Lester Associates which was acquired on 19th September 2011. Lester Associates is a contract management and migration practice that generates its revenues from payroll services. These revenues are recurring in nature and highly valued, although they tend to produce lower margins than the traditional business of Careers MultiList. The Board is pleased that the acquisition of Lester Associates has performed to expectations and the result includes the initial acquisition and business integration costs. The acquisition has strategically transformed the Group and provides substantial growth potential.
FY2012 Outlook
The integration of the Lester Associates business into the group is proceeding well since acquisition in September 2011. The 2HY2012 result will include a full 6 months earnings of the acquired business A strong 1HY2012 result reflects emerging opportunities and income from the Careers MultiList growth strategy Significant growth in full year profit is expected, with NPAT for FY2012 forecast to reach $1.25m. This represents a 50% increase over the FY2011 result (2011: $0.83m)
Disclaimer
The information presented herein contains predictions, estimates and other forward looking statements that are subject to risk factors that are associated with the human resource management sector. The persons involved in or responsible for the production and publication of this report believe that the information herein has been obtained from reliable sources and that any estimates, opinions conclusions or recommendations are reasonably held at the time of compilation. Although Careers MultiList believes that its expectations are based on reasonable assumptions, it can give no assurances that its goals will be achieved. Important factors that could cause results to differ materially from those included in the forwardlooking statements include timing and extent of changes in the employment cycle, government regulation, changes to the number of preferred supplier agreements, reduction in franchise partner numbers and the ability of Careers MultiList to meet its stated goals. The purpose of this presentation is to provide background information to assist in obtaining a general understanding of Careers MultiList's proposals and objectives. This presentation is not to be considered as a recommendation by Careers MultiList or any of its subsidiaries, directors, officers, affiliates, associates or representatives that any person invest in its securities. It does not take into account the investment objectives, financial situation and particular needs of each potential investor. If you are unclear in relation to any matter or you have any questions, you should seek advice from an accountant or financial adviser. May 2012
BIGAIR GROUP LIMITED ASX- BGL Presented by Jason Ashton(CEO)
Agenda

Company structure BigAir at a glance BigAir timeline 1H12 highlights Growth opportunities Allegro acquisition Guidance Investor relations Q&A
BigAir at a glance
Two divisions both offering High Speed Broadband (HSBB) Both divisions make use of the companys high speed national fixed wireless network High speed Fixed Wireless Ethernet for Business Higher speeds with greater flexibility and lower costs Extensive metropolitan fixed wireless footprint across 9 major markets Wholesale focus provides low cost channel to market We own the network, no reliance on Telstra or NBN for HSBB
High speed Broadband for Communities Leading service provider in Tertiary Student Accommodation market Exclusive operator at more than 120 locations with ~27,000 students Prepaid service offering delivered using both WiFi and Ethernet Student traffic usage is highest during evenings when business traffic is low
Company structure
BigAir Group Limited (BGL)
Fixed Wireless
Broadband for Communities / Student Accommodation
Clever Communications Australia Limited 100%
BigAir Fixed Wireless Division 100%
Allegro 100% 1 June 2012
AccessPlus Pty Ltd 100%
BigAir Universe Broadband Pty Ltd 100%
Allegro 100% 1 June 2012
BigAir timeline
1H12 Highlights
EBITDA
4.57
5 4 3 $m 2 1 0 1H10 1H11 1H12 1.45 21% 1.75 161%
EPS
1.3
1.4
1.2 1.0 cps 0.8 0.62 0.67
0.6 0.4
0.2 0.0 1H10 1H11 1H12
Growth opportunities
Business market
Growth of cloud computing magnifies high bandwidth connectivity needs Companies will require alternate paths, both wired and wireless, to ensure uninterrupted access as they transfer their critical services into the cloud Fixed Wireless Broadband Access (FWBA) offers significant value and is increasingly seen as an attractive alternative to fixed line offering fast speeds and increased reliability
Community Broadband
Expansion into new student accommodation sites Investment by universities to boost accommodation capacity Private rental shortages increased demand for student accommodation Further acquisitions to build scale in other similar verticals that can leverage BigAirs infrastructure and systems
Allegro acquisition
Acquisition details Expected completion date 31 May 2012 $3.75 million in cash payable on the date of completion paid from cash reserves; $3.75 million in BigAir shares (issued at 36.8 cents, 60 day VWAP); Earn-out capped at a maximum of $3.0 million cash based on over performance; Revenue in range of $5 - $6 million expected in FY13 EBITDA contribution $2 million post synergy Queensland based Fixed Wireless network founded in 2005 Invested more than $5 million in network and spectrum Extensive SEQ coverage (Brisbane, Gold Coast, Sunshine Coast) Recent new footprint in growth markets of Gladstone and Mackay 60 sites and 8,000 student beds in student accommodation Internet market
Guidance
Strong sales pipeline Realising further synergies from acquired businesses April 2012 underlying EBITDA exceeded $900k Annualised underlying EBITDA run rate based on April 2012 is now at $10.8 million Allegro acquisition to be consolidated from June 1st 2012
Investor relations
Current Snapshot
ASX Ticker Shares on Issue Share Price* Market Cap* Options on issue Substantial holders: Microequities Asset Mgt JMAS Pty Ltd Directors: Mr Jason Ashton Mr Nigel Jeffries Mr Vivian Stewart Mr Paul Tyler BGL 151,491,368 38c $57.57m 4,230,000
Share price performance
7.05% 6.32%
Managing Director Non Exec. Director Non Exec. Director Non Exec. Chairman
Disclaimer
This presentation contains forward-looking statements that involve risks and uncertainties. These forward-looking statements are not guarantees of BigAir's future performance and involve a number of risks and uncertainties that may cause actual results to differ materially from the results discussed in these statements. This presentation only contains information required for a preliminary evaluation of the Company and in particular only discloses information by way of summary within the knowledge of the Company and its Directors. An investor should seek its own independent professional advice in relation to the technical, financial, taxation, legal and commercial matters relating to any investment in BigAir Group Limited. Other than to the extent required by law (and only to that extent) the Company and its officers, employees and professional advisers make no representation, guarantee or warranty (expressed or implied) as to, and assume no responsibility or liability for, the contents of this presentation.
XRF SCIENTIFIC LTD ASX- XRF Presented by Vance Stazzonelli (acting CEO)
Corporate Snapshot
Capital Structure Shares on issue Options on issue Share price Market cap Cash (31 March 2012) Debt (31 March 2012) Enterprise Value Directors & Management Ken Baxter David Brown John Parsons Fred Grimwade David Kiggins Vance Stazzonelli Steve Prossor Danny Verbeeten Non Executive Chairman Non Executive Director Non Executive Director Non Executive Director Non Executive Director CFO & COO (Acting CEO) Commercial Manager Technical Manager/Chemist Substantial Shareholders (Non Management) Skye Alba Pty Ltd Private Portfolio Managers 7.26% 5.03% 128,823,764 3,333,333 20c (30/12/12) 25c $32.2m (undiluted) $6.5m (5 cents per share) $0.1m $25.8m Share Price Performance 1 Year
$0.30 $0.25 $0.20 $0.15 $0.10 $0.05 $0.00
Shareholder Breakdown Directors & Management Top 20 Shareholders 19% 62%
Company Overview
Manufacturer of consumables and equipment for mining and industry, for X-Ray Fluorescence (XRF) analysis a powerful long-established analytical technique, vital to the discovery, evaluation, qualification and production of most metals (except gold) Offices in Perth and Melbourne with 60 employees across Australia
X-Ray Flux and chemicals
Platinum Labware
Specialised furnaces and general laboratory equipment
The XRF Analysis Process

Drill core is sent from the field to the laboratory
The drill core is then processed into a fine dust
The glass disk is presented into an x-ray spectrometer for analysis
The mineral dust is then fused into a glass bead using XRF Scientifics' products
Our Products
X-Ray Flux Platinum Labware Fusion Machines
Products
Industry
Samples
Shipping
Laboratory
Stock & Blend
Samples
Exploration Mining
Rail
Blue Chip Client Base
Sales Revenue Exposure

5%
Sales Exposure to Commodities

(Estimated)
5%
Mining Industry Iron Ore
45% 50%
Other Base Metals Non Mining (Industry)
95%
Financial Performance
($m) Revenue EBIT NPAT Operating cash flow EPS (cents) Number of employees *1H12 12.4 2.2 1.6 2.0 1.3 63 1H11 8.6 1.5 1.0 0.6 1.0 65 Variance Up 44% Up 47% Up 58% Up 222% Up 30% Down 3%
2,635 20,302 16,807 14,706 12,478 12,363 921 303 1,951 1,620
*Includes Sigma Flux and Precious Metals contribution 1H12: 6 months (PCP: 5 months)
08
09
10
11
1H12
08
09
10
11 1H12
Sales Revenue ($'000)
NPAT ($'000)
Divisional Performance
Divisional Sales
Chemicals Labware Technology
Divisional NPBT
Chemicals Labware Technology
15% 31% 29% 51% 34% 40%
Growth Strategy
Organic Growth Increased volumes in mining Geographical expansion Brazil Africa Russia China
Acquisitions Criteria Complementary business in the laboratory supply and manufacture sector Be a business we understand Have a technology base and barriers to entry Strong synergies with our existing business EPS accretive Cash flow positive
New product releases Adoption of XRF as an analytical technique
Summary
Excellent results for the 1H12 with trading conditions expected to remain strong for 2H12 Strong growth in full-year dividend for 2012 expected Robust balance sheet of $6.5m cash (5 cents per share) and no material debt ($100k) Strong exposure to volumes in the mining industry, with an estimated 45% of sales revenue exposed to iron ore Opportunities for mergers and acquisitions
Contact Information
Tel: (08) 9244 9600 88 Guthrie St. Osborne Park WA Vance Stazzonelli Acting CEO vance.stazzonelli@xrfscientific.com
Disclaimer
No responsibility for contents of Investor Presentation To the maximum extent permitted by law, XRF Scientific Limited and representatives: make no representation, warranty or undertaking, express or implied, as to the adequacy, accuracy, completeness or reasonableness of this Investor Presentation or any other written or verbal communication transmitted or made available to any recipient; accept no responsibility or liability as to the adequacy, accuracy, completeness or reasonableness of this Investor Presentation or any other written or verbal communication transmitted or made available to any recipient; and accept no responsibility for any errors or omissions from this Investor Presentation whether arising out of negligence or otherwise. Accuracy of projections and forecasts This Investor Presentation includes certain statements, opinions, estimates, projections and forward looking statements with respect to the expected future performance of XRF Scientific Limited. These statements are based on, and are made subject to, certain assumptions which may not prove to be correct or appropriate. Actual results may be materially affected by changes in economic and other circumstances which may be beyond the control of XRF Scientific Limited. Except to the extent implied by law, no representations or warranties are made by XRF Scientific Limited, its advisers or representatives as to the validity, certainty or completeness of any of the assumptions or the accuracy or completeness of the forward looking statements or that any such statement should or will be achieved. The forward looking statements should not be relied on as an indication of future value or for any other purpose. No offer to sell or invitation to buy This Investor Presentation does not, and should not be considered to, constitute or form part of any offer to sell, or solicitation of an offer to buy, any shares in XRF Scientific Limited, and no part of this Investor Presentation forms the basis of any contract or commitment whatsoever with any person. This Investor Presentation does not constitute an offer or solicitation in any jurisdiction in which such offer or solicitation is not permitted under applicable law. Distribution of this Investor Presentation in or from certain jurisdictions may be restricted or prohibited by law. Recipients must inform themselves of and comply with all restrictions or prohibitions in such jurisdictions. Neither XRF Scientific Limited, its advisers or representatives accept any liability to any person in relation to the distribution or possession of this Investor Presentation from or in any jurisdiction.
CALLIDEN GROUP ASX- CIX Presented by Nick Kirk (CEO)
Contents
Who is Calliden?
o o o
Our Recent History Insurance Portfolio Market Share Managing General Agency Model Insurance Industrys Catastrophic Year Financial Impact on Calliden Outlook
Strategic Review
o
Snapshot of 2011
o o
Progress in 2012
o
Calliden Group Limited is an ASX listed general insurance group with an APRA licensed insurer (Calliden Insurance Limited) and with equity interest specialised insurance agencies.
Calliden Group Limited (CIX)

