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1. Ordering: The customer enters the credit card

details. He/She is presented with a summary of the items, price and billing information.
2. Initiating the transaction: Encrypted payment

information; secured with industrial strength encryption, is then forwarded to the merchant Cyber Cash cash register
3. Merchant picks up information: The merchant's

Internet storefront receives the encrypted payment message. The merchant's identification information is automatically added. 'The customer's credit card number remains invisible to the merchant.

the payment request is forwarded over the Internet and is received through a secure firewall by the CyberCash servers.

Through the CyberCash firewall: Still encrypted,

From the cyber register to the bank: CyberCash

instantaneously passes the payment request to the merchant's financial institution or a third-party processor acting on behalf of the financial institution.

From the cash register to the bank: The request for authorization is approved or declined by the consumer's credit card bank or issuing financial institution.

customer's credit card bank or financial institution is returned to the merchant's financial institution or the third-party processor. The response is returned to the merchant via the CyberCash cash register.

The bank sends approval: The response of the

Transaction complete and captured: The

handicrafts product is delivered to the customer:

Consumers find a product by shopping search engine.

Once a particular product has been found on the website of the seller, most online retailers use shopping cart software A "checkout" process

Online shoppers commonly use a credit card PayPal Cash on delivery (C.O.D.)

Online Consumers demand next-day or even same day delivery Existing transport and logistics services do not fully satisfy the requirements of e-commerce Logistic requirements for e-commerce are quite different from those of traditional trade. Pure online retailers tend to lack the necessary Logistic infrastructure and experience for handling e-commerce. Traditional warehouses and other logistics are not suited for e-commerce retail goods.

The service provider's set-up costs for a medium transaction site will be around Rs 20,0011 per year Charges per transaction will depend on the type of credit card and vary from 2 to 3.5 percent per transaction

A digital certificate costs around Rs. 10,000 to a few lacs, depending on the type of authenticity.
To obtain it, one has to approach some valid parties such as Cyber Cash and VeriSign