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ABOUT MCB

MCB Bank Limited, with more than 60 years of experience as one of the leading banks in Pakistan, was incorporated on July 9 in 1947. The bank has journeyed remarkable tenure of more than half a century of competitively edged and well positioned heights of success by deploying quality banking, heads on technological developments, professionally leading management and prudent and ethical work methodologies. MCB was nationalized along with other private banks in 1974 as part of Government of Pakistan's economic reform movement and was later privatized to Nishat Group lead consortium in 1991. Since privatization, MCB's growth has been phenomenal. Today, MCB in one of the largest foreign banks in Sri Lanka, the first bank in Pakistan to launch Global Depository Receipts (GDR) in 2006, has strategic foreign partnership with Maybank of Malaysia which holds 20% shares in MCB through its wholly owned subsidiary Mayban International Trust (Labuan) Berhad since 2008, has international indirect regional presence in Dubai (UAE), Bahrain, Azerbaijan, Hong Kong and Sri Lanka and serving through a domestic network of over 1,130 branches and 600 ATMs across Pakistan with a customer base of 4.5 million (apprx.) MCB is reputed as one of the most sound financial institution and as one of the leading banks in Pakistan with a deposit base of PKR. 462 bln (apprx.) and total assets of PKR 605 bln (apprx.). The bank is versed as one of the oldest and most responsible banks in Pakistan and has played pivotal role in representing the country on global platforms while being one of the few institutions that are recognised and traded in the international market. The bank has also been acknowledged though prestigious recognition and awards by Euromoney, MMT, Asia Money, SAFA (SAARC), The Asset and The Asian Banker.

OUR VISION & MISSION


Vision Statement
To be the leading financial services provider, partnering with our customers for a more prosperous and secure future.

Mission Statement
We are a team of committed professionals, providing innovative and efficient financial solutions to create and nurture long-term relationships with our customers. In doing so, we ensure that our shareholders can invest with confidence in us.

OUR VALUES
INTEGRITY We are the trustees of public funds and serve our community with integrity. We believe in being the best at always doing the right thing. We deliver on our responsibilities and commitments to our customers as well as our colleagues. RESPECT We respect our customers values, beliefs, culture and history. We value the equality of gender and diversity of experience and education that our employees bring with them. We create an environment where each individual is enabled to succeed. EXCELLENCE We take personal responsibility for our role as leaders in the pursuit of excellence. We are a performance driven, result oriented organization where merit is the only criterion for reward.

CUSTOMER CENTRICITY Our customers are at the heart of everything we do. We thrive on the challenge of understanding their needs and aspirations, both realized and unrealized. We make every effort to exceed customer expectations through superior services and solutions. INNOVATION We encourage and reward people who challenge the status quo and think beyond the boundaries of the conventional. Our teams work together for the smooth and efficient implementation of ideas and initiatives.

CORPORATE PROFILE
Board of Directors Mian Mohammad Mansha Mr. S. M. Muneer Mr. Tariq Rafi Mr. Shahzad Saleem Mr. Sarmad Amin Mr. Ahmad Alman Aslam Dato' Mohammed Hussein Mian Raza Mansha Mr. Aftab Ahmad Khan Mian Umer Mansha Dato' Seri Ismail Shahudin Mr. Manzar Mushtaq Mr. M.U.A. Usmani Chairman Vice Chairman Director Director Director Director Director Director Director Director Director Director President / CEO

Management Mr. Ali Munir Mr. Agha Saeed Khan Mr. Raheel Ejaz Mr. Imran Maqbool Strategic Planning and Investment Operations Compliance Commercial Branch Banking Group

Mr. Laqa Sarwar Mr. Muhtashim Ashai Mr. Muhammad Nauman Chughtai Mr. Salman Zafar Siddiqi Mr. Ahmed Kareem Mr. Mohammad Ramzan Mr. Ali Kazmi Mr. Kamran Rasool Mr. Adnan Zaki Mr. Syed Rashid Rahman

Special Assets Management Wholesale & Investment Banking Credit Risk Review Financial Control Group Human Resources Treasury & FX Consumer Banking Security & Corporate Social Responsibility Information Technology(Acting) Islamic Banking

Audit Committee Mr. Tariq Rafi Mr. Ahmad Alman Aslam Dato' Mohammed Hussein Mr. Aftab Ahmad Khan Dato' Seri Ismail Shahudin Chairman Member Member Member Member

Human Resources Committee Mian Mohammad Mansha Mr. Ahmad Alman Aslam Mian Raza Mansha Mr. Shahzad Saleemn President / CEO Chairman Member Member Member Member

Risk Management & Portfolio Review Committee Mian Umer Mansha Mr. Sarmad Amin Mr. Manzar Mushtaq Chairman Member Member

President / CEO

Member

Committee on Physical Planning, IT System & Contingency Arrangements Mr. Sarmad Amin Mr. S. M. Muneer Mr. Tariq Rafi Mian Umar Mansha President / CEO Chairman Member Member Member Member