SHARED EQUITY VENTURES AGENCY BUSINESS
CALLIDEN INSURANCE LIMITED
Our Story
DOMESTIC INSURANCE AGREEMENT
2010
JUL
(100%)
SALE OF
2011
SALE OF
AGENCY AGREEMENT
JUN
APR
DEC
DEC
2009
CALLIDEN INSURANCE LIMITED (ONE INSURANCE CO.)
2008
(100%)
DEC
JUN
(50%)
JUN
(50%)
JAN
(50%)
OCT
AUSTRALIAN UNITY GENERAL INSURANCE LIMITED
AUG
NAME CHANGE APRA
LICENCE
START
2005
2006
AUG OCT
(50%)
2007
DEC
YOUNG & COOL
FMG (50%)
FEB
MAR
JUL
Our Portfolio
GWP Breakdown
* All figures are based on year end 31.12.11
Financial Progress
Growth has been steady but results have ben volatile and consequently returns to shareholders disappointing.
Gross Written Premium ($m) Group Profit ($m)
$300 $250 $200 $150 $100 $50 $12 $0 $52 $124 $200 $246 $218 $212
$15.0 $10.0 $5.0 $1.3 $0.0 -$0.4 -$5.0 -$6.0 -$10.0 -$15.0 -$10.2 -$2.4 $9.1 $10.1
Strategic Review Change in Business Model

Review driven by industry environment.
The natural environment
Reinsurance changes
The economic environment
Regulatory environment
APRA LAGIC 1.1.2013 Capital requirements increasing

Calliden is transitioning more of its business to that of Managing General Agent using third party insurers in addition to portfolios written by Calliden Insurance Limited.
Mansions
NSW Home Warranty
Callibrate Business Pack More than 30% of Callidens premium is now placed with capital providers other than Calliden Insurance Limited.

MGA model de-risks business by delivering more predictable returns whilst maintaining upside through Calliden Insurance Limited.
MGA
Insurance Company Capital intensive and highly regulated Profit generated by combination of: Underwriting results Investment results Dependent on protection reinsurance Agency Reliant on third party insurers Profit generated by commission
No reinsurance needed Less complex More predictable returns
Complex accounting and actuarial processes Potential for higher profit and higher losses
2011 Insurance Industrys Catastrophic Year
2011 Insurance Industrys Catastrophic Year

Event
Callidens exposure relative to industry experience. Calliden Gross Industry

Estimate $
*
Claims $ 24.3m 4.3m 5.1m 8.1m 0.1m 0.0m 10.2m $52.1m
Calliden Net Claims $ 2.1m 2.0m 2.0m 2.1m 0.1m 0.0m 3.0m $11.3m Calliden $ 0.8m 1.2m 0.6m 1.0m $3.6m
Brisbane & Ipswich / Lockyer Valley Floods Jan Rural Victorian Floods Jan Tropical Cyclone Yasi Feb Melbourne Storms / Flooding Feb WA Bushfires Feb WA Bushfires Nov Victorian Hail - Dec Subtotal Additional Costs Reinsurance reinstatement Back up cover Increased claims handling fees Reduced investment income Subtotal TOTAL
2,380m 122m 1,405m 419m 35m 53m 681m $5,095 m
$4,949m
$52.1m
$14.9m
* Source: ICA, excludes IBNR claims
2011 Catastrophe Experience in Context

Recent catastrophe experience in Australia is unprecedented with losses way in excess of longer term averages.
Calliden (as if) Losses Using ISA Projections*
60
50 2009-2011 Average
Total Losses ($m)
40
30
20
Overall Average 2000-06 Average
10
0 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011
Year
Source: ISA & ICA. The chart shows Callidens history of theoretical losses since 1990, in 2011 dollars, based on its 2011 portfolio.
2011 Full Year Financial Result

2010-11 % change
2010 $m
2011 $m
Gross Written Premium
212
246
16%
Net Earned Premium
117
126
8%
Investment Income
(incl. JVs)
8.2
7.9 (10. 2) 94
(4%)
Profit / (Loss)
10.1
n/a (12% )
Shareholders Equity
107
2011 Investment Income

Secure, low risk, high quality term deposits and cash.
2011
HY1 $000s return Investment Income JV Investment Income 3,497 730 HY2 $000s return 3,175 544 Annual Return 6.4% 68%
Income
Investment Portfolio by Rating 31 Dec 2011

A+ 26% Term Deposit s 69%
by Asset 31 Dec 2011

Cash @ Call 31%
AA 74%
Progress in 2012 Underwriting

Home 15% with further 10% WEF June Domestic Strata 19% Farm 15%+ Commercial Pack 2-12% Motor 9%
Premium Increases
Reducing Acquisition Expenses Catastrophe Exposure Management
2012 reduced by 1% over 2011
Geographic zone limits for strata Exit broker landlords
Progress in 2012
Discount Rate Changes
c.$350k increase in claims reserves
Expense Management
Restructure in place On track
Great Lakes Australia Business Pack
In place with effect 14.5.12
Progress in 2012 Q1 Weather Events

Improved underwriting, supported by better flood mapping, significantly reduced our exposure to latest catastrophe events.
CAT121
South-West QLD Flooding
Industry 6,400 claims $125m cost Industry 8,900 claims $108m cost
Calliden 1 claim $70k cost (before RI) Calliden 30 claims $517k cost (before RI)
Flood exposures in CAT zones
1:20 50% reduction 1:50 35% reduction 1:100 44% reduction
CAT122
NSW & VIC Flooding
Exposure in CAT zones reduced by 17%
Policy numbers in CAT zones reduced by 23%
Outlook
Transition up to 50% agency
o o
Slow process Discussion ongoing
Tight control maintained on expenses Control of catastrophe exposure Prices continuing to increase, particularly on Home New APRA capital standard (LAGIC) with effect from 1.1.2013 Growth in agency business in 2013 and beyond
o o
New products and segments Organic growth
Modest full year 2012 profit $1-3m
AMCOM TELECOMMUNICATIONS ASX- AMM Presented by David Hinton (CFO)
Amcom Telecommunications
Market Cap ~ $260m Telco/IT Sectors
Network owner/operator
Recurring annuity style revenue model Strong financial position with low net debt Well positioned for further growth
Products
Data Networks Internet Data Centre Hosted IP Voice & Video
IT Integration
IT in the Cloud Managed Services
Strategically well positioned

Ideally placed to leverage the opportunity:

Customer relationships ~ 900 Corporate & Government Fibre Networks Data Centres Private Cloud offerings Execution capability acquisition of L7 Solutions
Own / Other Networks

Own Networks
Perth ~ 1,800km Adelaide ~ 230km Darwin ~ 180km

P
D B
A M
Third Party Networks
Melbourne 3rd Party Sydney 3rd Party Brisbane 3rd Party National Network Reach
Customers Select Amcom

Pricing - Simple, competitive, flexible and easy to understand Network performance & reliability Customer service culture
Strong account management

Innovative solutions tailored to customers requirements
Channels to market
1. Direct sales teams
Vertical market focus
52%
Corporate
12% 11%
2. Wholesale to other Telcos 3. Resellers ~160
Wholesale Reseller Government
Business Partners sell an Amcom product

Resellers white label
26%
Based on Data Networks and Internet Revenue
Annuity Revenue
Recurring billing relationship Start FY1 with base Add new sales Less churn
Competitive Loss Price Replace Consolidate Project End
Sales Churn FY2

Base
FY1
Base
Start FY2 with higher base
1HFY12 Result Highlights

Strong sales growth across all product lines Fibre sales for the first half up 45% on PCP Product offering broadened cross sell and acquire new customers Acceleration of Cloud through the acquisition of L7 Clean structure with the in specie distribution of iiNet Shareholding Investing in FY12 for next step change in FY13
1HFY12 Result
Reported Results ($m)
Revenue EBITDA NPAT - Operating Units Profit - in specie Acquisition expenses and other once off items Equity Accounted Earnings NPAT - Reported Earnings per share (Operating Units) Earnings per share (Reported) Dividend per share ROE normalised
1H12
55.9 16.6 8.4 18.6 (0.5) 26.5 3.5c 11.0c 1.8c 14.8%
1H11
41.4 13.8 7.0 2.9 9.9 2.9c 4.2c 1.8c 14.5%
Var %
p p p 35% 20% 20%
p 169% p 21%
p 168%
2%
Consistent Track Record (3 YR CAGR)

Revenue ($m)
55.9
41.4 7.0
NPAT*($m)
8.4
29.0
31%
EPS*(cps)
25.0
33%
1H11 1H12
4.8 3.5
1H09
1H10
1H09
1H10
1H11 1H12
Dividend (cps)
3.5
2.9 2.6 1.9
+ 30 in specie
1.8
23
26
1.8
1.2 0.9
1H09
1H10
1H11 1H12
1H09
1H10
1H11 1H12
* Before iiNet related amounts and once off items
Growth Strategy
IT - The Opportunity
TELCO
IP Voice Data Networks Internet Data Centres
CONVERGING PRODUCTS
Cloud IP Voice Managed Services Unified Communications
IT
IT Integration Managed Services Consultancy
The IT and Telco sectors converging
L7 Business
The IT and Telco sectors converging

