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The RIICE project

year one results and observations


Andy Nelson

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Acknowledgements
IRRI
Tri Setiyono, Emma Quicho, Aileen Maunahan, Prosperidad Abonete, Arnel Rala, Hannah Bhatti, Jen Raviz, Pongmanee Thongbai, Nel Garcia, Gene

sarmap
Francesco Holecz, Massimo Barbieri, Francesco Collivignarelli

GIZ
Roman Skorzus, Jimmy Loro, Antonis Malagardis, Aniruddha Shanbhag, Jutathup Tanyaphituick,

Allianz
Michael Anthony, Thomas Heinz

SDC
Ninh Nguyen,Yves Guinand

National partners
PhilRice, PCIC (Philippines), ICALRD (Indonesia), CTU, IMHEN, NIAPP (Vietnam), CARDI (Cambodia), RD, GISTDA, DOAE (Thailand), TNAU, AICI (India)

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Contents
RIICE project overview Remote Sensing background information Example products from the Philippines
Remote sensing of rice area Yield estimation Tri Setiyono Delivery via webGIS Arnel Rala

Accuracy of area and yield estimates Results & observations so far

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Frequently asked questions


How much area was planted this season? What was the yield in each town or province? Was production more or less than last year? Was the harvest early or late? Was there a storm, flood or drought?
Where and how much area was affected? How many tons of rice were lost?

What DO we know about rice?

We know that it is valuable


value of forrice all crops Rice is valued at 150 billion USD a year Rice is grown on 160 million ha a year Rice is grown by 200 million farmers a year

Total value Value of crop of rice production production in USD in USD perper hec hec (for 120 crops)

We know many depend on it


90% of the worlds rice is produced and consumed in Asia Over 70% of the worlds poor are in Asia

Rice Consumption Annual consumption per capita <25kg 25-50 50-75 75-100 >100kg

Poverty Each dot represents 250,000 people living on less than $1.25 a day, 2005

We know where/when it is grown

Rice is grown in every country in Asia


Rice is grown in every month of the year Rice is important; politically, culturally, economically and nutritionally

We know rice is a vulnerable crop


Most of Asias rice is grown in the wet season Rice is vulnerable to storm and flood damage Late rainfall or lack of rain causes drought damage Opportunity to develop low cost crop insurance

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Crop Insurance terminology


Indemnity-based traditional insurance
Single risk assessment and individual loss assessment where payout is based on actual loss
Named peril (i.e. flood), or multiple peril

Index insurance
An index is used for settlement rather than information from the insured unit
Weather index (rainfall, temperature) Area-yield index (average yield per geographic unit) Remote sensing (vegetation index, crop health)

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Crop insurance provider viewpoint


Big market 25 billion USD in premiums Underdeveloped market in developing countries Government support to insurance exceeds 50% of premium value! Quality issues with the information required to develop insurance products to assess losses and make quick payouts Crop insurance usually runs at a loss, but opens doors to other products/loans/credit.

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Crop insurance end user viewpoint


Rice farmers are generally poor Marginal livelihoods Vulnerable to natural catastrophes Low access to credit or other income Crop insurance often viewed as unavailable, expensive, not trusted, too slow to payout

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Crop insurance R&D viewpoint


We know how to use remote sensing and crop modelling to map and monitor rice Need to develop better and quicker estimates of crop area, production and loss Need a reliable way to deliver the estimates Need to reduce cost of monitoring and to design more efficient sampling/fieldwork Need to train and educate actors

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

The RIICE project


Remote Sensing based Information and Insurance for Crops in Emerging Economies Public Private Partnership, 3 year project 1. develop technology for rice crop monitoring and damage estimation 2. demonstrate low cost and timely insurance solutions based on that technology 3. build partnerships and networks to deliver rice crop insurance solutions, and 4. obtain government level support for food security applications

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

The RIICE project

National partners in eight regions across seven countries providing export knowledge, baseline data, fieldwork and monitoring

BARC ?

IMHEN

Thai RD TNAU CARDI CTU

IRRI PhilRice

RIICE partners. Coordinated by IRRI University or government agencies with expertise in agriculture and mandates related to rice agriculture.

ICALRD

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

From technology to delivery


The remote sensing data is linked to a crop growth model to estimate and forecast rice crop yield by district or village The rice crop is observed by remote sensing and fieldwork through the season, resulting in rice crop status maps

Area, and yield information are used to develop insurance products that cover the farmers shortfall in production due to natural disasters. Distribution channels (rural lending banks, cooperatives, rice mills) are being identified and trained to roll out the insurance product.