Business Strategy & Development Committee Mian Mohammad Mansha Mr. S. M. Muneer Mr. Shahzad Saleem Mr. Ahmad Alman Aslam Dato' Mohammad Hussein Mian Raza Mansha Mian Umer Mansha Dato Seri Ismail Shahudin President / CEO Chairman Member Member Member Member Member Member Member Member

SBP Report Compliance Monitoring Committee Mr. S.M. Muneer Mr. Shahzad Saleem Mr. Sarmad Amin Mr. Ahmad Alman Aslam President / CEO Chairman Member Member Member Member

IT Committee Mian Raza Mansha Mr. Tariq Rafi Mr. Aftab Ahmad Khan President / CEO Chairman Member Member Member

Write Off & Waiver Committee Mian Muhammad Mansha Mr. Tariq Rafi Mr. Aftab Ahmad Khan Chief Financial Officer Mr.Salman Zafar Siddiqi Company Secretary Mr. Abdus S. Sami Audit & RAR Group Mr.Kamran Zafar Muggo Principal Office MCB 15 Main Gulberg, Lahore Registrar's and Share Registration Office MCB 15 Main Gulberg, Lahore M/s. THK Associates (Pvt.) Limited State Life Building No.3, Dr. Ziauddin Ahmed Road, Karachi Chairman Member Member

Home >> MCB >> Awards & Accolades

AWARDS & ACCOLADES


Euromoney Awards Best Bank Award 2008 Best Bank Award 2006 Best Bank Award 2005 Best Bank Award 2004 Best Bank Award 2003 Best Bank Award 2001 Best Domestic Bank Award 2000 Asia Money Award Best Domestic Commercial Bank Award 2005 Best Domestic Commercial Bank Award 2004

Euromoney Awards
Best Bank In Asia Award 2008 MCB has been awarded as a Euromoney Award 2008 for the " Best Bank in Asia". back to top Best Bank In Pakistan Award 2006 MCB has yet again received the esteemed Euromoney Award for the Best Bank in Pakistan. It is the only bank to receive the Euromoney Award for Excellence for the sixth time in the past seven years. back to top Best Bank In Pakistan Award 2005 MCB has again received the esteemed Euromoney Award for the Best bank in Pakistan. It is the only bank to receive the Euromoney Award for Excellence for the fifth time in the last six years. back to top Best Bank In Pakistan Award 2004 In a continuous winning streak, MCB once again takes pride in being conferred with Euromoney's prestigious award of excellence, for being the "Best Bank in Pakistan" for the fourth time in the last five years. back to top Best Bank In Pakistan Award 2003 MCB believes in you. Together we work with quality, integrity and dedication, striving to achieve collective success by understanding changing trends and assimilating into diverse cultures. Your trust in our ability and our commitment to deliver has again won us the Euromoney Award 2003for the "Best Bank in Pakistan". back to top Best Bank In Pakistan Award 2001 Your trust and our commitment is always an award wining combination MCB was awarded as aEuromoney Award 2001 for the " Best Bank in Pakistan". back to top Best Domestic Bank Award 2000 MCB was awarded as a Euromoney Award 2000 for the " Best Domestic Bank in Pakistan". back to top

Asia Money Awards


The Best Domestic Commercial Bank Award 2005 MCB Continues to shine as once again Asia Money declares MCB as "The Best Domestic Commercial Bank in Pakistan" for the year 2005. back to top

The Best Domestic Commercial Bank Award 2004 MCB has a distinction of winning the Asia Money 2004 award for being "The Best Domestic Commercial Bank in Pakistan".

MCB TOWER
A Vision of the Future The modern, urbane architecture and intelligent design of MCB Tower reflect MCBs pioneering role in the banking arena, providing cutting edge, innovative banking solution- leading with an edge of technology. Setting Ever-Higher Standards Towering at 116 meters, with 29 levels and 3 basements, MCB tower is the tallest building in Pakistan. It is a sound representation of MCBs leadership position in the banking sector, testified by four best bank in Pakistan Euro money Awards in five years. Strong Foundation MCB tower is a manifestation of MCBs strong foundation with over 50 years of banking excellence and represents our commitment to always stay a step ahead. Understanding At all levels From individual customers to corporate and commercial clients, MCBs flexible solutions reach out to a diversified audience -reflected in all levels of MCB tower

Highlights of the Tower


Specialized secant piling works to protect adjacent buildings during construction of the 3 basement levels & foundation. One of the most integrated safety and security features with 24 x 7 surveillance system including smart card access to prevent unauthorized entry at any level. From furniture design to signages, MCB tower has been designed with exquisite attention to detail. The bank produces its own power by 1.2 MW gas turbine backed-up by two separate diesel generating sets. The heat recovery system insured that the heat produced thus is used to operate the chillers for the central air conditioning system thereby achieving an unprecedented level of power / energy consumption. State of the art Fire / Smoke detection Alarm and sprinklised suppression system backed-up by a central fire fighting system. Rooftop garden and gymnasium with unparalleled views of the city skyline 6 high speed Elevators with a unique call system which identifies, allocates and assigns each

passenger to a particular elevator to optimize their wait and travel time. Double insulated glazing to reduce heat loss by upto 30 % and reduce noise level significantly. The glass used is specially tempered to increase strength 5 times, eliminating the risk of damage. Construction of the helipad for helicopter access and egress in case of fire

