GROUP NO.

04
Farha Burhan
Duane Dsouza

Shefali Singh
Swapna Bade

Girish Tiwari

Accesibility Withdraw cash and shop in India with your NRO Debit Card Entrust a relative or friend with an additional ATM Card
Managing your account Open an NRO Account jointly with an Indian Resident Conduct transactions online, 24x7 securely with Net Banking Manage your account easily with Phone Banking Bank from any metro in India with Intercity Banking Pay utility bills electricity, phone, mobile phone payment by a simple registration Other benefits Get a personalized cheque book Appoint a beneficiary to operate the account with the nomination facility Get your account details in the monthly statements free

TAX DEDUCTIONS
Interest on Deposit NRO Tax Rate 30% Surcharge Education Cess 3% Total 30.90%

NON MAINTAINANCE OF BALANCES

Charges for non maintenance of Average Monthly Balance (AMB) on NRO Savings Account - If AMB in the account is between Rs 5,000 to Rs 10,000 - Rs 250/- per month would be levied.

- If AMB is less than Rs 5,000 - Rs 350/per month would be levied.

TAX DEDUCTIONS
Interest on Deposit NRO Tax Rate 30% Surcharge Education Cess 3% Total 30.90%

NON MAINTAINANCE OF BALANCES

Charges for non maintenance of Average Monthly Balance (AMB) on NRO Savings Account - If AMB in the account is between Rs 5,000 to Rs 10,000 - Rs 750/- per month would be levied. - If AMB is less than Rs 5,000 - Rs 1000/- per month would be levied.

Remit funds easily through quick remit, Cheque Lock Box, telegraphic Transfers and Cheque / Draft Deposit your Rupee earnings in the non-interest bearing Rupee account Open an account jointly with an Indian resident Utilise account balance for repatriable investments as well as local payments in India Avail of free ATM Card for yourself and the mandate holder in India Get a personalised cheque book Operate your account, anywhere, anytime with convenient banking channels

NON MAINTAINANCE OF BALANCES

Charges for non maintenance of Average Monthly Balance (AMB) on NR Current Account For Accounts with Rs. 25,000 AMB Requirement: - If AMB in the account is between Rs 10,000/- to Rs 25,000/ - Rs 350/per month would be levied. - If AMB is less than Rs 10,000 Rs 500/- per month would be levied.

NON MAINTAINANCE OF BALANCES

Charges for non maintenance of Average Monthly Balance (AMB) on NR Current Account

For Accounts with Rs. 25,000 AMB Requirement: - If AMB in the account is between Rs 10,000/- to Rs 25,000/ - Rs 750/per month would be levied. - If AMB is less than Rs 10,000 Rs 1000/- per month would be levied.