Local insurers sell the product through a distributor and reinsure the risk through an Allianz-led reinsurance pool.

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Remote Sensing basics


weve come a long way since someone had the idea of strapping a camera to a pigeon

just some of the earth observing satellites in operation now

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Optical remote sensing

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REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Rice from optical satellites

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Clouds are a problem

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REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Radar remote sensing

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REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Rice from optical and radar RS

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

How does radar work?


Water does not reflect any signal back to the satellite the image is black

What the satellite is seeing.

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REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

How does radar work?


If there is a young rice crop, then some signal is reflected back the image is gray

What the satellite is seeing.

25

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

How does radar work?


As the crop grows, more signal is reflected and the image become light gray/white

What the satellite is seeing.

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REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

How does radar work?


Different stages of the crop can be detected if images are taken through the season = rice crop monitoring

Radar backscatter

grain filling harvesting

time

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REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

MAPscape-Rice & Oryza2000


MAPscape-Rice processing & product generation Earth Observation data

Rice area map Start and peak of season date maps Rice crop status maps Leaf Area Index maps Flood and drought extent (area damaged)

Crop calendar Crop practices Administrative units

Leaf Area Index field sites for calibration

Oryza2000 rice growth simulation model

Meteo data Soil data Varietal data Management data Crop Cuts for yield validation

Yield estimation and yield forecasts

Production and loss estimates

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

From national to local scale


June 26 2012 High resolution information on crop status

harvest scenescence peak tillering flooding water bare soil


Cosmo-SkyMed data ASI distributed by e-GEOS, processed using MAPscape-RICE

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Crop Status in Leyte West on 26 June 2012

Rice monitoring examples


Late June, most areas have just established the rice crop [Blue]. Some areas still in land preparation phase [Brown].

harvest scenescence peak tillering stem extension flooding water bare soil

Cosmo-SkyMed data ASI distributed by e-GEOS, processed using MAPscape-RICE

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Crop Status in Leyte West on 12 July 2012

Rice monitoring examples


Mid July, area is a mixture crop in tillering stage [green] and recently established crop [blue].

harvest scenescence peak tillering stem extension flooding water bare soil

Cosmo-SkyMed data ASI distributed by e-GEOS, processed using MAPscape-RICE

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Crop Status in Leyte West on 28 July 2012

Rice monitoring examples


End July, most of the cropped area is in peak vegetation or flowering [dark green] and some still in tillering stage [green].

harvest scenescence peak tillering stem extension flooding water bare soil

Cosmo-SkyMed data ASI distributed by e-GEOS, processed using MAPscape-RICE

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Crop Status in Leyte West on 13 August 2012

Rice monitoring examples


Mid August, most of the cropped area is in peak vegetation [green] and tending to grain filling [yellow].

harvest scenescence peak tillering stem extension flooding water bare soil

Cosmo-SkyMed data ASI distributed by e-GEOS, processed using MAPscape-RICE

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Crop Status in Leyte West on 21 September 2012

Rice monitoring examples


Mid September, most areas in grain filling stage [yellow], some still in peak vegetation [green] and some already harvested [brown]

harvest scenescence peak tillering stem extension flooding water bare soil

Cosmo-SkyMed data ASI distributed by e-GEOS, processed using MAPscape-RICE

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Crop Status in Leyte West on 30 September 2012

Rice monitoring examples


End September, mixture of grain filling stage [yellow], peak vegetation [green] harvested [brown] A lot of variation in crop!

harvest scenescence peak tillering stem extension flooding water bare soil

Cosmo-SkyMed data ASI distributed by e-GEOS, processed using MAPscape-RICE

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Leyte West Date of Start of Season, 3m

Rice monitoring examples


Most areas planted in June, some in July and some even in August

September

June

Cosmo-SkyMed data ASI distributed by e-GEOS, processed using MAPscape-RICE

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Leyte West Date of Peak, 3m

Rice monitoring examples


Peak vegetation or flowering occurred in July and August in most places but some patches were in June and some were very late in September.
September

June

Cosmo-SkyMed data ASI distributed by e-GEOS, processed using MAPscape-RICE

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

What about flood/drought


Flood and drought are detected when the signal changes in an unexpected way

Radar backscatter

grain filling harvesting

time

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Crop Status in Leyte West on 12 July 2012

Example 1: Early season flood


Flood damage? 40% of the rice area affected BUT Half of those fields had not yet planted rice when the flood occurred

harvest scenescence peak tillering stem extension flooding water bare soil

Cosmo-SkyMed data ASI distributed by e-GEOS, processed using MAPscape-Rice

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Crop Status in Leyte West on 30 September 2012