#1 Partner in WA
~ 130 IT Professionals ~ 200 Corporate & government customers Moving towards the delivery of IT-as-a-service
The Emerging Cloud
Cloud
On Premise
IP
Telephony
Amcom
L7 L7
On-premise
IT
Amcom
Customer choice and transition path to the Cloud
Cloud is an emerging market, customers will be moving from on-premise into the Cloud
by 2015, 50% of all CIOs expect to operate the majority of their applications and infrastructure via the Cloud. Gartner
Solid Position for Growth

Proven track record to deliver over the past five years Earnings from essential annuity based services Bolstered IT capabilities with L7 more products to sell Strong cash flow generation with low debt levels Outlook
Amcom maintains guidance of double digit earnings growth*

Full year benefit of FY12 will drive accelerated growth in FY13
* Net profit after tax from wholly owned operations in FY12 before once-off items
Appendix
1HFY12 EBITDA Contribution

EBITDA Growth
Drivers
$(0.1)m
p
$2.8m
20%
Exposure to buoyant economy, particularly WA Fibre network products in demand Outcomes
$0.6m $2.3m
$16.6m
$13.8m
Benefits of scale
Margin change with adjacent products Increased free cash
1H11 Fibre Business Corporate Services 1H12
1H FY12 Cash Flow

($m)
EBITDA Interest paid Tax paid Working Capital & Other Operating Cash Flow*
1H12 16.6 (0.3) (3.3) 1.1 14.1
1H11 13.8 (0.5) (1.9) (0.5) 10.9
Var %
p 21%
p 30%
Operating Cash Flow

per share ()
5.8
4.5
30%
1H11
* iiNet dividend $2.1m excluded from PCP
1H12
1H FY12 Cash Flow Conversion

Ungeared Free Cash* to Underlying NPAT $
$7.0m $4.8m
8.4m 93%
$7.8m
48% 43%
$2.1m $3.4m
Free Cash
Cash Flow conversion accelerating as business scales
1H10
1H11
1H12
* Operating Cash Flow before interest, tax and iiNet dividend less Capex
Capex Efficiency
$9.9m $7.3m* $9.9m $2.9m
Growing Efficiency
Growth Cloud Capex Capex to connect $1 of Fibre Revenue
$1.00
$5.3m
Growth Fibre Capex
82 64
$2.6m
$1.7m
Stay in Business Capex
1H10
1H11
1H12
1H11
1H12
* Includes $2.0m Northern Territory Government Build
Disclaimer
Some of the statements in this presentation constitute forward-looking statements that do not directly or exclusively relate to historical facts. These forward-looking statements reflect Amcom Telecommunications Limiteds current intentions, plans, expectations, assumptions and beliefs about future events and are subject to risks, uncertainties and other factors, many of which are outside Amcom Telecommunications Limiteds control. Important factors that could cause actual results to differ materially from the expectations expressed or implied in the forward-looking statements include known and unknown risks. Because actual results could differ materially from Amcom Telecommunications Limiteds current intentions, plans, expectations, assumptions and beliefs about the future, you are urged to view all forward-looking statements contained in this presentation with caution. This management presentation may not be copied or otherwise reproduced.
CLOVER CORPORATION ASX- CLV Presented by Ian Brown (CEO)
MANAGING FOR GROWTH

Vision, strategy & structure
Clovers development Financial performance Clovers products Competitive strengths and challenges Growth drivers & innovation Priorities & outlook
STRATEGIC VISION
Clover Corporation seeks to: Identify, develop and commercialise speciality functional and nutritional ingredients in the growing nutraceutical market Develop and commercialise leading edge proprietary and patented delivery technology including encapsulation Work with innovative and multinational industry partners to leverage core technical and manufacturing strengths to innovate and launch new products and expand in core markets While retaining a conservative financial base, deliver growth on earnings and dividends
COMPANY DESCRIPTION
Focus on two business units:
Clover Corporation focuses on innovation & obtaining the optimal return from proprietary technology Nu-Mega Ingredients commercialises proprietary ingredient delivery and encapsulation technology in targeted value added markets
Work with customers to identify, design, develop, test & launch new products Generate sales directly and through specialist distribution partners Maintain strong links with technical & academic agencies including CSIRO Employ 33 staff, including 4 PhDs, with offices in Sydney, Melbourne, Brisbane and UK
KEY COMPANY DEVELOPMENTS

2007-2011 2002-2007
Clover Corp JV with Food Spectrum = Nu-Mega Ingredients Uses encapsulated tuna oil in foods & infant formula Focus on Asian and European markets 2004 Clover Corp JV to form FFI for proprietary soy ingredients Nu-Mega Ingredients 100% subsidiary of Clover Corporation 2008 - New Innovation & Sales facility in Brisbane Development of the innovations program Multi-year supply contracts with infant formula companies 2009 - Frost & Sullivan Ingredient Company of the Year 2011 AGP NPD program with CSIRO
Clover Corporation
1988 Private Co. 1999 ASX listed JV with Heinz for tuna oil processing Research in encapsulation
SUMMARY OF FINANCIAL PERFORMANCE

FP2011 (13 months) Sales Revenue Total Revenue Profit before tax Profit after tax EPS (cents) Dividend Shares on issue Total contributed equity Cash total
$35.6 m $36.0 m $6.1 m $4.60 m 2.70 cents 1.50 cents/share 165.2 m $32.9 m $7.4 m
FY2010
$34.9 m $35.9 m $1.6 m ($0.97) m (0.59) cents 1.25 cents/share 165.2 m $32.9 m $12.2 m
FY2009
$21.1 m $22.9 m $4.5 m $3.1 m 1.87 cents 1.00 cent/share 165.2 m $28.3 m $9.2 m
FY2008
$21.6 m $22.9 m $3.0 m $4.1 m 2.5 cents 1.00 cent/share 165.2 m $27.0 m $10.8 m
FY2007
$16.5 m $17.7 m $1.3 m $0.6 m 0.38 cents
165.2 m $23.7 m $11.0 m
HISTORICAL SALES REVENUE GROWTH

CAGR (over 4 years) = 21% p.a.
million ($)
40 30
20 10
0 FY07 FY08 FY09 FY10 FP11
Sales Revenue
FP11 represents 13 months
SALES REVENUE +27.8% IN THE FIRST HALF FY2012

million ($)
Normalised period for 1 August to 31 January
20 18 16 14 12 10 8 6 4 2 0
FP11
FP11 (normalised)
FY12
Sales Revenue
* Normalised results are non-statutory measures and represent results from continuing operations. Expenses totalling $970,000 in respect of the joint venture, Future Food Ingredients Pty. Limited have been excluded from the normalised results.
CLOVER HALF YEAR RESULTS ended 31 January 2012

$m Revenue Profit before tax Depreciation/Amort/ Interest EBITDA EBIT Tax NPAT EPS cents ROE (annualised) 4D Reported 31 Jan 2012 $17.93 $2.80 ($0.257 ) $0.154 $2.90 $2.64 ($1.10) $1.70 1.03 12.4% 4D Normalised* 31 Jan 2012 $17.93 $3.77 ($0.257) $0.154 $3.87 $3.61 ($1.10 ) $2.67 1.62 19.5% 4D Reported 31 Dec 2010 $14.03 $2.68 ($0.121) $0.300 $2.50 $2.38 ($0.73) $1.95 1.18 13.9% PCP 1 Aug10 31 Jan 11 $15.395 $3.29 ($0.117) $0.276 $3.13 $3.01 ($0.99) $2.30 1.39 17.4%
* Normalised results are non-statutory measures and represent results from continuing operations. Expenses totalling $970,000 in respect of the joint venture, Future Food Ingredients Pty. Limited, have been excluded from the normalised results.
OVERVIEW OF NU-MEGA PRODUCTS

Maximize the use of proprietary bioactive delivery technology
Tuna oil
Algal & other oils
Other bioactives
Refine
Purchase from various sources
Emulsion Tuna oil Microencapsulated Powders

10
COMPETITIVE STRENGTHS
A CULTURE OF COMMERCIAL INNOVATION
Clovers core strengths;

Focus on growing value added markets Commercially focused R&D programs with high returns Ability to leverage R&D relationships with customers & research communities Proprietary & patented technology High quality products & excellent reputation with clients Dedicated and skilled staff
Long term commercial relationships Expanding product portfolio supported by sound science Long product life cycle supported by rigorous customer evaluation Excellent customer & applications support Specialised distribution network Low capital high ROE model
HISTORICAL RESEARCH & DEVELOPMENT EXPENDITURE

million ($)
2.00
1.50 1.00
0.50
0.00 FY07 FY08 FY09 FY10 FP11
R&D Expenditure
* All expensed
FP11 represents 13 months
12
FOCUS ON GROWTH MARKETS & VALUE ADDED PRODUCTS

Clovers key market encapsulated powders & nutritional delivery systems for infant formula & other value added applications Infant formula market is projected for strong global growth (CAGR +12% p.a.*) Focus value added opportunities in growing & emerging markets
China +60% increase in sales revenue in FY2011
FP2011 Geographic
Australia/New Zealand Asia Europe Americas 16% 73% 7% 4%
FP2011 Products
Oil Encapsulated Powders Soy 6% 93% 1%
* Frost & Sullivan Report , 2011
13
MULTIPLE GROWTH DRIVERS & DELIVERY

Maintaining a position at the forefront of technical development for bioactive delivery and encapsulation technology
4 patent applications filed in FP2011
Product mix in FP2011
Identifying value added applications

Infant formula (CAGA +12%)*
Working with our customers to develop & provide market relevant proprietary products in a timely manner
Multi-year supply agreements with major infant formula companies in FY2012
5 new products launched for customer evaluation & evaluation in 2011 (usually a 2-4 year process)
* Frost & Sullivan Report , 2011
14
IMPACT IN FP2011 OF NEW PRODUCTS & THE DIVERSIFICATION OF BIOACTIVES
Sales Revenue from New Products in FP2011
Sales with Diversified Bioactives in FP2011
* Increased 5% from FY2010
* Increased 14% from FY2010
15
INNOVATION LEADS TO NEW PRODUCTS & REVENUES

Company rights Form Bioactive Application
TECH 1
(OWNED)
ENCAPSULATION
Omega 3 lipids
Infant formula
# Carbohydrate based encapsulation system for foods.
TECH 2
(LICENSED)
ENCAPSULATION
Omega 3 &/or 6 lipids
Infant formula / Functional foods
# Carbohydrate & protein encapsulation system with enhanced stability.
TECH 3
(LICENSED)
ENCAPSULATION
Omega 3 &/or 6 lipids
Infant formula / Functional foods / Medical foods Infant formula / Medical foods Infant formula / Functional foods / Medical foods / Pharmaceutical Infant formula / Functional foods / Medical foods
# Carbohydrate & protein system for targeted Gastrointestinal delivery.
TECH 4
(OWNED)
ENCAPSULATION
Single or multiple bioactives
# Specialist encapsulations system for infant formula manufacture.
TECH 5
(OWNED/ LICENSED)
EMULSION
Omega 3 lipids
# Specialised delivery system for infants.
TECH 6
(OWNED/ LICENSED)
ENCAPSULATION
Single or multiple bioactives
# Delivery system for sensitive bioactives with improved sensory performance
16
PRIORITIES & OUTLOOK FP2012

