What is meant byMUTUALFUND?

Mutual fund is a fund where many

investors cotribute to form a common pool
of money with a stated objective
 Mutual Fund Classifications

 Open end funds

 Closed end funds
 load funds(front end,deffered,back end load)
 No load funds
 Tax −exempt funds
 non tax exempt funds
 Types of Fund
 Fund types by Nature of Investments ,investment objective, risk
profile

 Money market or liquid funds

 Gilt funds
 Debt funds(income funds-high yield,focused,divercified)
 Equity funds(value, dividend yield,aggressive,sector funds etc.)
 Hybrid funds(growth and income,balanced,assest allocation funds)
 Commodity funds
 Real estate funds
 Exchange trade funds
 Fund of funds
 PLAYERS IN MUTUAL FUND

The Sponsor (s), The Board of Trustees (BOT) or Trust Company,

Asset Management Company (AMC-conducts necessary research, and

based on it, manages the fund or portfolio, and it is also responsible for

floating, managing, redeeming the schemes)

The Custodian (responsible for coordinating with brokers, the actual transfer

and storage of stocks, and handling the property of the Trust)

The Unit holders.

MERITS OF MUTUAL FUND
Portfolio diversification
Professional management
Reduction or diversification of risk
Transaction costs
Liquidity
Convenience and flexibility
REGULATORS IN MF
 SEBI (Capital market regulator)
 RBI (Money market regulator)
 MINISTRY OF FINANCE,SAT
 CLB,DCA,ROC
 STOCK EXCHANGES
 OFFICE OF PUBLIC TRUSTEE
 UTI
 OFFER DOCUMENT
 Key Information Memorandum
 Details of the sponsor and the AMC
 Description of the scheme and investment objective
 Terms of issue
 Historical statistics
 Investors rights and services
 NAV
 POLICIES
 TAX issues etc
FUND DISTRIBUTION
 Individual Agents or Distributors
 Distribution Companies
 Banks and NBFCs
 Post offices
 Direct Marketing
METHODS OF MEASURING FUND
PERFORMANCE
 NAV
 TOTAL RETURN
 ROI
 CUMULATIVE AGGREGATE
 EXPENSE RATIO
 INCOME RATIO
 PORTFOLIO TURNOVER RATIO
 FINANCIAL PLANNING PROCESS
FINANCIAL FUND PORTFOLIO
CLIENT INVESTMET
PLANNER MANAGER

Analysis of Markets
Discussion of goals Choice of Schemes
and Choice of
and asset allocation and Fund Manager Individual Securities
FINANCIAL PLANNING
 THE ACCUMULATION PHASE
 THE TRANSITION STAGE
 THE INTER-GENERATION TRANSFER STAGE
 THE SUDDEN WEALTH STAGE
 PLANNING FOR AFFLUENT INVESTORS
 MUTUAL FUND COMPANIES

Standard Chartered Mutual Fund

 Franklin Templeton India MF
Morgan Stanley Mutual Fund
India Escorts Mutual Fund
Alliance Capital Mutual Fund
Benchmark Mutual Fund
Canbank Mutual Fund
 Chola Mutual Fund
 ABN AMRO Mutual Fund
 Birla Sun Life Mutual Fund
 HDFC Mutual Fund
 HSBC Mutual Fund
 ING Vysya Mutual Fund
 Prudential ICICI Mutual Fund
 Sahara Mutual Fund
 State Bank of India Mutual Fund
 Tata Mutual Fund
THANKING
U