Example 2: Late season flood


Flood damage? 60% of the rice area affected BUT 25% had already harvested and did not lose their crop due to the flood

harvest scenescence peak tillering stem extension flooding water bare soil

Cosmo-SkyMed data ASI distributed by e-GEOS, processed using MAPscape-Rice

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Importance of monitoring
Flood Date 12 Jul 2012 30 Sep 2012 Rice cultivation area 5,600 ha 5,600 ha Rice cultivation area affected 40% 2,240 ha 60% 3,360 ha Planted rice area affected 20% 1,120 ha 45% 2,520 ha Difference in damage estimate 1,120 ha 840 ha

A map of where rice is grown not enough! Accurate loss estimates require information on the status of the crop at the time of the calamity. These estimates are tabulated at municipal level

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Ground observations are vital

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Ground observations are vital


Pre-flooding Flooding Establishment Pre-flowering Flowering Grain filling Harvest Post-harvest

Satellite Pass Field 1 Field 2 Field 3


. . . . . . . . .

Field 20

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Regular monitoring is key


Monitoring from space and from the field Regular field visits improve the RS products and validates their accuracy Flood and drought can be detected with RS Area lost to flood/drought can only be assessed by remote sensing if images are available throughout the season

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Crop modelling basics


ORYZA2000 crop growth simulation model, 30 years of research and development Requires input information on daily weather, establishment date, soil, nutrients Can estimate yield under water and nutrient limitations, i.e. it is a measure of obtainable yield assuming everything else is okay (no pest/disease etc.) Remote sensing information used to improve the yield estimation by introducing crop establishment date and observed crop growth status on key dates Remote sensing can thus capture spatial variability and introduce that into the model that would otherwise be unknown

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

MAPscape-Rice & Oryza2000


MAPscape-Rice processing & product generation Earth Observation data

Rice area map Start and peak of season date maps Rice crop status maps Leaf Area Index maps Flood and drought extent (area damaged)

Crop calendar Crop practices Administrative units

Leaf Area Index field sites for calibration

Oryza2000 rice growth simulation model

Meteo data Soil data Varietal data Management data Crop Cuts for yield validation

Yield estimation and yield forecasts

Production and loss estimates

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

LAI - Leaf Area Index


LAI is area of plant leaf per unit ground area. From 0 to 7 m2/m2 for a rice crop LAI represents plants ability to absorb and use sunlight, hence a predictor of yield LAI is measured in the field and used to calibrate a cloud model to map LAI using the RS imagery Thus RS imagery allows us to estimate LAI at key growth stages across a wide area

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

CCE - Crop Cut Experiments


Crop yield at the end of the season Measured in the field Rainfed yields are typically 2 to 4 t/h, irrigated yields are typically 4 to 8 t/h in our study sites This is our validation data for yield accuracy assessment

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Mapping Leaf Area Index


Leyte West Leaf Area Index, 13 August 2012, 3m

Leaf Area Index


<1 12 23 34 45 >5

Cosmo-SkyMed data ASI distributed by e-GEOS, processed using MAPscape-RICE

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Yield: ORYZA2000+RS
Days after transplanting
-20 5 -10 0 10 20 30 40 50 60 70 80 90 8
LAI O2K LAI O2K + RS CSK-LAI Yield O2K Yield O2K + RS Yield Obs.

7 6 5

LAI (m2/m2)

4
3 2

1 1

180

200

220

240

260

280

Day of Year

Yield (t/ha)

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

What about crop insurance?


Area base yield index (ARBY) insurance in Leyte, Philippines. ARBY does not provide pure indemnity for each individual insured farmer. It is not necessary to inspect individual farms either before coverage begins or in the event of potential loss. No loss is paid to any farmer in an area unless and until the average yield of that area as a whole falls below the expected or insured yield.

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Insured NIS in Leyte

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Partners in ARBY
Philippine Crop Insurance Corporation (PCIC): Insurer DA BAS:Yield Identifier Metro Ormoc City Credit Cooperative, Inc. (OCCCI): Distribution Channel GIZ: Product design, implementation and oversight National Irrigation Administration 8 (NIA 8): yield history NIA/BAS provide the yield history to set the trigger yield BAS provide the yield data for each NIS which is used to determine payouts

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Past payouts
Result of ARBY in 2011:
2011 DA BAS ARBY kilos / hectare, wet cropping Average Area (NIS) Yield in cavans ARBY Trigger Yield in cavans, at 80% coverage Payout / hectare at 80% coverage