27% increase in sales revenue for the first half FY2012 Continued expansion in growing markets such Asia and Oceania Market is competitive for Clover and its customers Robust sales from existing product portfolio
3-year supply agreement with multi-national infant formula manufacturer Novel Food approval in Canada for the use of Clovers powders in Toddler formula/foods Expansion of innovation program with CSIRO Australian Growth Partnership program ($1.2 million over 3 years) Upgrade of the Altona manufacturing facility ($1.5 million) Exploring offshore licensing & manufacturing opportunities Currently in negotiations with alternative distributors for the development of the functional food opportunities in the Americas and Europe Customer evaluation of new products is underway Positive outlook for the second half of FY2012
17
THANK YOU
Questions?
18
DISCLAIMER
The release, publication or distribution of this presentation in certain jurisdictions may be restricted by law and therefore persons in such jurisdictions into which this presentation is released, published or distributed should inform themselves about and observe such restrictions. This presentation does not constitute, or form part of, an offer to sell or the solicitation of an offer to subscribe for or buy any securities, nor the solicitation of any vote or approval in any jurisdiction, nor shall there be any sale, issue or transfer of the securities referred to in this presentation in any jurisdiction in contravention of applicable law. Persons needing advice should consult their stockbroker, bank manager, solicitor, accountant or other independent financial advisor. Certain statements made in this presentation are forward-looking statements. These forward-looking statements are not historical facts but rather are based on Clover Corporations current expectations, estimates and projections about the industry in which Clover Corporation operates, and its beliefs and assumptions. Words such as "anticipates," "expects," "intends," "plans," "believes," "seeks, "estimates," and similar expressions are intended to identify forward-looking statements. These statements are not guarantees of future performance and are subject to known and unknown risks, uncertainties and other factors, some of which are beyond the control of Clover Corporation, are difficult to predict and could cause actual results to differ materially from those expressed or forecasted in the forward-looking statements. Clover Corporation cautions shareholders and prospective shareholders not to place undue reliance on these forward-looking statements, which reflect the view of Clover Corporation only as of the date of this presentation. The forward-looking statements made in this presentation relate only to events as of the date on which the statements are made. Clover Corporation will not undertake any obligation to release publicly any revisions or updates to these forward-looking statements to reflect events, circumstances or unanticipated events occurring after the date of this presentation except as required by law or by any appropriate regulatory authority.
19
Ned Montarello Executive Chairman & CEO
6th EDITION | Sydney Hilton | 13th June 2012
Disclaimer
No recommendation, offer, invitation or advice This presentation is not a financial product or investment advice or recommendation, offer or invitation by any person or to any person to sell or purchase securities in ThinkSmart Limited (ThinkSmart) in any jurisdiction. This presentation contains general information only and does not take into account the investment objectives, financial situation and particular needs of individual investors. Investors should make their own independent assessment of the information in this presentation and obtain their own independent advice from a qualified financial adviser having regard to their objectives, financial situation and needs before taking any action. This presentation should be read in conjunction with ThinkSmarts other periodic and continuous disclosure announcements lodged with the Australian Securities Exchange. Exclusion of representations or warranties No representation or warranty, express or implied, is made as to the accuracy, completeness, reliability or adequacy of any statements, estimates, opinions or other information, or the reasonableness of any assumption or other statement, contained in this presentation. Nor is any representation or warranty, express or implied, given as to the accuracy, completeness, likelihood of achievement or reasonableness of any forecasts, prospective statements or returns contained in this presentation. Such forecasts, prospective statement or return are by their nature subject to significant uncertainties and contingencies many of which are outside the control of ThinkSmart. Any such forecast, prospective statement or return has been based on current expectations about future events and is subject to risks, uncertainties and assumptions that could cause actual results to differ materially from the expectations described. To the maximum extent permitted by law, ThinkSmart and its related bodies corporate, directors, officers, employees, advisers and agents disclaim all liability and responsibility (including without limitation any liability arising from fault or negligence) for any direct or indirect loss or damage which may arise or be suffered through use or reliance on anything contained in, or omitted from, this presentation. Jurisdiction This distribution of this presentation including jurisdictions outside Australia, may be restricted by law. Any person who receives this presentation must seek advice on and observe any such restrictions. Nothing in this presentation constitutes an offer or invitation to issue or sell, or a recommendation to subscribe for or acquire securities in any jurisdiction where it is unlawful to do so. The securities of ThinkSmart have not been, and will not, be registered under the US Securities Act of 1933 (as amended) (Securities Act), or the securities laws of any state of the United States. Neither this presentation or any copy hereof may be transmitted in the United States or distributed, direct or indirectly, in the United States or to any US person including (1) any US resident, (2) any partnership or corporation or other entity organised or incorporated under the laws of the United States or any state thereof, (3) any trust of which any trustee is a US person, or (4) any agency or branch of a foreign entity located the United States. No securities may be offered, sold or otherwise transferred except in compliance with the registration requirements of the Securities Act and any other applicable securities laws or pursuant to an exemption from, or in a transaction not subject to, the registration requirements of the Securities Act and any other applicable securities laws. Investment Risk An investment in ThinkSmart securities is subject to investment and other known and unknown risks, some of which are beyond the control of ThinkSmart. ThinkSmart does not guarantee any particular rate of return or the performance of ThinkSmart securities.
History
2012: 2007: IPO 2002: UK business signs Dixons 1996: Incorporation Dick Smith contract Fifth consecutive year of profit growth
ThinkSmart today
Multi- territory:
Rental: consumer
Multi- product:
Rental: commercial Payment Plan
Transformation agenda
Funding platform
Management capability
Distribution network
SUSTAINABLE GROWTH
Asset quality
Product diversification
Funding platform
Funding Capacity
250
New committed facilities and securitisation in place Diversified sources of funding Committed facilities are sufficient to support growth
Undrawn Drawn
200
$'millions
150
100
50
2009
2010
2011
Distribution network
Long-standing relationships with all key retail partners All key existing deals run to 2014 and beyond New products diversify distribution beyond electronic retailers
Product diversification
FIDO
TERRITORY TARGET MARKET Australia Consumer Multi-segment Payment Plan February 2012 THINKSMART BUSINESS LEASING UK Commercial Multi-segment Rental May 2012
PRODUCT TYPE LAUNCH DATE
Asset quality
Significant focus on enhancing Group credit performance: Investment in risk management systems and capability in 2011 Tighter criteria to approve customer assessment Product diversification will further improve credit profile Important medium term implications: Lower cost of funds Reduced requirement for subordination
Management capability
Significant time invested to upscale internal capability New additions over the last 12 months all now in place Expanded Board new NED with additional banking experience Group CFO Managing Director and Head of Business Development in the UK Head of Sales in Australia and UK Depth and breadth of talent significantly improves our ability to execute
Lease accounting
Higher total profits...spread over contract term Lease accounting provides a richer and more stable income stream
Brokerage Net income: $700
$450 $250 $170
+25%
Lease accounting Net income: $875

$450
$180 $75
$nil
$nil
Year 1
Year 2
Year 3
Year 4
Year 1
Year 2
Year 3
Year 4
Note1 Example based on an indicative 36 month contract originated in July 12 with a Settled Value of $1,500
2012 transition year

Lease accounting
Income spread more evenly over contract life Negative impact on P&L in transition year
Under-performance from electronic sector Exacerbated by short-term factors Longer than expected launch phases No change to medium term expectations Strong income and profit growth to continue Mutually accretive relationship with Dixons
Australian retail sector
Launch of new products
Continued growth in UK
Financial potential
Lease accounting 2013 financial results will include income from business written in 2011, 2012 and 2013 Establish a significant position in the established Australian payment plan market
Volume growth Australia
Volume growth - UK
Provide a niche offering to satisfy untapped commercial demand in the UK Investment in operational capability complete Overheads expected to broadly track CPI
Scalable business model
Q&A
CONTACT DETAILS: Ned Montarello Executive Chairman & CEO Phone: (08) 94637401 Alistair Stevens CFO Phone: (08) 94637449
Microequities Microcap Conference 13th June 2012
Vocus Overview
#1 Vocus is a multi-award winning next generation provider of critical telecommunications infrastructure

Fastest Growing Technology Company in Australia
2011
Telecommunications Carrier of the Year Award
2012 2011 2010
Placed Placed Placed
6th 9th 28th
#2
Fastest Growing Technology Company in Asia Pacific
3
What We Do
Data Centre and Cloud Services
Internet
Voice
Fibre and Ethernet
Operate Australias largest wholesale IP backbone after Telstra and Optus Provide Internet access to ISPs and Telcos in Australia, New Zealand, Singapore and US Provide an Internet offering to the corporate sector 21 Points of Presence (POPs) in Australia 5 POPs in NZ 4 POPs in USA 1 POP in Singapore
Provide call termination services to domestic and international destinations Port traditional Voice numbers to VoIP for ISPs Provide wholesale phone numbers to ISPs for their clients use
Operate Data Centres in
Auckland [1] Christchurch [1] Sydney Melbourne Perth
Own and operate fibre optic networks in CBD and Metro areas of
Brisbane Sydney Melbourne
Lease individual rack units or private suites Sell bundled connectivity and Data Centre services NZ Cloud Services [1]
Have an extensive Carrier Ethernet network to provide managed Ethernet services Provide International Ethernet between USA, Singapore, New Zealand and Australia for corporate connectivity
Next generation ready: Australias largest IPv6 provider
Online Data Backup Virtual Private Servers
[1] Once Maxnet acquisition completes
What we provide and where

Connects Australia and New Zealand to the world
Singapore Vocus Data Centres Vocus Fibre Vocus Internet and Voice Vocus Domestic Ethernet Network San Jose
L.A. Hawaii Fiji Brisbane
Perth Adelaide Melbourne Sydney Canberra Auckland Christchurch DR
FY12 Guidance
FY12 Guidance
Revenue
31.0
45 47
Vocus expects revenue to range between $45 to $47 million for FY12, an approximate 45% increase on FY11
FY11A
FY12E
Underlying EBITDA
9.8
16 16.5
Vocus expects Underlying EBITDA to range between $16.0m and $16.5m for FY12, an approximate 63% increase on FY11
FY11A
FY12E
Source: Management accounts (unaudited) Notes: Underlying EBITDA excludes FX gains and losses. FY12E includes unaudited actuals to April 12 and estimated contribution from the Maxnet acquisition.
Historical Trend Financial Performance

