Are there people in your office who love their jobs and dread retirement but who are putting in their papers effective at the end of this month? Why are so many federal workers suddenly very nervous in the civil service?Some, maybe many, feds are convinced that Congress is going to make big-time, devastating-to-feds, changes in the retirement plan. There are a half dozen plans that if approved by the House and Senate would deal a major body blow to some or all of the retirement program.