NIS

Difference

Bao Mainit HindangHilongos

2,953.46 2,628.38

65.63 58.41

63.464 63.464

2.166 -5.054

0 P 799.00

3,947.16

87.71

61.336

26.379

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

RIICE and ARBY


2012 Wet Season Compare the ARBY area and yield estimation method with the RIICE area and yield estimation method ARBY method used to determine payout, but RIICE used along side to build confidence in the approach (RS-ARBY)
sarmap maps the rice area PhilRice monitors the sites, yield data for payout IRRI estimates yield and puts all results on WebGIS GIZ, PCIC and partners assess results

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

NIS and crop cut location

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

ARBY CCE samples


Irrigation System MAINIT PONGSO Barangay Magsaysay P.Barrantes Cuta & New Road Bairan Liloan Sabang Ba-o Matica-a Magnangoy Doos del Sur Municipality Alang-Alang Alang-Alang Barugo San Miguel Sub-total Ormoc City Ormoc City Ormoc City Sub-total Hilongos Hindang Sub-total Total Number of Samples Inbred Hybrid 5 5 3 6 9 8 2 5 19 24 3 15 13 4 5 16 21 35 15 2 8 0 23 2 63 61 Total 10 9 17 7 43 18 17 21 56 17 8 25 124

BAO

HINDANG HILONGOS

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Yield accuracy results 1


Yield accuracy at barangay level
Preliminary accuracy assessment of RS-based rice yield estimation

Barangay

Yield (ton/ha) ARBY CCE RS estimate

RMSE (kg/ha) 702

Amahit
Cuta Liloan Matica-a Sabang Ba-o

2.96
3.79 5.96 5.14 4.99

1.94
4.32 5.04 5.69 4.94

Accuracy (%)
85

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Yield accuracy results 2


Yield accuracy at municipal level
Preliminary accuracy assessment of RS-based rice yield estimation

Yield (ton/ha) Municipality RS ARBY CCE estimate Barugo Ormoc City 4.59 5.36 4.38 4.85

RMSE (kg/ha) 392 Accuracy (%) 92

Municipal yield accuracy assessment is based only on those barangays where we had both CCE and model data

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Comparison of yields/triggers
How do the ARBY and RS yields compare to the triggers?
Comparison of ARBY yield and Remote Sensing yield for 2012 WS

Municipality

Yield trigger at 95% (ton/ha)

Yield (ton/ha) ARBY RS estimate

Barugo
Ormoc City

3.62
3.74

5.12
5.31

5.63
5.56

Agreement between ARBY and RS yield estimates No payout in WS 2012

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Next Steps
Creation of a Business Model to support use of Remote Sensing for Crop Insurance RS-ARBY Product approval by Insurance Commission; and PCIC Board Roll out of the RIICE WebGIS Finalization of the crop model and yield forecasting via Remote Sensing by sarmap/IRRI/PhilRice RS-ARBY Product development 2013-2014 RS-ARBY used for yield identification in 2014

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Observations on PPP
Lack of clarity over respective roles of private and public sector Need for government support
Data infrastructure Education, training, capacity building Technical support on product design Creation of enabling legal / regulatory framework

Private partners often the innovators in distribution channels and delivery mechanisms

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Observations on PPP
Expectations from the private sector are high Remote sensing is not a miracle solution
Monitoring from space still needs monitoring on the ground for validation.

Moving from demonstration to operation


Technological development is relatively easy

Confidence building is critical Everyone wants to know the accuracy & cost.

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

How accurate is the method?


Accuracy of area, yield and damage: actual and targetted
RIICE products Level of detail Field

Area
85%

Yield
NA

Flood area

Drought area

Barangay Municipality
Province

85% 92%
98%

Area accuracy assessment requires comparison data from BAS or another source Provincial yield estimate is based only on those municipalities where we ran the model

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

How accurate is the method?


Accuracy of area, yield and damage: actual and targetted
RIICE products Level of detail Field

Area
85%

Yield
NA

Flood area
90%

Drought area
80%

Barangay Municipality
Province

90% 95%
98%

85% 92%
98%

95% 98%
99%

85% 90%
92%

Area accuracy assessment requires comparison data from BAS or another source Provincial yield estimate is based only on those municipalities where we ran the model

REMOTE SENSING-BASED INFORMATION AND INSURANCE FOR CROPS IN EMERGING ECONOMIES

Implications for insurance?


These are the first results from the first season of RIICE. Accuracy of area and yield are good. ARBY and ARBY-RS agree: no payout. Require four seasons of testing and development No reported flooding in 2012. No one wants a flood, but its hard to test the full method without one!

thank you www.riice.org

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