INTRODUCTION

SCOPE.
PRODUCT.
PROCESS.
MARKETIBILITY.
LOCATION.
SOURCES OF FINANCE/ REPAYMENT
SCHEDULE.
SCHEME.
(a) Land and building: Rs.25, 00,000

(b) Machinery and Equipment Rs. 75,000

 
(c) Testing equipment: Rs. 1, 20,000

(d) Other fixed investment:

Packing & forwarding charges. Rs. 10,000
Electrification & installation charges. Rs. 1,00,000
Cost of tools/ jigs/fixtures. Rs. 50,000
 
 (e) Total Non-recurring expenditure (a) + (b) +(c) + (d)

Rs. 28, 55,000

(F) Staff & Labour:
(a)Indirect labour nos. & wages/p.m. Rs. 25,000
(b)Direct labour nos. & wages/p.m. Rs. 1,60,000
Total salaries p.m. [(1) + (2)] Rs. 1,
85,000

(G) Raw materials and Consumables:

(a)Indigenous Rs. 8,00,000
(b)Imported Rs. 10,00,000
Total: Rs. Rs.18, 00,000

(H) Other items of expenditure:

Power and Water Charges. Rs. 10,000
Advertising and traveling. Rs. 50,000
Transport Rs. 10,000
Commission to Distributers/Agent. Rs. 1,00,000

(I) Total recurring expenditure. (f) + (g) + (h)

Rs.
21,55,000
(J) Working Capital for 1 months Rs. 18,00,000

(K) Total investment requirement :

(a)Non recurring expenditure. Rs. 28,55,000
(b)Working capital for 1 months Rs. 18,00,000
Total: Rs.46, 55,000

(L)Total cost of production:

(a)Total recurring expenditure. Rs. 21,55,000
(b)Depreciation on machinery and
equipment. Rs. 50,000
Depreciation on building. Rs. 20,000
Maintenance charges. Rs. 10,000
Interest on total investment (8%) Rs. 2,400
Welfare for staff. (20*2500) Rs. 50,000
Office stationery & postage. Rs. 5,000
Total: Rs. 22, 92,400
 Profit and loss account : 
 By sale of… (qty.) of… @ Rs.
Gold (120 gm * 15525 + 6, 00,000) Rs.24, 63,000
Silver (90 gm * 232 + 2, 00,000) Rs. 2, 20,880
  Total: Rs.26, 83,880
 
 Cost of production
Rs. 22, 92,400
 
Profit (1) – (2) Approx. percentage of the total capital employed
 
PROFIT: Rs. 3, 91,480
Profitability & Projection.
(Generally For about 5 To 10 Years)

 Phase of activity
 Profitability of Phases
Infrastructure.
1) Location advantages
  The Shop is located in higher level Area.

(2) Availability of Materials/Power/water/labour

  Easily available all kind of facilities.

(3) Government Policy

  Government Rules and Regulation is affected.
 
: Break Even Point
B.E.P. = Total investment / Profit
Total investment:-
  Owned capital = Rs.23, 00,000
Unsecured loan = Rs. 5, 00,000
Secured loan = Rs. 3, 00,000
  Total: = Rs. 31, 00,000
Profit:- = Rs. 3, 91,480

B.E.P. = 31, 00,000 Rs. / 3, 91,480 Rs.

= 7.92

  Approx. 7 Years & 9 Months

 Names And Addresses Of
Suppliers.
1) Raw Materials  
Mr. Raj Shah,
Dalal Street,
Mumbai (East)
 
(2) Machinery and Equipment
 
Mr.Jayant Mathur,
Satellite Road,
Ahmadabad.
 
Remarks.
 
Seal and Date
 

The World of
Jewels, (Signature of the
Company)