Background

Corpus:100 crore 30 years old Man who is conservative to invest money for 10 years Investment plan Balanced mutual fund- 50 cr Equity -10 cr Debt -40 cr

HDFC Balanced Fund (G)

Present NAV : Rs.56.59 (28th Aug, 13) Investment Objective: To generate capital appreciation along with current income from a combined portfolio of equity & equity-related and Debt & money market instruments. Fund Type: Open-Ended Investment Plan: Growth Launch date : Sep 11, 2000 Bench mark: CRISIL Balance Fund Asset Size (Rs cr): 1,121.73 (Jun-30-2013)

Comparing Performance Return of HDFC Balanced Funds with other 3 Companies

Year ICICI Pru Balanced Fund (G) 5.2% 8.7% HDFC Balanced Fund (G) -1.9% 10.6% FT India Balanced Fund (G) 0.1% 6.5% SBI Magnum Balanced Fund (G) 7.1% 7.0%

1 Year 5 Years

As on Aug 28, 2013

Performance of HDFC Balanced Fund

Asset Allocation
As on 28/08/2013 Cash Equity

th (%)(28
Net Assets (%) 5.61 69.1

Aug, 13)

Rights & Sovereign

8.11 (1.08+7.03)

Fund Manager:
Mr. Chirag Setalvad (Senior Fund Manager-Since April '07 ) Collectively over 14 years of experience, of which 11 years in Fund Management and Equity Research and 3 years in investment banking Mr. Rakesh Vyas (Fund Manager - Foreign SecuritiesOctober 2009) Collectively over 8 years of experience of which 3 years in Application Engineering (Control and Automation) and over 5 years in Equity Research

Top 10 holdings
Name of Holding 1 2 3 4 5 6 7 8 9 10 Collateralised Borrowing & Lending Obligation 10.1% Shriram Transport Finance Co. Ltd Infosys Ltd. Tata Consultancy Services Ltd. IPCA Laboratories Ltd. ICICI Bank Ltd. 8.97% Government Securities Mind Tree Limited 9.75% LIC Housing Finance Ltd 10.07% Cholamandalam Investment and Finance Company Ltd Net Assets (%) 4.69 3.55 3.13 2.66 2.6 2.58 2.35 2.29 2.27 2.25

Sharpe ratio
Formula : Expected return risk free rate /standard deviation Expected return is 15.36% based on CAGR Risk free rate is 8 % Standard deviation is 12.68 % based on the annual returns Sharpe ratio =0.58 times ICICI Pru Balanced Reg = 0.34 times

ICICI prudential Top 100 regular Growth

Present NAV 142.69 rs Objective: The scheme seeks to generate long term capital appreciation by investing predominantly in equities , that is 95% in equities while the rest would be invested in debt and money market instruments. Bench mark CNX Nifty Index

Trailing Returns (%)

1 year
3 years 5 years

3.2%
3.44% 8.5%

Net asset : 26,202.84 Lakhs.(30/06/2013) Launch date : 09/07/1998 Type:Open ended Fund manager:Sankaran Naren - Overall 22 years of experience in Fund Management, Equity Research, Operations ect. Mittul Kalawadia - Overall 5 years of experience of which 3 years as Equity Analyst.

Fund return 1 wk 1 month 3 months 6 months 1.78 % -2.91 % -6.01% -3.60%

Bench mark return -0.33% -10.21% -13.52% -7.71%

1 year
3 years 5 years

4.14%
3.62% 8.74%

-0.93%
-0.77% 4.63%

Asset allocation
As on 28/08/2013 Cash Deposits Derivatives Equity Net Assets (%) 1.48 2.99 3.97 90.71

Top 10 holdings
Name of Holding 1 2 3 4 5 6 7 Cairn India Ltd. ICICI Bank Ltd. Infosys Ltd. Dr Reddy's Laboratories Ltd. CBLO Power Grid Corporation Of India Ltd. Bharti Airtel Ltd. Net Assets (%) 10.3 6.83 6.55 5.36 5.13 5.11 4.67

8
9 10

Standard Chartered PLC IDR

NMDC Ltd. Reliance Industries Ltd.

4.29
4.15 4.1

Sharpe ratio
Formula : Expected return risk free rate /standard deviation Expected return is 23.23% based on CAGR Risk free rate is 8 % Standard deviation is 18.16%based on the annual returns Sharpe ratio =0.83 Reliance vision Inst dividend :-0.50