The Student Group Health Insurance Scheme (SGHIS) of IUBAT

ART 204 Modern Living

Introduction
IUBATInternational University of Business Agriculture and Technology introduces Student Group Health Insurance Scheme (SGHIS) for its students as of May 15, 2011 for the first time in Bangladesh. Its a welfare plan for the students of IUBAT All students should know about SGHIS.

Coverage
The insurer is Progressive Life Insurance Company LTD (PLIC). It covers all students of up to 30 years of age with a premium of TK. 160.00 per semester. The SGHIS will cover hospitalization cost of TK. 100,000 (one lac) per year for an insured student.

Hospitalization
Students suffering from acute sickness or accident requiring hospitalization are advised to avail this facility as and when required. Direct payment system is available with some reputed hospitals in Dhaka city like Apollo, Ayesha Memorial, Samarita Hospitals. Reimbursement of cost is available for all hospitals.

Action on Injury
On emergency, take admission to a hospital immediately and inform Dr A S A Masud of IUBAT, Tel:01713 0149 17 email: asa.masud@iubat.edu and Dr Tanveer of PLIC, email: progress@bdcom.com, Tel:01819243851 within 24 hours of admission.

Action on Injury
On emergency, take admission to a hospital immediately and inform Dr A S A Masud of IUBAT, Tel:01713 0149 17 email: asa.masud@iubat.edu and Dr Tanveer of PLIC, email: progress@bdcom.com, Tel:01819243851 within 24 hours of admission. .

What you will do in case of sickness

Consult a registered doctor in chamber, clinic or hospital. If necessary take admission into a hospital for treatment as per advise of doctor after informing Dr Masud or Dr Tanveer Contact:
Dr Masud: 01713014917, asa.masud@iubat.edu DrTanveer:01819243851,progress@bdcom.com

Direct Payment
In case of Apollo, Ayesha Memorial or Samarita Hospital, PLIC will pay to the hospital directly up to the limit. Such arrangement is also being made with other reputed hospitals.

Procedure of Claim of Expenses

In case of other hospitals, claim in a prescribed form along with supporting papers is to be made to the PLIC through Dr ASA Masud within 15 days of discharge from the hospital. Form is available in Room No. 328 and Registry of IUBAT. Dr Masud will assist in prompt settlement of claim and provide other advises.

More information
For more information about Student Group Health Insurance Scheme, please contact Dr A S A Masud, Room # 328, IUBAT Cell: 01713 0149 17, Email asa.masud@iubat.edu or visit www.iubat.edu/sghis