Beruflich Dokumente
Kultur Dokumente
1947 head office Karachi Credit rating of AA- by PACRA & JCR-VIS Reinsurer is Munich-re of Germany
PREMIUM
Gross Premium 13.17 Billion Net Premium 12.80 Billion
PREMIUMS
Protection
Premium Investment
CLAIMS
Total Gross Claims 3.03 Billion Total Net Claims 2.63 Billion Total Claims Paid 1.083 Billion
PROFITABILITY
Profit Before Tax 1.4 Billion Profit After Tax 914 Million
Managed Growth Fund Capital Growth Fund Aitemad Growth Fund Guaranteed Growth Fund
INVESTMENTS IN SECTORS
Investment 34.72 Billions Government Securities Shares & Mutual Funds Fixed Income Securities
INVESTMENT TRENDS
GOVERNMENT SECURITIES
Investment in Gov.t Securities In 2011 In 2012
3 Months Treasury Bills 6 Months Treasury Bills 10 Years PIB 5 Years PIB
RETURN ON INVESTMENTS
Return on overall investment 90 Million
Government Securities 57.8 Million Fixed Income Securities & Deposits 8.3 Million Dividend Income 24.3 Million
FINANCIAL STRENGTHS
1 Billion 37.9 Billion 32.3 Billion 914 Million 58% 10.75 55% 17.64% 2.1 Billion 43.65% 1 Billion Highest Paid up Capital in the Private Life Insurance sector Strong Asset base Highest NAV of all Unit linked funds Profit after tax Growth in Profit after tax Earnings per share Cash Dividend for the year Bonus Shares for the year Shareholders Equity Return on Equity Total Claims paid
CONCLUSION
Company follows a unique investment procedure called Unit Linking System. Company face a significant growth in 2012. EFU Life invests in various sectors but major sectors are Gov.t securities, fixed income securities and Stocks. EFU Life is playing a vital role in the development of insurance sector in Pakistan.
RECOMMENDATIONS
EFU Life should also invest in Property sector. EFU is a leading insurance company in private sector life insurance business therefore it has a role to play in social development. The company should also invest in public awareness campaigns for the development of insurance sector in Pakistan.