Revenue ($m) Underlying EBITDA ($m)
18
Strong growth from both organic and acquired businesses Efficiencies and economies of scale with new products and shared cost base
50 45 40 35 30
45% growth to FY12
16 14 12 10
63% growth to FY12
25 8 20 15 10 5 0 FY08A FY09A FY10A FY11A FY12E 6 4 2 0 FY08A FY09A FY10A FY11A FY12E
Source: Management accounts (unaudited) Notes: Underlying EBITDA excludes FX gains and losses. FY12E includes unaudited actuals to April 12 and estimated contribution from the Maxnet acquisition.
FY12 has been an expansion year

Growth capex spend by Product
Major investment made in Fibre Network in FY12 based on customer demand Data Centre Expansion of Sydney Facility in both FY11 (SYD02) and FY12 (SYD03)
Millions
14 12 10 8 6 4 2 1.18 FY10 Core Network 2.09 1.27 FY11 Data Centre Fibre 0.37 1.98 1.49 FY12E 8.13
Overall maintenance capex spend

Millions 1.20 1.00 0.80 0.60 1.01 0.40 0.20 FY10 FY11 Maintenance Capex FY12E 0.54 0.30
Combination of Organic and Acquisition Growth

Revenue ($m)
Separated existing business [blue] and acquired business [orange] for greater clarity Voice business contributed little growth from FY11 to FY12 Continued demonstrated growth in core business Organic new product growth accelerated in FY12
50 45 40 35 30 25 20 15 10 5 0 FY10A
Source: Management accounts (unaudited)
FY11A
Acqusition Growth
FY12E
Acquisition Base Base
10
Towards a balanced product set

Total Revenue by Service (%)
Strong growth in all Products aside from Voice Expanding product balance with Data Centre and Fibre & Ethernet products Corporate market will drive additional growth and margins in all products
45m 40m 35m 30m

Data Centres 9%
Fibre and Ethernet 14% Data Centres 18%
25m 20m 15m 10m 5m 0 FY11A

Internet Voice Data Centres
Source: Management accounts (unaudited)
Voice 21%
Voice 29%
Internet 54%
Internet 45%
FY12E
Fibre and Ethernet Other
11
More orders providing customer diversity

Sales Order Growth
Increased diversity of customer base Huge growth in number of orders across the business reflects growing number of products offered
140
120
Sales Orders in Quarter
Number of Sales Orders
100
80
60
40
20
0 Q1/10 Q2/10 Q3/10 Q4/10 Q1/11 Q2/11 Q3/11 Q4/11 Q1/12 Q2/12 Q3/12
12
Trend in Contract Duration

Contract Duration (Months)
Vocus weighted average remaining contract duration has increased in FY12 due to significant growth in Data Centre and Fibre
Months
26.50 26.00 25.50 25.00 24.50 24.00 23.50 23.00 22.50 22.00 21.50 21.00 Q1/11 Q2/11 Q3/11 Q4/11 Q1/12 Q2/12 Q3/12 Weighted Average Remaining Contract Duration
Provides greater contracted future income
13
IRU and FX Hedging

IRU Liability and Hedge Position
0 10m 20m 30m 40m 50m
12.3
28.1
45.1
Hedged amount at spot (AUD)

Source: Management accounts at May 12 (unaudited)
Current IRU borrowing (AUD)
Total original IRU borrowing (AUD)
Total original IRU borrowing $45m Liability reduced by $17m since inception Remaining $28m (44% hedged) Reduced liability by $2.4m in 5 months to May 2012
14
Product Updates
15
Internet Products
Internet Revenue ($m)
25 20 15 10 5 0 FY10A FY11A FY12E
23% revenue growth Internet Product Includes

Wholesale Internet Corporate Internet Includes Delivery of
o o o DSL Fibre Ethernet
FY11 Traffic Growth Total Customers Number of Internet POPs New Corporate Customers 128% 94 23 0
FY12E 80% 212 31 30

16
Voice Products
Voice Revenue ($m)
12 10 8 6 4 2 0 FY10A FY11A FY12E
8% revenue growth Business has historically grown but requires renewed focus in FY13 Voice network combined with the Fibre and IP network should provide a strong value proposition and cost structure going forward
17
Data Centre Products

Data Centre Revenue ($m)
10 8 6 4 2 0 FY10A FY11A FY12E
Sydney expansion SYD03a ready June 30th Maxnet acquisition provides Data Centres in Auckland and Christchurch once completed Vocus will operate 7 Facilities across 5 cities
Photos of Sydney expansion space (SYD03a) 9th June
18
Maxnet Acquisition Data Centre and Cloud

Acquisition Undertaken Maxnet Limited Business Services offered include co-location, connectivity, on-line backup and end-to-end virtualisation to business and wholesale clients. Vocus expects the acquisition to expand its Data Centre presence in New Zealand and compliments the Companys existing Internet operations. The acquisition also provides Vocus with one of New Zealands most established providers of Cloud Services, marking Vocus next step into the high growth Cloud market. Initial Purchase Price Deferred Consideration Expected Annual EBITDA NZ$8.5m NZ$1.0m NZ$2.0m
Aucklands premier Data Centre Tier 2+ Auckland DC 420sqm up to 30kW & 128sqm Christchurch DC with approximately 200 and 50 racks, respectively
19
Fibre and Ethernet Products

Fibre and Ethernet Revenue ($m)
6
186% revenue growth
4 Vocus Dark Fibre Network Key Statistics 2 Geographic location 0 FY10A FY11A FY12E Fibre length CBD and Metro areas in Sydney, Melbourne and Brisbane 59km (at acquisition) 176km (as at June 2012) 235km (underway, expected completion August 2012) 275km (planned, expected by December 2012) 9 (on acquisition) 14 (August 2011) 22 (October 2011) 27 (Jan 2012) 43 (June 2012) 166 <5% of fibre capacity
Vocus GIS Fibre tracking tool

Data Centres connected
On-net buildings Current utilisation
20
Fibre Development
Average remaining contract duration for Fibre at May 2012 is 35 months
Vocus Fibre Network Development

250
250
200
200
150 Kilometres
150
100
Acquisition of DRN fibre network by Vocus
100
50
50
Jan 11 Mar 11 May 11 Jul 11 Sep 11 Nov 11 Jan 12 Dark Fibre Services Mar 12 May 12 Jul 12
Fibre Network Kilometres
Number of Services
21
Increasing Returns on Fibre Capex

Demonstrates Vocus immediate success in sales Vocus expects Capex required to sell new contracted revenue to continue to decrease Network utilisation remains <5% with large potential to sell more services on existing infrastructure
3.50 3.00 2.50 2.00 1.50 1.00 0.50 Digital River* 1H12 2H12E
* Digital River capex efficiency is calculated using the purchase price of Digital River and contracted revenue arising from the acquisition
Growing Efficiency
Fibre capex $1 for each $1 of contracted revenue
3.29
1.23
1.04
22
Sales & Marketing Expansion
Sales Expansion
Significant Investment in Sales and Marketing Teams
At Listing FY10 Number of Sales Offices Sales & Marketing Team Marketing Events Marketing Budget 1 3.5 9 $172k
FY12E 5 16 19 $425k
24
Expanded Sales Offices in FY12
Vocus Sales Offices [16 Staff]
Brisbane [3 Staff]
Perth [1 Staff] Sydney [7 Staff] Melbourne [2 Staff] Auckland [3 Staff]
25
Expanding Marketing Activity in FY12
26
Resulting shift from Wholesale focus

Channel
Corporate Wholesale
Products
Internet Data Centres Fibre & Ethernet Internet Voice Data Centres Fibre & Ethernet
Segments
Corporates
FY11 Sales by Channel
Wholesale 96%
Telcos Service Providers Hosting Providers

FY12E Sales by Channel
Corporate 4%
Channel manager hired to manage sales activity outside the primary Corporate and Wholesale channels
Wholesale 82% Corporate 18%
27
Resulting Customer Growth

Customer Growth
Vocus is experiencing strong organic customer growth Exciting growth from International carrier customers Continued low churn rate
Organic Growth Perth data centre and dark fibre acquisition 301 309 363 337
E3 data centre acquisition 145 133 96 81 67 45 28 13

Sep 08 Sep 09 Sep 10 Sep 11 Dec 08 Dec 09 Dec 10 Dec 11 Jun 08 Jun 09 Jun 10 Jun 11 Mar 09 Mar 10 Mar 11 Mar 12
103
111 112
54
Source: Billing Data Notes: Customer numbers at 2012 Q3 Mar 12 excludes customers from the Maxnet acquisition
28
Example Customers
29
Sales Mix Evolution
Q3 2010
Q3 2011
Q3 2012
22%
18% 31%
18%
60%
100%
51%
Internet
Fibre/Ethernet
Data Centre
30
FY13 What to Expect
What to expect in FY13

Expansion of Fibre Network Strategic Acquisitions Growth from Corporate market Integration of Maxnet and other acquired businesses
32
Corporate Detail
Shareholdings
Rank Name Shares held
SPENC ELEY MANAGEMENT PTY LTD <SPENC ELEY FAMILY A/C > IWPE NOMINEES PTY LIMITED <IWPE FUND 3 A/C > TAMEION PTY LTD <TAMEION SUPER FUND A/C > TAMEION PTY LTD <MC C ONNELL II FAMILY A/C > FIRST C APITAL PARTNERS PTY LIMITED INVESTEC BANK (AUSTRALIA) LIMITED IWPE NOMINEES PTY LIMITED <IWPE FUND 3A A/C > LAYER 10 PTY LTD <WILTONGATE A/C > C OGENT NOMINEES PTY LIMITED MR DANIEL LAC HLAN WHITFORD ALSUMARY PTY LTD <THE ALSUMARY SUPER FUND A/C > DALESAM PTY LTD <JON BRETT SUPER FUND A/C > ROMAN EMPIRE PTY LTD MR MC DONALD WHITFORD RIC HARDS W DONNELLY SERVIC ES PTY LTD <THE DONNELLY SUPER FUND A/C > SPENC ELEY MANAGEMENT PTY LTD <SPENC ELEY FAMILY S/F A/C > MR MARK DE KOC K TUWELE PTY LIMITED <ROSELLA SUPERANNUATION A/C > GALLIUM PTY LTD GDL INVESTMENTS PTY LIMITED 7,417,888 6,666,667 5,163,881 2,340,545 2,000,000 2,000,000 1,333,333 1,322,916 999,614 990,000 764,696 764,695 627,598 627,500 551,038 532,112 472,959 451,386 426,992 426,992 35,880,812 25,146,863
% of total
12.15 10.92 8.46 3.84 3.28 3.28 2.18 2.17 1.64 1.62 1.25 1.25 1.03 1.03 0.90 0.87 0.77 0.74 0.70 0.70
Shares on issue at 31 May 2012: 61,027,675 Employee options on issue at 31 May 2012: 2,967,500 Shareholders on listing: 685 Shareholders at 31 May 2012: 2,922
1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20.
Totals: Top 20 holders of ORDINARY FULLY PAID SHARES (TOTAL) Total Remaining Holders Balance
34
58.79 41.21
Contacts
James Spenceley
CEO
Level 1, Vocus House 189 Miller Street North Sydney
Mark de Kock
Executive Director, Strategy
P: +61 2 8999 8999 F: +61 2 9959 4348 E: vocus@vocus.com.au www.vocus.com.au
Rick Correll
CFO
35
Disclaimer
This presentation contains forward looking statements that involve risks and uncertainties. These forward looking statements are not guarantees of Vocus' future performance and involve a number of risks and uncertainties that may cause actual results to differ materially from the results discussed in these statements. This presentation only contains information required for a preliminary evaluation of the company and in particular only discloses information by way of summary within the knowledge of the company and its directors. An investor should seek its own independent professional advice in relation to the technical, financial, taxation, legal and commercial matters relating to any investment in Vocus Communications Limited. Other than to the extent required by law (and only to that extent) the company and its officers, employees and professional advisors make no representation, guarantee or warranty (expressed or implied) as to, and assume no responsibility or liability for, the contents of this presentation.
36
LASERBOND ASX- LBL Presented by Wayne Hooper (CEO)
LaserBond Can: Reclaim worn industrial parts at a fraction of the cost of replacement. Dramatically improve resistance to wear and corrosion. Provide longer service life and improved performance of critical components LaserBond Has: The most advanced surface engineering systems. The broadest capabilities in the country, offering the most appropriate solution for each application.
Our Clients Achieve: Lower running costs Minimised down-time and breakdowns Reduced waste of high value materials Increased productivity/up time Reduced spare parts inventory
Core Products & Technologies