COMPLIANCE STATUS
Name & Address MCB Bank Limited MCB 15 Main Gulberg, Lahore Public Limited Company. Listed on Karachi, Lahore & Islamabad Stock Exchanges in Pakistan.

Legal Form

Name of External Auditors

M/s A.F. Ferguson & Company.(Chartered Accountants).

Name of Regulatory State Bank of Pakistan (Central Bank). Body Commercial, Consumer, Corporate, Correspondent and Islamic Banking. Categories of shareholders - as of December 31, 2010 Pattern of Share Description Shareholding Percentage Holdings Main Banking Directors, CEO and their spouse and minor children Associated Companies, Undertakings & Related Parties NIT & ICP Banks, DFI & NBFI Insurance Companies Modarabas & Mutual Funds General Public (Local) General Public (Foreign) Others 57,412,411 7.5521

379,123,038 131,567 1,582,229 50,076,792 6,677,686 110,658,668 2,770,691 29,408,417

49.8705 0.0173 0.2081 6.5872 0.8784 14.5562 0.3645 3.8684

Foreign Companies Company Total Chairman President & CEO Banking License No. Mian Mohammad Mansha Mr. M.U.A. Usmani - President

122,373,480 760,214,979

16.0972 100.00

BCD (1) 17-66 dated 8th December 1966.

Compliance Status

Compliant with KYC and AML regulations prescribed by State Bank of Pakistan.

Compliance Document required from MCB AML KYC Questionnaire Correspondent Banks

Compliance Documents for Correspondent Banks

AML / KYC Questionnaire Filled-in by MCB for our Correspondents Wolfsberg AML_Questionnaire CDD / KYC / AML PROCEDURES HANDBOOK USA PATRIOT ACT Certification USA PATRIOT ACT Recertification

Circulars

INVESTOR RELATIONS
Welcome to our online investor relations service! MCB Bank Ltd shares are traded on the Karachi, Lahore & Islamabad Stock Exchanges and its GDRs are listed on the London Stock Exchanges Professional Securities Market as well. The information presented within MCB Investor Relations is obtained by MCB from accurate and reliable sources. All information is provided on an as is basis" without any kind of warranty and we strongly recommend you to read our disclaimer text. Annual Report 2010

Latest Results MCB Third Quarter Result 2011 MCB Half Year Result 2011 MCB First Quarter Result 2011 MCB Annual Report 2010 MCB Half Yearly Result 2010 MCB Third Quarter Result 2010

Latest Presentations IR Presentation as of 9M11 MCB MCB Bank Limited Second Quarter 2011 Financial Performance MCB 1st Quarter Results 2011 Performance Analysis Annual Financial Performance 2010 - MCB Bank Limited MCB - LSE Conference (London 2010) MCB Bank Limited Investors Relation presentation (Third Quarterly - 2010) MCB Bank Limited Investors Relation presentation (Half Yearly - 2010) MCB Bank Ltd, First Quarter Results presentation 2010 MCB Bank Ltd, Full Year Results presentation 2009 MCB Bank Ltd, Fourth Quarter Results presentation 2009 MCB Bank Ltd, Third Quarter Results presentation 2009 MCB Bank Ltd, Second Quarter Results presentation 2009 MCB Bank Ltd, First Quarter Results presentation 2009 MCB Bank Ltd, Full Year Results presentation 2008 MCB Bank Ltd, Fourth Quarter Results presentation 2008 MCB Bank Ltd, Third Quarter Results presentation 2008 MCB Bank Ltd, Second Quarter Results presentation 2008 MCB Bank Ltd, Full Year Results presentation 2007 Share Info.

For further information on MCB GDRs (REG S): Visit: MCB GDRs or, E-Mail: investor.relations@mcb.com.pk Investor Relations Contacts If you are a shareholder in MCB Bank Limited and have an enquiry/want to subscribe to our IR e-mail updates, please contact: E-mail: investor.relations@mcb.com.pk Investor Relations MCB House 15-Main Jail Road Gulberg Lahore, Pakistan

BASIC BANKING ACCOUNT


Its as simple as ABC to start banking with MCB.

Look after your money the simple way,with MCB Basic Banking Account.

