SUNDARAM BNP PARIBAS A.M.

C
Sundaram BNP Paribas AMC manages funds to the tune of
Rs.5000 cr plus
Manages 16 schemes to suit various investment objectives.

About Sponsors
Sundaram finance is a 50 years old NBFC and one of the biggest
player in auto finance, IT, auto ancillary.
BNP Paribas European leader in banking and financial services.
Presence in over 20 countries.
BNP Paribas P.A.M has assets under management worth Euro
275 billion.

PRODUCTS
EQUITY FUNDS

HYBRID FUNDS

DEBT FUNDS

Growth Fund

Balanced Fund

Bond Saver

India Leadership

Monthly Income Plan

Income Plus

Select Focus

GILT Fund

Select Midcap

Floating rate fund

SMILE

Money Fund

Sundaram CAPEX

Select Debt

Tax Saver
Rural India

Sundaram Mutual
SIPs Systematic Investment Plan

WHY SIPS ???

Value of Money over time

Impact of inflation on monthly
expenses of Rs. 30,000 today

Value of Rs. 100,000 over time

100,000
78,353
61,391

62,368
48,867

48,102

38,288
30,000

Today

5 years

10 years

15 years

Today

5 years

At inflation of 5%

Investors need to beat Inflation

10 years

15 years

Individual Investor: Life Stages

Earnings
Consumptions
Savings

22
27
Young Independent Young Married

40
Middle age

60
Retirement

All individuals have a finite period to save for their investment goals

Performance of Various Asset Classes

Cumulative annualized returns 1980-2004
15.61%

10.27%
6.72%

8.89%

5.81%
3.55%
-0.91%

Inflation

Gold
Growth

Bank FDs

BSE Sensex

Real Growth

Equities outperform other asset classes over the long term

Summary
Investors needs to save
regularly and invest those
savings in higher return
assets to create Wealth

Long Term Systematic

Monthly Investment in
equity schemes is ideal
for this

Benefits of Rupee Cost Averaging

The power of disciplined investment
1. Dont worry where share prices or interest rates are heading.
2. Simply invest in a set amount of money regularly over a long
period of time.
3. Buy less when market price is high and more when it is low
automatically.

Benefits of Compounding
The power of starting to invest NOW
1. Key to building wealth is to start investing early and regularly.
2. No matter how small the investment may be, shall go a long
way into creating a substantial amount of wealth over a long
term

To Build Wealth over the Long-Term

The table below illustrates how a regular investment of
Rs. 1,000 per month grows over different time periods
Your savings at 10% p.a at 15 % p.a at 20% p.a
(Rs)
(Rs)
(RS)
(Rs)
Period (years)
5
60,000
73,261
80,908
89,299
10
120,000
191250
243644
311,504
15
180,000
381,269
570,964
864,421
20
240,000
687,299
1,229,322 2,240,255
25
300,000
1,180,164 2,553,516 5,663,772
30
360,000
1,973,928 5,216,941 14,182,578

Make the Volatility of the Market Work in Your Favour

FOR EXAMPLE
Say you have opted for Systematic Investment Plan, investing Rs.1000 per month
into a scheme that had NAV of Rs.10, when you started investing.
Month

Amount Invested
(Rs.)

Rising
Market
NAV

Falling
Market

1,000

10

Units
Alloted
100

1,000

12

83.33

125

12

83.33

1,000

14

71.43

166.67

125

1,000

16

62.5

250

10

100

Total

4,000

52

317.26

28

641.67

40

408.33

Average Purchase NAV

Average costs per unit

13
12.61

NAV

Volatile Market

NAV

10

Units
Alloted
100

10

Units
Alloted
100

7
6.23

10
9.8

Systematic Investment Plan

A Systematic Investment Plan (SIP) is a facility that allows one to
invest in a disciplined manner, by investing at regular intervals
quarterly, monthly, fortnightly or even every week into a Mutual
Fund.

Benefits:
1. Rupee Cost Averaging
(No need to time the market)

2. Disciplined Investing Habit

Systematic Investment Plan

Benefits contd..
3. Auto Debit facility.
4. Low Investments.
5. Commensurate Returns
FUND
SUNDARAM BNP GROWTH
SUNDARAM BNP SELECT FOCUS
SUNDARAM BNP SELECT MIDCAP
SUNDARAM BNP INDIA LEADERSHIP
SUNDARAM BNP TAXSAVER
SUNDARAM BNP SMILE

LAST 4 YEARS
68.54%

LAST 3 YEARS
69.88%
40.43%
62.91%
43.42%

LAST 2 YEARS
86.11%
42.13%
61.09%
34.35%

LAST 1 YEAR
112.83%
26.07%
41.96%
10.81%
1.99%
0.52%

NOTE: The SIP returns are calculated by IRR Method. Past performance may or may not be sustained in the future. Please read the offer
document carefully before investing.

Risk Factors
Mutual Funds and all securities investments are subject to market risks and there is
no assurance or guarantee that the Funds objectives will be achieved. As with any
investment in debt, stocks and shares, the NAV of the units issued under the
schemes can go up or down depending upon the factors and forces affecting the
respective markets. Past performance of the Sponsor/Mutual Fund does not
guarantee the future performance of the schemes of the Mutual Fund. The name of
the scheme does not in any manner indicate either the quality of the scheme, its
future prospects or its returns. The NAV of the scheme may be affected by settlement
periods and transfer procedures. Trading volumes may restrict the liquidity of the
schemes investments. Investors are not offered any guaranteed returns in any of the
schemes. The sponsor is not responsible for any loss resulting from the operations of
the schemes beyond the contribution of an amount of Rs.1 lac made by it towards
setting up Sundaram Mutual Fund. Please go through the respective offer documents
before investing

THANK YOU

Unearthing Opportunities