LaserBond Cladding
Welded (metalurgical) bond. Limited & precisely controlled heat input. Minimised decomposition of hard phases such as carbides, resulting in superior wear resistance. Minimised dilution with base material, resulting in superior performance. Suitable for environments. aggressive, high impact
We can guarantee a LaserBond layer will not come off.
Application Example
John Hefko BlueScope Steel Mechanical Engineer said: We used to change welder carryover rolls every six weeks but after 54 months the original LaserBond clad rolls are still going strong with negligible wear
Thermal Spraying
Produces high performance surfaces with a mechanical bond. No risk of distortion or metallurgical changes to the component. High Pressure High Velocity Oxy-Fuel) HP HVOF Results in surfaces of the highest possible quality and performance. Produces extremely wear resistant coatings. Electric Arc Spraying Predominantly used for economical rebuilds. Plasma Arc Spraying Typically used for high melting point materials such as ceramics
Metallographic laboratory
Allows the tuning of surface engineering system parameters and coating materials for the highest performance. Includes Scanning Electron Microscope, macro & micro hardness testing, bond strength testing & metallographic preparation equipment.
Large Capacity Machine Shops

Including CNC and conventional equipment Allows the complete rehabilitation of worn components, and the manufacture of new components
Long list of blue-chip LaserBond services a industrial clients. long list of blue-chip industrial clients in the Servicing mining industry as mining industry well as aluminum aluminum processing processing, energy, energy pulp & paper, pulp & paper petrochemical/refinin petrochemical/ refining g, plastics, steel plastics production, steel production auto/marine auto/ marine propulsion, water propulsion reticulation and other water reticulation and industries . other industries .
Overview
ASX Code: LBL (Data as at 28
Shares on Issue Share Price (VWAP over 10 trading days) Market Cap (based on VWAP) Cash on Hand Outstanding Convertible Notes
Convertible at lower of 15c or 85% VWAP by 30/6/12 Entered in April 2010 when VWAP was approx 6.6c th
May 2012)
83,926,210 $0.22 $18.5 Million $2.8 million $120,000

(800,000 shares if converted at 15c)
Major Shareholders
Wayne Hooper , 10.7% Greg Hooper , 10.0% Other , 34.8% Tim McCauley , 1.2%
Diane Hooper , 9.7%
Rex Hooper , 8.4% From Placement, 10.8% Loretta Peachey , 5.9% Lillian Hooper , 8.5%
LaserBond Strengths
Our IP
Forefront of surface engineering technology since 1993. LaserBond developed by the company to address particular performance challenges. First LaserBond cladding system built by the company and commissioned in 2001. (2 more since) Latest LaserBond system includes solid state laser technology for improved productivity and reduced energy consumption. Specialised laboratory facilities have been used to develop materials and applications, and entrench significant IP.
Sales by Region Sales by Segment

Vic / Tas 2% SA 1% WA 0%
Other , 13.3% Transport & Associated Infrastructure, 3.8% Building Products & Construction, 5.6%
Qld 40% NSW 57%
Mining & Minerals Processing, 57.7% Primary Metals Manufacture, 19.6%
Financial Performance
Revenue ($m)
14.00 12.00 10.00
19 years of continuous profits since establishment as a family company 1992, with outstanding growth since listing in Dec 2007. History of robust performance through boom-and-bust economic cycles.
8.00
6.00
4.00
2.00
0.00 FY2008 FY2009 FY2010 FY2011 1H2012
Half Year (to Dec 31)
Full Year (to Jun 30)
2,500
EBIT ($,000)
Maiden final dividend (since listing) of 0.5c per share fully franked for FY2011. Interim Dividend of 0.3c per share fully franked for 1H2012. Forecast FY2012 EBIT of $1.5 to $1.7 million after significant investment for growth.
2,000
1,500
1,000
500
0 FY2008 FY2009 FY2010 FY2011 1H2012
Half Year (to Dec 31)
Full Year (to Jun 30)
Growth Strategy
Discussions initiated with a number of potential opportunities for expansion throughout Australia. Geographic Expansion Particular focus on Western Australia and South Australia. Successful Share Placement May 2012 raising $2.1 million towards geographic expansion. Continued focus on expanding the range of applications for our technologies. Expansion into larger premises in NSW July / August 2012, removing space constraints allowing further development of new, high volume applications. Recent investment in capital equipment, human resources and other expansion in machine shop capacity driving business from existing new customers.
Organic growth + New Products & Services
Outlook
Mining & Minerals Processing Industries increasingly focused on maintenance cost management
The growing number of operational mines and related transport and processing infrastructure provides a growing market as mine and processing operators focus on maintenance cost management and infrastructure efficiency. This should be relatively resilient to fluctuations in commodity prices. Laserbond assists reduction of customers total carbon footprint through increased productivity and efficiency, reduced scrap, and lower maintenance costs. Close to 30GJ of energy is used to produce 1 tonne of steel and a worn machine component made from this 1 tonne of steel may be reclaimed by Laserbonds processes using 1GJ of energy. Tremendous opportunity to grow our customer base, both in terms of number of customers and industries. Currently developing a number of new applications, some involving potentially high volumes. Many existing industries can benefit from our technology, and concentrated sales & marketing efforts will yield results. Confidence relatively new industries will utilise our technologies, such as the burgeoning CSG extraction, processing and transport industries.
A carbon constrained world
New industries
Disclaimer
No responsibility for contents of Investor Presentation. To the maximum extent permitted by law, LaserBond Limited and representatives: make no representation, warranty or undertaking, express or implied, as to the adequacy, accuracy, completeness or reasonableness of this Investor Presentation or any other written or verbal communication transmitted or made available to any recipient; accept no responsibility or liability as to the adequacy, accuracy, completeness or reasonableness of this Investor Presentation or any other written or verbal communication transmitted or made available to any recipient; and accept no responsibility for any errors or omissions from this Investor Presentation whether arising out of negligence or otherwise. Accuracy of projections and forecasts This Investor Presentation may include certain statements, opinions, estimates, projections and forward looking statements with respect to the expected future performance of LaserBond Limited. These statements are based on, and are made subject to, certain assumptions which may not prove to be correct or appropriate. Actual results may be materially affected by changes in economic and other circumstances which may be beyond the control of LaserBond Limited. Except to the extent implied by law, no representations or warranties are made by Laserbond Limited, its advisers or representatives as to the validity, certainty or completeness of any of the assumptions or the accuracy or completeness of the forward looking statements or that any such statement should or will be achieved. The forward looking statements should not be relied on as an indication of future value or for any other purpose. No offer to sell or invitation to buy This Investor Presentation does not, and should not be considered to, constitute or form part of any offer to sell, or solicitation of an offer to buy, any shares in LaserBond Limited, and no part of this Investor Presentation forms the basis of any contract or commitment whatsoever with any person. This Investor Presentation does not constitute an offer or solicitation in any jurisdiction in which such offer or solicitation is not permitted under applicable law. Distribution of this Investor Presentation in or from certain jurisdictions may be restricted or prohibited by law. Recipients must inform themselves of and comply with all restrictions or prohibitions in such jurisdictions. Neither LaserBond Limited, its advisers or representatives accept any liability to any person in relation to the distribution or possession of this Investor Presentation from or in any jurisdiction.
ISS GROUP LIMITED ASX- ISS Presented by Richard Pang (CEO)
ISS Group Today

ISS Group was established in 1995 and listed on the ASX in 2004. ISS Group delivers operational management software solutions to the global Oil and Gas, Mining, Metals, Minerals and Manufacturing industries .
Software Products, Consulting Services, Support Services
Oil and Gas, and Mining provide the majority of revenues Major focus on Production Operations solutions Strong Annuity Stream Zero Debt Reintroduced dividends in 2011 Direct sales model (at the present time) BabelFish the brand is obtaining global recognition Global Customer Footprint
Major ISS Customers
Offices and People

Australia
Perth (HQ) Adelaide
Singapore Southampton Houston 138 People globally
Customer Engagement
Adding value, close engagement and long term relationships with our customers is core to the ISS operating philosophy and guiding principles
ISSs Niche: IT vs OT
ISS delivers Operation Technology software solutions for production companies focussed on more effective operations of their assets
Focus:
Purpose
IT World:
Manage Information, Optimise and Report, Business Critical CFO, CIO, and IT Community
OT World: (ISS Group)