KEY POINTS

Open a Basic Banking Account with as little as Rs.1000/- only. No minimum balance maintenance requirement. No monthly account maintenance charges. Two free deposits per month (including cash and clearing).* Two free withdrawals per month (including cash and clearing).* Unlimited free withdrawal transactions through MCB's ATMs. Unlimited transactions through Virtual Banking. Use your MCB SmartCard to shop at thousands of merchant outlets across Pakistan MCB ACCESS: Branches, on your way Hundreds of 9-5 full day banking branches (including Saturdays). Network of over a thousand branches, and hundreds of online branches, at convenient locations. ATMs (Access 24/7) Over 420 MCB ATMs. Over 3500 MNET/ 1-LINK ATMs. Call Center, at your fingertips (Access 24/7) General Inquiry e.g. ATM Locations, Product Information etc. Financial Services e.g. Account Balance Inquiry, Debit Card, Transaction detail, bill payments etc Non-financial Services e.g. Internet Banking activation etc. Internet Banking, virtually anywhere (Access 24/7) Bill payments and Funds Transfer. Bank Account Statement and Cheque Book Request. SMS Banking, on the go (Access 24/7) Balance Inquiry details. Last 4 transaction details Home >> Accounts >> Current Account

CURRENT ACCOUNT
What are you waiting for? Race and be ahead. Discover the quick, easy, and convenient way to manage and use your money with an MCB Current Account. KEY POINTS

Low minimum balance requirements. Unlimited cash deposit and withdrawal facility at hundreds of branches nationwide. Use your MCB SmartCard to shop at thousands of merchants across Pakistan. Lockers and other affordable transactional facilities. MCB ACCESS: Branches, on your way Hundreds of 9-5 full day banking branches (including Saturdays). Network of over a thousand branches, and hundreds of online branches, at convenient locations. ATMs (Access 24/7) Over 350 MCB ATMs. Over 3000 MNET/ 1-LINK ATMs. Call Center, at your fingertips (Access 24/7) General Inquiry e.g. ATM Locations, Product Information etc. Financial Services e.g. Account Balance Inquiry, Debit Card, Transaction detail, bill payments etc Non-financial Services e.g. Internet Banking activation etc. Internet Banking, virtually anywhere (Access 24/7) Bill payments and Funds Transfer. Bank Account Statement and Cheque Book Request. SMS Banking, on the go (Access 24/7) Balance Inquiry details. Last 4 transaction details.

SAVINGS ACCOUNT
Start saving and discover a habit thats worth getting

into. MCB Savings Account offers you one of the most suitable ways to manage your hard-earned money. So start saving and earning profit today. KEY POINT

Low monthly average balance requirements. Profit paid into your account every six months. Unlimited cash deposit and withdrawal facility at hundreds of branches nationwide. Use your MCB SmartCard to shop at thousands of merchants across Pakistan. Locker facility at economical rates. MCB ACCESS: Branches, on your way Hundreds of 9-5 full day banking branches (including Saturdays). Network of over a thousand branches, and hundreds of online branches, at convenient locations. ATMs (Access 24/7) Over 350 MCB ATMs. Over 3000 MNET/ 1-LINK ATMs. Call Center, at your fingertips (Access 24/7) General Inquiry e.g. ATM Locations, Product Information etc. Financial Services e.g. Account Balance Inquiry, Debit Card, Transaction detail, bill payments etc Non-financial Services e.g. Internet Banking activation etc. Internet Banking, virtually anywhere (Access 24/7) Bill payments and Funds Transfer. Bank Account Statement and Cheque Book Request. SMS Banking, on the go (Access 24/7) Balance Inquiry details. Last 4 transaction details.

FOREIGN CURRENCY ACCOUNT


Enjoy the confidence of operating an international account, locally.

MCB Foreign Currency Account offers you the option of earning attractive returns on your Foreign Currency Investment.

KEY POINTS

Open your account in US Dollar, UK Pound Sterling, or Euro. Open for as little as US$ 500 or equivalent. Unlimited transactions at your branch. Free Foreign Currency cash deposit and withdrawal facility. Rate of Return directly linked with international market. Profit paid into your account every six months. Foreign Remittances facility available. Countrywide network of Foreign Currency Branches. Cash withdrawal in PKR equivalent. MCB ACCESS: Branches, on your way Hundreds of 9-5 full day banking branches (including Saturdays). Network of over a thousand branches, and hundreds of online branches, at convenient locations. Call Center, at your fingertips (Access 24/7) General Inquiry e.g. ATM Locations, Product Information etc. Financial Services e.g. Account Balance Inquiry, Debit Card, Transaction detail, bill payments etc Non-financial Services e.g. Internet Banking activation etc. Internet Banking, virtually anywhere (Access 24/7) Bill payments and Funds Transfer. Bank Account Statement and Cheque Book Request. SMS Banking, on the go (Access 24/7) Balance Inquiry details. Last 4 transaction details.

SMART DOLLAR ACCOUNT


Discover a sensible solution that helps make more of your dollar savings. MCB Smart Dollar Account is a sensible way to maintain

or grow your US Dollar deposit across USD Current, Savings or Term Deposits.

