CAREY CHANDLER

CAREYCHANDLER@GMAIL.COM
(731) 394 2130

POWER POINT
PRESENTATION

PROTECT YOUR
FAMILY’S
INHERITANCE

NEW CLIENT PRESENTATION SEMINAR

FUNERAL TRUST
 WELCOME
EDUCATIONAL COURSE
PRE-NEED PLANNING WITH THE
IRREVOCABLE FUNERAL TRUST
ESTATE PLANNING BENEFITS

By
CAREY CHANDLER
 IF YOU SPEND-DOWN YOUR LIFE SAVINGS TO $2000.00 TO BECOME
ELIGIBLE FOR MEDICAID…THERE ARE NO FUNDS REMAINING TO PAY
FOR FUNERAL EXPENSES…PRE-PLANNING IS A MUST TODAY!
SINCE 93% OF ALL SENIOR CITIZENS OVER THE AGE OF 65 DO NOT
HAVE NURSING HOME INSURANCE…PROTECTING ASSETS IS VERY
IMPORTANT…SHELTER DOLLARS FROM THE NURSING HOME
USING THE PRE-FUNDED FUNERAL TRUST
 Pre-Funded Funeral Trusts for Family
Members can be a great way to spend-down assets
To become eligible for Medicaid.
*MOST STATES ALLOW PARENTS TO FUND FUNERAL TRUSTS FOR THEIR
CHILDREN AND NOT COUNT AS A DIVESTMENT. FUNDS USED TO FUND BURIAL SPACES MAY BE EXEMPT.*

CONSULT AN ELDER LAW ATTORNEY FOR SPECIFIC RULES PERTAINING TO YOUR STATE. *Medicaid Eligibility
Can vary from state to state. Some states may allow parents to fund “Burial Spaces” with the Funeral Trust for their children.
It is recommended that you consult an Elder Law Attorney for Specific rules for your state. Medicaid Eligibility varies from state to state.
PLAN TODAY!
PLANNING IN ADVANCE
IRREVOCABLE FUNERAL TRUST

THE IRREVOCABLE FUNERAL TRUST IS A PACKAGED PROGRAM WHERE

AN INSURANCE POLICY WITH SIMPLE INTEREST GROWTH
IS ASSIGNED TO THE IRREVOCABLE FUNERAL EXPENSE TRUST
TO PROVIDE YOU WITH THE MOST PROTECTION FOR YOUR MONEY

This Program is specifically designed to set aside funds for your Funeral
And relieve this burden from your family.

YOU SHOULD ALWAYS CONSULT AN ELDER LAW ATTORNEY FOR ELIGIBILITY

ISSUES FOR YOUR STATE OF RESIDENT. MEDICAID RULES VARY FROM STATE TO STATE.
 COMPARISON

FUNERAL
TRUST

THE IRREVOCABLE FUNERAL TRUST PROVIDES THE MOST

PROTECTION AND PEACE OF MIND IN PRE-PLANNING!
IT IS RECOMMENDED THAT YOU CONSULT AN ELDER LAW ATTORNEY FOR SPECIFIC MEDICAID RULES IN YOUR STATE
PEACE OF MIND
 THANK YOU FOR VIEWING

• FREE CONSULTATION TO REVIEW

ESTATE PLANNING ISSUES.

• TAKE ADVANTAGE OF THIS

OPPORTUNITY.

• WE LOOK FORWARD TO SERVING YOU!

 DISCLAIMER
DELCO BROKERAGE

• MEDICAID RULES VARY FROM STATE TO STATE. ELIGIBILITY RULES PERTAINING THE
IRREVOCABLE FUNERAL TRUST AND FINAL EXPENSE PLANS CAN VARY.
• MEDICAID RULES CAN CHANGE WITHOUT NOTICE.
• This presentation is for illustrative purposes only and is not intended to convey specific rules on
Medicaid or any other Government Program.
• Prior to presenting this presentation to a client, it is recommended that the agent knows the rules pertaining the irrevocable
funeral trust by consulting an elder law attorney. Specific rules vary from state to state.
• It is also recommended that the client consult an elder law attorney.
• The Irrevocable Funeral Trust with the Final Expense Insurance plan is not meant to shelter additional assets. It is specifically
meant to provide for funeral expenses only. If there are excess funds remaining after the funeral home is paid at the time of
death, the beneficiary should be the “Estate of the Insured” for ESTATE RECOVERY PURPOSES if the insured was on Medicaid
or SSI.
• Agents marketing the funeral trust should never tell a client that the funeral trust is a method of sheltering additional assets. It
is only meant to cover the costs of the actual funeral.