Attract and Capture Large IRA Accounts

Where to Get Lists

People with $100,000+ in IRA or Retirement Plans

Freeerisa.com 5310 Filings

Plans That Are Closing Down & People Retiring

Get into Companies Key is to position yourself as educator

Plans That Are Closing Down & People Retiring

http://www.botspot.com/BOTSPOT/Windo ws/Tracking_Bots/News_Bots/index.html

Larkspur Data - Judy Diamond

Datamaster - use for any size plan Suggested criteria < 25 employees Plan balances $500,000+ All 5500 EZ filers (almost all $100,000+)

Retired Teachers

Teachers by age Listmart (888) 216-7555 More in SRDS

Seminars
Age 68+ Homeowners Household Income $50,000+ Middle and Upper Middle Zip codes Winning seminar system

Build Your Own List

Use Direct Mail to Find Motivated Prospects

STRETCH IRA

Dont let Your Custodian Mess You Up

Primary beneficiaries Your sons

Jack

Tom

Secondary beneficiaries Your grandsons

Bob

Dan

Selecting Beneficiaries
Do it through an IRA Asset Will or Trust This is where to count charities into your plans IRA can be split up after death (and should be)

Use Life Insurance as a Transfer Vehicle

Reduce Income Tax Reduce or Avoid Estate Tax Provide Tax Free Benefit Provide Leveraged Benefit

Tax Benefit of Life Insurance

Mutual Funds $100,000 Life Policy $100,000

Inside Retirement Plan

Taxable Value

$100,000

$50,000

Form SUL 500 CA US Financial Life for married couple, both age 70, super standard non-smoker provides death benefit of $300,000, for three premium payments of $33,333 and a taxable value (cash surrender value) of $45,086 in distribution year 3 rounded to $50,000 in above illustration, based on current interest rates as of 1/30/03. Applies to above and following slide. Note that life insurance policies have internal expenses and may have surrender charges and provide an income tax free death benefit while mutual funds have management fees and may have contingent deferred sales charges and do not provide a death benefit.

The Right Investments

Inside IRA

Growth Mutual Funds Short Hold Stocks Taxable Bonds

Outside IRA

Index/Low Turnover Mutual Funds Long Hold Stocks Tax Free Bonds

Which is Better Tax Deferred or Tax Free?

Use the Roth IRA Now

Benefits of Roth Conversion

Convert to a Roth and get tax free accumulation through
Your life Your spouses life Your childrens life Your grandchildrens life

IRA Distribution Expert Training

April 23-24, Dallas, TX
Over 4000 people turn 70 each day and must start IRA distributions. If you want your share of those large retirement accounts, you cannot miss the only training of its kind on becoming an IRA Distribution Expert. Complete two day recording and speaker notes(100 sets) shipping NOW at

www.brokerville.com
Order by May 28 and get 401k rollover presentation to give at companies

Next IRA Distribution Expert Training

November 5-6, Disney World, Orlando, FL Regular tuition is $1495 Get the recording of the April 2004 training and attend ANY future training for $899
Complete two day recording and speaker notes(100 sets) shipping NOW at

www.brokerville.com
Order by May 28 and get 401k rollover presentation to give at companies