KEY POINTS USD Current, Savings and Term Deposit accounts. Competitive profit rates. Attractive incentives being offered, if you maintain the minimum amount of USD 10,000/- or above.* * Free & Limited Service Charges: Free Lockers (subject to availability). Pak Rupee Account: without minimum balance requirement. Free collection for crediting Foreign Currency Account. Free Standing Instructions for Current Account. Free Bank Statements. Discount (up to 50%) on processing of Personal Loans. MCB ACCESS: Branches, on your way Hundreds of 9-5 full day banking branches (including Saturdays). Network of over a thousand branches, and hundreds of online branches, at convenient locations. Call Center, at your fingertips (Access 24/7) General Inquiry e.g. ATM Locations, Product Information etc. Financial Services e.g. Account Balance Inquiry, Debit Card, Transaction detail, bill payments etc Non-financial Services e.g. Internet Banking activation etc. Internet Banking, virtually anywhere (Access 24/7) Bill payments and Funds Transfer. Bank Account Statement and Cheque Book Request. SMS Banking, on the go (Access 24/7) Balance Inquiry details. Last 4 transaction details.

SAVINGS 365 GOLD

The higher you save, the higher you go. MCB Savings 365 Gold Account offers you a wide range of attractive profit rates.

KEY POINTS

The higher your balance, the higher your rate. Profit calculated on daily basis. Profit paid into your account every month. Open your account with Rs. 500,000/- only. Cash deposit and withdrawal facility at hundreds of branches nationwide. MCB ACCESS: Branches, on your way Hundreds of 9-5 full day banking branches (including Saturdays). Network of over a thousand branches, and hundreds of online branches, at convenient locations. Call Center, at your fingertips (Access 24/7) General Inquiry e.g. ATM Locations, Product Information etc. Financial Services e.g. Account Balance Inquiry, Debit Card, Transaction detail, bill payments etc Non-financial Services e.g. Internet Banking activation etc. Internet Banking, virtually anywhere (Access 24/7) Bill payments and Funds Transfer. Bank Account Statement and Cheque Book Request. SMS Banking, on the go (Access 24/7) Balance Inquiry details. Last 4 transaction details.

SPECIAL RUPEE TERM


Make the most of your time with lucrative term deposits.

With a wide range of choices and tenors, you can open one or more term deposit accounts that best suit your current or long term needs.

KEY POINTS

Highly attractive profit rates. Multiple tenors from one month onwards. Option of premature encashment. Option for ATM debit card to access profit earned. Option for automatic renewal of term deposits. MCB ACCESS: Branches, on your way Hundreds of 9-5 full day banking branches (including Saturdays). Network of over a thousand branches, and hundreds of online branches, at convenient locations. ATMs (Access 24/7) Over 350 MCB ATMs. Over 3000 MNET/ 1-LINK ATMs.

BUSINESS ACCOUNT:
An upwardly mobile way to bring down costs on your way up. MCB Business Account lets you build your business through the accrued savings from discounted transaction fees, and more.

KEY POINTS

Higher the balance, the higher the number of free transactions.* Open a Business Account with Rs.50,000 only. Unlimited free cash deposit and withdrawal facility at hundreds of branches nationwide.

FREE SERVICES When you maintain average monthly balance of Rs.100,000 or above* Demand Drafts/Pay Orders. Cancellation for Demand Drafts/Pay Orders. Cheque Book. International ATM Gold Card. MCB ACCESS:

Branches, on your way Hundreds of 9-5 full day banking branches (including Saturdays). Network of over a thousand branches, and hundreds of online branches, at convenient locations. ATMs (Access 24/7) Over 350 MCB ATMs. Over 3000 MNET/ 1-LINK ATMs. Call Center, at your fingertips (Access 24/7) General Inquiry e.g. ATM Locations, Product Information etc. Financial Services e.g. Account Balance Inquiry, Debit Card, Transaction detail, bill payments etc Non-financial Services e.g. Internet Banking activation etc. Internet Banking, virtually anywhere (Access 24/7) Bill payments and Funds Transfer. Bank Account Statement and Cheque Book Request. SMS Banking, on the go (Access 24/7) Balance Inquiry details. Last 4 transaction details.

SAVINGS XTRA
Grow with MCB Xtra by saving more and earning greater profit. MCB Savings Xtra Account offers you a wide range of attractive profit rates.

KEY POINTS

The higher your balance, the higher your profit. Now avail attractive rates up to 8.5%.* Profit calculated on monthly basis. Profit paid into your account semi-annually. No joining fee on Debit/ ATM Card. 50% Discount on Lockers. Cash deposit and withdrawal facility at hundreds of branches nationwide.