Operate Assets, Integrity and Delivery, Mission Critical Geologists, Engineers, Operators Event driven, Real time, Embedded Software, Rules Engines Real-Time, Mash-ups / Ad-hoc, Diagnostics
Ownership
Architecture
Transactional or batch, RDBMS or Text Business Intelligence / Analytics, Big Data, Cubes / OLAP Corporate Network, IP Based
Visualisation
Connectivity
SCADA, DCS, Historians Hydrocarbon Accounting, Data Modelling, Production Optimisation, Well Testing
Examples
ERP, EAM, Analytics, BPM, Billing
An independent world of Operational Technology (OT) is developing separately from IT groups. If IT organisations do not engage with OT environments to assess convergence, create alignment and seek potential integration, they may be sidelined from major technology decision and place OT systems at risk. Gartner, Inc.
Capital Structure
Capital Structure Q3 2011/2012 ASX Code Share Price (28th May 2012) 52 Week Range Issued Shares Market Capitalization (28th May 2012) Working Capital (Q3 2012) Net Tangible Assets / Share (Q3 2012) ISS 16.5c 8.5c 22.5c 136.15M $22.46M $9.6M 9.1c
Balance Sheet
Balance Sheet Q3 2011/2012 Current Assets Non-Current Assets Total Assets Current Liabilities Non-Current Liabilities Total Liabilities Net Assets Total Equity
Note: there are no intangible assets on the balance sheet, ISS does not capitalize R&D
$11.8M $3.0M $14.8M $2.4M $0.0M $2.4M $12.4M $12.4M
Financial Results
2009 Revenue Projects License Support Maintenance Other EBITA Margin % NPAT Margin % 18.3M 10.3M 4.9M 0.9M 2.0M 0.2M (2.0M) (10.9%) (11.1M)* (60.7%) 2010 18.7M 10.0M 4.9M 0.7M 3.0M 0.1M 3.7M 19.8% 3.6M 19.3% 2011 17.5M 9.4M 4.3M 0.7M 2.9M 0.2M 1.5M 8.6% 1.1M 6.3% Q3 YTD 2012 15.6M 7.4M 5.5M 0.5M 2.1M 0.1M 2.9M 18.6% 2.2M 14.1%
Note: 2009 included 8.1 million impairment of non-current assets (goodwill)
2011/2012 Highlights
ISS will achieve revenue and profit growth for the full year relative to 2010/2011 Foreign Exchange exposure minimised New customers
Chevron Australian, Oil Search PNG, Karara Mining, Newfield, TDJV, Panoramic Resources, Singapore LNG Continued engagement with existing customers and focus on account management showing excellent results
Positioned well for revenue and profit growth in 2012/2013

Larger sales team and increased focus on account management and marketing Resource sector is still strong (from an operational perspective), we believe this will continue next year Many capital projects are currently reaching operational phase ISS Groups products and delivery capabilities are being recognised through direct requests for information and project awards
Thank You Questions & Answers
Disclaimer
This presentation contains forward-looking statements that involve risks and uncertainties. These forward-looking statements are not guarantees of ISS Groups future performance and involve a number of risks and uncertainties that may cause actual results to differ materially from the results discussed in these statements. This presentation only contains information required for a preliminary evaluation of the Company and in particular only discloses information by way of summary within the knowledge of the Company and its Directors. An investor should seek its own independent professional advice in relation to the technical, financial, taxation, legal and commercial matters relating to any investment in ISS Group Limited (ASX: ISS) Other than to the extent required by law (and only to that extent) the Company and its officers, employees and professional advisers make no representation, guarantee or warranty (expressed or implied) as to, and assume no responsibility or liability for, the contents of this presentation.
CASH CONVERTERS INTERNATIONAL LTD ASX- CCV Presented by Ian Day (General Manager)
Cash Converters Overview

Retailer of second hand goods and provider of personal financial services operating through owned and franchised stores
Services Sale of second hand goods through owned stores, franchises and webshop Cash advance loans (30 day unsecured loan) Personal loans (unsecured instalment loan) Pawn broking (90 day secured loan) Buy backs (30 day option to repurchase) Competitive advantages Modern retailing practices Highly skilled staff with standardised systems High ethical standards Appeal to a wide cross section of the community
Personal loan s - Safrock 51%
Cash advance adm in 7%
Revenue by segment at 2012 HY

Franchise operations 10% Personal loan s - Safrock 32% Store Operations 51%
EBIT by segment at 2012 HY

Franchise operations 10% Store Operations 15%
Cash advance adm in 24%
Corporate Snapshot
Shares on issue : 379.8m Major shareholders
EZCORP Inc Fidelity Management & Research Company NovaPort Capital Pty Ltd Alison J Madden 124,418,000 32.76%
5 Year Summary Financial Year Ended

$m Revenue PBT 2007 46.0 16.7 2008 74.4 21.6 2009 94.8 23.3 2010 127.8 31.2 2011 187.6 38.7
22,900,000 6.03% 12,494.210 3.29% 11,726,597 3.09%
Board of Directors
Reginald Webb (Non Executive Chairman) Peter Cummins (Managing Director) John Yeudall (Non Executive Director) William Love (Non Executive Director) Joseph Beal (Non Executive Director)
History
1984 First retail outlet established 1988 Seven stores open, franchising begins with two stores 1990 Commence national expansion 1991 First store opened in the UK 1994 First store opened in non-English speaking market (France) 1999 First payday loan 2005 Opened first company store in Bolton UK 2006 Acquired MON-E and Safrock Group 2007 Acquired first franchised stores in UK & Australia 2008 Launched Cash Converters online shopping Webshop 2009 Launched personal loans and cash advances in UK 2011 Launched online lending 2011 Total UK store numbers exceed 200 for the first time
Regulatory Environment
Australia Joint Parliamentary Committee on Corporations and Financial Services report on phase 2 reforms proposed by the government as set out in the Consumer Credit and Corporations Legislation (Enhancements) Bill 2011 The Committee concluded on 2 December 2011 that the proposed fee caps comprising a 10% establishment fee and a 2% monthly fee are unworkable. The Committee has recommended that the Government revisit key aspects of its reform package with further industry consultation which took place in Feb of 2012 Minister Shorten released an amended Bill in April which has caps of 20% for establishment fees and 4% monthly charge. United Kingdom Bristol University have been sponsored by the Govt to research the effects of a rate cap OFT earlier concluded that price controls would not be an appropriate solution OFT currently reviewing the lending practises of 50 Pay day lenders including CCV to see if there is any further regulation required.
BUSINESS OVERVIEW
Store Locations
Global store network 669 stores

Country Country Australia Store Numbers Store Numbers 146 146 20 20 8 8 1 1 78 78 73 73 5 5 46 34 Country Country UK UK Ireland Ireland USA USA New Zealand New Zealand South Africa South Africa Thailand Thailand Singapore Singapore Malaysia Malaysia Store Numbers Store Numbers 208 208 4 4 7 7 13 13 46 46 1 1 6 6 7 7
Qld Stores 15 Corporate 30 Franchised
Australia Belgium Belgium Holland Holland Italy Italy France France Spain Spain Portugal Portugal Canada Canada
WA Stores 10 corporate 13 Franchised SA Stores 2 Corporate 19 Franchised Vic Stores 13 Corporate 24 Franchised
NSW & ACT Stores 3 Corporate 13 Franchised
Tas Stores 4 franchised
Potential store growth in NSW where CCV is under represented Currently 3 owned stores and 13 franchised stores Majority of store growth will come from the UK Currently 54 owned stores and 154 franchised stores High level of corporate owned stores in Australia and UK with a strong management team and systems in place to assist in growth and management of further corporate stores
UK Operations
Cash Converters opened its first UK store in 1991 Experienced management team in place Substantial market size, population of +60 million and well accepted industry sector Total of 208 stores 154 franchise stores 54 corporate owned stores Further opportunity for growth: Opening new stores Acquisitions Acquiring franchised stores Target 400 UK stores in total Opening c.16-20 new stores p.a. c.3-4 years to reach maturity Increasing sales of finance products Increasing online presence
FINANCIAL REVIEW
2012HY Financial highlights

Strong revenue growth of 28.2% to $111.7 million Adjusted net profit1 after tax increased 7% to $15.3m (2010HY: $14.3m) Nine greenfield stores opened in H1 (7 in the UK and 2 in Australia) Total UK store numbers finished the half-year at 208, an increase of 14 Revenue for company owned stores in both the UK and Australia grew by 25.7% Impressive personal loan book growth Australia: 31.2% growth to $62.1 million ( book as 31 May 2012 = $67.6m) UK: 269.5% growth to 8.5 million (book as at 31 May 2012 = 11.3m) 24.7% growth in EBIT from personal loans and cash advances to $20.7million Interim dividend of 1.75 cents per share, fully franked, announced representing payout ratio of approximately 50% of NPAT
1 Reported statutory NPAT of $13.2m reflects the impact of stamp duty on acquisitions ($665k), independent IT review ($53k), store acquisition additional earnout payment ($580k), additional legal and professional fees ($615k) and redundancy costs ($88k). These one off costs include costs incurred relating to the EZCORP Inc strategic alliance which was terminated during the half year period
Corporate & franchise store operations

54 corporate stores in UK and 43 in Australia 520 franchised stores globally with 154 in UK, 103 in Australia and 263 in RoW Franchising enabled the rapid global expansion of the Cash Converters business Opportunity to acquire franchisees on low multiples Management team and systems in place to acquire further franchises and open further corporate stores Average acquisition price of 4.2 EBIT in 2011 (2010: 3.9 x EBIT)
100 90 80 70 60 50 40 30 20 10 0
2005 2006 2007 2008 2009 UK 2010 2011 Australia
PBT of $4.3m (2010: $5.6m) from corporate owned stores Australia $3.9m (2010: $4.4m) UK $0.4m (2010: $1.3m) Profit declined largely due to one-off costs and greenfield openings and their associated profit drag LFL store growth in Australia was 1.4% for retail sales and 11.6% pawn broking interest growth UK achieved 8.6% retail growth, however, pawn broking interest fell by 12.6% and buyback income by 6.9% PBT from franchised stores declined to $2.8m (2010: $3.4m) primarily due to acquisitions of franchisees
Personal loans
Safrock
Personal, unsecured, instalment loans Average loan: $1,200 over 7 months Australia loan book at 31 December 2011: $62.1m UK loan book at 31 December 2011: 8.5m Australia debt write off of principal advances: 6.3% UK debt write off of principal advances : 11.0% Customers increased by 290% since 2005
$55m $50m $45m $40m $35m $30m $25m $20m $15m $10m $5m $0m 2007 2008 2009 2010 2011 90,000 80,000 70,000
Store numbers
Loan Book at year end $m
50,000 40,000 30,000 20,000
10,000
0
Safrock loan book
Customer loans
Customers
60,000
PBT from personal loans increased 21.6% to $12.9m (2010: $10.6m) UK Finance Division PBT increased to $1.44m (2010: -$270k) A record for the month of December of $13.2m (2010: $10.9m) advanced in Australia and 1.5m (2010: 0.7m) in UK $6.5m of loans advanced through online platform Online lending launched in the UK in October 2011 with 0.43m was lent.
Cash advance administration

