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A Guide To The Instruments That Can Help You Achieve The Goal Of Low Risk And High Capital Gains
PREPARED BY: CA. JIMMIT D MEHTA MODERATOR: SHINING STARS: A GROUP OF PROFESSIONALS
LIFE INSURANCE
Gives assured returns on maturity. Risk cover to protect your family in case of untimely events. Tax benefit under Section 80C for the premium paid for the policy. Additional benefits, once the policy term finishes. Under Section 10(10D), if premium paid per year for the policy is less than 10% of the sum assured, then the amount received on maturity is exemption from tax deduction.
HEALTH INSURANCE
Benefit under Section 80D upto Rs.15000 on policies for yourself, spouse and children. And if you are paying health insurance premium for your parents as well, then you can get an additional benefit of Rs.15000 taking total benefit of Rs.30000. These benefits are subject to couple of conditions, you must be less than 65 years of age and policy premium must be paid through cheque or credit card and not cash.
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