Unlimited number of ATM withdrawal transactions. 3 Free withdrawal transactions through the branch every month. MCB ACCESS: Branches, on your way Hundreds of 9-5 full day banking branches (including Saturdays). Network of over a thousand branches, and hundreds of online branches, at convenient locations. Call Center, at your fingertips (Access 24/7) General Inquiry e.g. ATM Locations, Product Information etc. Financial Services e.g. Account Balance Inquiry, Debit Card, Transaction detail, bill payments etc Non-financial Services e.g. Internet Banking activation etc. Internet Banking, virtually anywhere (Access 24/7) Bill payments and Funds Transfer. Bank Account Statement and Cheque Book Request. SMS Banking, on the go (Access 24/7) Balance Inquiry details. Last 4 transaction details. Home >> Accounts >> Current Life Account

CURRENT LIFE ACCOUNT


The coverage you need for the life you lead. MCB Current Life gives you the peace of mind of comprehensive life insurance in a current account and fits right into your lifestyle. KEY POINTS

Open a Current Life Account with just Rs.1,000. Free comprehensive life insurance coverage.* No joining fees on Debit/ATM Card. 50% discount of Debit Card Annual Fee at the time of renewal. Low monthly average balance requirement. Unlimited free cash deposits/withdrawals across hundreds of branches

MCB ACCESS: Branches, on your way Hundreds of 9-5 full day banking branches (including Saturdays). Network of over a thousand branches, and hundreds of online branches, at convenient locations. ATMs (Access 24/7) Over 350 MCB ATMs. Over 3000 MNET/ 1-LINK ATMs. Call Center, at your fingertips (Access 24/7) General Inquiry e.g. ATM Locations, Product Information etc. Financial Services e.g. Account Balance Inquiry, Debit Card, Transaction detail, bill payments etc Non-financial Services e.g. Internet Banking activation etc. Internet Banking, virtually anywhere (Access 24/7) Bill payments and Funds Transfer. Bank Account Statement and Cheque Book Request. SMS Banking, on the go (Access 24/7) Balance Inquiry details. Last 4 transaction details.

Home >>Bancassurance

FLEXILIFE
FlexilLife| Basic Premium Allocation | Benefits | Policy Terms & Eligibility | Payment Modes | Charges

Your loved ones, secured.


Your family is your joy, your pride and your world. And you strive to give them a life full of cheerful and happy moments. However, life has its uncertainties and risks. For this, you would require an investment plan that is flexible enough to keep up with the changing circumstances of life. Flexilife is a unit-linked plan to help you secure your familys future with a wide range of benefits and options to meet a variety of different financial needs and make your Har Pal Mehfooz.

Things to Remember:
Flexilife is a Unit Linked Plan which is subject to investment risk. NJI Life or MCB Ltd does not guarantee the value of Units. The value of units may rise, fall or remain unchanged. No guarantees in respect of any Funds are given by NJI Life or MCB Ltd. The past performance of funds is not necessarily indicative of the future performance of any of these funds. All benefits payable under the policy are subject to applicable laws (financial or otherwise), as they exist in Pakistan from time to time. Unit prices of NJI Life Managed Fund are published in all leading dailies. Please refer to the policy document of this plan. For further information regarding products offered by NJI Life, you may visit our website: www.njilife.com. Apply for MCB FlexiLife today, and make your Har Pal Mehfooz For further details please contact our Bancassurance Sales Manager / Officer, at one of the selected MCB Branches. Or call 111-000-622 (MCB). NOTE: MCB Ltd. is acting as a distributor of FlexiLife on behalf of NJI Life, and is not responsible in any manner, whatsoever, to the customer, his/her beneficiary/ies or any third party. NJI Life is registered and supervised by Securities and Exchange Commission of Pakistan. All MCB FlexiLife applications are processed and approved by NJI Life, as per their underwriting guidelines. MCB Ltd. is not responsible for the processing and approval of these applications in any way, whatsoever. This brochure only provides an introduction to the benefits available under the policy. A detailed description of how the contract works is given in the Terms and Conditions, which will be provided after the customer avails the service.

LIFEPARTNER

LifePartner|Basic Premium Allocation | Benefits | Policy Terms & Eligibility | Payment Modes | Charges

Your companion for life.


Some things in life are too important to be left unplanned. Whether it is your life companion or your business partner, you have responsibilities to ensure the financial security of your dependants and business. LifePartner is a plan that will help you provide financial protection for both partners under a single plan. We can help you keep your loved ones or your business financially secure, given you may not always be there to help. Let us be there to make your Har Pal Mehfooz.

Things to Remember:
Lifepartner is a Unit Linked Plan which is subject to investment risk. NJI Life or MCB Ltd does not guarantee the value of Units. The value of units may rise, fall or remain unchanged. No guarantees in respect of any Funds are given by NJI Life or MCB Ltd. The past performance of funds is not necessarily indicative of the future performance of any of these funds. All benefits payable under the policy are subject to applicable laws (financial or otherwise), as they exist in Pakistan from time to time.