MON-E
Administration fees from cash advance/payday loans Australia - $111.7m of loans advanced to 58,262 customers UK - 13.0m of loans advanced during the period to 17,589 customers Customers numbers in Australia increased 199% since 2005
Value of loans advanced over the financial year
$250 $225 $200 $175 $150 $125 $100 $75 $50 $25 $0
2007 2008 2009 2010 2011 MON-E Loaned MON-E Customers
350,000
300,000
200,000
150,000 100,000 50,000
GROWTH STRATEGY
Customers
250,000
Australia Cash Advance 14.7% growth in active customers to 58,261 Average loan $364 Bad debt 3% UK Cash Advance 36.5% growth in active customers to 17,589 Average loan 104 Bad debt 3%
$m
Growth Strategy
Strategy: Continue to open new franchised and company owned stores in both Australia and the UK to maintain our competitive advantage Acquire as many franchised stores as are available in the short to medium term to grow profits Expect to pay a multiple in the order of 3 to 4.5 times Enterprise Value Acquisitions will be funded by a combination of debt and retained profits Continue to grow the cash advance & personal loan business in Australia and the UK, both in-store and online ( UK at the bottom of J curve for both products) Continue to grow our online retail offering, Webshop
Summary & outlook

Summary
Well positioned to take advantage of significant growth opportunities in the UK and other geographies Substantial franchisee network provides opportunities to acquire established stores to offset some of the profit drag of greenfield sites Significant opportunity to keep growing the loan book in Australia through increased penetration, new products and new channels (e.g. online) Substantial opportunity for growth of both Cash Advance and personal loans in the relatively new UK market
Outlook
Questions still remain over the outcome of the Australian regulatory review but the proposed caps of 20% on establishment fees and 4% monthly fees is workable for CCV.
APPENDICES
Appendix
Product Overview
Geography Security Loan Size Safrock Australia and the UK Unsecured $1,000 to $2,000 (avg is $1,500) Usually four to seven months Secured $2,000 to $5,000 Mon-e Australia and the UK Unsecured $50-$1,000 (avg is $303) Pawn Broking Both Australia and UK Secured (avg is $90)
Loan Duration
usually have a term of usually repaid within four between one to two years weeks
Varies from a minimum of 1 month to a maximum of 3 months. Goods may be redeemed by their owner at any time. N/A Franchisee
Credit Check Loan capital provider
Yes Cash Converters
No Franchisee
RUNGE LIMITED ASX- RUL Presented by David Meldrum (MD)
Disclaimer:
This presentation has been prepared by Runge Limited (Runge) and is given to recipients in confidence. No part of this presentation may be circulated, reproduced or provided to any third party and the matters referred to in it must not be disclosed to third parties, in whole or in part. No representation, express or implied, is made as to the fairness, accuracy, completeness or correctness of information contained in this presentation, including the accuracy, likelihood of achievement or reasonableness of any forecasts, prospects, returns or statements in relation to future matters contained in the presentation (forward-looking statements). Such forward-looking statements are by their nature subject to significant uncertainties and contingencies and are based on a number of estimates and assumptions that are subject to change (and in many cases are outside the control of Runge and its Directors and officers) which may cause the actual results or performance of Runge to be materially different from any future results or performance expressed or implied by such forward-looking statements. This presentation provides information in summary form only and is not intended to be complete. It is not intended to be relied upon as advice to investors or potential investors and does not take into account the investment objectives, financial situation or needs of any particular investor. Due care and consideration should be undertaken when considering and analysing Runges financial performance. All references to dollars are to Australian Dollars unless otherwise stated. To the maximum extent permitted by law, neither Runge nor its related corporations, Directors, employees or agents, nor any other person, accepts any liability, including, without limitation, any liability arising from fault or negligence, for any loss arising from the use of this presentation or its contents or otherwise arising in connection with it. This presentation should be read in conjunction with other publicly available material. Further information including historical results and a description of the activities of Runge is available on our website, www.runge.com
Who We Are
We are the largest consolidated group of independent mining professionals in the world We employ leading experts in mine planning We provide the technical input for the largest mining IPOs in the world
We provide the technical due diligence for the largest mining M&A transactions globally
We provide planning systems for the largest mines in the world
3
Where We Are
Over 450 Employees
21 offices across 12 countries
Customers including the worlds largest multinational miners

4
Where We Have Come From
What We Have Been Doing

Over the last six months we have:
Completed over 600 technical assignments including IPOs on global stock exchanges, M&A deals and independent engineering reports Implemented over 200 software solutions including services to the worlds largest mining houses Conducted over 3,000 laboratory tests to keep mines safe and productive
Helped forge new mining industries in countries like Mongolia

6
What We Have Been Doing

Over the last six months we have:
Implemented new account management structure for customer engagement Developed new systems to improve operational and project management Developed new technology strategy for software development and maintenance Aligned regional and personal KPIs with corporate strategy and performance
7
The Runge Advantage

Runge combines its extensive global mining domain knowledge with technology and business focused processes to assist mining operations in predicting the future value of their mining assets.
8
What Are We Seeing

Competition for mining professionals in Australia still strong, but we see signs of softening Uncertainty in global financial markets causes volatility of capital raisings in Asia Push for nationalisation of mining industry Increase in project exploration activities in Africa Mining companies integrate technologies across their businesses Volatility in Coal Seam Gas activity Tightening of access to capital Margin squeeze across most commodities
9
Profitable Growth
Expanding regional capabilities around software sales and support Software pricing strategy around increasing after sales options Focus on product architecture to reduce future development costs Improve utilisation of our people Focus on adding value to our clients
10
Financial Results and Revenue Mix

FY09 Operating Revenue * Consulting fees Technology Licence fees Maintenance fees Laboratory testing Other Total operating revenue $m 59.5 17.8 10.5 7.3 3.6 2.1 83.0 FY10 $m 57.5 16.6 8.6 8.0 4.0 0.9 79.0 FY11 $m 68.7 18.7 9.9 8.8 5.8 1.0 94.2 1H12 $m 38.3 9.1 4.1 5.0 4.4 0.5 52.3
9% 1% 9% 8% 14% 59%
Operating EBITA Margin
12.7 15.0%
5.8 7.3%
9.3 9.9%
4.1 7.8%
Advisory Consulting Licence fees Laboratory testing
Technical Consulting Maintenance fees Other miscellaneous
* Operating revenue and EBITA exclude Key Man insurance proceeds in 1H12 and Impairment of developed software in FY11
11
Regional Revenue Overview

Australia
$m % Rev
Americas
$m % Rev $m
Asia
% Rev $m
Africa
% Rev
GeoGAS
$m % Rev
Consolidated
1H12
Consulting Advisory Technical Technology Licence Maintenance Laboratory Testing Other Total Total Rev % 20.7 40% 1.9 2.6 12.8 3.4
31% 7.2 2.1 9% 0.8 1.1
18% 10.0 0.3 4% 0.8 0.4
20% 0.8 0.5 2% 0.6 0.9
3% 1.2 3%
2%
30.8 7.5
4.1 5.0 8% 4.4 4.4 0.5 52.3 100%
11.2 22%
11.5 22%
2.8 5%
5.6 11%
12
Financial Position
2H11 1H12
$m Cash and deposits Receivables Inventory Property, plant & equipment Intangible assets Other assets Total assets Trade and other creditors Borrowings Provisions Other liabilities Total liabilities Net assets 9.3 20.6 2.3 9.1 29.7 6.5 77.5 7.7 5.5 6.9 12.7 32.8 44.7
$m 9.9 19.6 3.3 10.0 29.4 6.6 78.8 4.4 9.1 6.6 11.7 31.8 47.0
Strong balance sheet, Net Cash of $0.8 million No significant changes in assets and liabilities, net assets $47.0 million Low level of debt, interest cover of 12x EBITA Intangibles of $29.4 million Goodwill, $24.3 million Developed software, $1.7 million Internal systems, $3.4 million Borrowings of $9.1 million at 31 December 2011 $15 million facility extended for 3 years in September 2011
13
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MICROCAP CONFERENCE

Sydney Hilton | 13th June 2012 | supported by

microEQUITIES 6 RISING STARS

ABOUT THE AUSTRALIAN SECURITIES EXCHANGE (ASX)

CAREERS MULTILIST ASX- CGR Presented by Daniel Riley (MD)

Services (related to recruitment);

Agency Partners (subscription fees from recruitment agencies);

Business Overview Client Analysis

45% 80% N/A

55% 20% 100%

Business Overview - History

Business Overview Revenue Streams

Segment Reporting Contribution to Profit

Segment Reporting Contribution to Revenue

Growth Strategy Cross Sell

Growth Strategy New Services

Growth Strategy New Services (CMLPayroll) Outsourced Payroll

Finance, Collections and Insurance

Growth Strategy New Services (CMLpartners)

Growth Strategy New Services

$9.30m $0.62m $0.38m 0.76c 0.5c ff

$17.89m $1.35m $0.83m 1.61c 1.0c ff

$28.96m $1.00m $0.61m 1.10c 0.5c ff

$69.02m $2.01m $1.25m 2.24c 1.0c ff

BIGAIR GROUP LIMITED ASX- BGL Presented by Jason Ashton(CEO)

Broadband for Communities / Student Accommodation

Clever Communications Australia Limited 100%

BigAir Fixed Wireless Division 100%

Allegro 100% 1 June 2012

AccessPlus Pty Ltd 100%

BigAir Universe Broadband Pty Ltd 100%

Allegro 100% 1 June 2012

Share price performance

Shareholder Breakdown Directors & Management Top 20 Shareholders 19% 62%

X-Ray Flux and chemicals

Specialised furnaces and general laboratory equipment

The XRF Analysis Process

The drill core is then processed into a fine dust

The glass disk is presented into an x-ray spectrometer for analysis

Blue Chip Client Base

Sales Revenue Exposure

Sales Exposure to Commodities

Other Base Metals Non Mining (Industry)

Sales Revenue ($'000)

15% 31% 29% 51% 34% 40%

New product releases Adoption of XRF as an analytical technique

CALLIDEN GROUP ASX- CIX Presented by Nick Kirk (CEO)

Calliden Group Limited (CIX)

CALLIDEN INSURANCE LIMITED

AUSTRALIAN UNITY GENERAL INSURANCE LIMITED

YOUNG & COOL

* All figures are based on year end 31.12.11

Strategic Review Change in Business Model

The economic environment

APRA LAGIC 1.1.2013 Capital requirements increasing

Strategic Review Change in Business Model

NSW Home Warranty

Strategic Review Change in Business Model

No reinsurance needed Less complex More predictable returns

2011 Insurance Industrys Catastrophic Year

2011 Insurance Industrys Catastrophic Year

Callidens exposure relative to industry experience. Calliden Gross Industry

Claims $ 24.3m 4.3m 5.1m 8.1m 0.1m 0.0m 10.2m $52.1m

2,380m 122m 1,405m 419m 35m 53m 681m $5,095 m