Unit prices of NJI Life Managed Fund are published in all leading dailies. Please refer to the policy document of this plan. For further information regarding products offered by NJI Life, you may visit our website: www.njilife.com. Apply for MCB LifePartner today, and make your Har Pal Mehfooz For further details please contact our Bancassurance Sales Manager / Officer, at one of the selected MCB Branches. Or call 111-000-622 (MCB). NOTE: MCB Ltd. is acting as a distributor of Lifepartner on behalf of NJI Life, and is not responsible in any manner, whatsoever, to the customer, his/her beneficiary/ies or any third party. NJI Life is registered and supervised by Securities and Exchange Commission of Pakistan. All MCB Lifepartner applications are processed and approved by NJI Life, as per their underwriting guidelines. MCB Ltd. is not responsible for the processing and approval of these applications in any way, whatsoever. This brochure only provides an introduction to the benefits available under the policy. A detailed description of how the contract works is given in the Terms and Conditions, which will be provided after the customer avails the service.

EDUCARE
EduCare |Basic Premium Allocation | Benefits |Policy Terms & Eligibility | Payment Modes | Charges

Tie his success tomorrow with your savings today!


You may not imagine a future for your children without college, but before you prepare them for that, you may have to prepare yourself - financially. Your childs college education could be one of the largest expenditures you ever make. EduCare is a long term saving plan which provides disciplined approach to save for your child's higher education. It will help you to accumulate a lump sum fund over a period, which can be used to pay for your child's higher education, making your Har Pal Mehfooz.

Apply for MCB EduCare today, and make your Har Pal Mehfooz For further details please contact our Bancassurance Sales Manager/Officer at one of the selected MCB Branches. Or call 111-000-622 (MCB). NOTE MCB Bank Ltd is acting as a distributor of EduCare on behalf of EFU Life and is not responsible in any manner, whatsoever, to the customer, his/her beneficiary/ies or any third party. EFU Life is registered and supervised by Securities and Exchange Commission of Pakistan. All MCB EduCare applications are processed and approved by EFU Life as per their underwriting guidelines. MCB is not responsible for the processing and approval of these applications in any way, whatsoever. This brochure provides only an introduction of the benefits available under the policy. A

detailed description of how the contract works is given in the Provisions and Conditions, which will be provided after the customer avails the service.

DREAMWEDDING
DreamWedding |Basic Premium Allocation | Benefits |Policy Terms & Eligibility|PaymentMode|Charges

Save for tomorrows precious moments today!


Nowadays, a DreamWedding for your children requires a substantial investment. MCB DreamWedding helps you accumulate a lump sum fund over a period for your childrens marriage expenses, in a disciplined manner. The plan provides high-value savings, guaranteed level of life assurance protection and flexible options to customize the benefits according to your needs making your Har Pal Mehfooz.

Apply for MCB DreamWedding today and make your Har Pal Mehfooz. For further details please contact our Bancassurance Sales Manager/Officer at one of the selected MCB Branches. Or call 111-000-622 (MCB). NOTE MCB Bank Ltd is acting as a distributor of DreamWedding on behalf of EFU Life and is not responsible in any manner, whatsoever, to the customer, his/her beneficiary/ies or any third party. EFU Life is registered and supervised by Securities and Exchange Commission of Pakistan. All MCB DreamWedding applications are processed and approved by EFU Life as per their underwriting guidelines. MCB is not responsible for the processing and approval of these applications in any way, whatsoever. This brochure only provides an introduction of the benefits available under the policy. A detailed description of how the contract works is given in the Provisions and Conditions, which will be provided after the customer avails the service.

CAPITALSURE
CapitalSure |Basic Premium Allocation | Benefits |Policy Terms & Eligibility|Payment Modes |Charges

Make solid & secure investments


A risk-free savings plan, if you prefer to play it safe with your investments, for a secure future. With this plan your premiums are guaranteed, as a lump sum amount, to be paid at the end of your policy term. It is designed to give you complete security and peace of mind making your Har Pal Mehfooz. Apply for MCB CapitalSure today and make your Har Pal Mehfooz. For further details please contact our Bancassurance Sales Manager/Officer at one of the selected MCB Branches. Or call 111-000-622 (MCB). NOTE

MCB Bank (Pvt) Ltd is acting as a distributor of CapitalSure on behalf of MetLife Alico and is not responsible in any manner whatsoever to the customer, his/her beneficiary (ies) or any third party MetLife Alico is registered & supervised by Securities Exchange Commission of Pakistan. All MCB CapitalSure applications are processed and approved by MetLife Alico as per their underwriting guidelines. MCB is not responsible for the processing and approval of these applications in anyway whatsoever. This brochure provides only an introduction of the benefits available under the policy. A description of how the contract works is given in the Policy Documents and Terms and Conditions, which will be provided after the customer(s) avails this service.

RETIREEASY

RetireEasy | Basic Premium Allocation | Benefits | Policy Terms & Eligibility | Payment Modes|Charges

Keep winning the game of life


RetireEasy has been designed to give you a respectable and secure retirement life. You can choose to receive a life long monthly income after retirement or a lump sum amount to invest on your own. Continue to support yourself and your family while enjoying the pleasure of a secure retirement, making your Har Pal Mehfooz. Apply for MCB RetireEasy today and make your Har Pal Mehfooz. For further details please contact our Bancassurance Sales Manager / Officer at one of the selective MCB Branches. Or call 111-000-622 (MCB). NOTE MCB Bank (Pvt) Ltd is acting as a distributor of RetireEasy on behalf of MetLife Alico and is not responsible in any manner whatsoever to the customer, his/her beneficiary (ies) or any third party. MetLife Alico is registered and supervised by Securities Exchange Commission of Pakistan. All MCB RetireEasy applications are processed and approved by MetLife Alico as per their underwriting guidelines. MCB is not responsible for the processing and approval of these applications in anyway whatsoever. This brochure provides only an introduction of the benefits available under the policy. A description of how the contract works is given in the Policy Documents and Terms and Conditions, which will be provided after the customer(s) avails this service.

INCOMEMAX

IncomeMax|Basic Premium Allocation | Benefits| Policy Terms & Eligibility | Payment Modes | Charges

Todays savings, tomorrows income.


Gain maximum returns on your savings, with a great mix of investment choices. You can make limited withdrawals at any time for short or mid-term purchases e.g. buying a house and enjoy flexibility to meet any other unexpected financial requirement. At the end of policy term you receive your accumulated investments as a lump sum amount, so you can make your Har Pal Mehfooz. Apply for MCB IncomeMax today and make your Har Pal Mehfooz.

For further details please contact our Bancassurance Sales Manager / Officer at one of the selected MCB Branches. Or call 111-000-622 (MCB). NOTE MCB Bank (Pvt) Ltd is acting as a distributor of IncomeMax on behalf of MetLife Alico and is not responsible in any manner whatsoever to the customer, his/her beneficiary (ies) or any third party. MetLife Alico is registered & supervised by Securities Exchange Commission of Pakistan. All MCB IncomeMax applications are processed and approved by MetLife Alico as per their underwriting guidelines. MCB is not responsible for the processing and approval of these applications in anyway whatsoever. This brochure provides only an introduction of the benefits available under the policy. A description of how the contract works is given in the Policy Documents and Terms and Conditions, which will be provided after the customer(s) avails this service.

FUTUREASSURE

FutureAssure|Basic Premium Allocation| Benefits| Policy Terms & Eligibility| Payment Modes| Charges

Secure savings for a brighter tomorrow.


FutureAssure is a risk-free savings plan that gives you capital protection and control over returns with flexibility and a peace of mind that your family will be secure in case of any unfortunate events. The policy will cover risks for your loved ones, secure savings for your childrens higher education or marriage expenses and ensure a healthy future. With FutureAssure, be secured and Har Pal Mehfooz. Apply for MCB FutureAssure today, and make your Har Pal Mehfooz. For further details please contact our Bancassurance Sales Manager / Officer, at one of the selected MCB Branches. For more information please call 111-000-622 (MCB). NOTE: MCB Bank Ltd. is acting as a distributor of FutureAssure on behalf of Adamjee Life, and is not responsible in any manner, whatsoever, to the customer, his/her beneficiary/ies or any third party. Adamjee Life is registered and supervised by Securities and Exchange Commission of Pakistan. All MCB FutureAssure applications are processed and approved by Adamjee Life, as per their underwriting guidelines. MCB Ltd. is not responsible for the processing and approval of these applications in any way, whatsoever. This brochure only provides an introduction to the benefits available under the policy. A detailed description of how the contract works is given in the Terms and Conditions, which will be provided after the customer avails the service..

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PROTECTIONPLAN
ProtectionPlan| Benefits | Policy Terms & Eligibility | Offer to Accept | FAQs

Instant protection, easier than ever.


MCB Bancassurance brings you broad access to finding financial solutions even if you dont have formal banking relationships. All you need is your mobile phone and you can get yourself

a complete comprehensive protection plan and insurance coverage with just a few easy steps. You dont even have to get any medical endorsements to get this protection plan. Register to MCB Mobile Banking and get yourself instantly insured in a quick and easy way at a very nominal cost with the MCB Protection Plan and get your Har Pal Mehfooz!. Apply for MCB Protection Plan today, and make your Har Pal Mehfooz. For more information please call 111-000-622 (MCB). NOTE: MCB Bank Ltd is only acting as a distributor / facilitator any further service for policy maintenance & claim filling should be directly dealt with Adamjee Lifes Head Office the Bank and is not responsible in any manner whatsoever to the customer, his/her beneficiary/ies or any third party. The insured customers statement of the account maintained with the bank will act as his/her enrollment under the policy (if his/her account is charged under the policy). This information provides only an introduction of the benefits available under the policy. A description of how the contract works is given in the Terms and Conditions, which will be provided after the customer(s) avails the service.